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Mississippi

Noxubee County, MS personal loans: what the local numbers say

Prepared by Personal Loan Compare editors · Reviewed October 28, 2026 · Editorial policy

Short answer

Noxubee County households have a median income of $33,833 and median rent of $677 a month (ACS 2020 to 2024). Your income, debts and credit decide what you qualify for. Get offers in writing, compare the total repaid, and never pay a fee up front.

On this page
  1. Getting oriented in Noxubee County
  2. Noxubee County against other Mississippi counties
  3. Noxubee County income bands
  4. The Noxubee County job picture
  5. What it costs to live in Noxubee County
  6. Regional comparison for Noxubee County
  7. The communities that make up Noxubee County
  8. Borrowing situations common in Noxubee County
  9. Debt-to-income, Noxubee County edition
  10. Age, degrees and coverage in Noxubee County
  11. Four steps for Noxubee County borrowers
  12. Checking a lender's license in Mississippi
  13. Related local guides
  14. Frequently asked questions

Getting oriented in Noxubee County

10,025Population (ACS 2020-24)
$33,833Median household income
$677/moMedian gross rent
$90,800Median home value
73%Owner-occupied homes
26%Below the poverty line
695 sq miLand area
40.1Median age

Noxubee County is home to about 10,025 people, according to the Census Bureau's 2020 to 2024 American Community Survey, which makes it the 67th most populous of 82 county-level areas in Mississippi. Its 695 square miles average 14 people per square mile, by the 2024 Census Gazetteer. Metro status: none; Noxubee County sits outside the 2023 OMB metro areas. The Census Bureau counts 3 places in the county (3 incorporated, 0 census-designated); the largest is Macon, with about 3,333 residents, or 33% of the county.

Noxubee County against other Mississippi counties

The 3 Noxubee County numbers that rank furthest from typical in Mississippi, and what each means for a borrower:

  • The uninsured rate: 15.8% in Noxubee County. Only 3 of 82 Mississippi counties are higher. Ask any provider about financial assistance before borrowing for care.
  • Few Mississippi counties match Noxubee County on the share of adults with a bachelor's degree: 11% here, 25% for the state, ranking 4th lowest of 82. No degree is required for a personal loan; documented income is.
  • On the share of renters paying 30% or more of income for rent, Noxubee County sits near the top of Mississippi at 63%, 4th highest of 82. Rent pressure leaves little room; stress-test any payment.

Noxubee County income bands

Noxubee County households have a median income of $33,833 (ACS 2020 to 2024), which ranks 77th of 82 in Mississippi.

Yearly household incomeNoxubee CountyGap to Mississippi
Under $35,00051.1%+18.6 pts
$35,000 to $99,99932.8%-8.4 pts
$100,000 to $199,99913.9%-6.7 pts
$200,000 or more2.3%-3.5 pts

51% under $35,000 and 16% at $100,000 or more: that is the Noxubee County income split. 26.3% of residents fall below the federal poverty line (statewide: 18.9%). None of these numbers decides a Noxubee County application. Lenders weigh your own documented income against your own debts.

The Noxubee County job picture

Education and health care (23%), manufacturing (22%) and agriculture, forestry and mining (12%) lead Noxubee County's job mix. Compared with Mississippi, the county leans toward agriculture, forestry and mining (12% against 2%). Averaged over the five survey years, 8.6% of the labor force was out of work and looking. About 89% drive to work alone and 21% have trips of 45 minutes or more. 9.7% of households have no vehicle.

Industry (employed residents 16+)Noxubee CountyGap to Mississippi
Education and health care22.9%-2.5 pts
Manufacturing22.4%+9.4 pts
Agriculture, forestry and mining12.3%+10.1 pts
Retail trade10.8%-0.6 pts
Construction6.6%-0.3 pts
Other services5.6%+0.9 pts

Self-employed in Noxubee County? Two years of tax returns usually stand in for pay stubs.

What it costs to live in Noxubee County

Half of Noxubee County renters pay more than $677 a month and half pay less; the Mississippi midpoint is $954. Cost-burdened renters, paying 30%-plus of income: 63% in Noxubee County, 51% statewide. Noxubee County homes are worth $90,800 at the median, a 2.7-to-1 ratio to income. Owners occupy 73% of homes. Median construction year: 1980.

MeasureNoxubee CountyMississippiGap
Median gross rent$677/mo$954/mo29% lower
Median home value$90,800$169,80047% lower
Owners73%70%+3.0 pts
Rent-burdened renters63%51%+12.1 pts
Burdened owners39%26%+12.6 pts
Mobile homes29.7%14.4%+15.3 pts
Vacant units17%15%+1.9 pts

Because most Noxubee County households own, home repairs are a frequent reason to borrow. An unsecured personal loan leaves the house out of the deal, while a HELOC uses it as collateral. When half or more of renters are already stretched, a new payment needs a stress test: what happens if a paycheck is a week late?

