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Oklahoma

Haskell County, OK personal loans: what the local numbers say

By the Personal Loan Compare editorial team · Last reviewed and updated October 28, 2026 · How we write and check

Short answer

About 78% of Haskell County homes are owner-occupied, and the median household income is $49,806. Your income, debts and credit decide what you qualify for. Get offers in writing, compare the total repaid, and never pay a fee up front.

On this page
  1. Haskell County at a glance
  2. What Haskell County households earn
  3. The Haskell County job picture
  4. Haskell County housing compared with Oklahoma
  5. Cities, towns and CDPs in Haskell County
  6. The counties around Haskell County
  7. Budget math at the Haskell County median
  8. Before borrowing in Haskell County
  9. Haskell County households compared
  10. Four steps for Haskell County borrowers
  11. Checking a lender's license in Oklahoma
  12. Related local guides
  13. Frequently asked questions

Haskell County at a glance

11,683Population (ACS 2020-24)
$49,806Median household income
$770/moMedian gross rent
$138,800Median home value
78%Owner-occupied homes
21%Below the poverty line
577 sq miLand area
40.8Median age

Roughly 11,683 residents live in Haskell County, Oklahoma, 51st by population among the state's 77 counties and county equivalents. Spread over 577 square miles, that works out to roughly 20.3 residents per square mile. Under the July 2023 OMB definitions, Haskell County is not part of any metropolitan area. The Census Bureau counts 9 places in the county (6 incorporated, 3 census-designated); the largest is Stigler, with about 2,729 residents, or 23% of the county.

What Haskell County households earn

Half of Haskell County households take in less than $49,806 a year and half take in more, 23% below the Oklahoma median of $65,039.

Households earningHaskell County+/- vs Oklahoma
Under $35,00034.5%+8.2 pts
$35,000 to $99,99945.4%+2.2 pts
$100,000 to $199,99915.8%-7.5 pts
$200,000 or more4.3%-3.0 pts

The spread is wide: 20% of Haskell County households make $100,000 or more, and 35% make less than $35,000. 20.8% of residents fall below the federal poverty line (statewide: 15.3%). The Gini index of income inequality is 0.460 (0 is perfect equality). None of these numbers decides a Haskell County application. Lenders weigh your own documented income against your own debts.

The Haskell County job picture

By the Census industry count, 22% of employed Haskell County residents work in education and health care and 11% in retail trade. Agriculture, forestry and mining stands out: 11% of workers here, versus 4% statewide. ACS puts five-year average unemployment at 6.6% in Haskell County. About 80% drive to work alone and 23% have trips of 45 minutes or more. 5.5% of households have no vehicle.

SectorHaskell CountyCompared with Oklahoma
Education and health care22.3%-1.0 pts
Retail trade11.1%-0.6 pts
Agriculture, forestry and mining10.8%+7.2 pts
Manufacturing8.9%-0.3 pts
Other services7.9%+2.8 pts
Arts, lodging and food service7.4%-1.6 pts

Industry shapes paperwork. Salaried and public jobs are easy to verify, while hourly, tipped, commission or contract earners in Haskell County should have bank statements and tax returns ready.

Haskell County housing compared with Oklahoma

A typical Haskell County rental runs $770 a month including utilities, which is 24% below Oklahoma. Rent takes 30% or more of income for 43% of renter households here. Home values center on $138,800, or 2.8 years of median income. 78% of Haskell County households own their home and 22% rent. The median year built is 1984.

MeasureHaskell CountyOklahomaMedian U.S. county
Median gross rent$770/mo$1,014/mo$877/mo
Median home value$138,800$199,800$185,300
Owners78%66%75%
Rent-burdened renters43%46%45%
Burdened owners27%24%n/a
Mobile homes20.5%8.2%n/a
Vacant units20%12%n/a

In an owner-heavy county like Haskell County, many borrowers can also choose a home equity loan or line of credit. Those can price lower but put the house on the line, so compare the two in writing; our personal loan vs. HELOC guide walks through it.

Cities, towns and CDPs in Haskell County

9 Census places fall mainly inside Haskell County; the 9 biggest are below. They account for 4,795 residents, leaving about 59% of the county in unincorporated, unnamed areas. Live in one of these Haskell County communities, or between them? This is your local guide.

