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Wisconsin

Langlade County, WI personal loans: what the local numbers say

By the Personal Loan Compare editorial team · Last reviewed and updated October 28, 2026 · How we write and check

Short answer

Langlade County households have a median income of $55,878 and median rent of $702 a month (ACS 2020 to 2024). Your income, debts and credit decide what you qualify for. Get offers in writing, compare the total repaid, and never pay a fee up front.

On this page
  1. Langlade County, WI: the basics
  2. Langlade County housing compared with Wisconsin
  3. Income in Langlade County compared with Wisconsin
  4. How Langlade County residents earn a living
  5. Places inside Langlade County
  6. Langlade County next to its neighbors
  7. Debt-to-income at Langlade County's medians
  8. Borrowing situations common in Langlade County
  9. People and households in Langlade County
  10. Who licenses lenders for Langlade County residents
  11. Before you sign
  12. More guides for Langlade County
  13. Frequently asked questions

Langlade County, WI: the basics

19,490Population (ACS 2020-24)
$55,878Median household income
$702/moMedian gross rent
$158,200Median home value
77%Owner-occupied homes
13%Below the poverty line
871 sq miLand area
48.7Median age

With an estimated 19,490 residents (ACS 2020 to 2024), Langlade County ranks 54th of 72 in Wisconsin for population. Spread over 871 square miles, that works out to roughly 22.4 residents per square mile. Under the July 2023 OMB definitions, Langlade County is not part of any metropolitan area. Antigo is the biggest of its 5 Census places, at roughly 8,069 people (41% of the county total).

Langlade County housing compared with Wisconsin

A typical Langlade County rental runs $702 a month including utilities, which is 35% below Wisconsin. 47% of renting households spend 30% or more of income on rent, and 21% spend half or more. The median owner-occupied home is valued at $158,200, about 2.8 times the median household income. 77% of Langlade County households own their home and 23% rent. Half the housing stock was built before 1972.

MeasureLanglade CountyWisconsinMedian U.S. county
Median gross rent$702/mo$1,087/mo$877/mo
Median home value$158,200$266,500$185,300
Owners77%68%75%
Rent-burdened renters47%44%45%
Burdened owners22%22%n/a
Mobile homes5.6%3.1%n/a

In an owner-heavy county like Langlade County, many borrowers can also choose a home equity loan or line of credit. Those can price lower but put the house on the line, so compare the two in writing; our personal loan vs. HELOC guide walks through it.

Income in Langlade County compared with Wisconsin

The median household income in Langlade County is $55,878; statewide it is $77,485, so Langlade County runs 28% below Wisconsin as a whole. That places it 72nd among Wisconsin's 72 county-level areas.

Yearly household incomeLanglade CountyGap to Wisconsin
Under $35,00030.1%+9.9 pts
$35,000 to $99,99945.7%+3.6 pts
$100,000 to $199,99920.1%-8.4 pts
$200,000 or more4.1%-5.2 pts

The spread is wide: 24% of Langlade County households make $100,000 or more, and 30% make less than $35,000. 13.5% of residents fall below the federal poverty line (statewide: 10.6%). Income inequality, measured by the Gini index, comes to 0.450 here. If your income is irregular, as it often is with tips, gig work or seasonal jobs, plan around your leaner months rather than the Langlade County median.

How Langlade County residents earn a living

By the Census industry count, 20% of employed Langlade County residents work in manufacturing and 18% in education and health care. The sharpest difference from the state is in retail trade, at 15% locally and 11% for Wisconsin. Averaged over the five survey years, 3.5% of the labor force was out of work and looking. 17% of commuters travel 45 minutes or more each way, and 7% work from home. 6.2% of households have no vehicle.

Industry (employed residents 16+)Langlade CountyGap to Wisconsin
Manufacturing19.8%+2.0 pts
Education and health care17.6%-5.7 pts
Retail trade14.8%+3.8 pts
Construction9.3%+3.0 pts
Arts, lodging and food service7.0%-0.4 pts
Transportation, warehousing and utilities5.9%+0.9 pts

If your hours swing with the season or with overtime, size a loan payment against your base pay, not your best month.

