1st Advantage Mortgage26% of Nodaway County households earn $100,000 or more; the median is $59,315 (ACS 2020-24). Those figures describe the county, not you: compare at least three written offers by APR and total cost, and confirm the lender's license before you apply.
On this page
- Nodaway County in brief
- Nodaway County housing compared with Missouri
- What Nodaway County households earn
- What stands out in Nodaway County
- Labor force snapshot: Nodaway County
- Maryville and the rest of Nodaway County
- Nodaway County and the counties next door
- $4,943 a month: the Nodaway County median budget
- Borrowing situations common in Nodaway County
- Nodaway County demographics against Missouri
- A Nodaway County borrower's checklist
- Missouri lender licensing
- Related local guides
- Frequently asked questions
Nodaway County in brief
Roughly 20,774 residents live in Nodaway County, Missouri, 54th by population among the state's 115 counties and county equivalents. Its 877 square miles average 24 people per square mile, by the 2024 Census Gazetteer. Nodaway County is classed as nonmetropolitan in the OMB's July 2023 list. Largest place: Maryville, about 10,428 residents (50% of Nodaway County); 17 Census places in all.
Nodaway County housing compared with Missouri
Median gross rent, utilities included, comes to $786 in Nodaway County versus $1,033 statewide. By the Census definition, 45% of Nodaway County renters are cost-burdened. Median value $177,500; median income $59,315; ratio 3.0. Owners occupy 62% of homes. Half the housing stock was built before 1977. Against the median U.S. county, Nodaway County rent is 10% below.
| Housing | Nodaway County | Missouri statewide | Nodaway County vs state |
|---|---|---|---|
| Median gross rent | $786/mo | $1,033/mo | 24% lower |
| Median home value | $177,500 | $230,300 | 23% lower |
| Owners | 62% | 68% | -5.8 pts |
| Rent-burdened renters | 45% | 46% | -0.4 pts |
| Burdened owners | 19% | 22% | -2.7 pts |
| Mobile homes | 4.5% | 5.2% | -0.7 pts |
What Nodaway County households earn
Half of Nodaway County households take in less than $59,315 a year and half take in more, 16% below the Missouri median of $70,702. In the state ranking that is 62nd of 115.
| Households earning | Nodaway County | +/- vs Missouri |
|---|---|---|
| Under $35,000 | 30.4% | +6.8 pts |
| $35,000 to $99,999 | 43.3% | +0.8 pts |
| $100,000 to $199,999 | 22.8% | -2.5 pts |
| $200,000 or more | 3.5% | -5.2 pts |
About 30% of households earn under $35,000, while 26% clear $100,000. Poverty rate, Nodaway County: 17.1%; Missouri: 12.6%. Nodaway County scores 0.430 on the Gini index, where higher means more unequal incomes. None of these numbers decides a Nodaway County application. Lenders weigh your own documented income against your own debts.
What stands out in Nodaway County
Ranked against the other 114 county-level areas in Missouri, these are the Nodaway County figures furthest from the middle.
- Nodaway County ranks 5th lowest of 115 Missouri counties for median age: 33.7, against 39.0 statewide. A young county means many first-time borrowers; read every fee line.
- On the share of commutes over 45 minutes, Nodaway County sits near the bottom of Missouri at 6%, 7th lowest of 115. Less driving means fewer surprise repair bills.
- Homeownership: 62% in Nodaway County. Only 10 of 115 Missouri counties are lower. Many renters means few borrowers have home equity to fall back on.
Labor force snapshot: Nodaway County
The biggest employer of Nodaway County residents, by industry, is education and health care at 29% of workers, followed by manufacturing (15%). Relative to Missouri (2%), agriculture, forestry and mining is 5 points bigger in Nodaway County (7%). Averaged over the five survey years, 2.4% of the labor force was out of work and looking. 6% of commuters travel 45 minutes or more each way, and 7% work from home.
| Industry (employed residents 16+) | Nodaway County | Gap to Missouri |
|---|---|---|
| Education and health care | 29.4% | +5.1 pts |
| Manufacturing | 15.1% | +3.9 pts |
| Retail trade | 12.1% | +0.8 pts |
| Arts, lodging and food service | 7.6% | -0.4 pts |
| Agriculture, forestry and mining | 6.8% | +5.2 pts |
| Construction | 5.9% | -1.0 pts |
Self-employed in Nodaway County? Two years of tax returns usually stand in for pay stubs.
