Check my match
Kansas

Personal loans for Reno County, KS residents

By the Personal Loan Compare editorial team · Last reviewed and updated October 28, 2026 · How we write and check

Short answer

About 69% of Reno County homes are owner-occupied, and the median household income is $60,645. Your income, debts and credit decide what you qualify for. Get offers in writing, compare the total repaid, and never pay a fee up front.

On this page
  1. A quick profile of Reno County
  2. What Reno County households earn
  3. Employment and commuting in Reno County
  4. Reno County housing compared with Kansas
  5. Neighboring counties at a glance
  6. Towns and communities in Reno County
  7. Room for a loan payment in Reno County
  8. More Reno County figures
  9. Before borrowing in Reno County
  10. Checklist for Reno County applicants
  11. Licensing and complaints for Reno County
  12. Related local guides
  13. Frequently asked questions

A quick profile of Reno County

61,553Population (ACS 2020-24)
$60,645Median household income
$863/moMedian gross rent
$132,500Median home value
69%Owner-occupied homes
13%Below the poverty line
1,255 sq miLand area
40.9Median age

Roughly 61,553 residents live in Reno County, Kansas, 9th by population among the state's 105 counties and county equivalents. It covers 1,255 square miles of land, or about 49 people per square mile. No metropolitan area includes Reno County in the 2023 federal delineation, so its numbers stand on their own rather than as part of a metro. Of the 16 Census places inside Reno County, Hutchinson leads by population with about 39,709; 15 of the 16 are incorporated.

What Reno County households earn

Half of Reno County households take in less than $60,645 a year and half take in more, 18% below the Kansas median of $74,275.

Income bandShare in Reno CountyDifference from Kansas
Under $35,00027.5%+5.8 pts
$35,000 to $99,99947.7%+5.4 pts
$100,000 to $199,99919.9%-6.6 pts
$200,000 or more4.9%-4.6 pts

About 27% of households earn under $35,000, while 25% clear $100,000. The poverty rate is 12.5%, 1 point higher than the state's 11.3%. The Gini index of income inequality is 0.427 (0 is perfect equality). Income from any regular source can count, including Social Security, pensions and disability benefits, as long as you can document it.

Employment and commuting in Reno County

Education and health care employs 25% of working residents, the largest share; manufacturing is next with 16%. Manufacturing stands out: 16% of workers here, versus 12% statewide. The survey's unemployment rate for Reno County averages 3.9% over 2020 to 2024 (state: 3.9%). About 81% drive to work alone and 7% have trips of 45 minutes or more. Households without a car make up 4.8% of the total (5.1% statewide).

Industry (employed residents 16+)Reno CountyGap to Kansas
Education and health care25.3%+0.4 pts
Manufacturing15.7%+3.3 pts
Retail trade12.4%+1.8 pts
Arts, lodging and food service7.8%+0.3 pts
Professional and administrative services7.7%-2.4 pts
Construction6.3%-0.1 pts

If your hours swing with the season or with overtime, size a loan payment against your base pay, not your best month.

Reno County housing compared with Kansas

A typical Reno County rental runs $863 a month including utilities, which is 19% below Kansas. By the Census definition, 44% of Reno County renters are cost-burdened. With a median value of $132,500, a typical Reno County house costs 2.2 times what the median household earns in a year. Owners occupy 69% of homes. Median construction year: 1962.

MeasureReno CountyKansasMedian U.S. county
Median gross rent$863/mo$1,060/mo$877/mo
Median home value$132,500$217,200$185,300
Owners69%67%75%
Rent-burdened renters44%43%45%
Burdened owners23%22%n/a

Neighboring counties at a glance

Kingman County is closest, 28 miles from center to center; the sixth, McPherson County, is 39 miles off. McPherson County leads the group on income ($78,851), Kingman County trails ($59,842), and Reno County out-earns 1 of the six.

