1st Advantage MortgageGrant Parish households have a median income of $64,016 and median rent of $904 a month (ACS 2020 to 2024). County medians do not set your terms. Shop at least three lenders, including a credit union serving Grant Parish, and confirm each one's Louisiana license.
On this page
- 22,095 residents: Grant Parish basics
- The $64,016 median and what sits around it
- Jobs and commutes in Grant Parish
- Grant Parish against other Louisiana counties
- Grant Parish housing compared with Louisiana
- Census places in Grant Parish
- The counties around Grant Parish
- Before borrowing in Grant Parish
- $5,335 a month: the Grant Parish median budget
- Age, degrees and coverage in Grant Parish
- Louisiana rules that apply in Grant Parish
- Steps before you apply in Grant Parish
- Keep exploring
- Frequently asked questions
22,095 residents: Grant Parish basics
With an estimated 22,095 residents (ACS 2020 to 2024), Grant Parish ranks 40th of 64 in Louisiana for population. Spread over 644 square miles, that works out to roughly 34.3 residents per square mile. The federal metro definitions (OMB, July 2023) place it in the Alexandria, LA metropolitan area. Largest place: Colfax, about 1,240 residents (6% of Grant Parish); 8 Census places in all.
The $64,016 median and what sits around it
Median household income in Grant Parish: $64,016 (5% above Louisiana, $60,756). Only 19 Louisiana counties post a higher median.
| Yearly household income | Grant Parish | Gap to Louisiana |
|---|---|---|
| Under $35,000 | 28.1% | -2.6 pts |
| $35,000 to $99,999 | 42.7% | +3.3 pts |
| $100,000 to $199,999 | 23.8% | +1.7 pts |
| $200,000 or more | 5.4% | -2.4 pts |
About 28% of households earn under $35,000, while 29% clear $100,000. Census counts 17.0% of Grant Parish residents in poverty, against 18.9% across Louisiana. If your income is irregular, as it often is with tips, gig work or seasonal jobs, plan around your leaner months rather than the Grant Parish median.
Jobs and commutes in Grant Parish
Top Grant Parish industry by residents employed: education and health care, 25%; second, manufacturing, 12%. Compared with Louisiana, the county leans toward other services (10% against 5%). 3.7% of Grant Parish's labor force reported being unemployed, averaged across 2020 to 2024. 21% of Grant Parish workers get to work in under 15 minutes, while 14% need 45 or more. 512 Grant Parish households, 6.9%, have no vehicle.
| Where residents work | Grant Parish | Difference from Louisiana |
|---|---|---|
| Education and health care | 25.2% | -0.3 pts |
| Manufacturing | 11.6% | +4.1 pts |
| Other services | 9.7% | +4.5 pts |
| Retail trade | 8.7% | -2.4 pts |
| Public administration | 8.6% | +3.1 pts |
| Construction | 8.3% | -0.1 pts |
If your hours swing with the season or with overtime, size a loan payment against your base pay, not your best month.
Grant Parish against other Louisiana counties
- Grant Parish ranks 3rd lowest of 64 Louisiana counties for the ACS unemployment rate: 3.7%, against 6.3% statewide. Low unemployment does not lower your rate; your credit does.
- The share of workers who work from home: 3.1% in Grant Parish. Only 3 of 64 Louisiana counties are lower. Few remote jobs means most pay stubs come from local employers.
- The share of mobile homes: 34.4% in Grant Parish. Only 6 of 64 Louisiana counties are higher. Manufactured homes often do not qualify for home equity loans, so unsecured loans fill the gap.
Grant Parish housing compared with Louisiana
Median gross rent, utilities included, comes to $904 in Grant Parish versus $1,064 statewide. 43% of renting households spend 30% or more of income on rent, and 13% spend half or more. Grant Parish homes are worth $143,300 at the median, a 2.2-to-1 ratio to income. The ownership rate is 79%. The median year built is 1988.
| Home costs | Grant Parish | Louisiana | Compared with Louisiana |
|---|---|---|---|
| Mobile homes | 34.4% | 12.6% | +21.8 pts |
| Owners | 79% | 67% | +12.0 pts |
| Rent-burdened renters | 43% | 55% | -11.5 pts |
| Burdened owners | 22% | 28% | -6.0 pts |
| Vacant units | 18% | 14% | +3.9 pts |
| Median home value | $143,300 | $216,500 | 34% lower |
| Median gross rent | $904/mo | $1,064/mo | 15% lower |
Because most Grant Parish households own, home repairs are a frequent reason to borrow. An unsecured personal loan leaves the house out of the deal, while a HELOC uses it as collateral.
