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Georgia

Your Coweta County, GA personal loan guide

By the Personal Loan Compare editorial team · Last reviewed and updated October 28, 2026 · How we write and check

Short answer

In Coweta County, Georgia, the typical household earns $95,548 a year and the typical rent is $1,488. A loan makes sense only if its total cost beats your alternatives and the payment fits your budget. Check the lender's Georgia license first.

On this page
  1. Coweta County, GA: the basics
  2. Household income in Coweta County
  3. Rent, home values and ownership in Coweta County
  4. Employment and commuting in Coweta County
  5. Cities, towns and CDPs in Coweta County
  6. Regional comparison for Coweta County
  7. Coweta County households compared
  8. Borrowing situations common in Coweta County
  9. A Coweta County household budget, worked through
  10. Four steps for Coweta County borrowers
  11. Lender oversight for Coweta County
  12. More guides for Coweta County
  13. Frequently asked questions

Coweta County, GA: the basics

152,852Population (ACS 2020-24)
$95,548Median household income
$1,488/moMedian gross rent
$357,500Median home value
78%Owner-occupied homes
7%Below the poverty line
441 sq miLand area
39.2Median age

With an estimated 152,852 residents (ACS 2020 to 2024), Coweta County ranks 17th of 159 in Georgia for population. Land area is 441 square miles (2024 Gazetteer), so density runs near 347 per square mile. The federal metro definitions (OMB, July 2023) place it in the Atlanta-Sandy Springs-Roswell, GA metropolitan area. The Census Bureau counts 10 places in the county (9 incorporated, 1 census-designated); the largest is Newnan, with about 44,235 residents, or 29% of the county.

Household income in Coweta County

The median household income in Coweta County is $95,548; statewide it is $77,353, so Coweta County runs 24% above Georgia as a whole. In the state ranking that is 10th of 159.

Yearly household incomeCoweta CountyGap to Georgia
Under $35,00013.1%-9.0 pts
$35,000 to $99,99939.1%-0.4 pts
$100,000 to $199,99933.4%+6.9 pts
$200,000 or more14.4%+2.6 pts

Some 13% of households here live on less than $35,000 a year; 48% have six-figure incomes. Census counts 7.4% of Coweta County residents in poverty, against 13.4% across Georgia. For a borrower in Coweta County, the county median is only context: a lender looks at the income you can document, so pay stubs, benefit letters or tax returns matter more than any average.

Rent, home values and ownership in Coweta County

Renters in Coweta County pay a median of $1,488 a month, 7% above the Georgia figure of $1,393. 55% of renting households spend 30% or more of income on rent, and 18% spend half or more. With a median value of $357,500, a typical Coweta County house costs 3.7 times what the median household earns in a year. The ownership rate is 78%.

MeasureCoweta CountyGeorgiaMedian U.S. county
Median gross rent$1,488/mo$1,393/mo$877/mo
Median home value$357,500$303,300$185,300
Owners78%66%75%
Rent-burdened renters55%52%45%
Burdened owners23%26%n/a
Mobile homes3.2%7.8%n/a

Owners with equity have a second option. Weigh a secured line against an unsecured loan by risk as well as cost before you choose (how they compare). High rent burdens leave little slack. If you are borrowing to consolidate, make sure the new payment is lower than the ones it replaces.

Employment and commuting in Coweta County

Education and health care employs 21% of working residents, the largest share; transportation, warehousing and utilities is next with 13%. The sharpest difference from the state is in transportation, warehousing and utilities, at 13% locally and 7% for Georgia. The survey's unemployment rate for Coweta County averages 3.1% over 2020 to 2024 (state: 5.1%). 23% of commuters travel 45 minutes or more each way, and 14% work from home. Only 3.2% of homes here go without a vehicle.

Industry (employed residents 16+)Coweta CountyGap to Georgia
Education and health care20.5%-0.5 pts
Transportation, warehousing and utilities12.6%+5.3 pts
Professional and administrative services11.7%-1.9 pts
Retail trade10.8%-0.5 pts
Manufacturing10.4%+0.3 pts
Arts, lodging and food service8.2%-0.4 pts

Where long drives are the norm, a car repair is one of the most common surprise bills. A small repair fund can keep a breakdown from turning into a loan.

