1st Advantage MortgageHumphreys County households have a median income of $33,731 and median rent of $641 a month (ACS 2020 to 2024). Those figures describe the county, not you: compare at least three written offers by APR and total cost, and confirm the lender's license before you apply.
On this page
- A quick profile of Humphreys County
- Work, industries and travel time in Humphreys County
- Income in Humphreys County compared with Mississippi
- What it costs to live in Humphreys County
- Counties near Humphreys County
- Cities, towns and CDPs in Humphreys County
- What a median Humphreys County budget can carry
- Who lives in Humphreys County, in numbers
- Local borrowing considerations for Humphreys County
- A Humphreys County borrower's checklist
- Licensing and complaints for Humphreys County
- Related local guides
- Frequently asked questions
A quick profile of Humphreys County
The latest five-year Census estimate puts Humphreys County's population at 7,395; only 77 of Mississippi's 82 county-level areas are larger. Land area is 419 square miles (2024 Gazetteer), so density runs near 18 per square mile. No metropolitan area includes Humphreys County in the 2023 federal delineation, so its numbers stand on their own rather than as part of a metro. The Census Bureau counts 4 places in the county (4 incorporated, 0 census-designated); the largest is Belzoni, with about 1,306 residents, or 18% of the county. Because Humphreys County is small, the survey's margins of error are wide; treat the numbers as approximate.
Work, industries and travel time in Humphreys County
The biggest employer of Humphreys County residents, by industry, is education and health care at 31% of workers, followed by manufacturing (16%). Compared with Mississippi, the county leans toward education and health care (31% against 25%). Averaged over the five survey years, 12.5% of the labor force was out of work and looking. Long commutes are the exception here: 9% of workers spend 45 minutes or longer getting to work.
| Industry (employed residents 16+) | Humphreys County | Gap to Mississippi |
|---|---|---|
| Education and health care | 31.4% | +6.0 pts |
| Manufacturing | 15.9% | +3.0 pts |
| Retail trade | 12.6% | +1.2 pts |
| Construction | 7.5% | +0.7 pts |
| Agriculture, forestry and mining | 5.7% | +3.6 pts |
| Professional and administrative services | 5.1% | -2.5 pts |
A lender verifies what your own job pays. The county's industry mix tells you about the local economy, not about your application.
Income in Humphreys County compared with Mississippi
The median household income in Humphreys County is $33,731; statewide it is $56,447, so Humphreys County runs 40% below Mississippi as a whole. In the state ranking that is 78th of 82.
| Income band | Share in Humphreys County | Difference from Mississippi |
|---|---|---|
| Under $35,000 | 51.1% | +18.7 pts |
| $35,000 to $99,999 | 34.2% | -7.0 pts |
| $100,000 to $199,999 | 12.1% | -8.4 pts |
| $200,000 or more | 2.5% | -3.3 pts |
Some 51% of households here live on less than $35,000 a year; 15% have six-figure incomes. 27.0% of residents fall below the federal poverty line (statewide: 18.9%). Income inequality, measured by the Gini index, comes to 0.541 here. None of these numbers decides a Humphreys County application. Lenders weigh your own documented income against your own debts.
What it costs to live in Humphreys County
Renters in Humphreys County pay a median of $641 a month, 33% below the Mississippi figure of $954. Rent takes 30% or more of income for 44% of renter households here. With a median value of $87,800, a typical Humphreys County house costs 2.6 times what the median household earns in a year. The ownership rate is 62%. Median construction year: 1977.
| Measure | Humphreys County | Mississippi | Median U.S. county |
|---|---|---|---|
| Median gross rent | $641/mo | $954/mo | $877/mo |
| Median home value | $87,800 | $169,800 | $185,300 |
| Owners | 62% | 70% | 75% |
| Rent-burdened renters | 44% | 51% | 45% |
| Burdened owners | 43% | 26% | n/a |
Counties near Humphreys County
Distances run center to center, from Sharkey County at 24 miles out to Sunflower County at 33. Income ranges from $32,538 in Holmes County to $42,165 in Washington County; 5 of these neighbors top Humphreys County's median.
