1st Advantage MortgageIn Yazoo County, Mississippi, the typical household earns $39,295 a year and the typical rent is $790. Whatever your own numbers, compare written offers on APR, fees and total cost, and verify the lender is licensed in Mississippi before sharing details.
On this page
- Who lives in Yazoo County
- Employment and commuting in Yazoo County
- Household income in Yazoo County
- Rent, home values and ownership in Yazoo County
- Places inside Yazoo County
- Neighboring counties at a glance
- Yazoo County households compared
- Before borrowing in Yazoo County
- Room for a loan payment in Yazoo County
- Mississippi rules that apply in Yazoo County
- Four steps for Yazoo County borrowers
- Related local guides
- Frequently asked questions
Who lives in Yazoo County
Roughly 24,835 residents live in Yazoo County, Mississippi, 37th by population among the state's 82 counties and county equivalents. Spread over 922 square miles, that works out to roughly 26.9 residents per square mile. For statistical purposes it belongs to the Jackson, MS metro area, as delineated by the Office of Management and Budget in July 2023. Of the 5 Census places inside Yazoo County, Yazoo City leads by population with about 10,219; 4 of the 5 are incorporated.
Employment and commuting in Yazoo County
By the Census industry count, 23% of employed Yazoo County residents work in education and health care and 12% in manufacturing. The sharpest difference from the state is in public administration, at 8% locally and 5% for Mississippi. Averaged over the five survey years, 9.7% of the labor force was out of work and looking. Long commutes are common here: 25% of workers spend 45 minutes or longer getting to work. Households without a car make up 18.2% of the total (6.3% statewide).
| Industry | Share of Yazoo County workers | vs Mississippi |
|---|---|---|
| Education and health care | 22.5% | -2.9 pts |
| Manufacturing | 11.6% | -1.4 pts |
| Retail trade | 9.2% | -2.1 pts |
| Transportation, warehousing and utilities | 8.6% | +1.2 pts |
| Public administration | 8.2% | +3.1 pts |
| Professional and administrative services | 8.0% | +0.4 pts |
Industry shapes paperwork. Salaried and public jobs are easy to verify, while hourly, tipped, commission or contract earners in Yazoo County should have bank statements and tax returns ready.
Household income in Yazoo County
At $39,295, the typical Yazoo County household income is 40% below the median U.S. county ($65,681). That places it 68th among Mississippi's 82 county-level areas.
| Yearly household income | Yazoo County | Gap to Mississippi |
|---|---|---|
| Under $35,000 | 46.0% | +13.5 pts |
| $35,000 to $99,999 | 35.5% | -5.7 pts |
| $100,000 to $199,999 | 15.8% | -4.8 pts |
| $200,000 or more | 2.7% | -3.1 pts |
The spread is wide: 19% of Yazoo County households make $100,000 or more, and 46% make less than $35,000. Census counts 30.8% of Yazoo County residents in poverty, against 18.9% across Mississippi. Income inequality, measured by the Gini index, comes to 0.510 here. Income from any regular source can count, including Social Security, pensions and disability benefits, as long as you can document it.
Rent, home values and ownership in Yazoo County
Median gross rent, utilities included, comes to $790 in Yazoo County versus $954 statewide. Rent takes 30% or more of income for 56% of renter households here. The median owner-occupied home is valued at $153,800, about 3.9 times the median household income. 55% of Yazoo County households own their home and 45% rent. Half the housing stock was built before 1982.
| Housing | Yazoo County | Mississippi statewide | Typical U.S. county |
|---|---|---|---|
| Median gross rent | $790/mo | $954/mo | $877/mo |
| Median home value | $153,800 | $169,800 | $185,300 |
| Owners | 55% | 70% | 75% |
| Rent-burdened renters | 56% | 51% | 45% |
| Burdened owners | 28% | 26% | n/a |
| Mobile homes | 18.0% | 14.4% | n/a |
High rent burdens leave little slack. If you are borrowing to consolidate, make sure the new payment is lower than the ones it replaces.
Places inside Yazoo County
5 Census places fall mainly inside Yazoo County; the 5 biggest are below. They account for 11,207 residents, leaving about 55% of the county in unincorporated, unnamed areas. No Yazoo County place has a separate guide yet; this county page serves all 5.
| Place in county | Status | Population (ACS) | Median HH income | Monthly rent | Distance from center |
|---|---|---|---|---|---|
| Yazoo City | city | 10,219 | $28,157 | $767 | 7 mi |
| Benton | CDP | 603 | $66,979 | n/a | 8 mi |
| Bentonia | town | 210 | n/a | $284 | 9 mi |
| Eden | village | 151 | $53,056 | n/a | 16 mi |
| Satartia | village | 24 | n/a | n/a | 11 mi |
A CDP is a named community without its own municipal government.
