1st Advantage MortgageIn Greene County, Pennsylvania, the typical household earns $68,041 a year and the typical rent is $789. Those figures describe the county, not you: compare at least three written offers by APR and total cost, and confirm the lender's license before you apply.
On this page
- Greene County, PA: the basics
- Household income in Greene County
- Work, industries and travel time in Greene County
- Renting and owning in Greene County
- Greene County and the counties next door
- Places inside Greene County
- What a median Greene County budget can carry
- Greene County residents: age, schooling, coverage
- Local borrowing considerations for Greene County
- Steps before you apply in Greene County
- Lender oversight for Greene County
- Related local guides
- Frequently asked questions
Greene County, PA: the basics
With an estimated 34,835 residents (ACS 2020 to 2024), Greene County ranks 58th of 67 in Pennsylvania for population. It covers 576 square miles of land, or about 60 people per square mile. No metropolitan area includes Greene County in the 2023 federal delineation, so its numbers stand on their own rather than as part of a metro. Of the 20 Census places inside Greene County, Waynesburg leads by population with about 3,811; 6 of the 20 are incorporated.
Household income in Greene County
Half of Greene County households take in less than $68,041 a year and half take in more, 13% below the Pennsylvania median of $77,971. Only 29 Pennsylvania counties post a higher median.
| Income band | Share in Greene County | Difference from Pennsylvania |
|---|---|---|
| Under $35,000 | 26.3% | +4.3 pts |
| $35,000 to $99,999 | 41.9% | +2.8 pts |
| $100,000 to $199,999 | 27.0% | -0.1 pts |
| $200,000 or more | 4.8% | -7.0 pts |
Some 26% of households here live on less than $35,000 a year; 32% have six-figure incomes. The poverty rate is 13.5%, 2 points higher than the state's 11.7%. None of these numbers decides a Greene County application. Lenders weigh your own documented income against your own debts.
Work, industries and travel time in Greene County
The biggest employer of Greene County residents, by industry, is education and health care at 27% of workers, followed by retail trade (11%). The sharpest difference from the state is in agriculture, forestry and mining, at 6% locally and 1% for Pennsylvania. The survey's unemployment rate for Greene County averages 5.6% over 2020 to 2024 (state: 5.3%). Long commutes are common here: 21% of workers spend 45 minutes or longer getting to work. Only 4.7% of homes here go without a vehicle.
| Industry | Share of Greene County workers | vs Pennsylvania |
|---|---|---|
| Education and health care | 27.3% | +0.7 pts |
| Retail trade | 10.7% | -0.3 pts |
| Construction | 8.6% | +2.6 pts |
| Public administration | 8.1% | +4.2 pts |
| Arts, lodging and food service | 7.4% | -0.1 pts |
| Manufacturing | 7.4% | -4.0 pts |
If your hours swing with the season or with overtime, size a loan payment against your base pay, not your best month.
Renting and owning in Greene County
Renters in Greene County pay a median of $789 a month, 35% below the Pennsylvania figure of $1,209. Rent takes 30% or more of income for 39% of renter households here. The median owner-occupied home is valued at $153,900, about 2.3 times the median household income. Owners occupy 77% of homes. Half the housing stock was built before 1960.
| Cost | Greene County | Pennsylvania figure | Median county, U.S. |
|---|---|---|---|
| Median gross rent | $789/mo | $1,209/mo | $877/mo |
| Median home value | $153,900 | $254,500 | $185,300 |
| Owners | 77% | 69% | 75% |
| Rent-burdened renters | 39% | 48% | 45% |
| Burdened owners | 20% | 24% | n/a |
| Mobile homes | 16.2% | 3.5% | n/a |
Because most Greene County households own, home repairs are a frequent reason to borrow. An unsecured personal loan leaves the house out of the deal, while a HELOC uses it as collateral.
Greene County and the counties next door
Monongalia County is closest, 17 miles from center to center; the sixth, Wetzel County, is 28 miles off. Washington County leads the group on income ($78,958), Wetzel County trails ($56,836), and Greene County out-earns 5 of the six. The list crosses into West Virginia, where different lending rules and regulators apply.
| Nearby county | Center to center | Household income | Gross rent | Owner-occupied |
|---|---|---|---|---|
| Greene County | - | $68,041 | $789/mo | 77% |
| Monongalia County, WV | 17 mi | $65,346 | $987/mo | 58% |
| Marion County, WV | 24 mi | $67,370 | $932/mo | 77% |
| Marshall County, WV | 24 mi | $59,169 | $837/mo | 78% |
| Washington County, PA | 24 mi | $78,958 | $949/mo | 76% |
| Ohio County, WV | 27 mi | $57,094 | $821/mo | 66% |
| Wetzel County, WV | 28 mi | $56,836 | $688/mo | 83% |
Places inside Greene County
20 Census places fall mainly inside Greene County; the 14 biggest are below. They account for 14,260 residents, leaving about 59% of the county in unincorporated, unnamed areas. Rices Landing has the highest median household income on the list ($120,577) and Nemacolin the lowest ($27,557), counting places with at least 500 residents. This guide covers each of the 20 places and the rural areas around them.
