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Ohio

Meigs County, OH: personal loan guide and local data

Updated October 28, 2026 by the Personal Loan Compare editors · How we research and review

Short answer

The median Meigs County household earns $46,873, and 22% of residents live below the poverty line. Borrow only what the expense needs, pick the shortest affordable term, and walk away from any lender asking a Meigs County applicant for an upfront fee.

On this page
  1. 21,896 residents: Meigs County basics
  2. What Meigs County households earn
  3. The Meigs County job picture
  4. The Meigs County housing market in figures
  5. Meigs County's most unusual numbers
  6. Towns and communities in Meigs County
  7. Nearby counties: income, rent, ownership
  8. Age, degrees and coverage in Meigs County
  9. Budget math at the Meigs County median
  10. Before borrowing in Meigs County
  11. Licensing and complaints for Meigs County
  12. Four steps for Meigs County borrowers
  13. More guides for Meigs County
  14. Frequently asked questions

21,896 residents: Meigs County basics

21,896Population (ACS 2020-24)
$46,873Median household income
$722/moMedian gross rent
$119,300Median home value
75%Owner-occupied homes
22%Below the poverty line
430 sq miLand area
44.1Median age

The latest five-year Census estimate puts Meigs County's population at 21,896; only 80 of Ohio's 88 county-level areas are larger. Land area is 430 square miles (2024 Gazetteer), so density runs near 51 per square mile. Under the July 2023 OMB definitions, Meigs County is not part of any metropolitan area. The Census Bureau counts 6 places in the county (5 incorporated, 1 census-designated); the largest is Middleport, with about 2,167 residents, or 10% of the county.

What Meigs County households earn

At $46,873, the typical Meigs County household income is 29% below the median U.S. county ($65,681).

Households earningMeigs County+/- vs Ohio
Under $35,00037.0%+13.2 pts
$35,000 to $99,99944.8%+3.2 pts
$100,000 to $199,99916.8%-8.7 pts
$200,000 or more1.4%-7.7 pts

37% under $35,000 and 18% at $100,000 or more: that is the Meigs County income split. Poverty rate, Meigs County: 21.8%; Ohio: 13.3%. Meigs County scores 0.438 on the Gini index, where higher means more unequal incomes. Income from any regular source can count, including Social Security, pensions and disability benefits, as long as you can document it.

The Meigs County job picture

Education and health care (24%), retail trade (15%) and manufacturing (12%) lead Meigs County's job mix. Compared with Ohio, the county leans toward transportation, warehousing and utilities (10% against 6%). 5.4% of Meigs County's labor force reported being unemployed, averaged across 2020 to 2024. 23% of commuters travel 45 minutes or more each way, and 5% work from home.

SectorMeigs CountyCompared with Ohio
Education and health care23.8%-0.5 pts
Retail trade14.8%+3.7 pts
Manufacturing11.9%-2.8 pts
Transportation, warehousing and utilities10.4%+4.4 pts
Construction9.2%+3.3 pts
Arts, lodging and food service6.5%-1.9 pts

A lender verifies what your own job pays. The county's industry mix tells you about the local economy, not about your application.

The Meigs County housing market in figures

Half of Meigs County renters pay more than $722 a month and half pay less; the Ohio midpoint is $1,034. Rent takes 30% or more of income for 48% of renter households here. With a median value of $119,300, a typical Meigs County house costs 2.5 times what the median household earns in a year. Homeowners 75%, renters 25%.

HousingMeigs CountyOhio statewideMeigs County vs state
Owners75%67%+8.2 pts
Median home value$119,300$214,80044% lower
Burdened owners25%21%+4.1 pts
Median gross rent$722/mo$1,034/mo30% lower
Rent-burdened renters48%46%+1.9 pts

In an owner-heavy county like Meigs County, many borrowers can also choose a home equity loan or line of credit. Those can price lower but put the house on the line, so compare the two in writing; our personal loan vs. HELOC guide walks through it.

Meigs County's most unusual numbers

Out of every Ohio county, Meigs County is most unusual on these measures.

  • On the share of households earning $100,000 or more, Meigs County sits near the bottom of Ohio at 18%, the lowest of 88. Few six-figure households means smaller loans are the norm.
  • On the poverty rate, Meigs County sits near the top of Ohio at 21.8%, the highest of 88. Nonprofit credit counseling is free or low cost and worth a call first.
  • Median household income: $46,873 in Meigs County, the lowest of 88 in Ohio. Where incomes run low, free assistance and credit-union small-dollar loans deserve a look first.
  • Median home value: $119,300 in Meigs County, the lowest of 88 in Ohio. With modest home values, equity borrowing is rarely large.

