1st Advantage MortgageIn Gentry County, Missouri, the typical household earns $55,848 a year and the typical rent is $636. Those figures describe the county, not you: compare at least three written offers by APR and total cost, and confirm the lender's license before you apply.
On this page
- Getting oriented in Gentry County
- Employment and commuting in Gentry County
- What Gentry County households earn
- What it costs to live in Gentry County
- Neighboring counties at a glance
- The communities that make up Gentry County
- What a median Gentry County budget can carry
- Reading the Gentry County data as a borrower
- Who lives in Gentry County, in numbers
- Four steps for Gentry County borrowers
- Lender oversight for Gentry County
- More guides for Gentry County
- Frequently asked questions
Getting oriented in Gentry County
Roughly 6,245 residents live in Gentry County, Missouri, 103rd by population among the state's 115 counties and county equivalents. It covers 491 square miles of land, or about 13 people per square mile. No metropolitan area includes Gentry County in the 2023 federal delineation, so its numbers stand on their own rather than as part of a metro. The Census Bureau counts 6 places in the county (6 incorporated, 0 census-designated); the largest is Albany, with about 1,909 residents, or 31% of the county. Because Gentry County is small, the survey's margins of error are wide; treat the numbers as approximate.
Employment and commuting in Gentry County
The biggest employer of Gentry County residents, by industry, is education and health care at 30% of workers, followed by manufacturing (13%). Agriculture, forestry and mining stands out: 9% of workers here, versus 2% statewide. ACS puts five-year average unemployment at 2.2% in Gentry County. 18% of commuters travel 45 minutes or more each way, and 8% work from home. Only 5.4% of homes here go without a vehicle.
| Industry | Share of Gentry County workers | vs Missouri |
|---|---|---|
| Education and health care | 30.4% | +6.0 pts |
| Manufacturing | 13.1% | +1.9 pts |
| Retail trade | 11.2% | -0.1 pts |
| Agriculture, forestry and mining | 9.4% | +7.7 pts |
| Construction | 7.2% | +0.4 pts |
| Transportation, warehousing and utilities | 6.3% | +0.4 pts |
A lender verifies what your own job pays. The county's industry mix tells you about the local economy, not about your application.
What Gentry County households earn
At $55,848, the typical Gentry County household income is 15% below the median U.S. county ($65,681). In the state ranking that is 78th of 115.
| Band | Gentry County | Compared with Missouri |
|---|---|---|
| Under $35,000 | 29.0% | +5.4 pts |
| $35,000 to $99,999 | 50.1% | +7.7 pts |
| $100,000 to $199,999 | 18.5% | -6.8 pts |
| $200,000 or more | 2.4% | -6.3 pts |
Some 29% of households here live on less than $35,000 a year; 21% have six-figure incomes. Census counts 17.9% of Gentry County residents in poverty, against 12.6% across Missouri. The Gini index of income inequality is 0.429 (0 is perfect equality). None of these numbers decides a Gentry County application. Lenders weigh your own documented income against your own debts.
What it costs to live in Gentry County
Renters in Gentry County pay a median of $636 a month, 38% below the Missouri figure of $1,033. By the Census definition, 32% of Gentry County renters are cost-burdened. With a median value of $134,000, a typical Gentry County house costs 2.4 times what the median household earns in a year. 74% of Gentry County households own their home and 26% rent. Half the housing stock was built before 1971.
| Home costs | Gentry County | Missouri | U.S. middle county |
|---|---|---|---|
| Median gross rent | $636/mo | $1,033/mo | $877/mo |
| Median home value | $134,000 | $230,300 | $185,300 |
| Owners | 74% | 68% | 75% |
| Rent-burdened renters | 32% | 46% | 45% |
| Burdened owners | 22% | 22% | n/a |
| Mobile homes | 10.1% | 5.2% | n/a |
Because most Gentry County households own, home repairs are a frequent reason to borrow. An unsecured personal loan leaves the house out of the deal, while a HELOC uses it as collateral.
