Check my match
Wyoming

Your Weston County, WY personal loan guide

By the Personal Loan Compare editorial team · Last reviewed and updated October 28, 2026 · How we write and check

Short answer

In Weston County, Wyoming, the typical household earns $89,509 a year and the typical rent is $698. Whatever your own numbers, compare written offers on APR, fees and total cost, and verify the lender is licensed in Wyoming before sharing details.

On this page
  1. Weston County, WY: the basics
  2. Renting and owning in Weston County
  3. Paychecks and income spread in Weston County
  4. The Weston County job picture
  5. Neighboring counties at a glance
  6. The communities that make up Weston County
  7. Debt-to-income at Weston County's medians
  8. Before borrowing in Weston County
  9. Weston County residents: age, schooling, coverage
  10. Checking a lender's license in Wyoming
  11. Four steps for Weston County borrowers
  12. More guides for Weston County
  13. Frequently asked questions

Weston County, WY: the basics

6,826Population (ACS 2020-24)
$89,509Median household income
$698/moMedian gross rent
$221,700Median home value
87%Owner-occupied homes
9%Below the poverty line
2,398 sq miLand area
44.0Median age

With an estimated 6,826 residents (ACS 2020 to 2024), Weston County ranks 21st of 23 in Wyoming for population. Spread over 2,398 square miles, that works out to roughly 2.8 residents per square mile. No metropolitan area includes Weston County in the 2023 federal delineation, so its numbers stand on their own rather than as part of a metro. Newcastle is the biggest of its 4 Census places, at roughly 3,348 people (49% of the county total). Small populations mean wide margins of error, so read every Weston County figure on this page as a rough guide.

Renting and owning in Weston County

Median gross rent, utilities included, comes to $698 in Weston County versus $992 statewide. Rent takes 30% or more of income for 44% of renter households here. Home values center on $221,700, or 2.5 years of median income. 87% of Weston County households own their home and 13% rent.

Home costsWeston CountyWyomingU.S. middle county
Median gross rent$698/mo$992/mo$877/mo
Median home value$221,700$309,700$185,300
Owners87%72%75%
Rent-burdened renters44%43%45%
Burdened owners24%26%n/a
Mobile homes17.4%11.5%n/a
Vacant units16%12%n/a

Owners with equity have a second option. Weigh a secured line against an unsecured loan by risk as well as cost before you choose (how they compare).

Paychecks and income spread in Weston County

At $89,509, the typical Weston County household income is 36% above the median U.S. county ($65,681). Only 2 Wyoming counties post a higher median.

Yearly household incomeWeston CountyGap to Wyoming
Under $35,00021.1%-0.6 pts
$35,000 to $99,99935.7%-5.6 pts
$100,000 to $199,99936.6%+8.1 pts
$200,000 or more6.6%-1.9 pts

Some 21% of households here live on less than $35,000 a year; 43% have six-figure incomes. 9.0% of residents fall below the federal poverty line (statewide: 10.5%). Income inequality, measured by the Gini index, comes to 0.415 here. A household earning below the $89,509 median should test any payment carefully; one earning above it should still pick the shortest term it can manage.

The Weston County job picture

Agriculture, forestry and mining employs 25% of working residents, the largest share; education and health care is next with 20%. The sharpest difference from the state is in agriculture, forestry and mining, at 25% locally and 9% for Wyoming. ACS puts five-year average unemployment at 1.0% in Weston County. Long commutes are common here: 29% of workers spend 45 minutes or longer getting to work. Only 3.5% of homes here go without a vehicle.

SectorWeston CountyCompared with Wyoming
Agriculture, forestry and mining25.2%+16.0 pts
Education and health care19.8%-4.7 pts
Retail trade9.2%-1.6 pts
Construction8.6%+0.1 pts
Transportation, warehousing and utilities7.8%+1.6 pts
Public administration6.5%-0.1 pts

Industry shapes paperwork. Salaried and public jobs are easy to verify, while hourly, tipped, commission or contract earners in Weston County should have bank statements and tax returns ready.

