1st Advantage MortgageIn Greeley County, Kansas, the typical household earns $80,565 a year and the typical rent is $794. Your income, debts and credit decide what you qualify for. Get offers in writing, compare the total repaid, and never pay a fee up front.
On this page
- Greeley County by the numbers
- What Greeley County households earn
- Employment and commuting in Greeley County
- Greeley County housing compared with Kansas
- Towns and communities in Greeley County
- Regional comparison for Greeley County
- Greeley County residents: age, schooling, coverage
- What the numbers mean for Greeley County borrowers
- A Greeley County household budget, worked through
- A Greeley County borrower's checklist
- Checking a lender's license in Kansas
- Nearby and statewide guides
- Frequently asked questions
Greeley County by the numbers
Greeley County is home to about 1,304 people, according to the Census Bureau's 2020 to 2024 American Community Survey, which makes it the 105th most populous of 105 county-level areas in Kansas. Land area is 778 square miles (2024 Gazetteer), so density runs near 2 per square mile. Under the July 2023 OMB definitions, Greeley County is not part of any metropolitan area. Of the 3 Census places inside Greeley County, Tribune leads by population with about 758; 3 of the 3 are incorporated. Because Greeley County is small, the survey's margins of error are wide; treat the numbers as approximate.
What Greeley County households earn
The median household income in Greeley County is $80,565; statewide it is $74,275, so Greeley County runs 8% above Kansas as a whole.
| Household income | Greeley County | vs Kansas |
|---|---|---|
| Under $35,000 | 13.3% | -8.4 pts |
| $35,000 to $99,999 | 52.5% | +10.2 pts |
| $100,000 to $199,999 | 27.7% | +1.3 pts |
| $200,000 or more | 6.5% | -3.1 pts |
Some 13% of households here live on less than $35,000 a year; 34% have six-figure incomes. 7.1% of residents fall below the federal poverty line (statewide: 11.3%). Income inequality, measured by the Gini index, comes to 0.355 here. A household earning below the $80,565 median should test any payment carefully; one earning above it should still pick the shortest term it can manage.
Employment and commuting in Greeley County
Agriculture, forestry and mining employs 26% of working residents, the largest share; education and health care is next with 23%. The sharpest difference from the state is in agriculture, forestry and mining, at 26% locally and 3% for Kansas. The survey's unemployment rate for Greeley County averages 0.1% over 2020 to 2024 (state: 3.9%). About 66% drive to work alone and 10% have trips of 45 minutes or more. 4.4% of households have no vehicle.
| Industry (employed residents 16+) | Greeley County | Gap to Kansas |
|---|---|---|
| Agriculture, forestry and mining | 26.2% | +23.2 pts |
| Education and health care | 22.7% | -2.3 pts |
| Retail trade | 14.2% | +3.7 pts |
| Public administration | 6.2% | +1.6 pts |
| Construction | 6.2% | -0.2 pts |
| Finance, insurance and real estate | 5.6% | -0.9 pts |
Shorter commutes usually mean lower vehicle costs, which can leave more room for a payment, or for paying a loan off early.
Greeley County housing compared with Kansas
A typical Greeley County rental runs $794 a month including utilities, which is 25% below Kansas. By the Census definition, 8% of Greeley County renters are cost-burdened. The median owner-occupied home is valued at $115,200, about 1.4 times the median household income. 75% of Greeley County households own their home and 25% rent. Half the housing stock was built before 1966.
| Measure | Greeley County | Kansas | Median U.S. county |
|---|---|---|---|
| Median gross rent | $794/mo | $1,060/mo | $877/mo |
| Median home value | $115,200 | $217,200 | $185,300 |
| Owners | 75% | 67% | 75% |
| Rent-burdened renters | 8% | 43% | 45% |
| Burdened owners | 28% | 22% | n/a |
| Mobile homes | 13.2% | 4.0% | n/a |
Owners with equity have a second option. Weigh a secured line against an unsecured loan by risk as well as cost before you choose (how they compare).