Neighboring counties at a glance
Worth County is closest, 19 miles from center to center; the sixth, Daviess County, is 29 miles off. 4 of the six report a higher median household income than Gentry County; Andrew County is highest at $75,625 and Worth County lowest at $47,847.
| County | Miles | Median household income | Median rent | Homeownership |
|---|---|---|---|---|
| Gentry County | - | $55,848 | $636/mo | 74% |
| Worth County, MO | 19 mi | $47,847 | $381/mo | 82% |
| DeKalb County, MO | 22 mi | $69,826 | $817/mo | 71% |
| Harrison County, MO | 24 mi | $54,367 | $703/mo | 71% |
| Andrew County, MO | 26 mi | $75,625 | $961/mo | 77% |
| Nodaway County, MO | 27 mi | $59,315 | $786/mo | 62% |
| Daviess County, MO | 29 mi | $63,984 | $696/mo | 79% |
The communities that make up Gentry County
6 Census places fall mainly inside Gentry County; the 6 biggest are below. They account for 4,174 residents, leaving about 33% of the county in unincorporated, unnamed areas. Among places of 500 or more people, median income runs from $44,926 in Albany to $62,639 in Stanberry. Rent is cheapest in Albany ($550) and steepest in Stanberry ($852). This guide covers each of the 6 places and the rural areas around them.
| Town or CDP | Type | People | Median household income | Median gross rent | Miles from center |
|---|---|---|---|---|---|
| Albany | city | 1,909 | $44,926 | $550 | 5 mi |
| Stanberry | city | 1,235 | $62,639 | $852 | 7 mi |
| King City | city | 830 | $51,042 | $800 | 13 mi |
| McFall | city | 111 | n/a | n/a | 12 mi |
| Gentry | village | 58 | $80,000 | n/a | 9 mi |
| Darlington | village | 31 | $43,750 | n/a | 1 mi |
What a median Gentry County budget can carry
Here is the Gentry County median household run through a simple DTI check. Your numbers will differ.
- $4,654 a month: gross income for a household at the Gentry County median
- Housing at the median rent of $636 uses 14%
- $1,039: what a 36% ratio leaves once rent is paid
Lenders set their own limits and look beyond the ratio. The DTI calculator uses your figures instead of Gentry County's.
Reading the Gentry County data as a borrower
A few patterns in the Gentry County data, and the practical point behind each:
- Medical bills. 14% of Gentry County residents are uninsured. Before borrowing for care, ask the provider about financial assistance and payment plans.
- Consolidating cards in Gentry County. Compare the total repaid, not the monthly figure (how).
- Getting ready. Gather pay stubs or benefit letters before you apply (checklist).
Who lives in Gentry County, in numbers
College graduates make up 22% of the adult population. About 14% go without health insurance.
| Residents | Gentry County | Missouri | Middle U.S. county |
|---|---|---|---|
| Median age | 40.2 | 39.0 | 41.5 |
| Bachelor's or higher | 21.6% | 32.4% | 22.2% |
| No high school diploma | 10.4% | 8.1% | n/a |
| No health insurance | 13.9% | 8.8% | 7.8% |
| No vehicle | 5.4% | 6.6% | 5.4% |
| Work from home | 8.0% | 13.0% | 8.7% |
| Poverty rate | 17.9% | 12.6% | 13.2% |
| Unemployment (ACS) | 2.2% | 4.0% | 4.4% |
| Commute length | Gentry County |
|---|---|
| Under 15 min | 44.9% |
| 15 to 29 min | 21.2% |
| 30 to 44 min | 16.2% |
| 45 to 59 min | 8.0% |
| 60+ min | 9.6% |
Four steps for Gentry County borrowers
Quick steps for Gentry County:
- Borrow the amount the job needs; extra cash adds interest.
- Prequalify with soft pulls where offered, then compare in writing.
- A Missouri license check takes minutes; do it first.
- Confirm the first due date before setting up autopay.
Lender oversight for Gentry County
Gentry County borrowers fall under statewide rules, enforced by the Missouri Division of Finance. A CFPB complaint gets forwarded to the company for a response. See the Missouri state guide for the statewide picture.
More guides for Gentry County
For statewide rules and data, see the Missouri guide.
Frequently asked questions
What does a typical Gentry County household make?
About $55,848 a year at the median (ACS 2020-24), 21% below the Missouri median.
How much is rent in Gentry County?
Median gross rent, utilities included, is $636 a month; 32% of renters spend 30% or more of income on it.
Should Gentry County homeowners use home equity instead?
Maybe, but weigh the risk: 74% of Gentry County homes are owner-occupied, and a home-equity loan or line is secured by the house while a personal loan usually is not.
I live in a small Gentry County town. Is this my guide?
Yes. If your town has no city guide, this county page is the local one; it covers Albany, Stanberry, King City, McFall, Gentry and 1 more.
Will a Gentry County address affect my match?
Beyond confirming Missouri as your state, no. Your answers about amount, credit, income and payments are all that count.