1st Advantage MortgageIn Huron County, Ohio, the typical household earns $67,878 a year and the typical rent is $848. Whatever your own numbers, compare written offers on APR, fees and total cost, and verify the lender is licensed in Ohio before sharing details.
On this page
- A quick profile of Huron County
- Jobs and commutes in Huron County
- Paychecks and income spread in Huron County
- What it costs to live in Huron County
- Places inside Huron County
- Regional comparison for Huron County
- Who lives in Huron County, in numbers
- Before borrowing in Huron County
- Budget math at the Huron County median
- Checking a lender's license in Ohio
- Before you sign
- Nearby and statewide guides
- Frequently asked questions
A quick profile of Huron County
Roughly 58,319 residents live in Huron County, Ohio, 45th by population among the state's 88 counties and county equivalents. Packed into 492 square miles, that is close to 118 residents for every square mile of land. It sits outside every metropolitan statistical area in the July 2023 OMB delineation. Norwalk is the biggest of its 13 Census places, at roughly 17,095 people (29% of the county total).
Jobs and commutes in Huron County
By the Census industry count, 23% of employed Huron County residents work in manufacturing and 20% in education and health care. The sharpest difference from the state is in manufacturing, at 23% locally and 15% for Ohio. Averaged over the five survey years, 4.5% of the labor force was out of work and looking. About 82% drive to work alone and 11% have trips of 45 minutes or more. 4.3% of households have no vehicle.
| Industry (employed residents 16+) | Huron County | Gap to Ohio |
|---|---|---|
| Manufacturing | 23.1% | +8.4 pts |
| Education and health care | 20.2% | -4.1 pts |
| Construction | 11.0% | +5.1 pts |
| Retail trade | 9.4% | -1.7 pts |
| Arts, lodging and food service | 8.4% | 0.0 pts |
| Professional and administrative services | 6.6% | -3.6 pts |
Industry shapes paperwork. Salaried and public jobs are easy to verify, while hourly, tipped, commission or contract earners in Huron County should have bank statements and tax returns ready.
Paychecks and income spread in Huron County
Huron County households have a median income of $67,878 (ACS 2020 to 2024), which ranks 44th of 88 in Ohio.
| Households earning | Huron County | +/- vs Ohio |
|---|---|---|
| Under $35,000 | 24.1% | +0.3 pts |
| $35,000 to $99,999 | 45.1% | +3.5 pts |
| $100,000 to $199,999 | 26.2% | +0.8 pts |
| $200,000 or more | 4.5% | -4.6 pts |
The spread is wide: 31% of Huron County households make $100,000 or more, and 24% make less than $35,000. The poverty rate is 13.2%, the same as the state's 13.3%. Income from any regular source can count, including Social Security, pensions and disability benefits, as long as you can document it.
What it costs to live in Huron County
Median gross rent, utilities included, comes to $848 in Huron County versus $1,034 statewide. 43% of renting households spend 30% or more of income on rent, and 23% spend half or more. With a median value of $166,000, a typical Huron County house costs 2.4 times what the median household earns in a year. 74% of Huron County households own their home and 26% rent.
| Measure | Huron County | Ohio | Median U.S. county |
|---|---|---|---|
| Median gross rent | $848/mo | $1,034/mo | $877/mo |
| Median home value | $166,000 | $214,800 | $185,300 |
| Owners | 74% | 67% | 75% |
| Rent-burdened renters | 43% | 46% | 45% |
| Burdened owners | 21% | 21% | n/a |
| Mobile homes | 7.5% | 3.4% | n/a |
Because most Huron County households own, home repairs are a frequent reason to borrow. An unsecured personal loan leaves the house out of the deal, while a HELOC uses it as collateral.
Places inside Huron County
13 Census places fall mainly inside Huron County; the 13 biggest are below. They account for 42,600 residents, leaving about 27% of the county in unincorporated, unnamed areas. Incomes vary by place: $125,952 at the median in Holiday Lakes, $50,114 in New London. None of the 13 has its own city guide, so this page covers all of them.
| Place | Type | Population | Median income | Median rent | From county center |
|---|---|---|---|---|---|
| Norwalk | city | 17,095 | $60,844 | $836 | 7 mi |
| Bellevue | city | 8,187 | $53,875 | $744 | 16 mi |
| Willard | city | 6,164 | $53,542 | $889 | 9 mi |
| New London | village | 2,675 | $50,114 | $805 | 11 mi |
| Plymouth | village | 1,804 | $73,750 | $825 | 11 mi |
| Monroeville | village | 1,641 | $64,563 | $942 | 9 mi |
| Greenwich | village | 1,366 | $67,734 | $863 | 9 mi |
| Wakeman | village | 1,101 | $72,396 | $816 | 12 mi |
| Holiday Lakes | CDP | 924 | $125,952 | n/a | 8 mi |
| North Fairfield | village | 569 | $74,000 | $1,102 | 3 mi |
| Collins | CDP | 430 | $51,400 | n/a | 10 mi |
| New Haven | CDP | 382 | $68,462 | n/a | 9 mi |
| Celeryville | CDP | 262 | $99,904 | n/a | 11 mi |
CDPs are unincorporated communities the Census Bureau defines for counting.
