1st Advantage MortgageVinton County households have a median income of $55,336 and median rent of $728 a month (ACS 2020 to 2024). County medians do not set your terms. Shop at least three lenders, including a credit union serving Vinton County, and confirm each one's Ohio license.
On this page
- Vinton County at a glance
- What stands out in Vinton County
- Where Vinton County households live
- The $55,336 median and what sits around it
- Where Vinton County works
- Counties near Vinton County
- Places inside Vinton County
- Room for a loan payment in Vinton County
- More Vinton County figures
- Local borrowing considerations for Vinton County
- Who licenses lenders for Vinton County residents
- Four steps for Vinton County borrowers
- Related local guides
- Frequently asked questions
Vinton County at a glance
The latest five-year Census estimate puts Vinton County's population at 12,630; only 87 of Ohio's 88 county-level areas are larger. Density: about 30.6 residents per square mile across 412 square miles of land. Metro status: none; Vinton County sits outside the 2023 OMB metro areas. McArthur (2,110 people) heads the county's list of 4 Census places, 4 incorporated and 0 census-designated.
What stands out in Vinton County
Where Vinton County lands at the extremes of Ohio's county rankings:
- On the share of mobile homes, Vinton County sits near the top of Ohio at 28.4%, the highest of 88. Manufactured homes often do not qualify for home equity loans, so unsecured loans fill the gap.
- Few Ohio counties match Vinton County on population: 12,630 here, 11,810,293 for the state, ranking the lowest of 88. In a small county, the nearest lender may not be the best; compare online offers too.
- Median gross rent: $728/mo in Vinton County. Only 3 of 88 Ohio counties are lower. Lower rent can leave more room for a payment.
- Vinton County ranks 6th lowest of 88 Ohio counties for median household income: $55,336, against $71,389 statewide. Where incomes run low, free assistance and credit-union small-dollar loans deserve a look first.
Where Vinton County households live
Median gross rent, utilities included, comes to $728 in Vinton County versus $1,034 statewide. About 4 in 10 Vinton County renters pay 30% or more of income for rent. Median value $150,000; median income $55,336; ratio 2.7. 76% of Vinton County households own their home and 24% rent. The median year built is 1982. Against the median U.S. county, Vinton County rent is 17% below.
| Home costs | Vinton County | Ohio | Compared with Ohio |
|---|---|---|---|
| Mobile homes | 28.4% | 3.4% | +25.0 pts |
| Owners | 76% | 67% | +8.3 pts |
| Rent-burdened renters | 39% | 46% | -6.6 pts |
| Burdened owners | 16% | 21% | -5.1 pts |
| Median home value | $150,000 | $214,800 | 30% lower |
| Median gross rent | $728/mo | $1,034/mo | 30% lower |
| Vacant units | 10% | 8% | +2.1 pts |
With 76% of Vinton County homes owner-occupied, equity is a real alternative for many readers; just remember a missed HELOC payment puts the home at risk.
The $55,336 median and what sits around it
Median household income in Vinton County: $55,336 (22% below Ohio, $71,389).
| Band | Vinton County | Compared with Ohio |
|---|---|---|
| Under $35,000 | 27.4% | +3.6 pts |
| $35,000 to $99,999 | 47.7% | +6.1 pts |
| $100,000 to $199,999 | 21.3% | -4.1 pts |
| $200,000 or more | 3.5% | -5.6 pts |
About 27% of households earn under $35,000, while 25% clear $100,000. Census counts 17.3% of Vinton County residents in poverty, against 13.3% across Ohio. The Gini index of income inequality is 0.435 (0 is perfect equality). None of these numbers decides a Vinton County application. Lenders weigh your own documented income against your own debts.
Where Vinton County works
Education and health care (31%), manufacturing (17%) and construction (9%) lead Vinton County's job mix. Education and health care stands out: 31% of workers here, versus 24% statewide. The survey's unemployment rate for Vinton County averages 5.5% over 2020 to 2024 (state: 4.8%). 30% of commuters travel 45 minutes or more each way, and 10% work from home. Households without a car make up 5.4% of the total (7.5% statewide).
| Industry (employed residents 16+) | Vinton County | Gap to Ohio |
|---|---|---|
| Education and health care | 31.2% | +6.9 pts |
| Manufacturing | 17.4% | +2.7 pts |
| Construction | 8.8% | +2.8 pts |
| Retail trade | 8.1% | -3.0 pts |
| Transportation, warehousing and utilities | 5.8% | -0.2 pts |
| Finance, insurance and real estate | 5.5% | -1.1 pts |
Industry shapes paperwork. Salaried and public jobs are easy to verify, while hourly, tipped, commission or contract earners in Vinton County should have bank statements and tax returns ready.
