1st Advantage MortgageAbout 71% of Manassas city homes are owner-occupied, and the median household income is $113,590. Those figures describe the county, not you: compare at least three written offers by APR and total cost, and confirm the lender's license before you apply.
On this page
- Manassas city by the numbers
- Manassas city housing compared with Virginia
- Household income in Manassas city
- The Manassas city job picture
- Counties near Manassas city
- The communities that make up Manassas city
- Budget math at the Manassas city median
- Manassas city residents: age, schooling, coverage
- Local borrowing considerations for Manassas city
- Checklist for Manassas city applicants
- Licensing and complaints for Manassas city
- More guides for Manassas city
- Frequently asked questions
Manassas city by the numbers
Roughly 42,976 residents live in Manassas city, Virginia, 41st by population among the state's 133 counties and county equivalents. Packed into 10 square miles, that is close to 4,366 residents for every square mile of land. It is one of the counties that make up the Washington-Arlington-Alexandria, DC-VA-MD-WV metropolitan statistical area (OMB, 2023). Of the 1 Census place inside Manassas city, Manassas leads by population with about 42,976.
Manassas city housing compared with Virginia
Renters in Manassas city pay a median of $1,850 a month, 17% above the Virginia figure of $1,579. Rent takes 30% or more of income for 52% of renter households here. Home values center on $449,900, or 4.0 years of median income. 71% of Manassas city households own their home and 29% rent. Half the housing stock was built before 1985.
| Measure | Manassas city | Virginia | Median U.S. county |
|---|---|---|---|
| Median gross rent | $1,850/mo | $1,579/mo | $877/mo |
| Median home value | $449,900 | $383,700 | $185,300 |
| Owners | 71% | 67% | 75% |
| Rent-burdened renters | 52% | 49% | 45% |
| Burdened owners | 23% | 25% | n/a |
| Mobile homes | 1.4% | 4.3% | n/a |
When half or more of renters are already stretched, a new payment needs a stress test: what happens if a paycheck is a week late?
Household income in Manassas city
Manassas city households have a median income of $113,590 (ACS 2020 to 2024), which ranks 15th of 133 in Virginia.
| Yearly household income | Manassas city | Gap to Virginia |
|---|---|---|
| Under $35,000 | 11.5% | -6.4 pts |
| $35,000 to $99,999 | 30.6% | -4.7 pts |
| $100,000 to $199,999 | 37.4% | +8.2 pts |
| $200,000 or more | 20.5% | +2.8 pts |
Some 11% of households here live on less than $35,000 a year; 58% have six-figure incomes. The poverty rate is 7.7%, 2 points lower than the state's 9.9%. Income inequality, measured by the Gini index, comes to 0.406 here. Income from any regular source can count, including Social Security, pensions and disability benefits, as long as you can document it.
The Manassas city job picture
By the Census industry count, 21% of employed Manassas city residents work in education and health care and 20% in professional and administrative services. Compared with Virginia, the county leans toward construction (14% against 7%). The survey's unemployment rate for Manassas city averages 3.8% over 2020 to 2024 (state: 4.3%). About 69% drive to work alone and 30% have trips of 45 minutes or more. Only 4.4% of homes here go without a vehicle.
| Sector | Manassas city | Compared with Virginia |
|---|---|---|
| Education and health care | 20.9% | -1.4 pts |
| Professional and administrative services | 20.4% | +3.6 pts |
| Construction | 13.7% | +7.2 pts |
| Retail trade | 8.5% | -1.3 pts |
| Public administration | 8.2% | -0.7 pts |
| Transportation, warehousing and utilities | 6.3% | +1.5 pts |
Where long drives are the norm, a car repair is one of the most common surprise bills. A small repair fund can keep a breakdown from turning into a loan.
