1st Advantage MortgageAbout 78% of Crook County homes are owner-occupied, and the median household income is $79,637. Your income, debts and credit decide what you qualify for. Get offers in writing, compare the total repaid, and never pay a fee up front.
On this page
- Population and place: Crook County
- Crook County against other Wyoming counties
- Homes and rents, Crook County
- Crook County income bands
- How Crook County residents earn a living
- Crook County towns compared
- Counties near Crook County
- Before borrowing in Crook County
- Debt-to-income, Crook County edition
- Crook County households compared
- Wyoming rules that apply in Crook County
- Four steps for Crook County borrowers
- Other Wyoming guides
- Frequently asked questions
Population and place: Crook County
With an estimated 7,455 residents (ACS 2020 to 2024), Crook County ranks 20th of 23 in Wyoming for population. Its 2,854 square miles average 3 people per square mile, by the 2024 Census Gazetteer. Under the July 2023 OMB definitions, Crook County is not part of any metropolitan area. Moorcroft (1,096 people) heads the county's list of 5 Census places, 4 incorporated and 1 census-designated. At 7,455 people, Crook County is a small survey sample, so small differences in these figures may be noise.
Crook County against other Wyoming counties
Ranked against the other 22 county-level areas in Wyoming, these are the Crook County figures furthest from the middle.
- Crook County ranks the lowest of 23 Wyoming counties for the ACS unemployment rate: 0.6%, against 3.7% statewide. A tight job market helps steady income, but lenders still verify it.
- On the share of renters paying 30% or more of income for rent, Crook County sits near the bottom of Wyoming at 24%, the lowest of 23. Rents are manageable for most, which can leave space for savings.
- Crook County ranks 2nd lowest of 23 Wyoming counties for the poverty rate: 6.0%, against 10.5% statewide. A low poverty rate does not mean every budget has room; test the payment.
Homes and rents, Crook County
Crook County rent at the median: $852 a month, utilities in ($992 in Wyoming). 24% of renting households spend 30% or more of income on rent, and 14% spend half or more. With a median value of $285,800, a typical Crook County house costs 3.6 times what the median household earns in a year. Owners occupy 78% of homes. The median year built is 1986.
| Crook County | Wyoming | Difference | |
|---|---|---|---|
| Rent-burdened renters | 24% | 43% | -19.3 pts |
| Owners | 78% | 72% | +6.3 pts |
| Burdened owners | 31% | 26% | +5.0 pts |
| Mobile homes | 15.8% | 11.5% | +4.3 pts |
| Median gross rent | $852/mo | $992/mo | 14% lower |
| Median home value | $285,800 | $309,700 | 8% lower |
In an owner-heavy county like Crook County, many borrowers can also choose a home equity loan or line of credit. Those can price lower but put the house on the line, so compare the two in writing; our personal loan vs. HELOC guide walks through it.
Crook County income bands
At $79,637, the typical Crook County household income is 21% above the median U.S. county ($65,681). In the state ranking that is 9th of 23.
| Income band | Share in Crook County | Difference from Wyoming |
|---|---|---|
| Under $35,000 | 14.6% | -7.1 pts |
| $35,000 to $99,999 | 47.4% | +6.1 pts |
| $100,000 to $199,999 | 31.2% | +2.7 pts |
| $200,000 or more | 6.7% | -1.8 pts |
The spread is wide: 38% of Crook County households make $100,000 or more, and 15% make less than $35,000. Census counts 6.0% of Crook County residents in poverty, against 10.5% across Wyoming. Crook County scores 0.365 on the Gini index, where higher means more unequal incomes. Income from any regular source can count, including Social Security, pensions and disability benefits, as long as you can document it.
How Crook County residents earn a living
The biggest employer of Crook County residents, by industry, is agriculture, forestry and mining at 25% of workers, followed by education and health care (17%). Crook County over-indexes on agriculture, forestry and mining: 25% versus 9% in Wyoming. The survey's unemployment rate for Crook County averages 0.6% over 2020 to 2024 (state: 3.7%). About 72% drive to work alone and 23% have trips of 45 minutes or more. Households without a car make up 2.4% of the total (4.1% statewide).
| Industry (employed residents 16+) | Crook County | Gap to Wyoming |
|---|---|---|
| Agriculture, forestry and mining | 24.9% | +15.7 pts |
| Education and health care | 17.3% | -7.2 pts |
| Construction | 9.7% | +1.2 pts |
| Professional and administrative services | 8.2% | +0.5 pts |
| Other services | 7.8% | +2.7 pts |
| Transportation, warehousing and utilities | 7.5% | +1.3 pts |
If your hours swing with the season or with overtime, size a loan payment against your base pay, not your best month.
