1st Advantage MortgageAbout 75% of Pushmataha County homes are owner-occupied, and the median household income is $47,940. Your income, debts and credit decide what you qualify for. Get offers in writing, compare the total repaid, and never pay a fee up front.
On this page
- Pushmataha County, OK: the basics
- Pushmataha County housing compared with Oklahoma
- Paychecks and income spread in Pushmataha County
- Jobs and commutes in Pushmataha County
- Pushmataha County next to its neighbors
- Pushmataha County towns compared
- Debt-to-income at Pushmataha County's medians
- Reading the Pushmataha County data as a borrower
- Who lives in Pushmataha County, in numbers
- Checklist for Pushmataha County applicants
- Oklahoma rules that apply in Pushmataha County
- More guides for Pushmataha County
- Frequently asked questions
Pushmataha County, OK: the basics
With an estimated 10,790 residents (ACS 2020 to 2024), Pushmataha County ranks 55th of 77 in Oklahoma for population. It covers 1,396 square miles of land, or about 8 people per square mile. Under the July 2023 OMB definitions, Pushmataha County is not part of any metropolitan area. Antlers is the biggest of its 8 Census places, at roughly 2,346 people (22% of the county total).
Pushmataha County housing compared with Oklahoma
A typical Pushmataha County rental runs $667 a month including utilities, which is 34% below Oklahoma. Rent takes 30% or more of income for 45% of renter households here. Home values center on $132,300, or 2.8 years of median income. The ownership rate is 75%. Median construction year: 1982.
| Measure | Pushmataha County | Oklahoma | Median U.S. county |
|---|---|---|---|
| Median gross rent | $667/mo | $1,014/mo | $877/mo |
| Median home value | $132,300 | $199,800 | $185,300 |
| Owners | 75% | 66% | 75% |
| Rent-burdened renters | 45% | 46% | 45% |
| Burdened owners | 22% | 24% | n/a |
Because most Pushmataha County households own, home repairs are a frequent reason to borrow. An unsecured personal loan leaves the house out of the deal, while a HELOC uses it as collateral.
Paychecks and income spread in Pushmataha County
Half of Pushmataha County households take in less than $47,940 a year and half take in more, 26% below the Oklahoma median of $65,039.
| Household income | Pushmataha County | vs Oklahoma |
|---|---|---|
| Under $35,000 | 41.1% | +14.8 pts |
| $35,000 to $99,999 | 40.6% | -2.7 pts |
| $100,000 to $199,999 | 14.9% | -8.3 pts |
| $200,000 or more | 3.4% | -3.8 pts |
Some 41% of households here live on less than $35,000 a year; 18% have six-figure incomes. Census counts 20.7% of Pushmataha County residents in poverty, against 15.3% across Oklahoma. Income from any regular source can count, including Social Security, pensions and disability benefits, as long as you can document it.
Jobs and commutes in Pushmataha County
By the Census industry count, 27% of employed Pushmataha County residents work in education and health care and 11% in retail trade. Agriculture, forestry and mining stands out: 8% of workers here, versus 4% statewide. The survey's unemployment rate for Pushmataha County averages 4.4% over 2020 to 2024 (state: 5.0%). 14% of commuters travel 45 minutes or more each way, and 5% work from home. 6.7% of households have no vehicle.
| Where residents work | Pushmataha County | Difference from Oklahoma |
|---|---|---|
| Education and health care | 26.6% | +3.3 pts |
| Retail trade | 11.1% | -0.7 pts |
| Construction | 10.8% | +3.5 pts |
| Agriculture, forestry and mining | 8.3% | +4.6 pts |
| Public administration | 7.6% | +1.4 pts |
| Transportation, warehousing and utilities | 7.5% | +1.4 pts |
Industry shapes paperwork. Salaried and public jobs are easy to verify, while hourly, tipped, commission or contract earners in Pushmataha County should have bank statements and tax returns ready.
Pushmataha County next to its neighbors
Distances run center to center, from Choctaw County at 26 miles out to Lamar County at 50. Lamar County leads the group on income ($61,880), Latimer County trails ($41,405), and Pushmataha County out-earns 2 of the six. Some neighbors are in Texas. Lender licensing is state by state, so a loan for a Pushmataha County resident follows Oklahoma rules.