Regional comparison for Noxubee County

Distances run center to center, from Kemper County at 25 miles out to Greene County at 39. Richest neighbor: Lowndes County, $53,812. Poorest: Greene County, $29,200. Noxubee County: $33,833. Some neighbors are in Alabama. Lender licensing is state by state, so a loan for a Noxubee County resident follows Mississippi rules.

NeighborDistanceIncomeRentOwn
Noxubee County-$33,833$677/mo73%
Kemper County, MS25 mi$46,431$677/mo79%
Lowndes County, MS26 mi$53,812$930/mo61%
Winston County, MS27 mi$53,031$721/mo73%
Oktibbeha County, MS28 mi$46,695$915/mo48%
Pickens County, AL30 mi$46,274$648/mo76%
Greene County, AL39 mi$29,200$432/mo62%

The communities that make up Noxubee County

Here are the 3 most populous of the county's 3 Census places, with income and rent from the same 2020 to 2024 survey. About 44% of Noxubee County residents live in one of the 3. This guide covers each of the 3 places and the rural areas around them.

PlaceTypePopulationMedian incomeMedian rentFrom county center
Maconcity3,333$31,774$6251 mi
Brooksvilletown809$22,438$1,1169 mi
Shuqualaktown238$14,393$9399 mi

Borrowing situations common in Noxubee County

What the Noxubee County figures suggest, and what to check first:

  • Care without coverage. About 1,579 Noxubee County residents lack insurance; check charity care before a loan (how).
  • Commuter costs. 21% drive 45 minutes or more. Compare shop financing with a loan, and keep a small repair fund.
  • Repairs on manufactured housing. With 30% of homes here, compare a personal loan with any dealer or park repair program.
  • 26% below poverty. Emergency aid, payment plans and counseling (list) come first.

Debt-to-income, Noxubee County edition

DTI math using Noxubee County medians ($33,833 income, $677 rent):

  • Monthly gross at the median, Noxubee County: $2,819
  • Less median rent of $677, which is 24% of it
  • 35% debt-to-income limit: $310 left for all other debt payments
  • At 45%, room after rent is $592 a month

These are gross figures; take-home pay in Noxubee County will be lower after taxes and deductions.

Age, degrees and coverage in Noxubee County

Bachelor's degree or higher: 11% of Noxubee County adults. Health coverage gaps: 15.8% of Noxubee County residents are uninsured.

MeasureNoxubee CountyGap to MississippiGap to typical U.S. county
Bachelor's or higher10.6%-14.5 pts-11.5 pts
No high school diploma23.5%+10.6 ptsn/a
Poverty rate26.3%+7.4 pts+13.1 pts
No health insurance15.8%+4.7 pts+7.9 pts
No vehicle9.7%+3.3 pts+4.2 pts
Work from home2.9%-3.0 pts-5.8 pts
Unemployment (ACS)8.6%+2.9 pts+4.2 pts
Median age40.1+1.5 yrs-1.4 yrs
One-way commuteShare of Noxubee County workers
Under 15 min36.9%
15 to 29 min20.2%
30 to 44 min21.5%
45 to 59 min12.5%
60+ min9.0%

Four steps for Noxubee County borrowers

Quick steps for Noxubee County:

  • Price the Noxubee County expense first and borrow that amount, no more.
  • Line up offers side by side: APR, fees in dollars, total cost.
  • Confirm the lender is licensed in Mississippi.
  • Ask a Noxubee County credit union about member loans.

Checking a lender's license in Mississippi

Licensing happens at the state level, so a lender working with Noxubee County borrowers answers to the Mississippi Department of Banking and Consumer Finance. Banks and credit unions have their own regulators, and the CFPB takes complaints about any lender. More on Mississippi: Mississippi personal loans.

No city in Noxubee County has its own guide yet; the state page is next up.

Frequently asked questions

How much do households in Noxubee County earn?

The median is $33,833; 16% earn $100,000 or more and 51% under $35,000. A lender uses your own documented income, not this figure.

How much is rent in Noxubee County?

Median gross rent, utilities included, is $677 a month; 63% of renters spend 30% or more of income on it.

Is home equity cheaper than a personal loan in Noxubee County?

Often, because the home secures it. With 73% of Noxubee County homes owner-occupied, weigh that lower cost against the risk to the house.

Which towns does the Noxubee County guide cover?

Every community in the county, unincorporated areas included. The largest of its 3 Census places: Macon, Brooksville, Shuqualak.

Does my county matter to the questionnaire?

Only your state does. Whether you live in Noxubee County or elsewhere in Mississippi, the same rules apply.

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