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Oklahoma

Pittsburg County, OK: income, rent and loan options

By the Personal Loan Compare editorial team · Last reviewed and updated October 28, 2026 · How we write and check

Short answer

Pittsburg County households have a median income of $55,310 and median rent of $860 a month (ACS 2020 to 2024). Those figures describe the county, not you: compare at least three written offers by APR and total cost, and confirm the lender's license before you apply.

On this page
  1. Who lives in Pittsburg County
  2. What Pittsburg County households earn
  3. Work, industries and travel time in Pittsburg County
  4. What it costs to live in Pittsburg County
  5. Places inside Pittsburg County
  6. Pittsburg County next to its neighbors
  7. Who lives in Pittsburg County, in numbers
  8. Before borrowing in Pittsburg County
  9. Room for a loan payment in Pittsburg County
  10. Licensing and complaints for Pittsburg County
  11. Four steps for Pittsburg County borrowers
  12. More guides for Pittsburg County
  13. Frequently asked questions

Who lives in Pittsburg County

43,561Population (ACS 2020-24)
$55,310Median household income
$860/moMedian gross rent
$156,900Median home value
71%Owner-occupied homes
18%Below the poverty line
1,306 sq miLand area
40.6Median age

With an estimated 43,561 residents (ACS 2020 to 2024), Pittsburg County ranks 23rd of 77 in Oklahoma for population. It covers 1,306 square miles of land, or about 33 people per square mile. Under the July 2023 OMB definitions, Pittsburg County is not part of any metropolitan area. McAlester is the biggest of its 23 Census places, at roughly 18,111 people (42% of the county total).

What Pittsburg County households earn

Half of Pittsburg County households take in less than $55,310 a year and half take in more, 15% below the Oklahoma median of $65,039.

Households earningPittsburg County+/- vs Oklahoma
Under $35,00032.9%+6.6 pts
$35,000 to $99,99944.2%+1.0 pts
$100,000 to $199,99918.5%-4.7 pts
$200,000 or more4.3%-2.9 pts

Some 33% of households here live on less than $35,000 a year; 23% have six-figure incomes. 17.7% of residents fall below the federal poverty line (statewide: 15.3%). Income from any regular source can count, including Social Security, pensions and disability benefits, as long as you can document it.

Work, industries and travel time in Pittsburg County

By the Census industry count, 24% of employed Pittsburg County residents work in education and health care and 14% in public administration. The sharpest difference from the state is in public administration, at 14% locally and 6% for Oklahoma. Averaged over the five survey years, 5.7% of the labor force was out of work and looking. Long commutes are the exception here: 11% of workers spend 45 minutes or longer getting to work. Only 7.1% of homes here go without a vehicle.

Where residents workPittsburg CountyDifference from Oklahoma
Education and health care24.3%+1.0 pts
Public administration14.1%+7.9 pts
Retail trade11.8%0.0 pts
Manufacturing9.7%+0.5 pts
Construction6.9%-0.5 pts
Professional and administrative services6.3%-3.0 pts

If your hours swing with the season or with overtime, size a loan payment against your base pay, not your best month.

What it costs to live in Pittsburg County

A typical Pittsburg County rental runs $860 a month including utilities, which is 15% below Oklahoma. Rent takes 30% or more of income for 50% of renter households here. With a median value of $156,900, a typical Pittsburg County house costs 2.8 times what the median household earns in a year. The ownership rate is 71%.

Home costsPittsburg CountyOklahomaU.S. middle county
Median gross rent$860/mo$1,014/mo$877/mo
Median home value$156,900$199,800$185,300
Owners71%66%75%
Rent-burdened renters50%46%45%
Burdened owners20%24%n/a
Mobile homes13.3%8.2%n/a
Vacant units20%12%n/a

Places inside Pittsburg County

23 Census places fall mainly inside Pittsburg County; the 14 biggest are below. They account for 29,665 residents, leaving about 32% of the county in unincorporated, unnamed areas. Among places of 500 or more people, median income runs from $39,630 in Hartshorne to $56,333 in Longtown. Median rent ranges from $571 in Quinton to $915 in McAlester. No Pittsburg County place has a separate guide yet; this county page serves all 23.

