1st Advantage MortgageDouglas County households have a median income of $82,984 and median rent of $1,570 a month (ACS 2020 to 2024). Your income, debts and credit decide what you qualify for. Get offers in writing, compare the total repaid, and never pay a fee up front.
On this page
- Who lives in Douglas County
- How much Douglas County households make
- Renting and owning in Douglas County
- The Douglas County job picture
- Places inside Douglas County
- Regional comparison for Douglas County
- Budget math at the Douglas County median
- Who lives in Douglas County, in numbers
- Local borrowing considerations for Douglas County
- Steps before you apply in Douglas County
- Who licenses lenders for Douglas County residents
- More guides for Douglas County
- Frequently asked questions
Who lives in Douglas County
With an estimated 147,888 residents (ACS 2020 to 2024), Douglas County ranks 18th of 159 in Georgia for population. It covers 200 square miles of land, or about 739 people per square mile. It is one of the counties that make up the Atlanta-Sandy Springs-Roswell, GA metropolitan statistical area (OMB, 2023). The Census Bureau counts 4 places in the county (2 incorporated, 2 census-designated); the largest is Douglasville, with about 37,536 residents, or 25% of the county.
How much Douglas County households make
At $82,984, the typical Douglas County household income is 26% above the median U.S. county ($65,681).
| Income band | Share in Douglas County | Difference from Georgia |
|---|---|---|
| Under $35,000 | 17.6% | -4.5 pts |
| $35,000 to $99,999 | 44.5% | +5.0 pts |
| $100,000 to $199,999 | 28.3% | +1.8 pts |
| $200,000 or more | 9.6% | -2.2 pts |
Some 18% of households here live on less than $35,000 a year; 38% have six-figure incomes. Census counts 10.9% of Douglas County residents in poverty, against 13.4% across Georgia. If your income is irregular, as it often is with tips, gig work or seasonal jobs, plan around your leaner months rather than the Douglas County median.
Renting and owning in Douglas County
A typical Douglas County rental runs $1,570 a month including utilities, which is 13% above Georgia. Rent takes 30% or more of income for 50% of renter households here. With a median value of $296,900, a typical Douglas County house costs 3.6 times what the median household earns in a year. 67% of Douglas County households own their home and 33% rent.
| Home costs | Douglas County | Georgia | U.S. middle county |
|---|---|---|---|
| Median gross rent | $1,570/mo | $1,393/mo | $877/mo |
| Median home value | $296,900 | $303,300 | $185,300 |
| Owners | 67% | 66% | 75% |
| Rent-burdened renters | 50% | 52% | 45% |
| Burdened owners | 27% | 26% | n/a |
| Mobile homes | 4.5% | 7.8% | n/a |
Rent pressure is real here, so run any payment through the debt-to-income calculator before you apply.
The Douglas County job picture
Education and health care employs 21% of working residents, the largest share; retail trade is next with 11%. Transportation, warehousing and utilities stands out: 11% of workers here, versus 7% statewide. The survey's unemployment rate for Douglas County averages 6.2% over 2020 to 2024 (state: 5.1%). 30% of commuters travel 45 minutes or more each way, and 15% work from home.
| Industry (employed residents 16+) | Douglas County | Gap to Georgia |
|---|---|---|
| Education and health care | 21.4% | +0.4 pts |
| Retail trade | 11.5% | +0.2 pts |
| Professional and administrative services | 11.0% | -2.6 pts |
| Transportation, warehousing and utilities | 10.5% | +3.2 pts |
| Manufacturing | 8.9% | -1.2 pts |
| Arts, lodging and food service | 8.6% | 0.0 pts |
Where long drives are the norm, a car repair is one of the most common surprise bills. A small repair fund can keep a breakdown from turning into a loan.
