1st Advantage MortgageLivingston Parish households have a median income of $80,122 and median rent of $1,151 a month (ACS 2020 to 2024). Whatever your own numbers, compare written offers on APR, fees and total cost, and verify the lender is licensed in Louisiana before sharing details.
On this page
- Livingston Parish by the numbers
- How Livingston Parish residents earn a living
- Household income in Livingston Parish
- Rent, home values and ownership in Livingston Parish
- Places inside Livingston Parish
- How Livingston Parish compares with nearby counties
- Room for a loan payment in Livingston Parish
- Before borrowing in Livingston Parish
- Livingston Parish residents: age, schooling, coverage
- Before you sign
- Lender oversight for Livingston Parish
- More guides for Livingston Parish
- Frequently asked questions
Livingston Parish by the numbers
With an estimated 148,115 residents (ACS 2020 to 2024), Livingston Parish ranks 9th of 64 in Louisiana for population. Land area is 648 square miles (2024 Gazetteer), so density runs near 229 per square mile. The federal metro definitions (OMB, July 2023) place it in the Baton Rouge, LA metropolitan area. Denham Springs is the biggest of its 9 Census places, at roughly 9,323 people (6% of the county total).
How Livingston Parish residents earn a living
By the Census industry count, 21% of employed Livingston Parish residents work in education and health care and 14% in construction. Compared with Louisiana, the county leans toward construction (14% against 8%). ACS puts five-year average unemployment at 4.2% in Livingston Parish. About 83% drive to work alone and 31% have trips of 45 minutes or more. Only 3.8% of homes here go without a vehicle.
| Sector | Livingston Parish | Compared with Louisiana |
|---|---|---|
| Education and health care | 21.3% | -4.2 pts |
| Construction | 14.0% | +5.7 pts |
| Retail trade | 10.4% | -0.6 pts |
| Professional and administrative services | 9.6% | -0.2 pts |
| Manufacturing | 9.2% | +1.6 pts |
| Arts, lodging and food service | 7.8% | -1.4 pts |
If your hours swing with the season or with overtime, size a loan payment against your base pay, not your best month.
Household income in Livingston Parish
At $80,122, the typical Livingston Parish household income is 22% above the median U.S. county ($65,681). That places it 6th among Louisiana's 64 county-level areas.
| Band | Livingston Parish | Compared with Louisiana |
|---|---|---|
| Under $35,000 | 21.4% | -9.3 pts |
| $35,000 to $99,999 | 39.7% | +0.3 pts |
| $100,000 to $199,999 | 32.3% | +10.2 pts |
| $200,000 or more | 6.6% | -1.2 pts |
The spread is wide: 39% of Livingston Parish households make $100,000 or more, and 21% make less than $35,000. The poverty rate is 12.9%, 6 points lower than the state's 18.9%. Income inequality, measured by the Gini index, comes to 0.404 here. For a borrower in Livingston Parish, the county median is only context: a lender looks at the income you can document, so pay stubs, benefit letters or tax returns matter more than any average.
Rent, home values and ownership in Livingston Parish
Median gross rent, utilities included, comes to $1,151 in Livingston Parish versus $1,064 statewide. Rent takes 30% or more of income for 48% of renter households here. The median owner-occupied home is valued at $230,600, about 2.9 times the median household income. 81% of Livingston Parish households own their home and 19% rent. Half the housing stock was built before 2002.
| Livingston Parish | Louisiana | U.S. county median | |
|---|---|---|---|
| Median gross rent | $1,151/mo | $1,064/mo | $877/mo |
| Median home value | $230,600 | $216,500 | $185,300 |
| Owners | 81% | 67% | 75% |
| Rent-burdened renters | 48% | 55% | 45% |
| Burdened owners | 22% | 28% | n/a |
| Mobile homes | 22.7% | 12.6% | n/a |
In an owner-heavy county like Livingston Parish, many borrowers can also choose a home equity loan or line of credit. Those can price lower but put the house on the line, so compare the two in writing; our personal loan vs. HELOC guide walks through it.
Places inside Livingston Parish
The table lists the 9 largest of 9 Census places in Livingston Parish, by population. Together all 9 hold about 23,852 people, so roughly 84% of residents live outside any named place. Watson has the highest median household income on the list ($96,780) and Albany the lowest ($46,591), counting places with at least 500 residents. Rent is cheapest in Livingston ($702) and steepest in Killian ($2,086). No Livingston Parish place has a separate guide yet; this county page serves all 9.
| Place in county | Status | Population (ACS) | Median HH income | Monthly rent | Distance from center |
|---|---|---|---|---|---|
| Denham Springs | city | 9,323 | $71,569 | $1,014 | 14 mi |
| Walker | town | 6,390 | $80,707 | $1,028 | 9 mi |
| Livingston | town | 1,747 | $61,750 | $702 | 4 mi |
| Killian | town | 1,694 | $67,634 | $2,086 | 11 mi |
| Watson | CDP | 1,357 | $96,780 | n/a | 16 mi |
| French Settlement | village | 1,295 | $72,396 | $1,183 | 9 mi |
| Albany | town | 991 | $46,591 | $705 | 9 mi |
| Port Vincent | village | 673 | $61,250 | $734 | 10 mi |
| Springfield | town | 382 | $53,750 | n/a | 11 mi |
A CDP is a named community without its own municipal government.
