1st Advantage MortgageCrawford County households have a median income of $58,044 and median rent of $794 a month (ACS 2020 to 2024). Those figures describe the county, not you: compare at least three written offers by APR and total cost, and confirm the lender's license before you apply.
On this page
- Crawford County at a glance
- Jobs and commutes in Crawford County
- Paychecks and income spread in Crawford County
- Housing costs in Crawford County
- Crawford County and the counties next door
- Towns and communities in Crawford County
- Crawford County households compared
- Reading the Crawford County data as a borrower
- What a median Crawford County budget can carry
- Ohio rules that apply in Crawford County
- Checklist for Crawford County applicants
- Related local guides
- Frequently asked questions
Crawford County at a glance
Roughly 41,711 residents live in Crawford County, Ohio, 60th by population among the state's 88 counties and county equivalents. It covers 402 square miles of land, or about 104 people per square mile. Under the July 2023 OMB definitions, Crawford County is not part of any metropolitan area. Of the 9 Census places inside Crawford County, Bucyrus leads by population with about 11,594; 7 of the 9 are incorporated.
Jobs and commutes in Crawford County
By the Census industry count, 24% of employed Crawford County residents work in manufacturing and 20% in education and health care. Manufacturing stands out: 24% of workers here, versus 15% statewide. ACS puts five-year average unemployment at 4.7% in Crawford County. About 82% drive to work alone and 14% have trips of 45 minutes or more.
| Sector | Crawford County | Compared with Ohio |
|---|---|---|
| Manufacturing | 24.3% | +9.6 pts |
| Education and health care | 20.3% | -4.0 pts |
| Retail trade | 10.5% | -0.6 pts |
| Professional and administrative services | 8.8% | -1.4 pts |
| Arts, lodging and food service | 6.6% | -1.7 pts |
| Finance, insurance and real estate | 6.3% | -0.2 pts |
Industry shapes paperwork. Salaried and public jobs are easy to verify, while hourly, tipped, commission or contract earners in Crawford County should have bank statements and tax returns ready.
Paychecks and income spread in Crawford County
Crawford County households have a median income of $58,044 (ACS 2020 to 2024), which ranks 73rd of 88 in Ohio.
| Household income | Crawford County | vs Ohio |
|---|---|---|
| Under $35,000 | 26.9% | +3.1 pts |
| $35,000 to $99,999 | 48.1% | +6.4 pts |
| $100,000 to $199,999 | 22.1% | -3.4 pts |
| $200,000 or more | 2.9% | -6.2 pts |
Some 27% of households here live on less than $35,000 a year; 25% have six-figure incomes. Census counts 11.8% of Crawford County residents in poverty, against 13.3% across Ohio. Income from any regular source can count, including Social Security, pensions and disability benefits, as long as you can document it.
Housing costs in Crawford County
A typical Crawford County rental runs $794 a month including utilities, which is 23% below Ohio. 46% of renting households spend 30% or more of income on rent, and 18% spend half or more. Home values center on $136,700, or 2.4 years of median income. The ownership rate is 73%. Half the housing stock was built before 1959.
| Crawford County | Ohio | U.S. county median | |
|---|---|---|---|
| Median gross rent | $794/mo | $1,034/mo | $877/mo |
| Median home value | $136,700 | $214,800 | $185,300 |
| Owners | 73% | 67% | 75% |
| Rent-burdened renters | 46% | 46% | 45% |
| Burdened owners | 20% | 21% | n/a |
| Mobile homes | 2.9% | 3.4% | n/a |
In an owner-heavy county like Crawford County, many borrowers can also choose a home equity loan or line of credit. Those can price lower but put the house on the line, so compare the two in writing; our personal loan vs. HELOC guide walks through it.
Crawford County and the counties next door
Distances run center to center, from Wyandot County at 20 miles out to Huron County at 27. All of the six report a higher median household income than Crawford County; Morrow County is highest at $75,283 and Marion County lowest at $59,371.
| County | Miles | Median household income | Median rent | Homeownership |
|---|---|---|---|---|
| Crawford County | - | $58,044 | $794/mo | 73% |
| Wyandot County, OH | 20 mi | $69,768 | $827/mo | 74% |
| Richland County, OH | 21 mi | $59,509 | $824/mo | 68% |
| Seneca County, OH | 22 mi | $66,025 | $856/mo | 73% |
| Marion County, OH | 22 mi | $59,371 | $864/mo | 67% |
| Morrow County, OH | 23 mi | $75,283 | $937/mo | 81% |
| Huron County, OH | 27 mi | $67,878 | $848/mo | 74% |
Towns and communities in Crawford County
Here are the 9 most populous of the county's 9 Census places, with income and rent from the same 2020 to 2024 survey. About 68% of Crawford County residents live in one of the 9. New Washington has the highest median household income on the list ($62,446) and Crestline the lowest ($51,766), counting places with at least 500 residents. Median rent ranges from $735 in Crestline to $867 in New Washington. Live in one of these Crawford County communities, or between them? This is your local guide.
