1st Advantage MortgageThe median Deuel County household earns $70,096, and 9% of residents live below the poverty line. Your income, debts and credit decide what you qualify for. Get offers in writing, compare the total repaid, and never pay a fee up front.
On this page
- Who lives in Deuel County
- What Deuel County households earn
- Jobs and commutes in Deuel County
- Renting and owning in Deuel County
- Places inside Deuel County
- Counties near Deuel County
- More Deuel County figures
- Borrowing situations common in Deuel County
- A Deuel County household budget, worked through
- Lender oversight for Deuel County
- Four steps for Deuel County borrowers
- Nearby and statewide guides
- Frequently asked questions
Who lives in Deuel County
With an estimated 1,847 residents (ACS 2020 to 2024), Deuel County ranks 75th of 93 in Nebraska for population. Land area is 440 square miles (2024 Gazetteer), so density runs near 4 per square mile. No metropolitan area includes Deuel County in the 2023 federal delineation, so its numbers stand on their own rather than as part of a metro. The Census Bureau counts 2 places in the county (2 incorporated, 0 census-designated); the largest is Chappell, with about 915 residents, or 50% of the county. With so few households sampled, Deuel County estimates can move a lot between releases.
What Deuel County households earn
Deuel County households have a median income of $70,096 (ACS 2020 to 2024), which ranks 39th of 93 in Nebraska.
| Band | Deuel County | Compared with Nebraska |
|---|---|---|
| Under $35,000 | 24.4% | +3.6 pts |
| $35,000 to $99,999 | 48.1% | +6.2 pts |
| $100,000 to $199,999 | 21.7% | -6.2 pts |
| $200,000 or more | 5.7% | -3.7 pts |
Some 24% of households here live on less than $35,000 a year; 27% have six-figure incomes. Census counts 9.4% of Deuel County residents in poverty, against 10.6% across Nebraska. The Gini index of income inequality is 0.503 (0 is perfect equality). Income from any regular source can count, including Social Security, pensions and disability benefits, as long as you can document it.
Jobs and commutes in Deuel County
Education and health care employs 25% of working residents, the largest share; agriculture, forestry and mining is next with 13%. Compared with Nebraska, the county leans toward agriculture, forestry and mining (13% against 4%). The survey's unemployment rate for Deuel County averages 1.4% over 2020 to 2024 (state: 3.0%). 15% of commuters travel 45 minutes or more each way, and 5% work from home. Only 3.3% of homes here go without a vehicle.
| Industry (employed residents 16+) | Deuel County | Gap to Nebraska |
|---|---|---|
| Education and health care | 25.2% | +0.8 pts |
| Agriculture, forestry and mining | 13.1% | +8.9 pts |
| Retail trade | 11.0% | +0.5 pts |
| Public administration | 8.6% | +4.3 pts |
| Transportation, warehousing and utilities | 8.4% | +2.4 pts |
| Arts, lodging and food service | 6.7% | -0.6 pts |
Shorter commutes usually mean lower vehicle costs, which can leave more room for a payment, or for paying a loan off early.
Renting and owning in Deuel County
Median gross rent, utilities included, comes to $872 in Deuel County versus $1,072 statewide. 26% of renting households spend 30% or more of income on rent, and 1% spend half or more. Home values center on $100,200, or 1.4 years of median income. The ownership rate is 82%.
| Measure | Deuel County | Nebraska | Median U.S. county |
|---|---|---|---|
| Median gross rent | $872/mo | $1,072/mo | $877/mo |
| Median home value | $100,200 | $238,600 | $185,300 |
| Owners | 82% | 67% | 75% |
| Rent-burdened renters | 26% | 45% | 45% |
| Burdened owners | 16% | 22% | n/a |
Because most Deuel County households own, home repairs are a frequent reason to borrow. An unsecured personal loan leaves the house out of the deal, while a HELOC uses it as collateral.