Neighboring counties at a glance
The six counties whose centers lie closest to Yazoo County's, from 22 to 36 miles away. 3 of the six report a higher median household income than Yazoo County; Madison County is highest at $83,441 and Issaquena County lowest at $31,429.
| County | Miles | Median household income | Median rent | Homeownership |
|---|---|---|---|---|
| Yazoo County | - | $39,295 | $790/mo | 55% |
| Madison County, MS | 22 mi | $83,441 | $1,186/mo | 71% |
| Humphreys County, MS | 26 mi | $33,731 | $641/mo | 62% |
| Sharkey County, MS | 27 mi | $40,000 | $623/mo | 67% |
| Holmes County, MS | 30 mi | $32,538 | $590/mo | 61% |
| Hinds County, MS | 35 mi | $49,402 | $1,061/mo | 58% |
| Issaquena County, MS | 36 mi | $31,429 | $339/mo | 66% |
Yazoo County households compared
College graduates make up 15% of the adult population. The uninsured rate is 11.4%, against 11.0% for Mississippi.
| Yazoo County | Mississippi | U.S. county median | |
|---|---|---|---|
| Median age | 38.6 | 38.6 | 41.5 |
| Bachelor's or higher | 15.3% | 25.1% | 22.2% |
| No high school diploma | 23.5% | 12.9% | n/a |
| No health insurance | 11.4% | 11.0% | 7.8% |
| No vehicle | 18.2% | 6.3% | 5.4% |
| Work from home | 4.5% | 5.9% | 8.7% |
| Poverty rate | 30.8% | 18.9% | 13.2% |
| Unemployment (ACS) | 9.7% | 5.8% | 4.4% |
| Commute length | Yazoo County |
|---|---|
| Under 15 min | 40.1% |
| 15 to 29 min | 17.9% |
| 30 to 44 min | 17.0% |
| 45 to 59 min | 16.6% |
| 60+ min | 8.4% |
Before borrowing in Yazoo County
Where the Yazoo County numbers stand out, and why it matters for a loan:
- Health costs. With 11% of the county uninsured, an interest-free hospital payment plan usually beats a loan (medical bills).
- Commuter costs. 25% drive 45 minutes or more. Compare shop financing with a loan, and keep a small repair fund.
- Repairs on manufactured housing. With 18% of homes here, compare a personal loan with any dealer or park repair program.
- Assistance before credit. With a 31% poverty rate, check no-cost options before any Yazoo County loan.
Room for a loan payment in Yazoo County
How much room does a median Yazoo County budget have? Take median income, subtract median rent, and check what is left under a few common debt-to-income limits.
- Start: $3,275 gross per month ($39,295 / 12)
- 24% goes to median rent ($790)
- 35% debt-to-income limit: $356 left for all other debt payments
- With a 45% ceiling, about $684 remains for car, card, student and any new loan payments
Two-income households and single earners in Yazoo County land in very different places on this math, so run it for your own budget.
Mississippi rules that apply in Yazoo County
Yazoo County borrowers fall under statewide rules, enforced by the Mississippi Department of Banking and Consumer Finance. A CFPB complaint gets forwarded to the company for a response. Statewide data and rules: Mississippi guide.
Four steps for Yazoo County borrowers
Before you apply, wherever you live in Yazoo County:
- Know the exact dollar figure you need before talking to a lender.
- Line up offers side by side: APR, fees in dollars, total cost.
- Look the lender up with the state regulator first.
- Confirm the first due date before setting up autopay.
Related local guides
For statewide rules and data, see the Mississippi guide.
Frequently asked questions
Is Yazoo County a high-income county?
Its $39,295 median ranks 68th of 82 Mississippi counties and compares with $65,681 for the median U.S. county.
How much is rent in Yazoo County?
Median gross rent, utilities included, is $790 a month; 56% of renters spend 30% or more of income on it.
I live in a small Yazoo County town. Is this my guide?
Yes. If your town has no city guide, this county page is the local one; it covers Yazoo City, Benton, Bentonia, Eden, Satartia.
Does my county matter to the questionnaire?
Only your state does. Whether you live in Yazoo County or elsewhere in Mississippi, the same rules apply.
Who regulates personal lenders for Yazoo County residents?
The Mississippi Department of Banking and Consumer Finance licenses consumer lenders in Mississippi; the CFPB takes complaints about any lender, and the FTC wants to hear about fee-first offers.