Place in countyStatusPopulation (ACS)Median HH incomeMonthly rentDistance from center
McAlestercity18,111$51,930$9151 mi
LongtownCDP2,716$56,333$89125 mi
Krebscity2,119$45,893$8522 mi
Hartshornecity1,642$39,630$68012 mi
Quintontown953$40,962$57126 mi
Kiowatown658$46,250$73417 mi
Haileyvillecity614$48,036$72911 mi
Savannatown485$55,156$4758 mi
ArpelarCDP312$87,750$87012 mi
Crowdertown307$55,278$93014 mi
Bug TussleCDP265$84,911n/a9 mi
Aldersontown259$42,917$1,2814 mi
Canadiantown225$51,250$78818 mi
Canadian ShoresCDP194$42,500n/a17 mi

A CDP is a named community without its own municipal government.

Pittsburg County next to its neighbors

Nearest neighbors first, measured between county centers (27 to 42 miles). Income ranges from $41,405 in Latimer County to $54,785 in Atoka County; none of these neighbors top Pittsburg County's median.

CountyDistanceMedian incomeMedian rentOwners
Pittsburg County-$55,310$860/mo71%
Latimer County, OK27 mi$41,405$646/mo72%
Hughes County, OK30 mi$51,581$660/mo74%
McIntosh County, OK31 mi$46,281$780/mo77%
Coal County, OK39 mi$50,423$722/mo69%
Atoka County, OK40 mi$54,785$708/mo74%
Haskell County, OK42 mi$49,806$770/mo78%

Who lives in Pittsburg County, in numbers

College graduates make up 20% of the adult population. 14.8% of residents have no health coverage.

Pittsburg CountyOklahomaU.S. county median
Median age40.637.041.5
Bachelor's or higher20.2%28.3%22.2%
No high school diploma12.3%10.6%n/a
No health insurance14.8%12.9%7.8%
No vehicle7.1%5.6%5.4%
Work from home6.9%9.4%8.7%
Poverty rate17.7%15.3%13.2%
Unemployment (ACS)5.7%5.0%4.4%
Trip timeShare
Under 15 min42.2%
15 to 29 min34.1%
30 to 44 min13.0%
45 to 59 min3.9%
60+ min6.8%

Before borrowing in Pittsburg County

Based on the Pittsburg County data above, these borrowing questions are most likely to matter locally.

  • Uninsured care. 15% lack coverage here; nonprofit hospitals must publish an assistance policy, so ask for it first (guide).
  • 13% mobile homes. Many are not titled as real estate, so home-equity options may not apply; an unsecured loan is the usual route.
  • Tight rental budgets. With 50% of Pittsburg County renters cost-burdened, test a new payment against a lean month.

Room for a loan payment in Pittsburg County

Pittsburg County at the medians, through a lender's eyes (what DTI means):

  • $55,310 a year is $4,609 of gross monthly income
  • Median rent: $860, or 19 cents of every gross dollar
  • $984: what a 40% ratio leaves once rent is paid

If your rent is above $860, the room shrinks dollar for dollar.

Licensing and complaints for Pittsburg County

Pittsburg County borrowers fall under statewide rules, enforced by the Oklahoma State Banking Department. Oklahoma also has the Oklahoma Department of Consumer Credit for consumer credit. Problems with a lender can also go to the CFPB. Statewide data and rules: Oklahoma guide.

Four steps for Pittsburg County borrowers

Four checks before you sign anything:

  • Borrow the amount the job needs; extra cash adds interest.
  • Collect three written offers and compare APR and total repaid.
  • Only work with lenders licensed for Oklahoma borrowers.
  • Read the final agreement; it must match the offer.

For statewide rules and data, see the Oklahoma guide.

Frequently asked questions

What is the median household income in Pittsburg County?

$55,310 a year in the 2020 to 2024 Census survey, versus $65,039 for Oklahoma. It ranks 49th of 77 in the state.

What do renters pay in Pittsburg County?

$860 a month at the median, about 19% of median household income.

Should Pittsburg County homeowners use home equity instead?

Maybe, but weigh the risk: 71% of Pittsburg County homes are owner-occupied, and a home-equity loan or line is secured by the house while a personal loan usually is not.

Does this page cover McAlester?

Yes, along with the other 22 Census places in Pittsburg County, such as Longtown, Krebs, Hartshorne.

Can Pittsburg County residents use the questionnaire?

Yes. It asks the same questions in every Oklahoma county, lists every requirement up front and does not affect your credit score.

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