| Town or CDP | Type | People | Median household income | Median gross rent | Miles from center |
|---|---|---|---|---|---|
| Waynesburg | borough | 3,811 | $54,050 | $681 | 4 mi |
| Fairdale | CDP | 2,126 | $79,350 | $687 | 14 mi |
| Nemacolin | CDP | 1,306 | $27,557 | $968 | 16 mi |
| Morrisville | CDP | 1,082 | $64,306 | n/a | 5 mi |
| Bobtown | CDP | 1,066 | $48,233 | n/a | 14 mi |
| Dry Tavern | CDP | 581 | $79,063 | n/a | 13 mi |
| Mount Morris | CDP | 568 | $69,423 | $720 | 11 mi |
| Rices Landing | borough | 515 | $120,577 | $943 | 14 mi |
| Mather | CDP | 509 | $46,012 | n/a | 10 mi |
| Carmichaels | borough | 388 | $58,393 | $763 | 14 mi |
| Crucible | CDP | 352 | $72,396 | n/a | 15 mi |
| Rogersville | CDP | 350 | $78,173 | $1,071 | 3 mi |
| Jefferson | borough | 301 | $74,450 | $842 | 11 mi |
| West Waynesburg | CDP | 299 | $43,788 | n/a | 4 mi |
CDP: census-designated place, an unincorporated community mapped for statistics.
What a median Greene County budget can carry
The debt-to-income ratio is the main affordability test lenders use. Applied to Greene County's medians:
- Monthly gross at the median, Greene County: $5,670
- Less median rent of $789, which is 14% of it
- At 43%, room after rent is $1,649 a month
Lenders set their own limits and look beyond the ratio. The DTI calculator uses your figures instead of Greene County's.
Greene County residents: age, schooling, coverage
Degree holders: 22% of adults over 25. About 5% go without health insurance.
| Residents | Greene County | Pennsylvania | Middle U.S. county |
|---|---|---|---|
| Median age | 43.3 | 40.9 | 41.5 |
| Bachelor's or higher | 21.7% | 35.2% | 22.2% |
| No high school diploma | 10.1% | 7.9% | n/a |
| No health insurance | 4.5% | 5.6% | 7.8% |
| No vehicle | 4.7% | 10.4% | 5.4% |
| Work from home | 7.0% | 15.6% | 8.7% |
| Poverty rate | 13.5% | 11.7% | 13.2% |
| Unemployment (ACS) | 5.6% | 5.3% | 4.4% |
| Commute length | Greene County |
|---|---|
| Under 15 min | 26.9% |
| 15 to 29 min | 27.3% |
| 30 to 44 min | 24.8% |
| 45 to 59 min | 11.0% |
| 60+ min | 10.0% |
Local borrowing considerations for Greene County
A few patterns in the Greene County data, and the practical point behind each:
- Commuter costs. 21% drive 45 minutes or more. Compare shop financing with a loan, and keep a small repair fund.
- Repairs on manufactured housing. With 16% of homes here, compare a personal loan with any dealer or park repair program.
- Debt consolidation. One fixed payment can save money only if the written APR and fees beat what you pay now (guide).
Steps before you apply in Greene County
Before you apply, wherever you live in Greene County:
- Price the Greene County expense first and borrow that amount, no more.
- Ask each lender for the APR and all fees in writing.
- Verify the Pennsylvania license before giving out your Social Security number.
- Confirm the first due date before setting up autopay.
Lender oversight for Greene County
The Pennsylvania Department of Banking and Securities is the place to verify any lender's Pennsylvania license. Problems with a lender can also go to the CFPB. Statewide data and rules: Pennsylvania guide.
Related local guides
The Pennsylvania guide covers the whole state.
Frequently asked questions
How much do households in Greene County earn?
The median is $68,041; 32% earn $100,000 or more and 26% under $35,000. A lender uses your own documented income, not this figure.
How much is rent in Greene County?
Median gross rent, utilities included, is $789 a month; 39% of renters spend 30% or more of income on it.
I own my home in Greene County. Personal loan or HELOC?
A HELOC uses the house as collateral; a personal loan usually does not. With 77% of homes owner-occupied here, many readers can compare both in writing.
What are the biggest places in Greene County?
By population: Waynesburg, Fairdale, Nemacolin, Morrisville, Bobtown. The county has 20 Census places in all.
Is the fit check different in Greene County?
No. It is identical everywhere, and it never looks at your neighborhood.