Check my match
Georgia

Personal loans in Quitman County, GA: county guide

Prepared by Personal Loan Compare editors · Reviewed October 28, 2026 · Editorial policy

Short answer

Median rent in Quitman County is $918 a month against a median household income of $40,179, about 27% of income (ACS 2020-24). A loan makes sense only if its total cost beats your alternatives and the payment fits your budget. Check the lender's Georgia license first.

On this page
  1. A quick profile of Quitman County
  2. Paychecks and income spread in Quitman County
  3. The Quitman County job picture
  4. What stands out in Quitman County
  5. Quitman County housing compared with Georgia
  6. Places inside Quitman County
  7. Quitman County, Randolph County and other neighbors
  8. Quitman County demographics against Georgia
  9. Borrowing situations common in Quitman County
  10. Budget math at the Quitman County median
  11. Four steps for Quitman County borrowers
  12. Checking a lender's license in Georgia
  13. Related local guides
  14. Frequently asked questions

A quick profile of Quitman County

2,264Population (ACS 2020-24)
$40,179Median household income
$918/moMedian gross rent
$104,600Median home value
84%Owner-occupied homes
16%Below the poverty line
151 sq miLand area
58.4Median age

Roughly 2,264 residents live in Quitman County, Georgia, 158th by population among the state's 159 counties and county equivalents. It covers 151 square miles of land, or about 15 people per square mile. No metropolitan area includes Quitman County in the 2023 federal delineation, so its numbers stand on their own rather than as part of a metro. Georgetown-Quitman County (2,264 people) heads the county's list of 1 Census place. Small populations mean wide margins of error, so read every Quitman County figure on this page as a rough guide.

Paychecks and income spread in Quitman County

At $40,179, the typical Quitman County household income is 39% below the median U.S. county ($65,681).

Yearly household incomeQuitman CountyGap to Georgia
Under $35,00039.2%+17.0 pts
$35,000 to $99,99941.1%+1.6 pts
$100,000 to $199,99917.6%-8.8 pts
$200,000 or more2.1%-9.8 pts

39% under $35,000 and 20% at $100,000 or more: that is the Quitman County income split. 15.7% of residents fall below the federal poverty line (statewide: 13.4%). The Gini index of income inequality is 0.473 (0 is perfect equality). If your income is irregular, as it often is with tips, gig work or seasonal jobs, plan around your leaner months rather than the Quitman County median.

The Quitman County job picture

Top Quitman County industry by residents employed: manufacturing, 30%; second, retail trade, 20%. Relative to Georgia (10%), manufacturing is 19 points bigger in Quitman County (30%). Unemployment in Quitman County, ACS five-year: 28.6%; Georgia: 5.1%. Long commutes are common here: 24% of workers spend 45 minutes or longer getting to work. 13.1% of households have no vehicle.

SectorQuitman CountyCompared with Georgia
Manufacturing29.5%+19.5 pts
Retail trade19.6%+8.3 pts
Education and health care14.7%-6.3 pts
Professional and administrative services11.5%-2.1 pts
Construction8.0%+1.0 pts
Other services6.0%+1.4 pts

Self-employed in Quitman County? Two years of tax returns usually stand in for pay stubs.

What stands out in Quitman County

  • The housing vacancy rate: 40% in Quitman County. Only 1 of 159 Georgia counties are higher. High vacancy often reflects seasonal or second homes.
  • Population: 2,264 in Quitman County. Only 1 of 159 Georgia counties are lower. In a small county, the nearest lender may not be the best; compare online offers too.
  • On the share of workers who work from home, Quitman County sits near the bottom of Georgia at 0.6%, the lowest of 159. Few remote jobs means most pay stubs come from local employers.

Quitman County housing compared with Georgia

Quitman County rent at the median: $918 a month, utilities in ($1,393 in Georgia). By the Census definition, 0% of Quitman County renters are cost-burdened. With a median value of $104,600, a typical Quitman County house costs 2.6 times what the median household earns in a year. 84% of Quitman County households own their home and 16% rent. The median year built is 1986.

CostQuitman CountyGeorgia figureHigher or lower
Rent-burdened renters0%52%-52.4 pts
Owners84%66%+18.6 pts
Burdened owners39%26%+12.5 pts
Median home value$104,600$303,30066% lower
Median gross rent$918/mo$1,393/mo34% lower

Quitman County owners: get one secured and one unsecured quote, then compare the total cost and what you would put up as collateral (side by side).

