1st Advantage MortgageIn Pointe Coupee Parish, Louisiana, the typical household earns $65,961 a year and the typical rent is $817. Your income, debts and credit decide what you qualify for. Get offers in writing, compare the total repaid, and never pay a fee up front.
On this page
- Pointe Coupee Parish at a glance
- Paychecks and income spread in Pointe Coupee Parish
- Rent, home values and ownership in Pointe Coupee Parish
- Employment and commuting in Pointe Coupee Parish
- Neighboring counties at a glance
- Pointe Coupee Parish towns compared
- Who lives in Pointe Coupee Parish, in numbers
- Local borrowing considerations for Pointe Coupee Parish
- What a median Pointe Coupee Parish budget can carry
- Steps before you apply in Pointe Coupee Parish
- Licensing and complaints for Pointe Coupee Parish
- Related local guides
- Frequently asked questions
Pointe Coupee Parish at a glance
With an estimated 20,217 residents (ACS 2020 to 2024), Pointe Coupee Parish ranks 44th of 64 in Louisiana for population. It covers 555 square miles of land, or about 36 people per square mile. For statistical purposes it belongs to the Baton Rouge, LA metro area, as delineated by the Office of Management and Budget in July 2023. New Roads is the biggest of its 5 Census places, at roughly 4,404 people (22% of the county total).
Paychecks and income spread in Pointe Coupee Parish
At $65,961, the typical Pointe Coupee Parish household income sits near the median U.S. county ($65,681).
| Households earning | Pointe Coupee Parish | +/- vs Louisiana |
|---|---|---|
| Under $35,000 | 29.9% | -0.8 pts |
| $35,000 to $99,999 | 36.5% | -2.9 pts |
| $100,000 to $199,999 | 25.4% | +3.3 pts |
| $200,000 or more | 8.2% | +0.4 pts |
About 30% of households earn under $35,000, while 34% clear $100,000. The poverty rate is 16.5%, 2 points lower than the state's 18.9%. Income inequality, measured by the Gini index, comes to 0.460 here. A household earning below the $65,961 median should test any payment carefully; one earning above it should still pick the shortest term it can manage.
Rent, home values and ownership in Pointe Coupee Parish
A typical Pointe Coupee Parish rental runs $817 a month including utilities, which is 23% below Louisiana. By the Census definition, 68% of Pointe Coupee Parish renters are cost-burdened. With a median value of $179,300, a typical Pointe Coupee Parish house costs 2.7 times what the median household earns in a year. The ownership rate is 80%.
| Measure | Pointe Coupee Parish | Louisiana | Median U.S. county |
|---|---|---|---|
| Median gross rent | $817/mo | $1,064/mo | $877/mo |
| Median home value | $179,300 | $216,500 | $185,300 |
| Owners | 80% | 67% | 75% |
| Rent-burdened renters | 68% | 55% | 45% |
| Burdened owners | 14% | 28% | n/a |
| Vacant units | 25% | 14% | n/a |
In an owner-heavy county like Pointe Coupee Parish, many borrowers can also choose a home equity loan or line of credit. Those can price lower but put the house on the line, so compare the two in writing; our personal loan vs. HELOC guide walks through it. High rent burdens leave little slack. If you are borrowing to consolidate, make sure the new payment is lower than the ones it replaces.
Employment and commuting in Pointe Coupee Parish
By the Census industry count, 24% of employed Pointe Coupee Parish residents work in education and health care and 11% in manufacturing. Manufacturing stands out: 11% of workers here, versus 8% statewide. The survey's unemployment rate for Pointe Coupee Parish averages 7.0% over 2020 to 2024 (state: 6.3%). About 87% drive to work alone and 20% have trips of 45 minutes or more.
| Where residents work | Pointe Coupee Parish | Difference from Louisiana |
|---|---|---|
| Education and health care | 24.3% | -1.2 pts |
| Manufacturing | 10.8% | +3.3 pts |
| Construction | 10.0% | +1.7 pts |
| Arts, lodging and food service | 9.5% | +0.2 pts |
| Retail trade | 9.3% | -1.7 pts |
| Transportation, warehousing and utilities | 8.9% | +3.1 pts |
If your hours swing with the season or with overtime, size a loan payment against your base pay, not your best month.
