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Virginia

Personal loans for Manassas Park city, VA residents

By the Personal Loan Compare editorial team · Last reviewed and updated October 28, 2026 · How we write and check

Short answer

In Manassas Park city, Virginia, the typical household earns $103,250 a year and the typical rent is $2,146. A loan makes sense only if its total cost beats your alternatives and the payment fits your budget. Check the lender's Virginia license first.

On this page
  1. Manassas Park city at a glance
  2. Paychecks and income spread in Manassas Park city
  3. Housing costs in Manassas Park city
  4. Employment and commuting in Manassas Park city
  5. Manassas Park city towns compared
  6. Regional comparison for Manassas Park city
  7. Room for a loan payment in Manassas Park city
  8. More Manassas Park city figures
  9. Reading the Manassas Park city data as a borrower
  10. A Manassas Park city borrower's checklist
  11. Lender oversight for Manassas Park city
  12. Related local guides
  13. Frequently asked questions

Manassas Park city at a glance

16,798Population (ACS 2020-24)
$103,250Median household income
$2,146/moMedian gross rent
$395,900Median home value
66%Owner-occupied homes
5%Below the poverty line
3 sq miLand area
36.5Median age

Roughly 16,798 residents live in Manassas Park city, Virginia, 89th by population among the state's 133 counties and county equivalents. Land area is 3 square miles (2024 Gazetteer), so density runs near 5,537 per square mile. The federal metro definitions (OMB, July 2023) place it in the Washington-Arlington-Alexandria, DC-VA-MD-WV metropolitan area. The Census Bureau counts 1 place in the county (1 incorporated, 0 census-designated); the largest is Manassas Park, with about 16,798 residents, or 100% of the county.

Paychecks and income spread in Manassas Park city

Half of Manassas Park city households take in less than $103,250 a year and half take in more, 11% above the Virginia median of $93,170.

Income bandShare in Manassas Park cityDifference from Virginia
Under $35,0005.7%-12.2 pts
$35,000 to $99,99942.8%+7.6 pts
$100,000 to $199,99938.1%+8.9 pts
$200,000 or more13.4%-4.3 pts

The spread is wide: 51% of Manassas Park city households make $100,000 or more, and 6% make less than $35,000. Census counts 5.1% of Manassas Park city residents in poverty, against 9.9% across Virginia. Income inequality, measured by the Gini index, comes to 0.357 here. For a borrower in Manassas Park city, the county median is only context: a lender looks at the income you can document, so pay stubs, benefit letters or tax returns matter more than any average.

Housing costs in Manassas Park city

Median gross rent, utilities included, comes to $2,146 in Manassas Park city versus $1,579 statewide. 50% of renting households spend 30% or more of income on rent, and 18% spend half or more. Home values center on $395,900, or 3.8 years of median income. Owners occupy 66% of homes.

Manassas Park cityVirginiaU.S. county median
Median gross rent$2,146/mo$1,579/mo$877/mo
Median home value$395,900$383,700$185,300
Owners66%67%75%
Rent-burdened renters50%49%45%
Burdened owners39%25%n/a
Mobile homes1.0%4.3%n/a

Rent pressure is real here, so run any payment through the debt-to-income calculator before you apply.

Employment and commuting in Manassas Park city

By the Census industry count, 19% of employed Manassas Park city residents work in professional and administrative services and 17% in education and health care. Construction stands out: 11% of workers here, versus 7% statewide. Averaged over the five survey years, 5.5% of the labor force was out of work and looking. 36% of commuters travel 45 minutes or more each way, and 11% work from home.

Top industriesManassas Park city share+/- vs Virginia
Professional and administrative services19.5%+2.7 pts
Education and health care17.1%-5.2 pts
Public administration12.2%+3.4 pts
Construction11.1%+4.5 pts
Arts, lodging and food service8.8%+0.9 pts
Retail trade8.6%-1.2 pts

A lender verifies what your own job pays. The county's industry mix tells you about the local economy, not about your application.

Manassas Park city towns compared

Manassas Park is the only Census place mainly inside Manassas Park city, with about 16,798 of the county's 16,798 residents. None of the 1 has its own city guide, so this page covers all of them.