Towns and communities in Greeley County
The table lists the 3 largest of 3 Census places in Greeley County, by population. Together all 3 hold about 1,304 people, so roughly 0% of residents live outside any named place. No Greeley County place has a separate guide yet; this county page serves all 3.
| Name | Kind | Pop. | Income | Rent | Miles |
|---|---|---|---|---|---|
| Tribune | city | 758 | $80,263 | $786 | 3 mi |
| Greeley County | place | 465 | $82,337 | $950 | 0 mi |
| Horace | city | 81 | $57,500 | n/a | 1 mi |
Regional comparison for Greeley County
Distances run center to center, from Wichita County at 25 miles out to Prowers County at 48. Kearny County leads the group on income ($89,135), Prowers County trails ($53,508), and Greeley County out-earns 5 of the six. Some neighbors are in Colorado. Lender licensing is state by state, so a loan for a Greeley County resident follows Kansas rules.
| County | Miles | Median household income | Median rent | Homeownership |
|---|---|---|---|---|
| Greeley County | - | $80,565 | $794/mo | 75% |
| Wichita County, KS | 25 mi | $79,063 | $942/mo | 78% |
| Wallace County, KS | 31 mi | $63,207 | $601/mo | 75% |
| Hamilton County, KS | 34 mi | $70,250 | $909/mo | 77% |
| Kearny County, KS | 43 mi | $89,135 | $1,056/mo | 72% |
| Logan County, KS | 46 mi | $75,662 | $840/mo | 65% |
| Prowers County, CO | 48 mi | $53,508 | $808/mo | 67% |
Greeley County residents: age, schooling, coverage
Degree holders: 30% of adults over 25. The uninsured rate is 10.3%, against 8.8% for Kansas.
| Indicator | Greeley County | All of Kansas | U.S. county median |
|---|---|---|---|
| Median age | 37.1 | 37.4 | 41.5 |
| Bachelor's or higher | 29.8% | 35.6% | 22.2% |
| No high school diploma | 11.3% | 8.0% | n/a |
| No health insurance | 10.3% | 8.8% | 7.8% |
| No vehicle | 4.4% | 5.1% | 5.4% |
| Work from home | 20.0% | 11.8% | 8.7% |
| Poverty rate | 7.1% | 11.3% | 13.2% |
| Unemployment (ACS) | 0.1% | 3.9% | 4.4% |
What the numbers mean for Greeley County borrowers
Based on the Greeley County data above, these borrowing questions are most likely to matter locally.
- Hospital bills in Greeley County. For the 10% of residents without coverage, the provider's charity-care program comes before any loan (details).
- 13% mobile homes. Many are not titled as real estate, so home-equity options may not apply; an unsecured loan is the usual route.
- Consolidating cards in Greeley County. Compare the total repaid, not the monthly figure (how).
A Greeley County household budget, worked through
Lenders compare monthly debt payments with gross monthly income, the debt-to-income ratio. For a Greeley County household at the medians it works out like this; treat it as an illustration only.
- $80,565 a year is $6,714 of gross monthly income
- Less median rent of $794, which is 12% of it
- Under a 36% cap, $2,417 total minus rent leaves $1,623
If your rent is above $794, the room shrinks dollar for dollar.
A Greeley County borrower's checklist
Four checks before you sign anything:
- Know the exact dollar figure you need before talking to a lender.
- Ask each lender for the APR and all fees in writing.
- Verify the Kansas license before giving out your Social Security number.
- Keep a small cushion so one surprise bill does not mean another loan.
Checking a lender's license in Kansas
Greeley County borrowers fall under statewide rules, enforced by the Kansas Office of the State Bank Commissioner. Banks and credit unions have their own regulators, and the CFPB takes complaints about any lender. The Kansas guide covers state rules in more detail.
Nearby and statewide guides
The Kansas guide covers the whole state.
Frequently asked questions
Is Greeley County a high-income county?
Its $80,565 median ranks 9th of 105 Kansas counties and compares with $65,681 for the median U.S. county.
What do renters pay in Greeley County?
$794 a month at the median, about 12% of median household income.
I own my home in Greeley County. Personal loan or HELOC?
A HELOC uses the house as collateral; a personal loan usually does not. With 75% of homes owner-occupied here, many readers can compare both in writing.
I live in a small Greeley County town. Is this my guide?
Yes. If your town has no city guide, this county page is the local one; it covers Tribune, Greeley County, Horace.
Does living in Greeley County change what I qualify for?
Not in our fit check, which uses only the amount, credit range, income and payments you enter, the same for a Greeley County resident as anyone. Lenders decide under fair-lending law.