1st Advantage MortgageIn Hocking County, Ohio, the typical household earns $62,960 a year and the typical rent is $808. Those figures describe the county, not you: compare at least three written offers by APR and total cost, and confirm the lender's license before you apply.
On this page
- Hocking County by the numbers
- What Hocking County households earn
- How Hocking County residents earn a living
- Rent, home values and ownership in Hocking County
- Hocking County and the counties next door
- Towns and communities in Hocking County
- Hocking County residents: age, schooling, coverage
- Before borrowing in Hocking County
- Debt-to-income at Hocking County's medians
- Lender oversight for Hocking County
- Four steps for Hocking County borrowers
- More guides for Hocking County
- Frequently asked questions
Hocking County by the numbers
Roughly 27,799 residents live in Hocking County, Ohio, 76th by population among the state's 88 counties and county equivalents. Packed into 421 square miles, that is close to 66 residents for every square mile of land. It is one of the counties that make up the Columbus, OH metropolitan statistical area (OMB, 2023). Logan is the biggest of its 7 Census places, at roughly 6,993 people (25% of the county total).
What Hocking County households earn
Hocking County households have a median income of $62,960 (ACS 2020 to 2024), which ranks 58th of 88 in Ohio.
| Households earning | Hocking County | +/- vs Ohio |
|---|---|---|
| Under $35,000 | 27.2% | +3.4 pts |
| $35,000 to $99,999 | 44.6% | +3.0 pts |
| $100,000 to $199,999 | 24.4% | -1.0 pts |
| $200,000 or more | 3.7% | -5.4 pts |
Some 27% of households here live on less than $35,000 a year; 28% have six-figure incomes. The poverty rate is 16.0%, 3 points higher than the state's 13.3%. Income inequality, measured by the Gini index, comes to 0.419 here. None of these numbers decides a Hocking County application. Lenders weigh your own documented income against your own debts.
How Hocking County residents earn a living
The biggest employer of Hocking County residents, by industry, is education and health care at 21% of workers, followed by manufacturing (13%). Construction stands out: 12% of workers here, versus 6% statewide. Averaged over the five survey years, 5.4% of the labor force was out of work and looking. 27% of commuters travel 45 minutes or more each way, and 7% work from home. 5.7% of households have no vehicle.
| Sector | Hocking County | Compared with Ohio |
|---|---|---|
| Education and health care | 20.6% | -3.7 pts |
| Manufacturing | 12.8% | -1.9 pts |
| Construction | 12.0% | +6.1 pts |
| Retail trade | 11.3% | +0.2 pts |
| Arts, lodging and food service | 9.7% | +1.4 pts |
| Professional and administrative services | 7.6% | -2.7 pts |
A lender verifies what your own job pays. The county's industry mix tells you about the local economy, not about your application.
Rent, home values and ownership in Hocking County
Median gross rent, utilities included, comes to $808 in Hocking County versus $1,034 statewide. 52% of renting households spend 30% or more of income on rent, and 19% spend half or more. Home values center on $186,400, or 3.0 years of median income. 79% of Hocking County households own their home and 21% rent. Median construction year: 1981.
| Home costs | Hocking County | Ohio | U.S. middle county |
|---|---|---|---|
| Median gross rent | $808/mo | $1,034/mo | $877/mo |
| Median home value | $186,400 | $214,800 | $185,300 |
| Owners | 79% | 67% | 75% |
| Rent-burdened renters | 52% | 46% | 45% |
| Burdened owners | 22% | 21% | n/a |
| Vacant units | 11% | 8% | n/a |
Because most Hocking County households own, home repairs are a frequent reason to borrow. An unsecured personal loan leaves the house out of the deal, while a HELOC uses it as collateral. High rent burdens leave little slack. If you are borrowing to consolidate, make sure the new payment is lower than the ones it replaces.