Adjacent areaHow farHH income (median)Rent (median)Owner share
Reno County-$60,645$863/mo69%
Kingman County, KS28 mi$59,842$846/mo66%
Rice County, KS28 mi$63,925$753/mo77%
Stafford County, KS35 mi$64,226$710/mo82%
Harvey County, KS36 mi$74,368$900/mo70%
Sedgwick County, KS38 mi$69,365$998/mo63%
McPherson County, KS39 mi$78,851$916/mo75%

Towns and communities in Reno County

The table lists the 14 largest of 16 Census places in Reno County, by population. Together all 16 hold about 48,922 people, so roughly 21% of residents live outside any named place. Among places of 500 or more people, median income runs from $49,167 in Nickerson to $72,929 in Buhler. Rent is cheapest in South Hutchinson ($602) and steepest in Buhler ($917). None of the 16 has its own city guide, so this page covers all of them.

CommunityTypeResidentsHousehold income (median)Rent (median)Distance
Hutchinsoncity39,709$58,687$88112 mi
South Hutchinsoncity2,751$50,441$6029 mi
Buhlercity1,525$72,929$91721 mi
Havencity1,313$59,091$87616 mi
Nickersoncity1,001$49,167$79814 mi
Pretty Prairiecity641$65,500$75012 mi
The Highlandscity479$97,500$85017 mi
Arlingtoncity407$33,750$8567 mi
Turoncity334$51,500$72521 mi
Partridgecity236$67,188$8941 mi
Sylviacity195$44,271n/a18 mi
Plevnacity90$49,375n/a13 mi
Abbyvillecity87n/a$7757 mi
Willowbrookcity81$142,500n/a12 mi

Room for a loan payment in Reno County

Reno County at the medians, through a lender's eyes (what DTI means):

  • $60,645 a year is $5,054 of gross monthly income
  • 17% goes to median rent ($863)
  • Under a 35% cap, $1,769 total minus rent leaves $906
  • At 45%, room after rent is $1,411 a month

Two-income households and single earners in Reno County land in very different places on this math, so run it for your own budget.

More Reno County figures

Degree holders: 20% of adults over 25. The uninsured rate is 9.3%, against 8.8% for Kansas.

Reno CountyKansasU.S. county median
Median age40.937.441.5
Bachelor's or higher20.4%35.6%22.2%
No high school diploma9.6%8.0%n/a
No health insurance9.3%8.8%7.8%
No vehicle4.8%5.1%5.4%
Work from home6.1%11.8%8.7%
Poverty rate12.5%11.3%13.2%
Unemployment (ACS)3.9%3.9%4.4%
Commute lengthReno County
Under 15 min50.9%
15 to 29 min31.4%
30 to 44 min10.7%
45 to 59 min3.1%
60+ min3.7%

Before borrowing in Reno County

What the Reno County figures suggest, and what to check first:

  • Debt consolidation. One fixed payment can save money only if the written APR and fees beat what you pay now (guide).
  • Advance-fee offers. No legitimate lender asks a Reno County borrower to pay first (scam signs).
  • Credit reports. Pull free reports at AnnualCreditReport.com and dispute errors before applying.

Checklist for Reno County applicants

Before you apply, wherever you live in Reno County:

  • Know the exact dollar figure you need before talking to a lender.
  • Ask each lender for the APR and all fees in writing.
  • Look the lender up with the state regulator first.
  • Read the final agreement; it must match the offer.

Licensing and complaints for Reno County

No county office licenses personal lenders. For Reno County, check the Kansas Office of the State Bank Commissioner. A CFPB complaint gets forwarded to the company for a response. See the Kansas state guide for the statewide picture.

For statewide rules and data, see the Kansas guide.

Frequently asked questions

How much do households in Reno County earn?

The median is $60,645; 25% earn $100,000 or more and 27% under $35,000. A lender uses your own documented income, not this figure.

How does Reno County rent compare with Kansas?

$863 locally versus $1,060 for the state, 19% below.

Which towns does the Reno County guide cover?

Every community in the county, unincorporated areas included. The largest of its 16 Census places: Hutchinson, South Hutchinson, Buhler, Haven, Nickerson.

Will a Reno County address affect my match?

Beyond confirming Kansas as your state, no. Your answers about amount, credit, income and payments are all that count.

Is there a Reno County office that licenses lenders?

No, licensing is statewide. In Kansas it is the Kansas Office of the State Bank Commissioner.

CallCheck my match