Neighboring counties at a glance
Nearest neighbors first, measured between county centers (16 to 35 miles). Income ranges from $44,462 in St. Landry Parish to $87,299 in West Baton Rouge Parish; 3 of these neighbors top Pointe Coupee Parish's median.
| Adjacent area | How far | HH income (median) | Rent (median) | Owner share |
|---|---|---|---|---|
| Pointe Coupee Parish | - | $65,961 | $817/mo | 80% |
| West Feliciana Parish, LA | 16 mi | $77,452 | $1,049/mo | 76% |
| West Baton Rouge Parish, LA | 24 mi | $87,299 | $973/mo | 77% |
| St. Landry Parish, LA | 24 mi | $44,462 | $748/mo | 70% |
| East Baton Rouge Parish, LA | 32 mi | $63,071 | $1,147/mo | 59% |
| Iberville Parish, LA | 33 mi | $54,000 | $827/mo | 75% |
| East Feliciana Parish, LA | 35 mi | $73,085 | $911/mo | 86% |
Pointe Coupee Parish towns compared
The table lists the 5 largest of 5 Census places in Pointe Coupee Parish, by population. Together all 5 hold about 8,201 people, so roughly 59% of residents live outside any named place. Among places of 500 or more people, median income runs from $44,402 in Morganza to $72,500 in Livonia. Median rent ranges from $690 in Fordoche to $1,190 in Ventress. Live in one of these Pointe Coupee Parish communities, or between them? This is your local guide.
| Community | Type | Residents | Household income (median) | Rent (median) | Distance |
|---|---|---|---|---|---|
| New Roads | city | 4,404 | $51,328 | $736 | 9 mi |
| Ventress | CDP | 1,166 | $71,458 | $1,190 | 11 mi |
| Livonia | town | 1,097 | $72,500 | n/a | 11 mi |
| Fordoche | town | 934 | $64,091 | $690 | 8 mi |
| Morganza | village | 600 | $44,402 | $906 | 2 mi |
Who lives in Pointe Coupee Parish, in numbers
Degree holders: 18% of adults over 25. 7.1% of residents have no health coverage.
| Measure | Pointe Coupee Parish | Louisiana statewide | Typical U.S. county |
|---|---|---|---|
| Median age | 43.9 | 38.0 | 41.5 |
| Bachelor's or higher | 18.4% | 27.0% | 22.2% |
| No high school diploma | 16.1% | 12.7% | n/a |
| No health insurance | 7.1% | 7.8% | 7.8% |
| No vehicle | 7.7% | 8.4% | 5.4% |
| Work from home | 3.3% | 8.1% | 8.7% |
| Poverty rate | 16.5% | 18.9% | 13.2% |
| Unemployment (ACS) | 7.0% | 6.3% | 4.4% |
| Travel time to work | Workers |
|---|---|
| Under 15 min | 28.7% |
| 15 to 29 min | 27.7% |
| 30 to 44 min | 23.3% |
| 45 to 59 min | 14.1% |
| 60+ min | 6.2% |
Local borrowing considerations for Pointe Coupee Parish
A few patterns in the Pointe Coupee Parish data, and the practical point behind each:
- Keeping the car running. At 20% with long commutes, repairs are a frequent Pointe Coupee Parish emergency; first decide if the car is worth fixing.
- Mobile home upkeep. 25% of units fall in this category; roof, skirting and HVAC jobs are common reasons to borrow.
- 68% rent-burdened. A payment on top of high rent needs a cushion; size it with the calculator.
What a median Pointe Coupee Parish budget can carry
Here is the Pointe Coupee Parish median household run through a simple DTI check. Your numbers will differ.
- $5,497 a month: gross income for a household at the Pointe Coupee Parish median
- Housing at the median rent of $817 uses 15%
- $1,162: what a 36% ratio leaves once rent is paid
- With a 43% ceiling, about $1,547 remains for car, card, student and any new loan payments
Car, student loan and card payments come out of that room first. Try your own numbers in the calculator.
Steps before you apply in Pointe Coupee Parish
Quick steps for Pointe Coupee Parish:
- Get a written quote for whatever you are paying for in Pointe Coupee Parish.
- Shop at least three lenders, including one Pointe Coupee Parish-area credit union.
- Confirm the lender is licensed in Louisiana.
- Pick the shortest term whose payment still fits.
Licensing and complaints for Pointe Coupee Parish
The Louisiana Office of Financial Institutions is the place to verify any lender's Louisiana license. The Consumer Financial Protection Bureau accepts complaints nationwide. See the Louisiana state guide for the statewide picture.
Related local guides
The Louisiana guide covers the whole state.
Frequently asked questions
What does a typical Pointe Coupee Parish household make?
About $65,961 a year at the median (ACS 2020-24), 9% above the Louisiana median.
How does Pointe Coupee Parish rent compare with Louisiana?
$817 locally versus $1,064 for the state, 23% below.
I own my home in Pointe Coupee Parish. Personal loan or HELOC?
A HELOC uses the house as collateral; a personal loan usually does not. With 80% of homes owner-occupied here, many readers can compare both in writing.
I live in a small Pointe Coupee Parish town. Is this my guide?
Yes. If your town has no city guide, this county page is the local one; it covers New Roads, Ventress, Livonia, Fordoche, Morganza.
Is the fit check different in Pointe Coupee Parish?
No. It is identical everywhere, and it never looks at your neighborhood.