1st Advantage MortgageMedian rent in Kingman County is $846 a month against a median household income of $59,842, about 17% of income (ACS 2020-24). Whatever your own numbers, compare written offers on APR, fees and total cost, and verify the lender is licensed in Kansas before sharing details.
On this page
- Kingman County at a glance
- Homes and rents, Kingman County
- Household income in Kingman County
- What stands out in Kingman County
- Employment and commuting in Kingman County
- Places inside Kingman County
- The counties around Kingman County
- Who lives in Kingman County, in numbers
- What the numbers mean for Kingman County borrowers
- Debt-to-income at Kingman County's medians
- Checklist for Kingman County applicants
- Lender oversight for Kingman County
- Nearby and statewide guides
- Frequently asked questions
Kingman County at a glance
With an estimated 7,186 residents (ACS 2020 to 2024), Kingman County ranks 52nd of 105 in Kansas for population. Kingman County spans 863 square miles; with 7,186 people, that is 8.3 per square mile. Under the July 2023 OMB definitions, Kingman County is not part of any metropolitan area. The Census Bureau counts 8 places in the county (7 incorporated, 1 census-designated); the largest is Kingman, with about 2,957 residents, or 41% of the county. Census margins of error grow as populations shrink; for a county of 7,186, read each figure as a range.
Homes and rents, Kingman County
A typical Kingman County rental runs $846 a month including utilities, which is 20% below Kansas. About 3 in 10 Kingman County renters pay 30% or more of income for rent. The median owner-occupied home is valued at $111,100, about 1.9 times the median household income. The ownership rate is 66%. Median construction year: 1956. Nationally, Kingman County's $846 rent is 4% below the middle county.
| Kingman County | Kansas | Difference | |
|---|---|---|---|
| Median gross rent | $846/mo | $1,060/mo | 20% lower |
| Median home value | $111,100 | $217,200 | 49% lower |
| Owners | 66% | 67% | -0.9 pts |
| Rent-burdened renters | 34% | 43% | -9.7 pts |
| Burdened owners | 23% | 22% | +1.2 pts |
| Mobile homes | 4.5% | 4.0% | +0.5 pts |
Household income in Kingman County
Kingman County households have a median income of $59,842 (ACS 2020 to 2024), which ranks 78th of 105 in Kansas.
| Income band | Share in Kingman County | Difference from Kansas |
|---|---|---|
| Under $35,000 | 24.9% | +3.1 pts |
| $35,000 to $99,999 | 47.9% | +5.6 pts |
| $100,000 to $199,999 | 24.0% | -2.4 pts |
| $200,000 or more | 3.2% | -6.3 pts |
Some 25% of households here live on less than $35,000 a year; 27% have six-figure incomes. Kingman County counts about 742 residents below the poverty line, 10.3% of the population. None of these numbers decides a Kingman County application. Lenders weigh your own documented income against your own debts.
What stands out in Kingman County
The 2 Kingman County numbers that rank furthest from typical in Kansas, and what each means for a borrower:
- Kingman County ranks 10th highest of 105 Kansas counties for the share of commutes over 45 minutes: 19%, against 7% statewide. With long commutes, a reliable car is part of keeping the job.
- Few Kansas counties match Kingman County on homeownership: 66% here, 67% for the state, ranking 16th lowest of 105. Many renters means few borrowers have home equity to fall back on.
Employment and commuting in Kingman County
Education and health care employs 25% of working residents, the largest share; retail trade is next with 13%. Kingman County over-indexes on agriculture, forestry and mining: 11% versus 3% in Kansas. ACS puts five-year average unemployment at 2.2% in Kingman County. Long commutes are common here: 19% of workers spend 45 minutes or longer getting to work. 4.8% of households have no vehicle.
| Industry | Share of Kingman County workers | vs Kansas |
|---|---|---|
| Education and health care | 24.9% | 0.0 pts |
| Retail trade | 13.5% | +2.9 pts |
| Manufacturing | 11.2% | -1.2 pts |
| Agriculture, forestry and mining | 10.8% | +7.8 pts |
| Construction | 6.5% | +0.1 pts |
| Finance, insurance and real estate | 5.9% | -0.6 pts |
If your hours swing with the season or with overtime, size a loan payment against your base pay, not your best month.