Neighboring counties at a glance

Nearest neighbors first, measured between county centers (51 to 68 miles). Campbell County leads the group on income ($89,869), Niobrara County trails ($64,113), and Weston County out-earns 5 of the six. The list crosses into South Dakota, where different lending rules and regulators apply.

Nearby countyCenter to centerHousehold incomeGross rentOwner-occupied
Weston County-$89,509$698/mo87%
Crook County, WY51 mi$79,637$852/mo78%
Lawrence County, SD51 mi$73,384$938/mo65%
Campbell County, WY53 mi$89,869$1,009/mo78%
Niobrara County, WY54 mi$64,113$605/mo62%
Custer County, SD56 mi$84,112$1,112/mo86%
Fall River County, SD68 mi$67,917$931/mo72%

The communities that make up Weston County

Here are the 4 most populous of the county's 4 Census places, with income and rent from the same 2020 to 2024 survey. About 67% of Weston County residents live in one of the 4. This guide covers each of the 4 places and the rural areas around them.

Town or CDPTypePeopleMedian household incomeMedian gross rentMiles from center
Newcastlecity3,348$82,734$75819 mi
Uptontown892$58,182n/a18 mi
Hill View HeightsCDP240$160,114n/a21 mi
OsageCDP114n/an/a12 mi

CDP: census-designated place, an unincorporated community mapped for statistics.

Debt-to-income at Weston County's medians

Weston County at the medians, through a lender's eyes (what DTI means):

  • $89,509 a year is $7,459 of gross monthly income
  • Less median rent of $698, which is 9% of it
  • With a 36% ceiling, about $1,987 remains for car, card, student and any new loan payments

If your rent is above $698, the room shrinks dollar for dollar.

Before borrowing in Weston County

A few patterns in the Weston County data, and the practical point behind each:

  • Medical bills. 14% of Weston County residents are uninsured. Before borrowing for care, ask the provider about financial assistance and payment plans.
  • Long drives. With 29% of commutes over 45 minutes, tires and repairs are fixed costs in many Weston County budgets.
  • Repairs on manufactured housing. With 17% of homes here, compare a personal loan with any dealer or park repair program.
  • Six-figure budgets. For the 43% earning $100,000 or more, lifestyle creep, not approval, is the usual problem.

Weston County residents: age, schooling, coverage

20% of Weston County adults 25 and older hold a bachelor's degree or more. The uninsured rate is 13.8%, against 11.3% for Wyoming.

IndicatorWeston CountyAll of WyomingU.S. county median
Median age44.039.141.5
Bachelor's or higher20.1%30.6%22.2%
No high school diploma9.1%5.8%n/a
No health insurance13.8%11.3%7.8%
No vehicle3.5%4.1%5.4%
Work from home4.9%9.4%8.7%
Poverty rate9.0%10.5%13.2%
Unemployment (ACS)1.0%3.7%4.4%
One-way commuteShare of Weston County workers
Under 15 min52.3%
15 to 29 min12.7%
30 to 44 min5.8%
45 to 59 min4.9%
60+ min24.3%

Checking a lender's license in Wyoming

The Wyoming Division of Banking is the place to verify any lender's Wyoming license. The Consumer Financial Protection Bureau accepts complaints nationwide. More on Wyoming: Wyoming personal loans.

Four steps for Weston County borrowers

Quick steps for Weston County:

  • Get a written quote for whatever you are paying for in Weston County.
  • Shop at least three lenders, including one Weston County-area credit union.
  • Check the license, then the reviews, then the offer.
  • Read the final agreement; it must match the offer.

The Wyoming guide covers the whole state.

Frequently asked questions

What does a typical Weston County household make?

About $89,509 a year at the median (ACS 2020-24), 18% above the Wyoming median.

What do renters pay in Weston County?

$698 a month at the median, about 9% of median household income.

Does this page cover Newcastle?

Yes, along with the other 3 Census places in Weston County, such as Upton, Hill View Heights, Osage.

Will a Weston County address affect my match?

Beyond confirming Wyoming as your state, no. Your answers about amount, credit, income and payments are all that count.

Where can someone in Weston County check a lender's license?

With the Wyoming Division of Banking. If a lender is unlicensed or asks for a fee before funding, walk away.

CallCheck my match