Crook County towns compared
2,952 of Crook County's 7,455 residents live in its 5 Census places (40%); the 5 largest are listed. Moorcroft ($71,458) and Sundance ($61,250) mark the top and bottom of Crook County's income range among larger places. No Crook County place has a separate guide yet; this county page serves all 5.
| Community | Type | Residents | Household income (median) | Rent (median) | Distance |
|---|---|---|---|---|---|
| Moorcroft | town | 1,096 | $71,458 | $790 | 29 mi |
| Sundance | town | 912 | $61,250 | n/a | 16 mi |
| Pine Haven | town | 516 | $62,750 | $989 | 20 mi |
| Hulett | town | 428 | $76,250 | $622 | 7 mi |
| Beulah | CDP | 0 | n/a | n/a | 24 mi |
CDP: census-designated place, an unincorporated community mapped for statistics.
Counties near Crook County
Lawrence County is closest, 41 miles from center to center; the sixth, Powder River County, is 74 miles off. Income ranges from $54,167 in Carter County to $89,869 in Campbell County; 2 of these neighbors top Crook County's median. Some neighbors are in Montana and South Dakota. Lender licensing is state by state, so a loan for a Crook County resident follows Wyoming rules.
| County | Distance | Median income | Median rent | Owners |
|---|---|---|---|---|
| Crook County | - | $79,637 | $852/mo | 78% |
| Lawrence County, SD | 41 mi | $73,384 | $938/mo | 65% |
| Weston County, WY | 51 mi | $89,509 | $698/mo | 87% |
| Campbell County, WY | 54 mi | $89,869 | $1,009/mo | 78% |
| Butte County, SD | 56 mi | $75,652 | $972/mo | 76% |
| Carter County, MT | 64 mi | $54,167 | $824/mo | 62% |
| Powder River County, MT | 74 mi | $67,045 | $533/mo | 79% |
Before borrowing in Crook County
Where the Crook County numbers stand out, and why it matters for a loan:
- Health costs. With 11% of the county uninsured, an interest-free hospital payment plan usually beats a loan (medical bills).
- Commuter costs. 23% drive 45 minutes or more. Compare shop financing with a loan, and keep a small repair fund.
- 16% mobile homes. Many are not titled as real estate, so home-equity options may not apply; an unsecured loan is the usual route.
Debt-to-income, Crook County edition
Crook County at the medians, through a lender's eyes (what DTI means):
- Median income divided by twelve: $6,636 before taxes
- 13% goes to median rent ($852)
- With a 40% ceiling, about $1,803 remains for car, card, student and any new loan payments
Subtract what you already pay on other debts. A new payment should fit in what remains, with some to spare.
Crook County households compared
Degree holders: 24% of adults over 25. About 11% go without health insurance.
| Measure | Crook County | Gap to Wyoming | Gap to typical U.S. county |
|---|---|---|---|
| Bachelor's or higher | 24.5% | -6.1 pts | +2.3 pts |
| Median age | 44.1 | +5.0 yrs | +2.6 yrs |
| Poverty rate | 6.0% | -4.5 pts | -7.2 pts |
| Unemployment (ACS) | 0.6% | -3.1 pts | -3.8 pts |
| Work from home | 11.2% | +1.8 pts | +2.5 pts |
| No vehicle | 2.4% | -1.6 pts | -3.0 pts |
| No high school diploma | 7.0% | +1.2 pts | n/a |
| No health insurance | 11.4% | +0.1 pts | +3.6 pts |
| Trip time | Share |
|---|---|
| Under 15 min | 40.0% |
| 15 to 29 min | 19.6% |
| 30 to 44 min | 17.0% |
| 45 to 59 min | 12.4% |
| 60+ min | 11.1% |
Wyoming rules that apply in Crook County
Licensing happens at the state level, so a lender working with Crook County borrowers answers to the Wyoming Division of Banking. Federal complaints: consumerfinance.gov. The Wyoming page has statewide figures to set beside Crook County's.
Four steps for Crook County borrowers
A short checklist for Crook County borrowers:
- Size the loan to the bill, not to the most a lender offers.
- Prequalify with soft pulls where offered, then compare in writing.
- Verify the Wyoming license before giving out your Social Security number.
- Keep a small cushion so one surprise bill does not mean another loan.
Other Wyoming guides
No city in Crook County has its own guide yet; the state page is next up.
Frequently asked questions
Is $79,637 a good income in Crook County?
It is the county median, so half of Crook County households earn more and half less; 38% earn $100,000 or more.
What is the median rent in Crook County, WY?
$852 a month, utilities included, or $10,224 a year.
Does this page cover Moorcroft?
Yes, along with the other 4 Census places in Crook County, such as Sundance, Pine Haven, Hulett.
Will a Crook County address affect my match?
Beyond confirming Wyoming as your state, no. Your answers about amount, credit, income and payments are all that count.
What agency protects Crook County borrowers?
The Wyoming Division of Banking at the state level and the CFPB federally.