Places inside Deuel County
The table lists the 2 largest of 2 Census places in Deuel County, by population. Together all 2 hold about 1,411 people, so roughly 24% of residents live outside any named place. This guide covers each of the 2 places and the rural areas around them.
| Place in county | Status | Population (ACS) | Median HH income | Monthly rent | Distance from center |
|---|---|---|---|---|---|
| Chappell | city | 915 | $65,000 | $775 | 7 mi |
| Big Springs | village | 496 | $68,125 | $775 | 14 mi |
Counties near Deuel County
The six counties whose centers lie closest to Deuel County's, from 17 to 41 miles away. Income ranges from $41,882 in Garden County to $72,778 in Perkins County; 1 of these neighbors top Deuel County's median. Some neighbors are in Colorado. Lender licensing is state by state, so a loan for a Deuel County resident follows Nebraska rules.
| Adjacent area | How far | HH income (median) | Rent (median) | Owner share |
|---|---|---|---|---|
| Deuel County | - | $70,096 | $872/mo | 82% |
| Sedgwick County, CO | 17 mi | $52,386 | $774/mo | 72% |
| Phillips County, CO | 36 mi | $64,674 | $999/mo | 72% |
| Cheyenne County, NE | 36 mi | $60,348 | $821/mo | 67% |
| Garden County, NE | 36 mi | $41,882 | $700/mo | 79% |
| Keith County, NE | 36 mi | $60,645 | $771/mo | 71% |
| Perkins County, NE | 41 mi | $72,778 | $922/mo | 79% |
More Deuel County figures
College graduates make up 25% of the adult population. 9.1% of residents have no health coverage.
| People and households | Deuel County | Nebraska | Median county |
|---|---|---|---|
| Median age | 50.8 | 37.2 | 41.5 |
| Bachelor's or higher | 25.2% | 34.6% | 22.2% |
| No high school diploma | 8.9% | 7.8% | n/a |
| No health insurance | 9.1% | 7.2% | 7.8% |
| No vehicle | 3.3% | 5.4% | 5.4% |
| Work from home | 5.5% | 11.0% | 8.7% |
| Poverty rate | 9.4% | 10.6% | 13.2% |
| Unemployment (ACS) | 1.4% | 3.0% | 4.4% |
Borrowing situations common in Deuel County
The county's numbers point to a few situations that come up often for Deuel County borrowers.
- Retirees. At a median age of 50.8, many borrowers here rely on award letters as proof of income; favor no prepayment penalty.
- Requirements. Lenders weigh credit history, documented income and existing debt (what to gather).
- Consolidating cards in Deuel County. Compare the total repaid, not the monthly figure (how).
A Deuel County household budget, worked through
Lenders compare monthly debt payments with gross monthly income, the debt-to-income ratio. For a Deuel County household at the medians it works out like this; treat it as an illustration only.
- $5,841 a month: gross income for a household at the Deuel County median
- 15% goes to median rent ($872)
- $1,465: what a 40% ratio leaves once rent is paid
Two-income households and single earners in Deuel County land in very different places on this math, so run it for your own budget.
Lender oversight for Deuel County
Deuel County borrowers fall under statewide rules, enforced by the Nebraska Department of Banking and Finance. Banks and credit unions have their own regulators, and the CFPB takes complaints about any lender. The Nebraska guide covers state rules in more detail.
Four steps for Deuel County borrowers
Quick steps for Deuel County:
- Size the loan to the bill, not to the most a lender offers.
- Ask each lender for the APR and all fees in writing.
- Verify the Nebraska license before giving out your Social Security number.
- Ask a Deuel County credit union about member loans.
Nearby and statewide guides
For statewide rules and data, see the Nebraska guide.
Frequently asked questions
What is the median household income in Deuel County?
$70,096 a year in the 2020 to 2024 Census survey, versus $76,475 for Nebraska. It ranks 39th of 93 in the state.
How much is rent in Deuel County?
Median gross rent, utilities included, is $872 a month; 26% of renters spend 30% or more of income on it.
What are the biggest places in Deuel County?
By population: Chappell, Big Springs. The county has 2 Census places in all.
Does my county matter to the questionnaire?
Only your state does. Whether you live in Deuel County or elsewhere in Nebraska, the same rules apply.
Where can someone in Deuel County check a lender's license?
With the Nebraska Department of Banking and Finance. If a lender is unlicensed or asks for a fee before funding, walk away.