Census places in Grant Parish
4,387 of Grant Parish's 22,095 residents live in its 8 Census places (20%); the 8 largest are listed. This guide covers each of the 8 places and the rural areas around them.
| Name | Kind | Pop. | Income | Rent | Miles |
|---|---|---|---|---|---|
| Colfax | town | 1,240 | $26,250 | $499 | 10 mi |
| Montgomery | town | 941 | $57,470 | $1,071 | 20 mi |
| Pollock | town | 460 | $34,583 | $690 | 10 mi |
| Rock Hill | CDP | 438 | n/a | n/a | 11 mi |
| Prospect | CDP | 378 | $89,688 | n/a | 11 mi |
| Dry Prong | village | 369 | $61,625 | $1,000 | 2 mi |
| Georgetown | village | 340 | $45,750 | $720 | 15 mi |
| Creola | village | 221 | $61,250 | $1,225 | 13 mi |
The counties around Grant Parish
Distances run center to center, from Winn Parish at 24 miles out to Caldwell Parish at 44. Richest neighbor: LaSalle Parish, $68,497. Poorest: Natchitoches Parish, $46,292. Grant Parish: $64,016.
| County | Distance | Median income | Median rent | Owners |
|---|---|---|---|---|
| Grant Parish | - | $64,016 | $904/mo | 79% |
| Winn Parish, LA | 24 mi | $48,871 | $774/mo | 71% |
| LaSalle Parish, LA | 24 mi | $68,497 | $657/mo | 81% |
| Rapides Parish, LA | 28 mi | $54,967 | $950/mo | 65% |
| Natchitoches Parish, LA | 32 mi | $46,292 | $786/mo | 61% |
| Catahoula Parish, LA | 42 mi | $50,275 | $821/mo | 78% |
| Caldwell Parish, LA | 44 mi | $47,028 | $830/mo | 69% |
Before borrowing in Grant Parish
Where the Grant Parish numbers stand out, and why it matters for a loan:
- Manufactured housing (34%). Grant Parish owners should get two written repair quotes before borrowing.
- Credit reports. Pull free reports at AnnualCreditReport.com and dispute errors before applying.
- Scams. A fee demanded before funding is a red flag; report it at ReportFraud.ftc.gov (spotting scams).
$5,335 a month: the Grant Parish median budget
The debt-to-income ratio is the main affordability test lenders use. Applied to Grant Parish's medians:
- $5,335 a month: gross income for a household at the Grant Parish median
- Rent at the median, $904, takes 17% of that
- With a 36% ceiling, about $1,016 remains for car, card, student and any new loan payments
- 43% debt-to-income limit: $1,390 left for all other debt payments
Subtract what you already pay on other debts. A new payment should fit in what remains, with some to spare.
Age, degrees and coverage in Grant Parish
Degree holders: 15% of adults over 25. Uninsured, Grant Parish: 7.1%; Louisiana: 7.8%.
| People and households | Grant Parish | Compared with Louisiana | Compared with median county |
|---|---|---|---|
| Bachelor's or higher | 15.4% | -11.6 pts | -6.8 pts |
| Work from home | 3.1% | -5.0 pts | -5.6 pts |
| No high school diploma | 16.9% | +4.2 pts | n/a |
| Unemployment (ACS) | 3.7% | -2.6 pts | -0.7 pts |
| Poverty rate | 17.0% | -1.9 pts | +3.9 pts |
| No vehicle | 6.9% | -1.6 pts | +1.5 pts |
| No health insurance | 7.1% | -0.7 pts | -0.7 pts |
| Median age | 38.4 | +0.4 yrs | -3.1 yrs |
| Minutes to work | Grant Parish workers |
|---|---|
| Under 15 min | 21.4% |
| 15 to 29 min | 46.4% |
| 30 to 44 min | 18.4% |
| 45 to 59 min | 7.2% |
| 60+ min | 6.7% |
Louisiana rules that apply in Grant Parish
Before sharing details with a lender, a Grant Parish resident can confirm its license with the Louisiana Office of Financial Institutions. Federal complaints: consumerfinance.gov. State-level detail for Grant Parish borrowers is in the Louisiana guide.
Steps before you apply in Grant Parish
A short checklist for Grant Parish borrowers:
- Borrow the amount the job needs; extra cash adds interest.
- Ask each lender for the APR and all fees in writing.
- Verify the Louisiana license before giving out your Social Security number.
- Ask about early-payoff penalties.
Keep exploring
Next step up from Grant Parish:
Frequently asked questions
What does a typical Grant Parish household make?
About $64,016 a year at the median (ACS 2020-24), 5% above the Louisiana median.
How does Grant Parish rent compare with Louisiana?
$904 locally versus $1,064 for the state, 15% below.
What are the biggest places in Grant Parish?
By population: Colfax, Montgomery, Pollock, Rock Hill, Prospect. The county has 8 Census places in all.
Can Grant Parish residents use the questionnaire?
Yes. It asks the same questions in every Louisiana county, lists every requirement up front and does not affect your credit score.
What agency protects Grant Parish borrowers?
The Louisiana Office of Financial Institutions at the state level and the CFPB federally.