Regional comparison for Huron County
Distances run center to center, from Erie County at 17 miles out to Lorain County at 30. Lorain County leads the group on income ($73,347), Crawford County trails ($58,044), and Huron County out-earns 3 of the six.
| County | Distance | Median income | Median rent | Owners |
|---|---|---|---|---|
| Huron County | - | $67,878 | $848/mo | 74% |
| Erie County, OH | 17 mi | $71,993 | $933/mo | 72% |
| Richland County, OH | 26 mi | $59,509 | $824/mo | 68% |
| Crawford County, OH | 27 mi | $58,044 | $794/mo | 73% |
| Ashland County, OH | 27 mi | $69,860 | $888/mo | 78% |
| Seneca County, OH | 28 mi | $66,025 | $856/mo | 73% |
| Lorain County, OH | 30 mi | $73,347 | $966/mo | 74% |
Who lives in Huron County, in numbers
College graduates make up 17% of the adult population. 6.5% of residents have no health coverage.
| Indicator | Huron County | All of Ohio | U.S. county median |
|---|---|---|---|
| Median age | 40.1 | 39.7 | 41.5 |
| Bachelor's or higher | 16.7% | 31.5% | 22.2% |
| No high school diploma | 9.1% | 8.2% | n/a |
| No health insurance | 6.5% | 6.4% | 7.8% |
| No vehicle | 4.3% | 7.5% | 5.4% |
| Work from home | 5.4% | 13.0% | 8.7% |
| Poverty rate | 13.2% | 13.3% | 13.2% |
| Unemployment (ACS) | 4.5% | 4.8% | 4.4% |
| Travel time to work | Workers |
|---|---|
| Under 15 min | 39.7% |
| 15 to 29 min | 30.3% |
| 30 to 44 min | 18.6% |
| 45 to 59 min | 5.7% |
| 60+ min | 5.6% |
Before borrowing in Huron County
The county's numbers point to a few situations that come up often for Huron County borrowers.
- Fraud. Gift cards, wire transfers or fees to unlock a loan mean walk away (report it).
- Combining balances. It helps when total cost falls and the cards stay paid down (consolidation).
- Requirements. Lenders weigh credit history, documented income and existing debt (what to gather).
Budget math at the Huron County median
How much room does a median Huron County budget have? Take median income, subtract median rent, and check what is left under a few common debt-to-income limits.
- Median income divided by twelve: $5,656 before taxes
- Housing at the median rent of $848 uses 15%
- Under a 40% cap, $2,263 total minus rent leaves $1,415
Subtract what you already pay on other debts. A new payment should fit in what remains, with some to spare.
Checking a lender's license in Ohio
Before sharing details with a lender, a Huron County resident can confirm its license with the Ohio Division of Financial Institutions. Problems with a lender can also go to the CFPB. See the Ohio state guide for the statewide picture.
Before you sign
Before you apply, wherever you live in Huron County:
- Borrow the amount the job needs; extra cash adds interest.
- Compare the total repaid on every offer, not just the payment.
- Only work with lenders licensed for Ohio borrowers.
- Never pay a fee up front to get a loan.
Nearby and statewide guides
For statewide rules and data, see the Ohio guide.
Frequently asked questions
How much do households in Huron County earn?
The median is $67,878; 31% earn $100,000 or more and 24% under $35,000. A lender uses your own documented income, not this figure.
How does Huron County rent compare with Ohio?
$848 locally versus $1,034 for the state, 18% below.
Should Huron County homeowners use home equity instead?
Maybe, but weigh the risk: 74% of Huron County homes are owner-occupied, and a home-equity loan or line is secured by the house while a personal loan usually is not.
Does this page cover Norwalk?
Yes, along with the other 12 Census places in Huron County, such as Bellevue, Willard, New London.
Are Huron County applicants treated differently?
No. Everyone answers the same questions and is screened on the same objective points; lending partners set their own criteria under fair-lending laws.