1st Advantage MortgageIn Natchitoches Parish, Louisiana, the typical household earns $46,292 a year and the typical rent is $786. A loan makes sense only if its total cost beats your alternatives and the payment fits your budget. Check the lender's Louisiana license first.
On this page
- Natchitoches Parish, LA: the basics
- Household income in Natchitoches Parish
- Work, industries and travel time in Natchitoches Parish
- Renting and owning in Natchitoches Parish
- Places inside Natchitoches Parish
- Natchitoches Parish and the counties next door
- Who lives in Natchitoches Parish, in numbers
- Borrowing situations common in Natchitoches Parish
- Budget math at the Natchitoches Parish median
- Who licenses lenders for Natchitoches Parish residents
- Before you sign
- More guides for Natchitoches Parish
- Frequently asked questions
Natchitoches Parish, LA: the basics
The latest five-year Census estimate puts Natchitoches Parish's population at 36,693; only 28 of Louisiana's 64 county-level areas are larger. Spread over 1,253 square miles, that works out to roughly 29.3 residents per square mile. Under the July 2023 OMB definitions, Natchitoches Parish is not part of any metropolitan area. The Census Bureau counts 12 places in the county (9 incorporated, 3 census-designated); the largest is Natchitoches, with about 17,577 residents, or 48% of the county.
Household income in Natchitoches Parish
Natchitoches Parish households have a median income of $46,292 (ACS 2020 to 2024), which ranks 47th of 64 in Louisiana.
| Income band | Share in Natchitoches Parish | Difference from Louisiana |
|---|---|---|
| Under $35,000 | 40.8% | +10.1 pts |
| $35,000 to $99,999 | 35.0% | -4.4 pts |
| $100,000 to $199,999 | 19.4% | -2.7 pts |
| $200,000 or more | 4.8% | -3.0 pts |
Some 41% of households here live on less than $35,000 a year; 24% have six-figure incomes. The poverty rate is 25.4%, 6 points higher than the state's 18.9%. The Gini index of income inequality is 0.510 (0 is perfect equality). A household earning below the $46,292 median should test any payment carefully; one earning above it should still pick the shortest term it can manage.
Work, industries and travel time in Natchitoches Parish
By the Census industry count, 31% of employed Natchitoches Parish residents work in education and health care and 13% in retail trade. Education and health care stands out: 31% of workers here, versus 26% statewide. The survey's unemployment rate for Natchitoches Parish averages 5.6% over 2020 to 2024 (state: 6.3%). Long commutes are the exception here: 14% of workers spend 45 minutes or longer getting to work.
| Industry | Share of Natchitoches Parish workers | vs Louisiana |
|---|---|---|
| Education and health care | 30.7% | +5.2 pts |
| Retail trade | 13.4% | +2.3 pts |
| Manufacturing | 10.5% | +3.0 pts |
| Arts, lodging and food service | 8.3% | -1.0 pts |
| Professional and administrative services | 7.2% | -2.7 pts |
| Finance, insurance and real estate | 4.9% | -0.3 pts |
Industry shapes paperwork. Salaried and public jobs are easy to verify, while hourly, tipped, commission or contract earners in Natchitoches Parish should have bank statements and tax returns ready.
Renting and owning in Natchitoches Parish
Median gross rent, utilities included, comes to $786 in Natchitoches Parish versus $1,064 statewide. 57% of renting households spend 30% or more of income on rent, and 35% spend half or more. With a median value of $171,300, a typical Natchitoches Parish house costs 3.7 times what the median household earns in a year. The ownership rate is 61%. Median construction year: 1984.
| Cost | Natchitoches Parish | Louisiana figure | Median county, U.S. |
|---|---|---|---|
| Median gross rent | $786/mo | $1,064/mo | $877/mo |
| Median home value | $171,300 | $216,500 | $185,300 |
| Owners | 61% | 67% | 75% |
| Rent-burdened renters | 57% | 55% | 45% |
| Burdened owners | 23% | 28% | n/a |
| Mobile homes | 23.9% | 12.6% | n/a |
When half or more of renters are already stretched, a new payment needs a stress test: what happens if a paycheck is a week late?
Places inside Natchitoches Parish
The table lists the 12 largest of 12 Census places in Natchitoches Parish, by population. Together all 12 hold about 22,575 people, so roughly 38% of residents live outside any named place. Incomes vary by place: $79,375 at the median in Provencal, $19,351 in Campti. Rent is cheapest in Campti ($518) and steepest in Vienna Bend ($1,103). None of the 12 has its own city guide, so this page covers all of them.