Towns and communities in Meigs County

Here are the 6 most populous of the county's 6 Census places, with income and rent from the same 2020 to 2024 survey. About 31% of Meigs County residents live in one of the 6. Incomes vary by place: $56,250 at the median in Tuppers Plains, $33,333 in Pomeroy. From Middleport to the smallest crossroads, Meigs County residents share this guide.

CommunityTypeResidentsHousehold income (median)Rent (median)Distance
Middleportvillage2,167$42,118$7287 mi
Pomeroyvillage1,565$33,333$4914 mi
Racinevillage1,098$42,500$71411 mi
Rutlandvillage956$53,603n/a6 mi
Syracusevillage593$46,250$8467 mi
Tuppers PlainsCDP515$56,250n/a11 mi

A CDP is a named community without its own municipal government.

Nearby counties: income, rent, ownership

Distances run center to center, from Athens County at 17 miles out to Wood County at 29. Richest neighbor: Jackson County, $58,845. Poorest: Mason County, $49,761. Meigs County: $46,873. Some neighbors are in West Virginia. Lender licensing is state by state, so a loan for a Meigs County resident follows Ohio rules.

CountyMilesMedian household incomeMedian rentHomeownership
Meigs County-$46,873$722/mo75%
Athens County, OH17 mi$56,001$939/mo60%
Mason County, WV22 mi$49,761$671/mo82%
Gallia County, OH24 mi$56,830$813/mo75%
Jackson County, WV26 mi$58,845$716/mo79%
Vinton County, OH27 mi$55,336$728/mo76%
Wood County, WV29 mi$57,810$822/mo75%

Age, degrees and coverage in Meigs County

College graduates make up 12% of the adult population. Uninsured, Meigs County: 6.6%; Ohio: 6.4%.

Meigs Countyvs Ohiovs U.S. county median
Bachelor's or higher12.2%-19.3 pts-10.0 pts
Poverty rate21.8%+8.5 pts+8.6 pts
Work from home5.1%-7.9 pts-3.6 pts
No high school diploma13.6%+5.5 ptsn/a
Median age44.1+4.4 yrs+2.6 yrs
No vehicle6.4%-1.1 pts+1.0 pts
Unemployment (ACS)5.4%+0.6 pts+1.0 pts
No health insurance6.6%+0.2 pts-1.3 pts
Minutes to workMeigs County workers
Under 15 min23.2%
15 to 29 min28.5%
30 to 44 min25.5%
45 to 59 min9.3%
60+ min13.4%

Budget math at the Meigs County median

DTI math using Meigs County medians ($46,873 income, $722 rent):

  • $3,906 a month: gross income for a household at the Meigs County median
  • Housing at the median rent of $722 uses 18%
  • Under a 36% cap, $1,406 total minus rent leaves $684
  • $958: what a 43% ratio leaves once rent is paid

Two-income households and single earners in Meigs County land in very different places on this math, so run it for your own budget.

Before borrowing in Meigs County

The county's numbers point to a few situations that come up often for Meigs County borrowers.

  • Vehicle repairs. 23% of Meigs County workers commute 45+ minutes, so a breakdown can cost a paycheck. Get two written estimates.
  • Manufactured housing (26%). Meigs County owners should get two written repair quotes before borrowing.
  • Free help first. 22% of residents live below the poverty line; utility, rent and food programs cost nothing to repay (free options).
  • Rent squeeze. 48% of renters spend 30%+ of income on rent; borrow only if the loan cuts what you pay overall.

Licensing and complaints for Meigs County

Consumer lenders serving Meigs County are licensed by the state, not the county; in Ohio that is the Ohio Division of Financial Institutions. Nationally, Meigs County residents can file with the CFPB. More on Ohio: Ohio personal loans.

Four steps for Meigs County borrowers

A short checklist for Meigs County borrowers:

  • Borrow the amount the job needs; extra cash adds interest.
  • Line up offers side by side: APR, fees in dollars, total cost.
  • Verify the Ohio license before giving out your Social Security number.
  • Lock paid-off cards after consolidating so balances stay at zero.

Statewide:

Frequently asked questions

Where does Meigs County rank on income in Ohio?

88th of 88, with a median of $46,873. The state median is $71,389.

How much is rent in Meigs County?

Median gross rent, utilities included, is $722 a month; 48% of renters spend 30% or more of income on it.

Is Tuppers Plains covered?

Yes. Tuppers Plains is one of 6 Census places in Meigs County, and this guide covers all of them.

Are Meigs County applicants treated differently?

No. Everyone answers the same questions and is screened on the same objective points; lending partners set their own criteria under fair-lending laws.

Is there a Meigs County office that licenses lenders?

No, licensing is statewide. In Ohio it is the Ohio Division of Financial Institutions.

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