PlaceTypePopulationMedian incomeMedian rentFrom county center
Stiglercity2,729$42,976$7832 mi
Whitefieldtown479$46,250$1,0638 mi
McCurtaintown410n/a$60010 mi
Keotatown390$39,375$60011 mi
Kintatown295$42,500$57511 mi
Tamahatown199$29,583$61313 mi
LequireCDP129$89,688n/a8 mi
EnterpriseCDP124$75,938n/a15 mi
HoytCDP40n/an/a11 mi

The counties around Haskell County

Latimer County is closest, 26 miles from center to center; the sixth, Pittsburg County, is 42 miles off. Pittsburg County leads the group on income ($55,310), Latimer County trails ($41,405), and Haskell County out-earns 2 of the six.

NeighborDistanceIncomeRentOwn
Haskell County-$49,806$770/mo78%
Latimer County, OK26 mi$41,405$646/mo72%
Sequoyah County, OK28 mi$51,093$811/mo71%
Muskogee County, OK31 mi$53,619$849/mo67%
Le Flore County, OK33 mi$51,565$798/mo73%
McIntosh County, OK33 mi$46,281$780/mo77%
Pittsburg County, OK42 mi$55,310$860/mo71%

Budget math at the Haskell County median

Haskell County at the medians, through a lender's eyes (what DTI means):

  • Monthly gross at the median, Haskell County: $4,150
  • Less median rent of $770, which is 19% of it
  • At 43%, room after rent is $1,015 a month

If your rent is above $770, the room shrinks dollar for dollar.

Before borrowing in Haskell County

Based on the Haskell County data above, these borrowing questions are most likely to matter locally.

  • Medical bills. 16% of Haskell County residents are uninsured. Before borrowing for care, ask the provider about financial assistance and payment plans.
  • Long drives. With 23% of commutes over 45 minutes, tires and repairs are fixed costs in many Haskell County budgets.
  • Mobile home upkeep. 20% of units fall in this category; roof, skirting and HVAC jobs are common reasons to borrow.
  • Lower-cost alternatives. In a county with 21% in poverty, nonprofit credit counseling may beat a loan (options).

Haskell County households compared

College graduates make up 15% of the adult population. 16.1% of residents have no health coverage.

MeasureHaskell CountyOklahoma statewideTypical U.S. county
Median age40.837.041.5
Bachelor's or higher15.5%28.3%22.2%
No high school diploma15.0%10.6%n/a
No health insurance16.1%12.9%7.8%
No vehicle5.5%5.6%5.4%
Work from home7.8%9.4%8.7%
Poverty rate20.8%15.3%13.2%
Unemployment (ACS)6.6%5.0%4.4%
Commute lengthHaskell County
Under 15 min41.5%
15 to 29 min23.1%
30 to 44 min12.4%
45 to 59 min9.3%
60+ min13.7%

Four steps for Haskell County borrowers

Quick steps for Haskell County:

  • Borrow the amount the job needs; extra cash adds interest.
  • Compare the total repaid on every offer, not just the payment.
  • Verify the Oklahoma license before giving out your Social Security number.
  • Lock paid-off cards after consolidating so balances stay at zero.

Checking a lender's license in Oklahoma

No county office licenses personal lenders. For Haskell County, check the Oklahoma State Banking Department. Oklahoma also has the Oklahoma Department of Consumer Credit for consumer credit. Banks and credit unions have their own regulators, and the CFPB takes complaints about any lender. See the Oklahoma state guide for the statewide picture.

For statewide rules and data, see the Oklahoma guide.

Frequently asked questions

What does a typical Haskell County household make?

About $49,806 a year at the median (ACS 2020-24), 23% below the Oklahoma median.

How does Haskell County rent compare with Oklahoma?

$770 locally versus $1,014 for the state, 24% below.

Which towns does the Haskell County guide cover?

Every community in the county, unincorporated areas included. The largest of its 9 Census places: Stigler, Whitefield, McCurtain, Keota, Kinta.

Does living in Haskell County change what I qualify for?

Not in our fit check, which uses only the amount, credit range, income and payments you enter, the same for a Haskell County resident as anyone. Lenders decide under fair-lending law.

Is there a Haskell County office that licenses lenders?

No, licensing is statewide. In Oklahoma it is the Oklahoma State Banking Department.

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