| Place | Type | Population | Median income | Median rent | From county center |
|---|---|---|---|---|---|
| Natchitoches | city | 17,577 | $37,133 | $802 | 1 mi |
| Vienna Bend | CDP | 1,502 | $29,327 | $1,103 | 3 mi |
| Campti | town | 1,047 | $19,351 | $518 | 12 mi |
| Provencal | village | 564 | $79,375 | $796 | 9 mi |
| Point Place | CDP | 476 | $37,429 | $2,697 | 5 mi |
| Goldonna | village | 404 | $65,000 | n/a | 21 mi |
| Natchez | village | 351 | n/a | $317 | 5 mi |
| Clarence | village | 317 | n/a | $971 | 7 mi |
| Ashland | village | 151 | $43,239 | n/a | 27 mi |
| Robeline | village | 110 | $12,500 | $821 | 13 mi |
| Marthaville | CDP | 41 | $63,750 | n/a | 18 mi |
| Powhatan | village | 35 | $18,333 | n/a | 12 mi |
Natchitoches Parish and the counties next door
Nearest neighbors first, measured between county centers (30 to 44 miles). 5 of the six report a higher median household income than Natchitoches Parish; Grant Parish is highest at $64,016 and Bienville Parish lowest at $35,011.
| Adjacent area | How far | HH income (median) | Rent (median) | Owner share |
|---|---|---|---|---|
| Natchitoches Parish | - | $46,292 | $786/mo | 61% |
| Winn Parish, LA | 30 mi | $48,871 | $774/mo | 71% |
| Red River Parish, LA | 30 mi | $49,167 | $729/mo | 77% |
| Sabine Parish, LA | 30 mi | $50,329 | $701/mo | 80% |
| Grant Parish, LA | 32 mi | $64,016 | $904/mo | 79% |
| Bienville Parish, LA | 42 mi | $35,011 | $606/mo | 70% |
| Vernon Parish, LA | 44 mi | $57,270 | $1,068/mo | 56% |
Who lives in Natchitoches Parish, in numbers
26% of Natchitoches Parish adults 25 and older hold a bachelor's degree or more. The uninsured rate is 6.7%, against 7.8% for Louisiana.
| Indicator | Natchitoches Parish | All of Louisiana | U.S. county median |
|---|---|---|---|
| Median age | 33.4 | 38.0 | 41.5 |
| Bachelor's or higher | 25.8% | 27.0% | 22.2% |
| No high school diploma | 12.4% | 12.7% | n/a |
| No health insurance | 6.7% | 7.8% | 7.8% |
| No vehicle | 9.3% | 8.4% | 5.4% |
| Work from home | 3.6% | 8.1% | 8.7% |
| Poverty rate | 25.4% | 18.9% | 13.2% |
| Unemployment (ACS) | 5.6% | 6.3% | 4.4% |
| Commute length | Natchitoches Parish |
|---|---|
| Under 15 min | 41.6% |
| 15 to 29 min | 30.9% |
| 30 to 44 min | 13.9% |
| 45 to 59 min | 5.8% |
| 60+ min | 7.8% |
Borrowing situations common in Natchitoches Parish
What the Natchitoches Parish figures suggest, and what to check first:
- Manufactured homes. 24% of Natchitoches Parish housing units are mobile homes, and their repairs are often paid with unsecured loans. Get the quote in writing.
- 25% below poverty. Emergency aid, payment plans and counseling (list) come first.
- Tight rental budgets. With 57% of Natchitoches Parish renters cost-burdened, test a new payment against a lean month.
Budget math at the Natchitoches Parish median
Here is the Natchitoches Parish median household run through a simple DTI check. Your numbers will differ.
- Start: $3,858 gross per month ($46,292 / 12)
- Less median rent of $786, which is 20% of it
- At 36%, room after rent is $603 a month
Two-income households and single earners in Natchitoches Parish land in very different places on this math, so run it for your own budget.
Who licenses lenders for Natchitoches Parish residents
Before sharing details with a lender, a Natchitoches Parish resident can confirm its license with the Louisiana Office of Financial Institutions. Federal complaints: consumerfinance.gov. Statewide data and rules: Louisiana guide.
Before you sign
Quick steps for Natchitoches Parish:
- Write down what the expense costs; a smaller loan costs less.
- Collect three written offers and compare APR and total repaid.
- Verify the Louisiana license before giving out your Social Security number.
- Confirm the first due date before setting up autopay.
More guides for Natchitoches Parish
The Louisiana guide covers the whole state.
Frequently asked questions
What does a typical Natchitoches Parish household make?
About $46,292 a year at the median (ACS 2020-24), 24% below the Louisiana median.
How does Natchitoches Parish rent compare with Louisiana?
$786 locally versus $1,064 for the state, 26% below.
Which towns does the Natchitoches Parish guide cover?
Every community in the county, unincorporated areas included. The largest of its 12 Census places: Natchitoches, Vienna Bend, Campti, Provencal, Point Place.
Are Natchitoches Parish applicants treated differently?
No. Everyone answers the same questions and is screened on the same objective points; lending partners set their own criteria under fair-lending laws.
Is there a Natchitoches Parish office that licenses lenders?
No, licensing is statewide. In Louisiana it is the Louisiana Office of Financial Institutions.