Places inside Langlade County

Here are the 5 most populous of the county's 5 Census places, with income and rent from the same 2020 to 2024 survey. About 46% of Langlade County residents live in one of the 5. No Langlade County place has a separate guide yet; this county page serves all 5.

Town or CDPTypePeopleMedian household incomeMedian gross rentMiles from center
Antigocity8,069$45,520$6839 mi
Post LakeCDP331$65,438n/a12 mi
White Lakevillage220$52,917$72516 mi
ElchoCDP207n/a$48814 mi
Summit LakeCDP93$73,750n/a11 mi

CDP: census-designated place, an unincorporated community mapped for statistics.

Langlade County next to its neighbors

Menominee County is closest, 27 miles from center to center; the sixth, Marathon County, is 42 miles off. Income ranges from $61,071 in Forest County to $77,884 in Marathon County; all six of these neighbors top Langlade County's median.

Adjacent areaHow farHH income (median)Rent (median)Owner share
Langlade County-$55,878$702/mo77%
Menominee County, WI27 mi$62,108$626/mo76%
Forest County, WI32 mi$61,071$594/mo82%
Lincoln County, WI33 mi$68,164$755/mo80%
Shawano County, WI36 mi$66,479$821/mo78%
Oneida County, WI39 mi$69,371$885/mo82%
Marathon County, WI42 mi$77,884$999/mo73%

Debt-to-income at Langlade County's medians

Here is the Langlade County median household run through a simple DTI check. Your numbers will differ.

  • Median income divided by twelve: $4,656 before taxes
  • Less median rent of $702, which is 15% of it
  • 40% debt-to-income limit: $1,161 left for all other debt payments

Car, student loan and card payments come out of that room first. Try your own numbers in the calculator.

Borrowing situations common in Langlade County

The county's numbers point to a few situations that come up often for Langlade County borrowers.

  • Retirees. At a median age of 48.7, many borrowers here rely on award letters as proof of income; favor no prepayment penalty.
  • Rent squeeze. 47% of renters spend 30%+ of income on rent; borrow only if the loan cuts what you pay overall.
  • Know your credit. Review all three bureau reports for free (AnnualCreditReport.com).

People and households in Langlade County

Degree holders: 17% of adults over 25. 5.1% of residents have no health coverage.

ResidentsLanglade CountyWisconsinMiddle U.S. county
Median age48.740.241.5
Bachelor's or higher17.0%33.4%22.2%
No high school diploma9.0%6.4%n/a
No health insurance5.1%5.2%7.8%
No vehicle6.2%6.4%5.4%
Work from home7.5%13.1%8.7%
Poverty rate13.5%10.6%13.2%
Unemployment (ACS)3.5%3.2%4.4%
Travel time to workWorkers
Under 15 min46.2%
15 to 29 min25.4%
30 to 44 min11.3%
45 to 59 min9.8%
60+ min7.4%

Who licenses lenders for Langlade County residents

No county office licenses personal lenders. For Langlade County, check the Wisconsin Department of Financial Institutions. Problems with a lender can also go to the CFPB. See the Wisconsin state guide for the statewide picture.

Before you sign

Four checks before you sign anything:

  • Get a written quote for whatever you are paying for in Langlade County.
  • Line up offers side by side: APR, fees in dollars, total cost.
  • Verify the Wisconsin license before giving out your Social Security number.
  • Read the final agreement; it must match the offer.

For statewide rules and data, see the Wisconsin guide.

Frequently asked questions

How much do households in Langlade County earn?

The median is $55,878; 24% earn $100,000 or more and 30% under $35,000. A lender uses your own documented income, not this figure.

What do renters pay in Langlade County?

$702 a month at the median, about 15% of median household income.

I live in a small Langlade County town. Is this my guide?

Yes. If your town has no city guide, this county page is the local one; it covers Antigo, Post Lake, White Lake, Elcho, Summit Lake.

Does my county matter to the questionnaire?

Only your state does. Whether you live in Langlade County or elsewhere in Wisconsin, the same rules apply.

Where can someone in Langlade County check a lender's license?

With the Wisconsin Department of Financial Institutions. If a lender is unlicensed or asks for a fee before funding, walk away.

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