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Wisconsin

Personal loans for Menominee County, WI residents

By the Personal Loan Compare editorial team · Last reviewed and updated October 28, 2026 · How we write and check

Short answer

In Menominee County, Wisconsin, the typical household earns $62,108 a year and the typical rent is $626. Those figures describe the county, not you: compare at least three written offers by APR and total cost, and confirm the lender's license before you apply.

On this page
  1. Menominee County, WI: the basics
  2. Household income in Menominee County
  3. The Menominee County job picture
  4. What it costs to live in Menominee County
  5. How Menominee County compares with nearby counties
  6. Places inside Menominee County
  7. A Menominee County household budget, worked through
  8. Menominee County households compared
  9. What the numbers mean for Menominee County borrowers
  10. A Menominee County borrower's checklist
  11. Checking a lender's license in Wisconsin
  12. More guides for Menominee County
  13. Frequently asked questions

Menominee County, WI: the basics

4,252Population (ACS 2020-24)
$62,108Median household income
$626/moMedian gross rent
$110,200Median home value
76%Owner-occupied homes
22%Below the poverty line
358 sq miLand area
34.3Median age

Roughly 4,252 residents live in Menominee County, Wisconsin, 72nd by population among the state's 72 counties and county equivalents. It covers 358 square miles of land, or about 12 people per square mile. No metropolitan area includes Menominee County in the 2023 federal delineation, so its numbers stand on their own rather than as part of a metro. The Census Bureau counts 5 places in the county (0 incorporated, 5 census-designated); the largest is Legend Lake, with about 1,717 residents, or 40% of the county. Because Menominee County is small, the survey's margins of error are wide; treat the numbers as approximate.

Household income in Menominee County

The median household income in Menominee County is $62,108; statewide it is $77,485, so Menominee County runs 20% below Wisconsin as a whole. Only 63 Wisconsin counties post a higher median.

Yearly household incomeMenominee CountyGap to Wisconsin
Under $35,00023.6%+3.4 pts
$35,000 to $99,99949.3%+7.2 pts
$100,000 to $199,99923.0%-5.5 pts
$200,000 or more4.1%-5.2 pts

About 24% of households earn under $35,000, while 27% clear $100,000. The poverty rate is 21.7%, 11 points higher than the state's 10.6%. The Gini index of income inequality is 0.425 (0 is perfect equality). Income from any regular source can count, including Social Security, pensions and disability benefits, as long as you can document it.

The Menominee County job picture

Education and health care employs 21% of working residents, the largest share; arts, lodging and food service is next with 21%. Compared with Wisconsin, the county leans toward public administration (18% against 4%). ACS puts five-year average unemployment at 10.0% in Menominee County. Long commutes are the exception here: 10% of workers spend 45 minutes or longer getting to work. 5.0% of households have no vehicle.

IndustryShare of Menominee County workersvs Wisconsin
Education and health care21.3%-2.0 pts
Arts, lodging and food service20.6%+13.2 pts
Public administration18.4%+14.8 pts
Manufacturing10.1%-7.8 pts
Retail trade5.9%-5.2 pts
Construction5.3%-1.0 pts

A lender verifies what your own job pays. The county's industry mix tells you about the local economy, not about your application.

What it costs to live in Menominee County

Median gross rent, utilities included, comes to $626 in Menominee County versus $1,087 statewide. Rent takes 30% or more of income for 43% of renter households here. Home values center on $110,200, or 1.8 years of median income. The ownership rate is 76%. Half the housing stock was built before 1985.

Home costsMenominee CountyWisconsinU.S. middle county
Median gross rent$626/mo$1,087/mo$877/mo
Median home value$110,200$266,500$185,300
Owners76%68%75%
Rent-burdened renters43%44%45%
Burdened owners39%22%n/a

Owners with equity have a second option. Weigh a secured line against an unsecured loan by risk as well as cost before you choose (how they compare).

How Menominee County compares with nearby counties

Distances run center to center, from Shawano County at 15 miles out to Marinette County at 41. 5 of the six report a higher median household income than Menominee County; Outagamie County is highest at $85,069 and Langlade County lowest at $55,878.

