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Louisiana

East Baton Rouge Parish, LA: income, rent and loan options

By the Personal Loan Compare editorial team · Last reviewed and updated October 28, 2026 · How we write and check

Short answer

The median East Baton Rouge Parish household earns $63,071, and 20% of residents live below the poverty line. Your income, debts and credit decide what you qualify for. Get offers in writing, compare the total repaid, and never pay a fee up front.

On this page
  1. East Baton Rouge Parish at a glance
  2. Income in East Baton Rouge Parish compared with Louisiana
  3. Housing costs in East Baton Rouge Parish
  4. Work, industries and travel time in East Baton Rouge Parish
  5. East Baton Rouge Parish and the counties next door
  6. East Baton Rouge Parish towns compared
  7. More East Baton Rouge Parish figures
  8. Local borrowing considerations for East Baton Rouge Parish
  9. Room for a loan payment in East Baton Rouge Parish
  10. Louisiana rules that apply in East Baton Rouge Parish
  11. Steps before you apply in East Baton Rouge Parish
  12. More guides for East Baton Rouge Parish
  13. Frequently asked questions

East Baton Rouge Parish at a glance

452,938Population (ACS 2020-24)
$63,071Median household income
$1,147/moMedian gross rent
$248,800Median home value
59%Owner-occupied homes
20%Below the poverty line
456 sq miLand area
34.1Median age

Roughly 452,938 residents live in East Baton Rouge Parish, Louisiana, 1st by population among the state's 64 counties and county equivalents. Land area is 456 square miles (2024 Gazetteer), so density runs near 994 per square mile. It is one of the counties that make up the Baton Rouge, LA metropolitan statistical area (OMB, 2023). Of the 14 Census places inside East Baton Rouge Parish, Baton Rouge leads by population with about 222,771; 4 of the 14 are incorporated.

Income in East Baton Rouge Parish compared with Louisiana

Half of East Baton Rouge Parish households take in less than $63,071 a year and half take in more, 4% above the Louisiana median of $60,756. Only 21 Louisiana counties post a higher median.

Household incomeEast Baton Rouge Parishvs Louisiana
Under $35,00028.9%-1.8 pts
$35,000 to $99,99939.4%0.0 pts
$100,000 to $199,99921.4%-0.7 pts
$200,000 or more10.3%+2.5 pts

About 29% of households earn under $35,000, while 32% clear $100,000. 19.6% of residents fall below the federal poverty line (statewide: 18.9%). Income inequality, measured by the Gini index, comes to 0.518 here. None of these numbers decides a East Baton Rouge Parish application. Lenders weigh your own documented income against your own debts.

Housing costs in East Baton Rouge Parish

Renters in East Baton Rouge Parish pay a median of $1,147 a month, 8% above the Louisiana figure of $1,064. 57% of renting households spend 30% or more of income on rent, and 31% spend half or more. With a median value of $248,800, a typical East Baton Rouge Parish house costs 3.9 times what the median household earns in a year. Owners occupy 59% of homes. The median year built is 1984.

MeasureEast Baton Rouge ParishLouisianaMedian U.S. county
Median gross rent$1,147/mo$1,064/mo$877/mo
Median home value$248,800$216,500$185,300
Owners59%67%75%
Rent-burdened renters57%55%45%
Burdened owners29%28%n/a
Mobile homes2.7%12.6%n/a
Vacant units14%14%n/a

High rent burdens leave little slack. If you are borrowing to consolidate, make sure the new payment is lower than the ones it replaces.

Work, industries and travel time in East Baton Rouge Parish

The biggest employer of East Baton Rouge Parish residents, by industry, is education and health care at 26% of workers, followed by professional and administrative services (11%). The survey's unemployment rate for East Baton Rouge Parish averages 7.7% over 2020 to 2024 (state: 6.3%). Long commutes are the exception here: 10% of workers spend 45 minutes or longer getting to work.

Where residents workEast Baton Rouge ParishDifference from Louisiana
Education and health care26.3%+0.8 pts
Professional and administrative services10.6%+0.8 pts
Retail trade10.5%-0.6 pts
Arts, lodging and food service10.4%+1.2 pts
Manufacturing7.5%-0.1 pts
Construction7.2%-1.2 pts

If your hours swing with the season or with overtime, size a loan payment against your base pay, not your best month.

East Baton Rouge Parish and the counties next door

Nearest neighbors first, measured between county centers (14 to 30 miles). Ascension Parish leads the group on income ($91,549), St. Helena Parish trails ($41,934), and East Baton Rouge Parish out-earns 2 of the six.

