1st Advantage MortgageHalifax County households have a median income of $45,590 and median rent of $813 a month (ACS 2020 to 2024). A loan makes sense only if its total cost beats your alternatives and the payment fits your budget. Check the lender's North Carolina license first.
On this page
- Halifax County at a glance
- Halifax County housing compared with North Carolina
- What Halifax County households earn
- The Halifax County job picture
- Halifax County next to its neighbors
- Towns and communities in Halifax County
- People and households in Halifax County
- Local borrowing considerations for Halifax County
- Budget math at the Halifax County median
- Steps before you apply in Halifax County
- Lender oversight for Halifax County
- Related local guides
- Frequently asked questions
Halifax County at a glance
Roughly 47,675 residents live in Halifax County, North Carolina, 54th by population among the state's 100 counties and county equivalents. Packed into 724 square miles, that is close to 66 residents for every square mile of land. No metropolitan area includes Halifax County in the 2023 federal delineation, so its numbers stand on their own rather than as part of a metro. Of the 10 Census places inside Halifax County, Roanoke Rapids leads by population with about 14,856; 7 of the 10 are incorporated.
Halifax County housing compared with North Carolina
Median gross rent, utilities included, comes to $813 in Halifax County versus $1,228 statewide. By the Census definition, 49% of Halifax County renters are cost-burdened. Home values center on $106,200, or 2.3 years of median income. 63% of Halifax County households own their home and 37% rent.
| Halifax County | North Carolina | U.S. county median | |
|---|---|---|---|
| Median gross rent | $813/mo | $1,228/mo | $877/mo |
| Median home value | $106,200 | $288,900 | $185,300 |
| Owners | 63% | 67% | 75% |
| Rent-burdened renters | 49% | 49% | 45% |
| Burdened owners | 36% | 25% | n/a |
| Mobile homes | 25.9% | 11.0% | n/a |
| Vacant units | 18% | 13% | n/a |
What Halifax County households earn
The median household income in Halifax County is $45,590; statewide it is $72,388, so Halifax County runs 37% below North Carolina as a whole. Only 92 North Carolina counties post a higher median.
| Household income | Halifax County | vs North Carolina |
|---|---|---|
| Under $35,000 | 40.7% | +17.5 pts |
| $35,000 to $99,999 | 39.4% | -2.1 pts |
| $100,000 to $199,999 | 16.4% | -8.5 pts |
| $200,000 or more | 3.5% | -6.9 pts |
The spread is wide: 20% of Halifax County households make $100,000 or more, and 41% make less than $35,000. Census counts 22.8% of Halifax County residents in poverty, against 13.0% across North Carolina. Income inequality, measured by the Gini index, comes to 0.483 here. If your income is irregular, as it often is with tips, gig work or seasonal jobs, plan around your leaner months rather than the Halifax County median.
The Halifax County job picture
The biggest employer of Halifax County residents, by industry, is education and health care at 23% of workers, followed by manufacturing (19%). The sharpest difference from the state is in manufacturing, at 19% locally and 12% for North Carolina. The survey's unemployment rate for Halifax County averages 9.3% over 2020 to 2024 (state: 4.7%). Long commutes are common here: 15% of workers spend 45 minutes or longer getting to work.
| Industry | Share of Halifax County workers | vs North Carolina |
|---|---|---|
| Education and health care | 23.0% | +0.5 pts |
| Manufacturing | 18.9% | +7.2 pts |
| Retail trade | 10.1% | -1.0 pts |
| Professional and administrative services | 9.2% | -3.5 pts |
| Transportation, warehousing and utilities | 9.0% | +3.6 pts |
| Arts, lodging and food service | 6.9% | -1.5 pts |
If your hours swing with the season or with overtime, size a loan payment against your base pay, not your best month.
Halifax County next to its neighbors
Nearest neighbors first, measured between county centers (18 to 31 miles). Income ranges from $50,086 in Northampton County to $62,426 in Nash County; all six of these neighbors top Halifax County's median. Some neighbors are in Virginia. Lender licensing is state by state, so a loan for a Halifax County resident follows North Carolina rules.
| Adjacent area | How far | HH income (median) | Rent (median) | Owner share |
|---|---|---|---|---|
| Halifax County | - | $45,590 | $813/mo | 63% |
| Northampton County, NC | 18 mi | $50,086 | $758/mo | 75% |
| Edgecombe County, NC | 23 mi | $51,265 | $858/mo | 61% |
| Warren County, NC | 27 mi | $50,638 | $790/mo | 69% |
| Nash County, NC | 27 mi | $62,426 | $953/mo | 64% |
| Greensville County, VA | 30 mi | $54,668 | $969/mo | 66% |
| Emporia city, VA | 31 mi | $51,899 | $1,037/mo | 38% |
Towns and communities in Halifax County
The table lists the 10 largest of 10 Census places in Halifax County, by population. Together all 10 hold about 25,501 people, so roughly 47% of residents live outside any named place. Among places of 500 or more people, median income runs from $18,430 in South Weldon to $55,938 in Hollister. Median rent ranges from $487 in South Weldon to $921 in Weldon. None of the 10 has its own city guide, so this page covers all of them.