Places inside Douglas County
4 Census places fall mainly inside Douglas County; the 4 biggest are below. They account for 74,843 residents, leaving about 49% of the county in unincorporated, unnamed areas. Incomes vary by place: $119,667 at the median in Fairplay, $62,417 in Lithia Springs. Median rent ranges from $987 in Fairplay to $1,582 in Douglasville. No Douglas County place has a separate guide yet; this county page serves all 4.
| Community | Type | Residents | Household income (median) | Rent (median) | Distance |
|---|---|---|---|---|---|
| Douglasville | city | 37,536 | $79,107 | $1,582 | 5 mi |
| Villa Rica | city | 18,551 | $87,803 | $1,547 | 9 mi |
| Lithia Springs | CDP | 16,875 | $62,417 | $1,402 | 9 mi |
| Fairplay | CDP | 1,881 | $119,667 | $987 | 8 mi |
Regional comparison for Douglas County
Paulding County is closest, 16 miles from center to center; the sixth, Coweta County, is 24 miles off. 4 of the six report a higher median household income than Douglas County; Cobb County is highest at $102,738 and Clayton County lowest at $59,806.
| Adjacent area | How far | HH income (median) | Rent (median) | Owner share |
|---|---|---|---|---|
| Douglas County | - | $82,984 | $1,570/mo | 67% |
| Paulding County, GA | 16 mi | $98,031 | $1,772/mo | 81% |
| Fulton County, GA | 18 mi | $95,292 | $1,732/mo | 54% |
| Carroll County, GA | 20 mi | $73,714 | $1,153/mo | 71% |
| Cobb County, GA | 20 mi | $102,738 | $1,730/mo | 67% |
| Clayton County, GA | 23 mi | $59,806 | $1,433/mo | 55% |
| Coweta County, GA | 24 mi | $95,548 | $1,488/mo | 78% |
Budget math at the Douglas County median
Douglas County at the medians, through a lender's eyes (what DTI means):
- $82,984 a year is $6,915 of gross monthly income
- 23% goes to median rent ($1,570)
- 43% debt-to-income limit: $1,404 left for all other debt payments
Car, student loan and card payments come out of that room first. Try your own numbers in the calculator.
Who lives in Douglas County, in numbers
31% of Douglas County adults 25 and older hold a bachelor's degree or more. 12.3% of residents have no health coverage.
| Residents | Douglas County | Georgia | Middle U.S. county |
|---|---|---|---|
| Median age | 36.9 | 37.6 | 41.5 |
| Bachelor's or higher | 30.8% | 34.9% | 22.2% |
| No high school diploma | 8.7% | 10.8% | n/a |
| No health insurance | 12.3% | 12.4% | 7.8% |
| No vehicle | 3.1% | 5.9% | 5.4% |
| Work from home | 15.2% | 15.9% | 8.7% |
| Poverty rate | 10.9% | 13.4% | 13.2% |
| Unemployment (ACS) | 6.2% | 5.1% | 4.4% |
| Trip time | Share |
|---|---|
| Under 15 min | 17.8% |
| 15 to 29 min | 27.0% |
| 30 to 44 min | 25.3% |
| 45 to 59 min | 14.3% |
| 60+ min | 15.6% |
Local borrowing considerations for Douglas County
What the Douglas County figures suggest, and what to check first:
- Uninsured care. 12% lack coverage here; nonprofit hospitals must publish an assistance policy, so ask for it first (guide).
- Keeping the car running. At 30% with long commutes, repairs are a frequent Douglas County emergency; first decide if the car is worth fixing.
- 50% rent-burdened. A payment on top of high rent needs a cushion; size it with the calculator.
Steps before you apply in Douglas County
A short checklist for Douglas County borrowers:
- Price the Douglas County expense first and borrow that amount, no more.
- Line up offers side by side: APR, fees in dollars, total cost.
- Confirm the lender is licensed in Georgia.
- Ask a Douglas County credit union about member loans.
Who licenses lenders for Douglas County residents
No county office licenses personal lenders. For Douglas County, check the Georgia Department of Banking and Finance. Banks and credit unions have their own regulators, and the CFPB takes complaints about any lender. More on Georgia: Georgia personal loans.
More guides for Douglas County
For statewide rules and data, see the Georgia guide.
Frequently asked questions
Is Douglas County a high-income county?
Its $82,984 median ranks 22nd of 159 Georgia counties and compares with $65,681 for the median U.S. county.
Is Douglas County expensive for renters?
Median rent is $1,570 against $1,393 statewide, and 50% of renter households are cost-burdened.
What are the biggest places in Douglas County?
By population: Douglasville, Villa Rica, Lithia Springs, Fairplay. The county has 4 Census places in all.
Will a Douglas County address affect my match?
Beyond confirming Georgia as your state, no. Your answers about amount, credit, income and payments are all that count.
Where can someone in Douglas County check a lender's license?
With the Georgia Department of Banking and Finance. If a lender is unlicensed or asks for a fee before funding, walk away.