| Neighbor | Distance | Income | Rent | Own |
|---|---|---|---|---|
| Pushmataha County | - | $47,940 | $667/mo | 75% |
| Choctaw County, OK | 26 mi | $44,081 | $690/mo | 66% |
| Latimer County, OK | 35 mi | $41,405 | $646/mo | 72% |
| Atoka County, OK | 36 mi | $54,785 | $708/mo | 74% |
| McCurtain County, OK | 41 mi | $51,929 | $700/mo | 73% |
| Pittsburg County, OK | 42 mi | $55,310 | $860/mo | 71% |
| Lamar County, TX | 50 mi | $61,880 | $949/mo | 66% |
Pushmataha County towns compared
Here are the 8 most populous of the county's 8 Census places, with income and rent from the same 2020 to 2024 survey. About 32% of Pushmataha County residents live in one of the 8. This guide covers each of the 8 places and the rural areas around them.
| Name | Kind | Pop. | Income | Rent | Miles |
|---|---|---|---|---|---|
| Antlers | city | 2,346 | $36,336 | $638 | 16 mi |
| Clayton | town | 568 | $23,214 | $424 | 15 mi |
| Rattan | town | 274 | $45,000 | $555 | 13 mi |
| Finley | CDP | 74 | n/a | n/a | 6 mi |
| Moyers | CDP | 60 | n/a | n/a | 14 mi |
| Albion | town | 54 | $35,000 | $725 | 26 mi |
| Tuskahoma | CDP | 49 | n/a | n/a | 19 mi |
| Nashoba | CDP | 44 | n/a | $1,094 | 13 mi |
A CDP is a named community without its own municipal government.
Debt-to-income at Pushmataha County's medians
Lenders compare monthly debt payments with gross monthly income, the debt-to-income ratio. For a Pushmataha County household at the medians it works out like this; treat it as an illustration only.
- Median income divided by twelve: $3,995 before taxes
- 17% goes to median rent ($667)
- Under a 35% cap, $1,398 total minus rent leaves $731
- $1,131: what a 45% ratio leaves once rent is paid
Subtract what you already pay on other debts. A new payment should fit in what remains, with some to spare.
Reading the Pushmataha County data as a borrower
Where the Pushmataha County numbers stand out, and why it matters for a loan:
- Medical bills. 18% of Pushmataha County residents are uninsured. Before borrowing for care, ask the provider about financial assistance and payment plans.
- Mobile home upkeep. 17% of units fall in this category; roof, skirting and HVAC jobs are common reasons to borrow.
- 21% below poverty. Emergency aid, payment plans and counseling (list) come first.
Who lives in Pushmataha County, in numbers
College graduates make up 16% of the adult population. About 18% go without health insurance.
| Pushmataha County | Oklahoma | U.S. county median | |
|---|---|---|---|
| Median age | 43.8 | 37.0 | 41.5 |
| Bachelor's or higher | 15.6% | 28.3% | 22.2% |
| No high school diploma | 12.2% | 10.6% | n/a |
| No health insurance | 18.5% | 12.9% | 7.8% |
| No vehicle | 6.7% | 5.6% | 5.4% |
| Work from home | 4.9% | 9.4% | 8.7% |
| Poverty rate | 20.7% | 15.3% | 13.2% |
| Unemployment (ACS) | 4.4% | 5.0% | 4.4% |
| Trip time | Share |
|---|---|
| Under 15 min | 41.8% |
| 15 to 29 min | 26.2% |
| 30 to 44 min | 17.6% |
| 45 to 59 min | 5.4% |
| 60+ min | 9.1% |
Checklist for Pushmataha County applicants
Four checks before you sign anything:
- Borrow the amount the job needs; extra cash adds interest.
- Line up offers side by side: APR, fees in dollars, total cost.
- Confirm the lender is licensed in Oklahoma.
- Lock paid-off cards after consolidating so balances stay at zero.
Oklahoma rules that apply in Pushmataha County
Licensing happens at the state level, so a lender working with Pushmataha County borrowers answers to the Oklahoma State Banking Department. Oklahoma also has the Oklahoma Department of Consumer Credit for consumer credit. A CFPB complaint gets forwarded to the company for a response. See the Oklahoma state guide for the statewide picture.
More guides for Pushmataha County
The Oklahoma guide covers the whole state.
Frequently asked questions
How much do households in Pushmataha County earn?
The median is $47,940; 18% earn $100,000 or more and 41% under $35,000. A lender uses your own documented income, not this figure.
How does Pushmataha County rent compare with Oklahoma?
$667 locally versus $1,014 for the state, 34% below.
I own my home in Pushmataha County. Personal loan or HELOC?
A HELOC uses the house as collateral; a personal loan usually does not. With 75% of homes owner-occupied here, many readers can compare both in writing.
Does this page cover Antlers?
Yes, along with the other 7 Census places in Pushmataha County, such as Clayton, Rattan, Finley.
Are Pushmataha County applicants treated differently?
No. Everyone answers the same questions and is screened on the same objective points; lending partners set their own criteria under fair-lending laws.