Maryville and the rest of Nodaway County
The table lists the 14 largest of 17 Census places in Nodaway County, by population. Together all 17 hold about 13,669 people, so roughly 34% of residents live outside any named place. No Nodaway County place has a separate guide yet; this county page serves all 17.
| Name | Kind | Pop. | Income | Rent | Miles |
|---|---|---|---|---|---|
| Maryville | city | 10,428 | $53,352 | $808 | 1 mi |
| Ravenwood | town | 563 | $60,250 | $719 | 11 mi |
| Burlington Junction | city | 397 | $50,750 | $387 | 11 mi |
| Hopkins | city | 388 | $37,500 | $900 | 14 mi |
| Conception Junction | town | 217 | $47,500 | $442 | 12 mi |
| Elmo | city | 217 | $64,688 | $628 | 16 mi |
| Conception | CDP | 202 | $50,417 | n/a | 14 mi |
| Parnell | city | 189 | $41,591 | $391 | 15 mi |
| Skidmore | city | 189 | $55,313 | $900 | 12 mi |
| Barnard | city | 186 | $26,033 | $377 | 13 mi |
| Clearmont | city | 183 | $43,250 | $456 | 13 mi |
| Pickering | city | 162 | $66,250 | $1,088 | 7 mi |
| Graham | town | 129 | $36,250 | $415 | 14 mi |
| Guilford | town | 77 | n/a | n/a | 15 mi |
CDP: census-designated place, an unincorporated community mapped for statistics.
Nodaway County and the counties next door
Distances run center to center, from Holt County at 26 miles out to Page County at 29. Income ranges from $47,847 in Worth County to $75,625 in Andrew County; 3 of these neighbors top Nodaway County's median. Some neighbors are in Iowa. Lender licensing is state by state, so a loan for a Nodaway County resident follows Missouri rules.
| Adjacent area | How far | HH income (median) | Rent (median) | Owner share |
|---|---|---|---|---|
| Nodaway County | - | $59,315 | $786/mo | 62% |
| Holt County, MO | 26 mi | $61,187 | $650/mo | 77% |
| Worth County, MO | 26 mi | $47,847 | $381/mo | 82% |
| Andrew County, MO | 26 mi | $75,625 | $961/mo | 77% |
| Gentry County, MO | 27 mi | $55,848 | $636/mo | 74% |
| Taylor County, IA | 28 mi | $67,740 | $765/mo | 78% |
| Page County, IA | 29 mi | $57,953 | $705/mo | 71% |
$4,943 a month: the Nodaway County median budget
The debt-to-income ratio is the main affordability test lenders use. Applied to Nodaway County's medians:
- Start: $4,943 gross per month ($59,315 / 12)
- Less median rent of $786, which is 16% of it
- Under a 40% cap, $1,977 total minus rent leaves $1,191
Homeowners in Nodaway County should swap in their mortgage, taxes and insurance for rent.
Borrowing situations common in Nodaway County
Based on the Nodaway County data above, these borrowing questions are most likely to matter locally.
- Rent squeeze. 45% of renters spend 30%+ of income on rent; borrow only if the loan cuts what you pay overall.
- Check your file. An error fixed before you apply can change the offers a Nodaway County borrower sees (free reports).
- Scams. A fee demanded before funding is a red flag; report it at ReportFraud.ftc.gov (spotting scams).
Nodaway County demographics against Missouri
College graduates make up 28% of the adult population. 7.5% of residents have no health coverage.
| Indicator | Nodaway County | +/- Missouri | +/- U.S. county |
|---|---|---|---|
| Work from home | 6.7% | -6.3 pts | -2.0 pts |
| Median age | 33.7 | -5.3 yrs | -7.8 yrs |
| Poverty rate | 17.1% | +4.5 pts | +3.9 pts |
| Bachelor's or higher | 27.9% | -4.5 pts | +5.7 pts |
| No high school diploma | 4.8% | -3.4 pts | n/a |
| Unemployment (ACS) | 2.4% | -1.6 pts | -2.0 pts |
| No health insurance | 7.5% | -1.2 pts | -0.3 pts |
| No vehicle | 6.6% | 0.0 pts | +1.2 pts |
| Trip time | Share |
|---|---|
| Under 15 min | 59.2% |
| 15 to 29 min | 24.9% |
| 30 to 44 min | 9.7% |
| 45 to 59 min | 3.1% |
| 60+ min | 3.2% |
A Nodaway County borrower's checklist
Four checks before you sign anything:
- Write down what the expense costs; a smaller loan costs less.
- Collect three written offers and compare APR and total repaid.
- Look the lender up with the state regulator first.
- Never pay a fee up front to get a loan.
Missouri lender licensing
No county office licenses personal lenders. For Nodaway County, check the Missouri Division of Finance. Banks and credit unions have their own regulators, and the CFPB takes complaints about any lender.
Related local guides
Statewide:
Frequently asked questions
Is Nodaway County a high-income county?
Its $59,315 median ranks 62nd of 115 Missouri counties and compares with $65,681 for the median U.S. county.
How much is rent in Nodaway County?
Median gross rent, utilities included, is $786 a month; 45% of renters spend 30% or more of income on it.
Which towns does the Nodaway County guide cover?
Every community in the county, unincorporated areas included. The largest of its 17 Census places: Maryville, Ravenwood, Burlington Junction, Hopkins, Conception Junction.
Are Nodaway County applicants treated differently?
No. Everyone answers the same questions and is screened on the same objective points; lending partners set their own criteria under fair-lending laws.
Who do I complain to about a lender in Nodaway County?
Start with the Missouri Division of Finance, then the CFPB complaint portal. Keep copies of every message.