Counties near Manassas city
Manassas Park city is closest, 3 miles from center to center; the sixth, Falls Church city, is 19 miles off. Income ranges from $103,250 in Manassas Park city to $153,637 in Fairfax County; 5 of these neighbors top Manassas city's median.
| Neighbor | Distance | Income | Rent | Own |
|---|---|---|---|---|
| Manassas city | - | $113,590 | $1,850/mo | 71% |
| Manassas Park city, VA | 3 mi | $103,250 | $2,146/mo | 66% |
| Prince William County, VA | 3 mi | $131,402 | $2,067/mo | 74% |
| Fairfax city, VA | 12 mi | $132,348 | $2,245/mo | 70% |
| Fairfax County, VA | 13 mi | $153,637 | $2,276/mo | 69% |
| Fauquier County, VA | 18 mi | $130,189 | $1,613/mo | 79% |
| Falls Church city, VA | 19 mi | $143,262 | $2,190/mo | 53% |
The communities that make up Manassas city
Manassas is the only Census place mainly inside Manassas city, with about 42,976 of the county's 42,976 residents. None of the 1 has its own city guide, so this page covers all of them.
| Name | Kind | Pop. | Income | Rent | Miles |
|---|---|---|---|---|---|
| Manassas | city | 42,976 | $113,590 | $1,850 | 0 mi |
Budget math at the Manassas city median
Lenders compare monthly debt payments with gross monthly income, the debt-to-income ratio. For a Manassas city household at the medians it works out like this; treat it as an illustration only.
- Start: $9,466 gross per month ($113,590 / 12)
- 20% goes to median rent ($1,850)
- Under a 36% cap, $3,408 total minus rent leaves $1,558
- With a 43% ceiling, about $2,220 remains for car, card, student and any new loan payments
Subtract what you already pay on other debts. A new payment should fit in what remains, with some to spare.
Manassas city residents: age, schooling, coverage
33% of Manassas city adults 25 and older hold a bachelor's degree or more. About 19% go without health insurance.
| Indicator | Manassas city | All of Virginia | U.S. county median |
|---|---|---|---|
| Median age | 34.8 | 39.0 | 41.5 |
| Bachelor's or higher | 32.7% | 42.2% | 22.2% |
| No high school diploma | 19.0% | 8.4% | n/a |
| No health insurance | 19.2% | 6.9% | 7.8% |
| No vehicle | 4.4% | 6.1% | 5.4% |
| Work from home | 12.5% | 18.3% | 8.7% |
| Poverty rate | 7.7% | 9.9% | 13.2% |
| Unemployment (ACS) | 3.8% | 4.3% | 4.4% |
| Commute length | Manassas city |
|---|---|
| Under 15 min | 24.7% |
| 15 to 29 min | 21.5% |
| 30 to 44 min | 23.8% |
| 45 to 59 min | 14.6% |
| 60+ min | 15.3% |
Local borrowing considerations for Manassas city
The county's numbers point to a few situations that come up often for Manassas city borrowers.
- Uninsured care. 19% lack coverage here; nonprofit hospitals must publish an assistance policy, so ask for it first (guide).
- Keeping the car running. At 30% with long commutes, repairs are a frequent Manassas city emergency; first decide if the car is worth fixing.
- Strong incomes, long terms. 58% of Manassas city households earn $100,000+. The risk is a term that outlasts the need.
- 52% rent-burdened. A payment on top of high rent needs a cushion; size it with the calculator.
Checklist for Manassas city applicants
Before you apply, wherever you live in Manassas city:
- Price the Manassas city expense first and borrow that amount, no more.
- Compare the total repaid on every offer, not just the payment.
- Confirm the lender is licensed in Virginia.
- Lock paid-off cards after consolidating so balances stay at zero.
Licensing and complaints for Manassas city
The Virginia Bureau of Financial Institutions is the place to verify any lender's Virginia license. Banks and credit unions have their own regulators, and the CFPB takes complaints about any lender. More on Virginia: Virginia personal loans.
More guides for Manassas city
For statewide rules and data, see the Virginia guide.
Frequently asked questions
What does a typical Manassas city household make?
About $113,590 a year at the median (ACS 2020-24), 22% above the Virginia median.
Is Manassas city expensive for renters?
Median rent is $1,850 against $1,579 statewide, and 52% of renter households are cost-burdened.
I own my home in Manassas city. Personal loan or HELOC?
A HELOC uses the house as collateral; a personal loan usually does not. With 71% of homes owner-occupied here, many readers can compare both in writing.
I live in a small Manassas city town. Is this my guide?
Yes. If your town has no city guide, this county page is the local one; it covers Manassas.
Can Manassas city residents use the questionnaire?
Yes. It asks the same questions in every Virginia county, lists every requirement up front and does not affect your credit score.