CountyMilesMedian household incomeMedian rentHomeownership
East Baton Rouge Parish-$63,071$1,147/mo59%
West Baton Rouge Parish, LA14 mi$87,299$973/mo77%
East Feliciana Parish, LA21 mi$73,085$911/mo86%
Livingston Parish, LA23 mi$80,122$1,151/mo81%
Iberville Parish, LA25 mi$54,000$827/mo75%
Ascension Parish, LA26 mi$91,549$1,318/mo81%
St. Helena Parish, LA30 mi$41,934$870/mo79%

East Baton Rouge Parish towns compared

14 Census places fall mainly inside East Baton Rouge Parish; the 14 biggest are below. They account for 366,817 residents, leaving about 19% of the county in unincorporated, unnamed areas. Incomes vary by place: $107,021 at the median in Shenandoah, $41,500 in Merrydale. Median rent ranges from $993 in Baker to $1,651 in Brownfields. City guides exist for the linked East Baton Rouge Parish places; everyone else in the county can use this page.

PlaceTypePopulationMedian incomeMedian rentFrom county center
Baton Rougecity222,771$49,994$1,0678 mi
Centralcity29,783$89,554$1,3094 mi
Zacharycity19,952$84,480$1,5279 mi
ShenandoahCDP17,998$107,021$1,20111 mi
Bakercity12,253$54,750$9935 mi
GardereCDP12,223$55,409$1,15713 mi
MerrydaleCDP9,490$41,500$1,3113 mi
Oak Hills PlaceCDP9,038$92,306$1,42212 mi
Village St. GeorgeCDP8,273$96,364$1,45113 mi
Old JeffersonCDP7,860$92,075$1,35713 mi
InniswoldCDP6,357$102,337$1,55010 mi
BrownfieldsCDP4,261$65,929$1,6512 mi
MonticelloCDP3,999$70,441$1,2845 mi
WestminsterCDP2,559$70,245$1,4829 mi

More East Baton Rouge Parish figures

College graduates make up 39% of the adult population. 8.2% of residents have no health coverage.

IndicatorEast Baton Rouge ParishAll of LouisianaU.S. county median
Median age34.138.041.5
Bachelor's or higher38.5%27.0%22.2%
No high school diploma9.2%12.7%n/a
No health insurance8.2%7.8%7.8%
No vehicle8.1%8.4%5.4%
Work from home8.6%8.1%8.7%
Poverty rate19.6%18.9%13.2%
Unemployment (ACS)7.7%6.3%4.4%
One-way commuteShare of East Baton Rouge Parish workers
Under 15 min24.5%
15 to 29 min44.7%
30 to 44 min20.4%
45 to 59 min5.4%
60+ min5.0%

Local borrowing considerations for East Baton Rouge Parish

The county's numbers point to a few situations that come up often for East Baton Rouge Parish borrowers.

  • Assistance before credit. With a 20% poverty rate, check no-cost options before any East Baton Rouge Parish loan.
  • Renters under pressure. When 57% pay 30% or more for rent, the smallest loan that solves the problem is the right size.
  • Know your credit. Review all three bureau reports for free (AnnualCreditReport.com).

Room for a loan payment in East Baton Rouge Parish

How much room does a median East Baton Rouge Parish budget have? Take median income, subtract median rent, and check what is left under a few common debt-to-income limits.

  • Median income divided by twelve: $5,256 before taxes
  • Median rent: $1,147, or 22 cents of every gross dollar
  • At 36%, room after rent is $745 a month
  • With a 43% ceiling, about $1,113 remains for car, card, student and any new loan payments

If your rent is above $1,147, the room shrinks dollar for dollar.

Louisiana rules that apply in East Baton Rouge Parish

Consumer lenders serving East Baton Rouge Parish are licensed by the state, not the county; in Louisiana that is the Louisiana Office of Financial Institutions. Federal complaints: consumerfinance.gov. The Louisiana guide covers state rules in more detail.

Steps before you apply in East Baton Rouge Parish

Steps that save money for East Baton Rouge Parish residents:

  • Size the loan to the bill, not to the most a lender offers.
  • Collect three written offers and compare APR and total repaid.
  • Check the license, then the reviews, then the offer.
  • Confirm the first due date before setting up autopay.

Guides that cover parts of East Baton Rouge Parish:

Frequently asked questions

What does a typical East Baton Rouge Parish household make?

About $63,071 a year at the median (ACS 2020-24), 4% above the Louisiana median.

What do renters pay in East Baton Rouge Parish?

$1,147 a month at the median, about 22% of median household income.

Does this page cover Baton Rouge?

Yes, along with the other 13 Census places in East Baton Rouge Parish, such as Central, Zachary, Shenandoah.

Can East Baton Rouge Parish residents use the questionnaire?

Yes. It asks the same questions in every Louisiana county, lists every requirement up front and does not affect your credit score.

Who do I complain to about a lender in East Baton Rouge Parish?

Start with the Louisiana Office of Financial Institutions, then the CFPB complaint portal. Keep copies of every message.

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