Hocking County and the counties next door
Vinton County is closest, 16 miles from center to center; the sixth, Ross County, is 33 miles off. Income ranges from $55,336 in Vinton County to $90,966 in Fairfield County; 3 of these neighbors top Hocking County's median.
| County | Distance | Median income | Median rent | Owners |
|---|---|---|---|---|
| Hocking County | - | $62,960 | $808/mo | 79% |
| Vinton County, OH | 16 mi | $55,336 | $728/mo | 76% |
| Fairfield County, OH | 19 mi | $90,966 | $1,172/mo | 75% |
| Perry County, OH | 22 mi | $67,460 | $777/mo | 76% |
| Athens County, OH | 26 mi | $56,001 | $939/mo | 60% |
| Pickaway County, OH | 32 mi | $74,040 | $1,020/mo | 74% |
| Ross County, OH | 33 mi | $61,303 | $906/mo | 70% |
Towns and communities in Hocking County
Here are the 7 most populous of the county's 7 Census places, with income and rent from the same 2020 to 2024 survey. About 34% of Hocking County residents live in one of the 7. None of the 7 has its own city guide, so this page covers all of them.
| Place | Type | Population | Median income | Median rent | From county center |
|---|---|---|---|---|---|
| Logan | city | 6,993 | $57,882 | $726 | 5 mi |
| West Logan | CDP | 823 | $27,635 | $756 | 4 mi |
| Laurelville | village | 633 | n/a | $805 | 14 mi |
| Haydenville | CDP | 314 | n/a | n/a | 9 mi |
| Murray City | village | 295 | $34,732 | $765 | 17 mi |
| Carbon Hill | CDP | 249 | $46,694 | $987 | 13 mi |
| Rockbridge | CDP | 186 | n/a | $1,046 | 7 mi |
Hocking County residents: age, schooling, coverage
Degree holders: 13% of adults over 25. About 7% go without health insurance.
| Indicator | Hocking County | All of Ohio | U.S. county median |
|---|---|---|---|
| Median age | 43.4 | 39.7 | 41.5 |
| Bachelor's or higher | 13.5% | 31.5% | 22.2% |
| No high school diploma | 10.5% | 8.2% | n/a |
| No health insurance | 7.4% | 6.4% | 7.8% |
| No vehicle | 5.7% | 7.5% | 5.4% |
| Work from home | 6.9% | 13.0% | 8.7% |
| Poverty rate | 16.0% | 13.3% | 13.2% |
| Unemployment (ACS) | 5.4% | 4.8% | 4.4% |
| One-way commute | Share of Hocking County workers |
|---|---|
| Under 15 min | 27.7% |
| 15 to 29 min | 26.5% |
| 30 to 44 min | 19.0% |
| 45 to 59 min | 8.8% |
| 60+ min | 18.1% |
Before borrowing in Hocking County
Where the Hocking County numbers stand out, and why it matters for a loan:
- Keeping the car running. At 27% with long commutes, repairs are a frequent Hocking County emergency; first decide if the car is worth fixing.
- Manufactured homes. 17% of Hocking County housing units are mobile homes, and their repairs are often paid with unsecured loans. Get the quote in writing.
- Rent squeeze. 52% of renters spend 30%+ of income on rent; borrow only if the loan cuts what you pay overall.
Debt-to-income at Hocking County's medians
Hocking County at the medians, through a lender's eyes (what DTI means):
- $5,247 a month: gross income for a household at the Hocking County median
- Rent at the median, $808, takes 15% of that
- With a 36% ceiling, about $1,081 remains for car, card, student and any new loan payments
- $1,448: what a 43% ratio leaves once rent is paid
Subtract what you already pay on other debts. A new payment should fit in what remains, with some to spare.
Lender oversight for Hocking County
Hocking County borrowers fall under statewide rules, enforced by the Ohio Division of Financial Institutions. The Consumer Financial Protection Bureau accepts complaints nationwide. More on Ohio: Ohio personal loans.
Four steps for Hocking County borrowers
A short checklist for Hocking County borrowers:
- Size the loan to the bill, not to the most a lender offers.
- Ask each lender for the APR and all fees in writing.
- Only work with lenders licensed for Ohio borrowers.
- Confirm the first due date before setting up autopay.
More guides for Hocking County
For statewide rules and data, see the Ohio guide.
Frequently asked questions
What does a typical Hocking County household make?
About $62,960 a year at the median (ACS 2020-24), 12% below the Ohio median.
How much is rent in Hocking County?
Median gross rent, utilities included, is $808 a month; 52% of renters spend 30% or more of income on it.
What are the biggest places in Hocking County?
By population: Logan, West Logan, Laurelville, Haydenville, Murray City. The county has 7 Census places in all.
Will a Hocking County address affect my match?
Beyond confirming Ohio as your state, no. Your answers about amount, credit, income and payments are all that count.
Is there a Hocking County office that licenses lenders?
No, licensing is statewide. In Ohio it is the Ohio Division of Financial Institutions.