| Place in county | Status | Population (ACS) | Median HH income | Monthly rent | Distance from center |
|---|---|---|---|---|---|
| Roanoke Rapids | city | 14,856 | $53,690 | $858 | 13 mi |
| South Rosemary | CDP | 2,475 | $47,466 | $907 | 14 mi |
| Enfield | town | 2,153 | $34,830 | $583 | 5 mi |
| Scotland Neck | town | 2,006 | $19,083 | $559 | 15 mi |
| Weldon | town | 1,642 | $48,350 | $921 | 12 mi |
| Hollister | CDP | 819 | $55,938 | $767 | 16 mi |
| Littleton | town | 549 | $42,083 | n/a | 19 mi |
| South Weldon | CDP | 500 | $18,430 | $487 | 11 mi |
| Halifax | town | 294 | $63,686 | $733 | 6 mi |
| Hobgood | town | 207 | $78,250 | n/a | 21 mi |
People and households in Halifax County
Degree holders: 16% of adults over 25. The uninsured rate is 9.1%, against 9.9% for North Carolina.
| Indicator | Halifax County | All of North Carolina | U.S. county median |
|---|---|---|---|
| Median age | 43.6 | 39.1 | 41.5 |
| Bachelor's or higher | 16.1% | 35.7% | 22.2% |
| No high school diploma | 17.8% | 9.9% | n/a |
| No health insurance | 9.1% | 9.9% | 7.8% |
| No vehicle | 9.1% | 5.3% | 5.4% |
| Work from home | 8.4% | 16.3% | 8.7% |
| Poverty rate | 22.8% | 13.0% | 13.2% |
| Unemployment (ACS) | 9.3% | 4.7% | 4.4% |
| Trip time | Share |
|---|---|
| Under 15 min | 36.7% |
| 15 to 29 min | 28.2% |
| 30 to 44 min | 20.1% |
| 45 to 59 min | 5.9% |
| 60+ min | 9.2% |
Local borrowing considerations for Halifax County
The county's numbers point to a few situations that come up often for Halifax County borrowers.
- Repairs on manufactured housing. With 26% of homes here, compare a personal loan with any dealer or park repair program.
- Assistance before credit. With a 23% poverty rate, check no-cost options before any Halifax County loan.
- 49% rent-burdened. A payment on top of high rent needs a cushion; size it with the calculator.
Budget math at the Halifax County median
Here is the Halifax County median household run through a simple DTI check. Your numbers will differ.
- Median income divided by twelve: $3,799 before taxes
- Less median rent of $813, which is 21% of it
- $555: what a 36% ratio leaves once rent is paid
- At 43%, room after rent is $821 a month
Car, student loan and card payments come out of that room first. Try your own numbers in the calculator.
Steps before you apply in Halifax County
Quick steps for Halifax County:
- Borrow the amount the job needs; extra cash adds interest.
- Line up offers side by side: APR, fees in dollars, total cost.
- Look the lender up with the state regulator first.
- Ask about early-payoff penalties.
Lender oversight for Halifax County
No county office licenses personal lenders. For Halifax County, check the North Carolina Office of the Commissioner of Banks. Banks and credit unions have their own regulators, and the CFPB takes complaints about any lender. More on North Carolina: North Carolina personal loans.
Related local guides
The North Carolina guide covers the whole state.
Frequently asked questions
What is the median household income in Halifax County?
$45,590 a year in the 2020 to 2024 Census survey, versus $72,388 for North Carolina. It ranks 93rd of 100 in the state.
Is Halifax County expensive for renters?
Median rent is $813 against $1,228 statewide, and 49% of renter households are cost-burdened.
I live in a small Halifax County town. Is this my guide?
Yes. If your town has no city guide, this county page is the local one; it covers Roanoke Rapids, South Rosemary, Enfield, Scotland Neck, Weldon and 5 more.
Will a Halifax County address affect my match?
Beyond confirming North Carolina as your state, no. Your answers about amount, credit, income and payments are all that count.
Where can someone in Halifax County check a lender's license?
With the North Carolina Office of the Commissioner of Banks. If a lender is unlicensed or asks for a fee before funding, walk away.