1st Advantage MortgageThe median Greene County household earns $29,200, and 40% of residents live below the poverty line. Your income, debts and credit decide what you qualify for. Get offers in writing, compare the total repaid, and never pay a fee up front.
On this page
- Greene County at a glance
- Work, industries and travel time in Greene County
- Income in Greene County compared with Alabama
- What it costs to live in Greene County
- Neighboring counties at a glance
- Places inside Greene County
- Greene County households compared
- Before borrowing in Greene County
- A Greene County household budget, worked through
- Who licenses lenders for Greene County residents
- Before you sign
- More guides for Greene County
- Frequently asked questions
Greene County at a glance
Greene County is home to about 7,424 people, according to the Census Bureau's 2020 to 2024 American Community Survey, which makes it the 67th most populous of 67 county-level areas in Alabama. It covers 647 square miles of land, or about 11 people per square mile. The federal metro definitions (OMB, July 2023) place it in the Tuscaloosa, AL metropolitan area. The Census Bureau counts 4 places in the county (4 incorporated, 0 census-designated); the largest is Eutaw, with about 2,786 residents, or 38% of the county. With so few households sampled, Greene County estimates can move a lot between releases.
Work, industries and travel time in Greene County
Manufacturing employs 19% of working residents, the largest share; education and health care is next with 17%. The sharpest difference from the state is in public administration, at 13% locally and 6% for Alabama. The survey's unemployment rate for Greene County averages 4.0% over 2020 to 2024 (state: 4.7%). 30% of commuters travel 45 minutes or more each way, and 5% work from home.
| Industry | Share of Greene County workers | vs Alabama |
|---|---|---|
| Manufacturing | 18.7% | +4.6 pts |
| Education and health care | 16.7% | -5.9 pts |
| Public administration | 12.7% | +7.2 pts |
| Professional and administrative services | 8.2% | -1.8 pts |
| Retail trade | 7.3% | -4.3 pts |
| Agriculture, forestry and mining | 7.0% | +5.6 pts |
Industry shapes paperwork. Salaried and public jobs are easy to verify, while hourly, tipped, commission or contract earners in Greene County should have bank statements and tax returns ready.
Income in Greene County compared with Alabama
Half of Greene County households take in less than $29,200 a year and half take in more, 54% below the Alabama median of $63,999.
| Band | Greene County | Compared with Alabama |
|---|---|---|
| Under $35,000 | 55.0% | +26.8 pts |
| $35,000 to $99,999 | 34.8% | -6.3 pts |
| $100,000 to $199,999 | 6.6% | -16.3 pts |
| $200,000 or more | 3.6% | -4.2 pts |
About 55% of households earn under $35,000, while 10% clear $100,000. 40.1% of residents fall below the federal poverty line (statewide: 15.6%). The Gini index of income inequality is 0.518 (0 is perfect equality). For a borrower in Greene County, the county median is only context: a lender looks at the income you can document, so pay stubs, benefit letters or tax returns matter more than any average.
What it costs to live in Greene County
Median gross rent, utilities included, comes to $432 in Greene County versus $1,007 statewide. By the Census definition, 50% of Greene County renters are cost-burdened. With a median value of $81,200, a typical Greene County house costs 2.8 times what the median household earns in a year. Owners occupy 62% of homes.
| Home costs | Greene County | Alabama | U.S. middle county |
|---|---|---|---|
| Median gross rent | $432/mo | $1,007/mo | $877/mo |
| Median home value | $81,200 | $209,900 | $185,300 |
| Owners | 62% | 70% | 75% |
| Rent-burdened renters | 50% | 49% | 45% |
| Burdened owners | 53% | 24% | n/a |
| Mobile homes | 34.7% | 12.3% | n/a |
High rent burdens leave little slack. If you are borrowing to consolidate, make sure the new payment is lower than the ones it replaces.