| Town or CDP | Type | People | Median household income | Median gross rent | Miles from center |
|---|---|---|---|---|---|
| Bucyrus | city | 11,594 | $54,349 | $765 | 4 mi |
| Galion | city | 10,339 | $52,176 | $803 | 11 mi |
| Crestline | village | 4,470 | $51,766 | $735 | 10 mi |
| New Washington | village | 1,045 | $62,446 | $867 | 9 mi |
| Oceola | CDP | 258 | $67,885 | n/a | 9 mi |
| Tiro | village | 242 | $60,724 | $1,288 | 9 mi |
| Sulphur Springs | CDP | 228 | $34,375 | n/a | 3 mi |
| North Robinson | village | 219 | $53,393 | $713 | 5 mi |
| Chatfield | village | 170 | $52,813 | $963 | 7 mi |
Crawford County households compared
Degree holders: 17% of adults over 25. The uninsured rate is 6.1%, against 6.4% for Ohio.
| Indicator | Crawford County | All of Ohio | U.S. county median |
|---|---|---|---|
| Median age | 43.4 | 39.7 | 41.5 |
| Bachelor's or higher | 17.2% | 31.5% | 22.2% |
| No high school diploma | 8.6% | 8.2% | n/a |
| No health insurance | 6.1% | 6.4% | 7.8% |
| No vehicle | 5.3% | 7.5% | 5.4% |
| Work from home | 6.7% | 13.0% | 8.7% |
| Poverty rate | 11.8% | 13.3% | 13.2% |
| Unemployment (ACS) | 4.7% | 4.8% | 4.4% |
| Commute length | Crawford County |
|---|---|
| Under 15 min | 36.1% |
| 15 to 29 min | 35.6% |
| 30 to 44 min | 14.4% |
| 45 to 59 min | 5.7% |
| 60+ min | 8.2% |
Reading the Crawford County data as a borrower
Where the Crawford County numbers stand out, and why it matters for a loan:
- Tight rental budgets. With 46% of Crawford County renters cost-burdened, test a new payment against a lean month.
- Fraud. Gift cards, wire transfers or fees to unlock a loan mean walk away (report it).
- Know your credit. Review all three bureau reports for free (AnnualCreditReport.com).
What a median Crawford County budget can carry
Crawford County at the medians, through a lender's eyes (what DTI means):
- Start: $4,837 gross per month ($58,044 / 12)
- Rent at the median, $794, takes 16% of that
- Under a 43% cap, $2,080 total minus rent leaves $1,286
Two-income households and single earners in Crawford County land in very different places on this math, so run it for your own budget.
Ohio rules that apply in Crawford County
No county office licenses personal lenders. For Crawford County, check the Ohio Division of Financial Institutions. Problems with a lender can also go to the CFPB. The Ohio guide covers state rules in more detail.
Checklist for Crawford County applicants
Steps that save money for Crawford County residents:
- Price the Crawford County expense first and borrow that amount, no more.
- Shop at least three lenders, including one Crawford County-area credit union.
- Only work with lenders licensed for Ohio borrowers.
- Ask a Crawford County credit union about member loans.
Related local guides
For statewide rules and data, see the Ohio guide.
Frequently asked questions
How much do households in Crawford County earn?
The median is $58,044; 25% earn $100,000 or more and 27% under $35,000. A lender uses your own documented income, not this figure.
How does Crawford County rent compare with Ohio?
$794 locally versus $1,034 for the state, 23% below.
Which towns does the Crawford County guide cover?
Every community in the county, unincorporated areas included. The largest of its 9 Census places: Bucyrus, Galion, Crestline, New Washington, Oceola.
Does living in Crawford County change what I qualify for?
Not in our fit check, which uses only the amount, credit range, income and payments you enter, the same for a Crawford County resident as anyone. Lenders decide under fair-lending law.
Who do I complain to about a lender in Crawford County?
Start with the Ohio Division of Financial Institutions, then the CFPB complaint portal. Keep copies of every message.