Counties near Vinton County
The six counties whose centers lie closest to Vinton County's, from 16 to 32 miles away. Vinton County's $55,336 median trails 5 of the six and beats 1; the range runs $46,873 (Meigs County) to $62,960 (Hocking County).
| Nearby county | Center to center | Household income | Gross rent | Owner-occupied |
|---|---|---|---|---|
| Vinton County | - | $55,336 | $728/mo | 76% |
| Hocking County, OH | 16 mi | $62,960 | $808/mo | 79% |
| Jackson County, OH | 18 mi | $57,106 | $769/mo | 74% |
| Athens County, OH | 24 mi | $56,001 | $939/mo | 60% |
| Meigs County, OH | 27 mi | $46,873 | $722/mo | 75% |
| Ross County, OH | 31 mi | $61,303 | $906/mo | 70% |
| Gallia County, OH | 32 mi | $56,830 | $813/mo | 75% |
Places inside Vinton County
Here are the 4 most populous of the county's 4 Census places, with income and rent from the same 2020 to 2024 survey. About 27% of Vinton County residents live in one of the 4. No Vinton County place has a separate guide yet; this county page serves all 4.
| Name | Kind | Pop. | Income | Rent | Miles |
|---|---|---|---|---|---|
| McArthur | village | 2,110 | $49,439 | $554 | 1 mi |
| Hamden | village | 796 | $46,711 | $757 | 7 mi |
| Zaleski | village | 386 | n/a | n/a | 5 mi |
| Wilkesville | village | 101 | $50,313 | n/a | 15 mi |
Room for a loan payment in Vinton County
Vinton County's $55,336 median income, run through a debt-to-income check:
- Monthly gross at the median, Vinton County: $4,611
- Housing at the median rent of $728 uses 16%
- 35% debt-to-income limit: $886 left for all other debt payments
- 45% debt-to-income limit: $1,347 left for all other debt payments
Homeowners in Vinton County should swap in their mortgage, taxes and insurance for rent.
More Vinton County figures
College graduates make up 13% of the adult population. About 8% go without health insurance.
| Vinton County | vs Ohio | vs U.S. county median | |
|---|---|---|---|
| Bachelor's or higher | 13.4% | -18.0 pts | -8.7 pts |
| No high school diploma | 17.1% | +9.0 pts | n/a |
| Median age | 44.0 | +4.3 yrs | +2.5 yrs |
| Poverty rate | 17.3% | +4.0 pts | +4.1 pts |
| Work from home | 10.0% | -2.9 pts | +1.4 pts |
| No vehicle | 5.4% | -2.1 pts | -0.1 pts |
| No health insurance | 7.6% | +1.2 pts | -0.2 pts |
| Unemployment (ACS) | 5.5% | +0.8 pts | +1.1 pts |
| One-way commute | Share of Vinton County workers |
|---|---|
| Under 15 min | 18.0% |
| 15 to 29 min | 25.4% |
| 30 to 44 min | 27.1% |
| 45 to 59 min | 13.5% |
| 60+ min | 16.0% |
Local borrowing considerations for Vinton County
What the Vinton County figures suggest, and what to check first:
- 30% long commutes. A Vinton County repair bill is often urgent; compare the shop's financing with a loan in writing.
- 28% mobile homes. Many are not titled as real estate, so home-equity options may not apply; an unsecured loan is the usual route.
- Credit reports. Pull free reports at AnnualCreditReport.com and dispute errors before applying.
Who licenses lenders for Vinton County residents
No county office licenses personal lenders. For Vinton County, check the Ohio Division of Financial Institutions. Nationally, Vinton County residents can file with the CFPB. The Ohio page has statewide figures to set beside Vinton County's.
Four steps for Vinton County borrowers
Quick steps for Vinton County:
- Write down what the expense costs; a smaller loan costs less.
- Compare the total repaid on every offer, not just the payment.
- Confirm the lender is licensed in Ohio.
- Keep a small cushion so one surprise bill does not mean another loan.
Related local guides
No city in Vinton County has its own guide yet; the state page is next up.
Frequently asked questions
Is $55,336 a good income in Vinton County?
It is the county median, so half of Vinton County households earn more and half less; 25% earn $100,000 or more.
How much is rent in Vinton County?
Median gross rent, utilities included, is $728 a month; 39% of renters spend 30% or more of income on it.
Is home equity cheaper than a personal loan in Vinton County?
Often, because the home secures it. With 76% of Vinton County homes owner-occupied, weigh that lower cost against the risk to the house.
I live in a small Vinton County town. Is this my guide?
Yes. If your town has no city guide, this county page is the local one; it covers McArthur, Hamden, Zaleski, Wilkesville.
Will a Vinton County address affect my match?
Beyond confirming Ohio as your state, no. Your answers about amount, credit, income and payments are all that count.