CommunityTypeResidentsHousehold income (median)Rent (median)Distance
Manassas Parkcity16,798$103,250$2,1460 mi

Regional comparison for Manassas Park city

Manassas city is closest, 3 miles from center to center; the sixth, Alexandria city, is 20 miles off. Income ranges from $113,590 in Manassas city to $153,637 in Fairfax County; all six of these neighbors top Manassas Park city's median.

Adjacent areaHow farHH income (median)Rent (median)Owner share
Manassas Park city-$103,250$2,146/mo66%
Manassas city, VA3 mi$113,590$1,850/mo71%
Prince William County, VA5 mi$131,402$2,067/mo74%
Fairfax city, VA10 mi$132,348$2,245/mo70%
Fairfax County, VA10 mi$153,637$2,276/mo69%
Falls Church city, VA16 mi$143,262$2,190/mo53%
Alexandria city, VA20 mi$119,681$2,089/mo42%

Room for a loan payment in Manassas Park city

Manassas Park city at the medians, through a lender's eyes (what DTI means):

  • Start: $8,604 gross per month ($103,250 / 12)
  • Less median rent of $2,146, which is 25% of it
  • $951: what a 36% ratio leaves once rent is paid
  • At 43%, room after rent is $1,554 a month

Subtract what you already pay on other debts. A new payment should fit in what remains, with some to spare.

More Manassas Park city figures

Degree holders: 27% of adults over 25. 22.1% of residents have no health coverage.

IndicatorManassas Park cityAll of VirginiaU.S. county median
Median age36.539.041.5
Bachelor's or higher26.9%42.2%22.2%
No high school diploma22.8%8.4%n/a
No health insurance22.1%6.9%7.8%
No vehicle5.3%6.1%5.4%
Work from home11.0%18.3%8.7%
Poverty rate5.1%9.9%13.2%
Unemployment (ACS)5.5%4.3%4.4%
One-way commuteShare of Manassas Park city workers
Under 15 min9.3%
15 to 29 min25.6%
30 to 44 min29.4%
45 to 59 min21.1%
60+ min14.5%

Reading the Manassas Park city data as a borrower

A few patterns in the Manassas Park city data, and the practical point behind each:

  • Medical bills. 22% of Manassas Park city residents are uninsured. Before borrowing for care, ask the provider about financial assistance and payment plans.
  • Long drives. With 36% of commutes over 45 minutes, tires and repairs are fixed costs in many Manassas Park city budgets.
  • Six-figure budgets. For the 51% earning $100,000 or more, lifestyle creep, not approval, is the usual problem.
  • 50% rent-burdened. A payment on top of high rent needs a cushion; size it with the calculator.

A Manassas Park city borrower's checklist

Quick steps for Manassas Park city:

  • Know the exact dollar figure you need before talking to a lender.
  • Collect three written offers and compare APR and total repaid.
  • Verify the Virginia license before giving out your Social Security number.
  • Never pay a fee up front to get a loan.

Lender oversight for Manassas Park city

Consumer lenders serving Manassas Park city are licensed by the state, not the county; in Virginia that is the Virginia Bureau of Financial Institutions. Federal complaints: consumerfinance.gov. More on Virginia: Virginia personal loans.

For statewide rules and data, see the Virginia guide.

Frequently asked questions

How much do households in Manassas Park city earn?

The median is $103,250; 51% earn $100,000 or more and 6% under $35,000. A lender uses your own documented income, not this figure.

How much is rent in Manassas Park city?

Median gross rent, utilities included, is $2,146 a month; 50% of renters spend 30% or more of income on it.

Does this page cover Manassas Park?

Yes, along with the other 0 Census places in Manassas Park city.

Does living in Manassas Park city change what I qualify for?

Not in our fit check, which uses only the amount, credit range, income and payments you enter, the same for a Manassas Park city resident as anyone. Lenders decide under fair-lending law.

Is there a Manassas Park city office that licenses lenders?

No, licensing is statewide. In Virginia it is the Virginia Bureau of Financial Institutions.

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