Cities, towns and CDPs in Coweta County

The table lists the 10 largest of 10 Census places in Coweta County, by population. Together all 10 hold about 64,550 people, so roughly 58% of residents live outside any named place. Turin has the highest median household income on the list ($230,313) and Grantville the lowest ($69,283), counting places with at least 500 residents. Median rent ranges from $930 in Turin to $1,542 in Newnan. None of the 10 has its own city guide, so this page covers all of them.

PlaceTypePopulationMedian incomeMedian rentFrom county center
Newnancity44,235$82,292$1,5422 mi
Senoiacity5,589$124,964n/a12 mi
Palmettocity4,797$80,982$1,15414 mi
Chattahoochee Hillscity3,782$111,792n/a16 mi
Grantvillecity3,251$69,283$1,3809 mi
East NewnanCDP956$110,863$9881 mi
Turintown742$230,313$9307 mi
Morelandtown685$94,500$1,1615 mi
Sharpsburgtown309$85,000$1,3237 mi
Haralsontown204$73,750$1,31914 mi

Regional comparison for Coweta County

Fayette County is closest, 16 miles from center to center; the sixth, Clayton County, is 24 miles off. Income ranges from $57,340 in Meriwether County to $111,978 in Fayette County; 1 of these neighbors top Coweta County's median.

Adjacent areaHow farHH income (median)Rent (median)Owner share
Coweta County-$95,548$1,488/mo78%
Fayette County, GA16 mi$111,978$1,898/mo80%
Heard County, GA22 mi$65,868$917/mo72%
Meriwether County, GA23 mi$57,340$920/mo73%
Douglas County, GA24 mi$82,984$1,570/mo67%
Carroll County, GA24 mi$73,714$1,153/mo71%
Clayton County, GA24 mi$59,806$1,433/mo55%

Coweta County households compared

Degree holders: 36% of adults over 25. The uninsured rate is 8.5%, against 12.4% for Georgia.

Coweta CountyGeorgiaU.S. county median
Median age39.237.641.5
Bachelor's or higher36.2%34.9%22.2%
No high school diploma8.0%10.8%n/a
No health insurance8.5%12.4%7.8%
No vehicle3.2%5.9%5.4%
Work from home14.0%15.9%8.7%
Poverty rate7.4%13.4%13.2%
Unemployment (ACS)3.1%5.1%4.4%
Travel time to workWorkers
Under 15 min19.7%
15 to 29 min33.4%
30 to 44 min24.1%
45 to 59 min12.1%
60+ min10.6%

Borrowing situations common in Coweta County

A few patterns in the Coweta County data, and the practical point behind each:

  • Keeping the car running. At 23% with long commutes, repairs are a frequent Coweta County emergency; first decide if the car is worth fixing.
  • Higher earners. 48% of households clear $100,000; shop at least three lenders and pick the shortest term.
  • Renters under pressure. When 55% pay 30% or more for rent, the smallest loan that solves the problem is the right size.

A Coweta County household budget, worked through

Coweta County at the medians, through a lender's eyes (what DTI means):

  • $7,962 a month: gross income for a household at the Coweta County median
  • Rent at the median, $1,488, takes 19% of that
  • $1,936: what a 43% ratio leaves once rent is paid

If your rent is above $1,488, the room shrinks dollar for dollar.

Four steps for Coweta County borrowers

Steps that save money for Coweta County residents:

  • Get a written quote for whatever you are paying for in Coweta County.
  • Collect three written offers and compare APR and total repaid.
  • Look the lender up with the state regulator first.
  • Pick the shortest term whose payment still fits.

Lender oversight for Coweta County

Before sharing details with a lender, a Coweta County resident can confirm its license with the Georgia Department of Banking and Finance. Federal complaints: consumerfinance.gov. More on Georgia: Georgia personal loans.

The Georgia guide covers the whole state.

Frequently asked questions

How much do households in Coweta County earn?

The median is $95,548; 48% earn $100,000 or more and 13% under $35,000. A lender uses your own documented income, not this figure.

How does Coweta County rent compare with Georgia?

$1,488 locally versus $1,393 for the state, 7% above.

Does this page cover Newnan?

Yes, along with the other 9 Census places in Coweta County, such as Senoia, Palmetto, Chattahoochee Hills.

Will a Coweta County address affect my match?

Beyond confirming Georgia as your state, no. Your answers about amount, credit, income and payments are all that count.

Where can someone in Coweta County check a lender's license?

With the Georgia Department of Banking and Finance. If a lender is unlicensed or asks for a fee before funding, walk away.

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