Places inside Kingman County
Here are the 8 most populous of the county's 8 Census places, with income and rent from the same 2020 to 2024 survey. About 57% of Kingman County residents live in one of the 8. This guide covers each of the 8 places and the rural areas around them.
| Town or CDP | Type | People | Median household income | Median gross rent | Miles from center |
|---|---|---|---|---|---|
| Kingman | city | 2,957 | $48,750 | $833 | 7 mi |
| Norwich | city | 437 | $60,625 | $825 | 18 mi |
| Cunningham | city | 414 | $70,625 | $717 | 17 mi |
| Spivey | city | 116 | n/a | n/a | 7 mi |
| Zenda | city | 86 | $53,000 | n/a | 11 mi |
| Nashville | city | 57 | n/a | $495 | 17 mi |
| Murdock | CDP | 32 | n/a | n/a | 12 mi |
| Penalosa | city | 5 | n/a | n/a | 15 mi |
CDPs are unincorporated communities the Census Bureau defines for counting.
The counties around Kingman County
Harper County is closest, 26 miles from center to center; the sixth, Sumner County, is 42 miles off. Richest neighbor: Sedgwick County, $69,365. Poorest: Harper County, $53,488. Kingman County: $59,842.
| County | Distance | Median income | Median rent | Owners |
|---|---|---|---|---|
| Kingman County | - | $59,842 | $846/mo | 66% |
| Harper County, KS | 26 mi | $53,488 | $690/mo | 75% |
| Reno County, KS | 28 mi | $60,645 | $863/mo | 69% |
| Pratt County, KS | 33 mi | $66,022 | $802/mo | 73% |
| Barber County, KS | 37 mi | $61,926 | $830/mo | 81% |
| Sedgwick County, KS | 38 mi | $69,365 | $998/mo | 63% |
| Sumner County, KS | 42 mi | $63,951 | $825/mo | 75% |
Who lives in Kingman County, in numbers
In Kingman County, 25% of adults have at least a four-year degree (36% in Kansas). 7.2% of residents have no health coverage.
| Measure | Kingman County | Gap to Kansas | Gap to typical U.S. county |
|---|---|---|---|
| Median age | 42.1 | +4.7 yrs | +0.6 yrs |
| Bachelor's or higher | 25.3% | -10.3 pts | +3.1 pts |
| No high school diploma | 8.5% | +0.4 pts | n/a |
| No health insurance | 7.2% | -1.6 pts | -0.7 pts |
| No vehicle | 4.8% | -0.3 pts | -0.6 pts |
| Work from home | 5.2% | -6.6 pts | -3.5 pts |
| Poverty rate | 10.3% | -1.0 pts | -2.8 pts |
| Unemployment (ACS) | 2.2% | -1.7 pts | -2.2 pts |
| Commute length | Kingman County |
|---|---|
| Under 15 min | 41.3% |
| 15 to 29 min | 23.9% |
| 30 to 44 min | 16.0% |
| 45 to 59 min | 12.9% |
| 60+ min | 5.9% |
What the numbers mean for Kingman County borrowers
- Car trouble. For Kingman County drivers (19% with 45-minute-plus trips), price the repair against the car's value first.
- Credit reports. Pull free reports at AnnualCreditReport.com and dispute errors before applying.
- Debt consolidation. One fixed payment can save money only if the written APR and fees beat what you pay now (guide).
Debt-to-income at Kingman County's medians
Kingman County at the medians, through a lender's eyes (what DTI means):
- Median income divided by twelve: $4,987 before taxes
- Less median rent of $846, which is 17% of it
- 40% debt-to-income limit: $1,149 left for all other debt payments
Two-income households and single earners in Kingman County land in very different places on this math, so run it for your own budget.
Checklist for Kingman County applicants
Before you apply, wherever you live in Kingman County:
- Borrow the amount the job needs; extra cash adds interest.
- Ask each lender for the APR and all fees in writing.
- Check the license, then the reviews, then the offer.
- Pick the shortest term whose payment still fits.
Lender oversight for Kingman County
Licensing happens at the state level, so a lender working with Kingman County borrowers answers to the Kansas Office of the State Bank Commissioner. Nationally, Kingman County residents can file with the CFPB. More on Kansas: Kansas personal loans.
Nearby and statewide guides
For statewide rules and data, see the Kansas guide.
Frequently asked questions
Is Kingman County a high-income county?
Its $59,842 median ranks 78th of 105 Kansas counties and compares with $65,681 for the median U.S. county.
What do renters pay in Kingman County?
$846 a month at the median, about 17% of median household income.
How many towns are in Kingman County?
The Census Bureau counts 8 places mainly in the county, led by Kingman, Norwich, Cunningham, Spivey, Zenda.
Can Kingman County residents use the questionnaire?
Yes. It asks the same questions in every Kansas county, lists every requirement up front and does not affect your credit score.
What agency protects Kingman County borrowers?
The Kansas Office of the State Bank Commissioner at the state level and the CFPB federally.