How Livingston Parish compares with nearby counties
The six counties whose centers lie closest to Livingston Parish's, from 20 to 29 miles away. Income ranges from $41,934 in St. Helena Parish to $91,549 in Ascension Parish; 1 of these neighbors top Livingston Parish's median.
| County | Miles | Median household income | Median rent | Homeownership |
|---|---|---|---|---|
| Livingston Parish | - | $80,122 | $1,151/mo | 81% |
| Ascension Parish, LA | 20 mi | $91,549 | $1,318/mo | 81% |
| Tangipahoa Parish, LA | 23 mi | $56,760 | $1,003/mo | 70% |
| East Baton Rouge Parish, LA | 23 mi | $63,071 | $1,147/mo | 59% |
| St. John the Baptist Parish, LA | 25 mi | $66,630 | $1,334/mo | 77% |
| St. Helena Parish, LA | 26 mi | $41,934 | $870/mo | 79% |
| St. James Parish, LA | 29 mi | $65,531 | $903/mo | 84% |
Room for a loan payment in Livingston Parish
The debt-to-income ratio is the main affordability test lenders use. Applied to Livingston Parish's medians:
- $6,677 a month: gross income for a household at the Livingston Parish median
- 17% goes to median rent ($1,151)
- 43% debt-to-income limit: $1,720 left for all other debt payments
Lenders set their own limits and look beyond the ratio. The DTI calculator uses your figures instead of Livingston Parish's.
Before borrowing in Livingston Parish
A few patterns in the Livingston Parish data, and the practical point behind each:
- Commuter costs. 31% drive 45 minutes or more. Compare shop financing with a loan, and keep a small repair fund.
- Mobile home upkeep. 23% of units fall in this category; roof, skirting and HVAC jobs are common reasons to borrow.
- Rent squeeze. 48% of renters spend 30%+ of income on rent; borrow only if the loan cuts what you pay overall.
Livingston Parish residents: age, schooling, coverage
College graduates make up 21% of the adult population. The uninsured rate is 8.6%, against 7.8% for Louisiana.
| Measure | Livingston Parish | Louisiana statewide | Typical U.S. county |
|---|---|---|---|
| Median age | 36.4 | 38.0 | 41.5 |
| Bachelor's or higher | 20.5% | 27.0% | 22.2% |
| No high school diploma | 11.5% | 12.7% | n/a |
| No health insurance | 8.6% | 7.8% | 7.8% |
| No vehicle | 3.8% | 8.4% | 5.4% |
| Work from home | 7.2% | 8.1% | 8.7% |
| Poverty rate | 12.9% | 18.9% | 13.2% |
| Unemployment (ACS) | 4.2% | 6.3% | 4.4% |
| One-way commute | Share of Livingston Parish workers |
|---|---|
| Under 15 min | 15.5% |
| 15 to 29 min | 26.0% |
| 30 to 44 min | 27.4% |
| 45 to 59 min | 17.8% |
| 60+ min | 13.4% |
Before you sign
Steps that save money for Livingston Parish residents:
- Price the Livingston Parish expense first and borrow that amount, no more.
- Ask each lender for the APR and all fees in writing.
- A Louisiana license check takes minutes; do it first.
- Confirm the first due date before setting up autopay.
Lender oversight for Livingston Parish
Consumer lenders serving Livingston Parish are licensed by the state, not the county; in Louisiana that is the Louisiana Office of Financial Institutions. A CFPB complaint gets forwarded to the company for a response. Statewide data and rules: Louisiana guide.
More guides for Livingston Parish
The Louisiana guide covers the whole state.
Frequently asked questions
What does a typical Livingston Parish household make?
About $80,122 a year at the median (ACS 2020-24), 32% above the Louisiana median.
What do renters pay in Livingston Parish?
$1,151 a month at the median, about 17% of median household income.
Should Livingston Parish homeowners use home equity instead?
Maybe, but weigh the risk: 81% of Livingston Parish homes are owner-occupied, and a home-equity loan or line is secured by the house while a personal loan usually is not.
Which towns does the Livingston Parish guide cover?
Every community in the county, unincorporated areas included. The largest of its 9 Census places: Denham Springs, Walker, Livingston, Killian, Watson.
Does living in Livingston Parish change what I qualify for?
Not in our fit check, which uses only the amount, credit range, income and payments you enter, the same for a Livingston Parish resident as anyone. Lenders decide under fair-lending law.