Neighboring counties at a glance
Nearest neighbors first, measured between county centers (21 to 40 miles). Tuscaloosa County leads the group on income ($66,231), Sumter County trails ($33,310), and Greene County out-earns 0 of the six. Some neighbors are in Mississippi. Lender licensing is state by state, so a loan for a Greene County resident follows Alabama rules.
| County | Distance | Median income | Median rent | Owners |
|---|---|---|---|---|
| Greene County | - | $29,200 | $432/mo | 62% |
| Hale County, AL | 21 mi | $39,250 | $715/mo | 74% |
| Sumter County, AL | 22 mi | $33,310 | $775/mo | 67% |
| Pickens County, AL | 32 mi | $46,274 | $648/mo | 76% |
| Kemper County, MS | 39 mi | $46,431 | $677/mo | 79% |
| Noxubee County, MS | 39 mi | $33,833 | $677/mo | 73% |
| Tuscaloosa County, AL | 40 mi | $66,231 | $1,037/mo | 61% |
Places inside Greene County
4 Census places fall mainly inside Greene County; the 4 biggest are below. They account for 3,843 residents, leaving about 48% of the county in unincorporated, unnamed areas. This guide covers each of the 4 places and the rural areas around them.
| Town or CDP | Type | People | Median household income | Median gross rent | Miles from center |
|---|---|---|---|---|---|
| Eutaw | city | 2,786 | $27,422 | $442 | 4 mi |
| Forkland | town | 660 | $29,423 | n/a | 15 mi |
| Union | town | 212 | n/a | n/a | 11 mi |
| Boligee | town | 185 | $26,607 | $392 | 6 mi |
Greene County households compared
College graduates make up 15% of the adult population. 13.7% of residents have no health coverage.
| Indicator | Greene County | All of Alabama | U.S. county median |
|---|---|---|---|
| Median age | 42.5 | 39.3 | 41.5 |
| Bachelor's or higher | 15.1% | 28.4% | 22.2% |
| No high school diploma | 13.1% | 11.4% | n/a |
| No health insurance | 13.7% | 9.2% | 7.8% |
| No vehicle | 13.3% | 5.4% | 5.4% |
| Work from home | 4.7% | 8.8% | 8.7% |
| Poverty rate | 40.1% | 15.6% | 13.2% |
| Unemployment (ACS) | 4.0% | 4.7% | 4.4% |
| Travel time to work | Workers |
|---|---|
| Under 15 min | 30.8% |
| 15 to 29 min | 23.8% |
| 30 to 44 min | 15.7% |
| 45 to 59 min | 14.0% |
| 60+ min | 15.7% |
Before borrowing in Greene County
Where the Greene County numbers stand out, and why it matters for a loan:
- Medical bills. 14% of Greene County residents are uninsured. Before borrowing for care, ask the provider about financial assistance and payment plans.
- Commuter costs. 30% drive 45 minutes or more. Compare shop financing with a loan, and keep a small repair fund.
- Mobile home upkeep. 35% of units fall in this category; roof, skirting and HVAC jobs are common reasons to borrow.
- Assistance before credit. With a 40% poverty rate, check no-cost options before any Greene County loan.
A Greene County household budget, worked through
How much room does a median Greene County budget have? Take median income, subtract median rent, and check what is left under a few common debt-to-income limits.
- Monthly gross at the median, Greene County: $2,433
- 18% goes to median rent ($432)
- Under a 36% cap, $876 total minus rent leaves $444
Lenders set their own limits and look beyond the ratio. The DTI calculator uses your figures instead of Greene County's.
Who licenses lenders for Greene County residents
Licensing happens at the state level, so a lender working with Greene County borrowers answers to the Alabama State Banking Department. Federal complaints: consumerfinance.gov. See the Alabama state guide for the statewide picture.
Before you sign
Quick steps for Greene County:
- Size the loan to the bill, not to the most a lender offers.
- Ask each lender for the APR and all fees in writing.
- Verify the Alabama license before giving out your Social Security number.
- Ask a Greene County credit union about member loans.
More guides for Greene County
The Alabama guide covers the whole state.
Frequently asked questions
What is the median household income in Greene County?
$29,200 a year in the 2020 to 2024 Census survey, versus $63,999 for Alabama. It ranks 67th of 67 in the state.
What do renters pay in Greene County?
$432 a month at the median, about 18% of median household income.
Which towns does the Greene County guide cover?
Every community in the county, unincorporated areas included. The largest of its 4 Census places: Eutaw, Forkland, Union, Boligee.
Does my county matter to the questionnaire?
Only your state does. Whether you live in Greene County or elsewhere in Alabama, the same rules apply.
Who regulates personal lenders for Greene County residents?
The Alabama State Banking Department licenses consumer lenders in Alabama; the CFPB takes complaints about any lender, and the FTC wants to hear about fee-first offers.