| Nearby county | Center to center | Household income | Gross rent | Owner-occupied |
|---|---|---|---|---|
| Humphreys County | - | $33,731 | $641/mo | 62% |
| Sharkey County, MS | 24 mi | $40,000 | $623/mo | 67% |
| Holmes County, MS | 25 mi | $32,538 | $590/mo | 61% |
| Washington County, MS | 26 mi | $42,165 | $833/mo | 60% |
| Yazoo County, MS | 26 mi | $39,295 | $790/mo | 55% |
| Leflore County, MS | 32 mi | $35,277 | $689/mo | 52% |
| Sunflower County, MS | 33 mi | $39,956 | $694/mo | 55% |
Cities, towns and CDPs in Humphreys County
4 Census places fall mainly inside Humphreys County; the 4 biggest are below. They account for 2,564 residents, leaving about 65% of the county in unincorporated, unnamed areas. No Humphreys County place has a separate guide yet; this county page serves all 4.
| Community | Type | Residents | Household income (median) | Rent (median) | Distance |
|---|---|---|---|---|---|
| Belzoni | city | 1,306 | $34,318 | $732 | 4 mi |
| Isola | town | 861 | $37,981 | $641 | 10 mi |
| Silver City | town | 219 | $66,667 | $525 | 3 mi |
| Louise | town | 178 | $22,379 | n/a | 11 mi |
What a median Humphreys County budget can carry
Humphreys County at the medians, through a lender's eyes (what DTI means):
- $33,731 a year is $2,811 of gross monthly income
- 23% goes to median rent ($641)
- At 43%, room after rent is $568 a month
Two-income households and single earners in Humphreys County land in very different places on this math, so run it for your own budget.
Who lives in Humphreys County, in numbers
College graduates make up 20% of the adult population. 10.3% of residents have no health coverage.
| Residents | Humphreys County | Mississippi | Middle U.S. county |
|---|---|---|---|
| Median age | 39.6 | 38.6 | 41.5 |
| Bachelor's or higher | 19.6% | 25.1% | 22.2% |
| No high school diploma | 18.6% | 12.9% | n/a |
| No health insurance | 10.3% | 11.0% | 7.8% |
| No vehicle | 13.0% | 6.3% | 5.4% |
| Work from home | 0.8% | 5.9% | 8.7% |
| Poverty rate | 27.0% | 18.9% | 13.2% |
| Unemployment (ACS) | 12.5% | 5.8% | 4.4% |
| One-way commute | Share of Humphreys County workers |
|---|---|
| Under 15 min | 45.6% |
| 15 to 29 min | 26.3% |
| 30 to 44 min | 19.2% |
| 45 to 59 min | 2.7% |
| 60+ min | 6.3% |
Local borrowing considerations for Humphreys County
What the Humphreys County figures suggest, and what to check first:
- Medical bills. 10% of Humphreys County residents are uninsured. Before borrowing for care, ask the provider about financial assistance and payment plans.
- Assistance before credit. With a 27% poverty rate, check no-cost options before any Humphreys County loan.
- Fraud. Gift cards, wire transfers or fees to unlock a loan mean walk away (report it).
A Humphreys County borrower's checklist
A short checklist for Humphreys County borrowers:
- Write down what the expense costs; a smaller loan costs less.
- Collect three written offers and compare APR and total repaid.
- Verify the Mississippi license before giving out your Social Security number.
- Lock paid-off cards after consolidating so balances stay at zero.
Licensing and complaints for Humphreys County
No county office licenses personal lenders. For Humphreys County, check the Mississippi Department of Banking and Consumer Finance. The Consumer Financial Protection Bureau accepts complaints nationwide. Statewide data and rules: Mississippi guide.
Related local guides
The Mississippi guide covers the whole state.
Frequently asked questions
Is Humphreys County a high-income county?
Its $33,731 median ranks 78th of 82 Mississippi counties and compares with $65,681 for the median U.S. county.
How does Humphreys County rent compare with Mississippi?
$641 locally versus $954 for the state, 33% below.
Which towns does the Humphreys County guide cover?
Every community in the county, unincorporated areas included. The largest of its 4 Census places: Belzoni, Isola, Silver City, Louise.
Is the fit check different in Humphreys County?
No. It is identical everywhere, and it never looks at your neighborhood.
Where can someone in Humphreys County check a lender's license?
With the Mississippi Department of Banking and Consumer Finance. If a lender is unlicensed or asks for a fee before funding, walk away.