CountyMilesMedian household incomeMedian rentHomeownership
Menominee County-$62,108$626/mo76%
Shawano County, WI15 mi$66,479$821/mo78%
Oconto County, WI23 mi$75,049$791/mo85%
Langlade County, WI27 mi$55,878$702/mo77%
Waupaca County, WI38 mi$72,830$852/mo75%
Outagamie County, WI41 mi$85,069$1,057/mo71%
Marinette County, WI41 mi$63,809$795/mo82%

Places inside Menominee County

5 Census places fall mainly inside Menominee County; the 5 biggest are below. They account for 4,075 residents, leaving about 4% of the county in unincorporated, unnamed areas. Among places of 500 or more people, median income runs from $48,313 in Keshena to $80,184 in Legend Lake. Live in one of these Menominee County communities, or between them? This is your local guide.

Town or CDPTypePeopleMedian household incomeMedian gross rentMiles from center
Legend LakeCDP1,717$80,184$6819 mi
KeshenaCDP1,410$48,313$62610 mi
NeopitCDP623$55,000$5087 mi
Middle VillageCDP236$51,250$6195 mi
ZoarCDP89$61,964n/a10 mi

A CDP is a named community without its own municipal government.

A Menominee County household budget, worked through

Lenders compare monthly debt payments with gross monthly income, the debt-to-income ratio. For a Menominee County household at the medians it works out like this; treat it as an illustration only.

  • Median income divided by twelve: $5,176 before taxes
  • Median rent: $626, or 12 cents of every gross dollar
  • Under a 35% cap, $1,811 total minus rent leaves $1,185
  • With a 45% ceiling, about $1,703 remains for car, card, student and any new loan payments

Lenders set their own limits and look beyond the ratio. The DTI calculator uses your figures instead of Menominee County's.

Menominee County households compared

College graduates make up 18% of the adult population. 20.5% of residents have no health coverage.

ResidentsMenominee CountyWisconsinMiddle U.S. county
Median age34.340.241.5
Bachelor's or higher18.1%33.4%22.2%
No high school diploma5.2%6.4%n/a
No health insurance20.5%5.2%7.8%
No vehicle5.0%6.4%5.4%
Work from home12.3%13.1%8.7%
Poverty rate21.7%10.6%13.2%
Unemployment (ACS)10.0%3.2%4.4%
Trip timeShare
Under 15 min44.9%
15 to 29 min37.5%
30 to 44 min7.4%
45 to 59 min1.9%
60+ min8.2%

What the numbers mean for Menominee County borrowers

Where the Menominee County numbers stand out, and why it matters for a loan:

  • Medical bills. 20% of Menominee County residents are uninsured. Before borrowing for care, ask the provider about financial assistance and payment plans.
  • Free help first. 22% of residents live below the poverty line; utility, rent and food programs cost nothing to repay (free options).
  • Requirements. Lenders weigh credit history, documented income and existing debt (what to gather).

A Menominee County borrower's checklist

Four checks before you sign anything:

  • Borrow the amount the job needs; extra cash adds interest.
  • Ask each lender for the APR and all fees in writing.
  • Check the license, then the reviews, then the offer.
  • Read the final agreement; it must match the offer.

Checking a lender's license in Wisconsin

Menominee County borrowers fall under statewide rules, enforced by the Wisconsin Department of Financial Institutions. Banks and credit unions have their own regulators, and the CFPB takes complaints about any lender. Statewide data and rules: Wisconsin guide.

The Wisconsin guide covers the whole state.

Frequently asked questions

Is Menominee County a high-income county?

Its $62,108 median ranks 64th of 72 Wisconsin counties and compares with $65,681 for the median U.S. county.

How much is rent in Menominee County?

Median gross rent, utilities included, is $626 a month; 43% of renters spend 30% or more of income on it.

Which towns does the Menominee County guide cover?

Every community in the county, unincorporated areas included. The largest of its 5 Census places: Legend Lake, Keshena, Neopit, Middle Village, Zoar.

Are Menominee County applicants treated differently?

No. Everyone answers the same questions and is screened on the same objective points; lending partners set their own criteria under fair-lending laws.

Who do I complain to about a lender in Menominee County?

Start with the Wisconsin Department of Financial Institutions, then the CFPB complaint portal. Keep copies of every message.

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