Places inside Quitman County

Georgetown-Quitman County is the only Census place mainly inside Quitman County, with about 2,264 of the county's 2,264 residents. None of the 1 has its own city guide, so this page covers all of them.

CommunityTypeResidentsHousehold income (median)Rent (median)Distance
Georgetown-Quitman Countyplace2,264$40,179$9180 mi

Quitman County, Randolph County and other neighbors

The six counties whose centers lie closest to Quitman County's, from 16 to 29 miles away. 4 of the six report a higher median household income than Quitman County; Henry County is highest at $59,931 and Randolph County lowest at $28,380. The list crosses into Alabama, where different lending rules and regulators apply.

NeighborDistanceIncomeRentOwn
Quitman County-$40,179$918/mo84%
Randolph County, GA16 mi$28,380$606/mo52%
Clay County, GA17 mi$49,147$536/mo78%
Stewart County, GA18 mi$33,250$607/mo59%
Barbour County, AL23 mi$46,042$688/mo68%
Henry County, AL28 mi$59,931$769/mo79%
Webster County, GA29 mi$46,792$658/mo77%

Quitman County demographics against Georgia

College graduates make up 12% of the adult population. The uninsured rate is 14.8%, against 12.4% for Georgia.

MeasureQuitman CountyGap to GeorgiaGap to typical U.S. county
Unemployment (ACS)28.6%+23.5 pts+24.2 pts
Bachelor's or higher12.4%-22.6 pts-9.8 pts
Median age58.4+20.8 yrs+16.9 yrs
Work from home0.6%-15.4 pts-8.1 pts
No high school diploma19.1%+8.3 ptsn/a
No vehicle13.1%+7.2 pts+7.7 pts
No health insurance14.8%+2.4 pts+6.9 pts
Poverty rate15.7%+2.3 pts+2.5 pts
One-way commuteShare of Quitman County workers
Under 15 min35.3%
15 to 29 min35.9%
30 to 44 min4.8%
45 to 59 min20.1%
60+ min3.9%

Borrowing situations common in Quitman County

What the Quitman County figures suggest, and what to check first:

  • Hospital bills in Quitman County. For the 15% of residents without coverage, the provider's charity-care program comes before any loan (details).
  • 24% long commutes. A Quitman County repair bill is often urgent; compare the shop's financing with a loan in writing.
  • Manufactured housing (48%). Quitman County owners should get two written repair quotes before borrowing.
  • Fixed incomes. Quitman County's median age is 58.4. Social Security and pensions count as income when documented.

Budget math at the Quitman County median

Quitman County at the medians, through a lender's eyes (what DTI means):

  • $3,348 a month: gross income for a household at the Quitman County median
  • Rent at the median, $918, takes 27% of that
  • 35% debt-to-income limit: $254 left for all other debt payments
  • Under a 45% cap, $1,507 total minus rent leaves $589

A household below the $40,179 median has less room than this, often none.

Four steps for Quitman County borrowers

Quick steps for Quitman County:

  • Price the Quitman County expense first and borrow that amount, no more.
  • Collect three written offers and compare APR and total repaid.
  • Only work with lenders licensed for Georgia borrowers.
  • Confirm the first due date before setting up autopay.

Checking a lender's license in Georgia

Before sharing details with a lender, a Quitman County resident can confirm its license with the Georgia Department of Banking and Finance. Problems with a lender can also go to the CFPB. State-level detail for Quitman County borrowers is in the Georgia guide.

Statewide:

Frequently asked questions

What does a typical Quitman County household make?

About $40,179 a year at the median (ACS 2020-24), 48% below the Georgia median.

How does Quitman County rent compare with Georgia?

$918 locally versus $1,393 for the state, 34% below.

I own my home in Quitman County. Personal loan or HELOC?

A HELOC uses the house as collateral; a personal loan usually does not. With 84% of homes owner-occupied here, many readers can compare both in writing.

Which towns does the Quitman County guide cover?

Every community in the county, unincorporated areas included. The largest of its 1 Census places: Georgetown-Quitman County.

Does living in Quitman County change what I qualify for?

Not in our fit check, which uses only the amount, credit range, income and payments you enter, the same for a Quitman County resident as anyone. Lenders decide under fair-lending law.

CallCheck my match