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Alabama

Personal loans for Randolph County, AL residents

Updated October 28, 2026 by the Personal Loan Compare editors · How we research and review

Short answer

In Randolph County, Alabama, the typical household earns $52,338 a year and the typical rent is $708. Your income, debts and credit decide what you qualify for. Get offers in writing, compare the total repaid, and never pay a fee up front.

On this page
  1. Getting oriented in Randolph County
  2. What it costs to live in Randolph County
  3. Work, industries and travel time in Randolph County
  4. Randolph County income bands
  5. Randolph County against other Alabama counties
  6. Roanoke and the rest of Randolph County
  7. Counties near Randolph County
  8. Who lives in Randolph County, in numbers
  9. What the numbers mean for Randolph County borrowers
  10. A Randolph County household budget, worked through
  11. Checking a lender's license in Alabama
  12. A Randolph County borrower's checklist
  13. Other Alabama guides
  14. Frequently asked questions

Getting oriented in Randolph County

22,510Population (ACS 2020-24)
$52,338Median household income
$708/moMedian gross rent
$181,600Median home value
77%Owner-occupied homes
20%Below the poverty line
581 sq miLand area
43.4Median age

Roughly 22,510 residents live in Randolph County, Alabama, 44th by population among the state's 67 counties and county equivalents. Density: about 38.8 residents per square mile across 581 square miles of land. No metropolitan area includes Randolph County in the 2023 federal delineation, so its numbers stand on their own rather than as part of a metro. Of the 7 Census places inside Randolph County, Roanoke leads by population with about 5,336; 4 of the 7 are incorporated.

What it costs to live in Randolph County

A typical Randolph County rental runs $708 a month including utilities, which is 30% below Alabama. 47% of renting households spend 30% or more of income on rent, and 24% spend half or more. With a median value of $181,600, a typical Randolph County house costs 3.5 times what the median household earns in a year. In Randolph County, 77% of occupied homes are owned by the people living in them. Against the median U.S. county, Randolph County rent is 19% below.

Randolph CountyAlabamaDifference
Mobile homes24.2%12.3%+12.0 pts
Vacant units26%15%+11.3 pts
Owners77%70%+7.0 pts
Median gross rent$708/mo$1,007/mo30% lower
Rent-burdened renters47%49%-1.7 pts
Median home value$181,600$209,90013% lower
Burdened owners24%24%-0.1 pts

Randolph County owners: get one secured and one unsecured quote, then compare the total cost and what you would put up as collateral (side by side).

Work, industries and travel time in Randolph County

The biggest employer of Randolph County residents, by industry, is manufacturing at 25% of workers, followed by education and health care (21%). The sharpest difference from the state is in manufacturing, at 25% locally and 14% for Alabama. ACS puts five-year average unemployment at 3.8% in Randolph County. Long commutes are common here: 26% of workers spend 45 minutes or longer getting to work. Only 4.4% of homes here go without a vehicle.

Where residents workRandolph CountyDifference from Alabama
Manufacturing25.0%+10.9 pts
Education and health care21.0%-1.7 pts
Retail trade12.0%+0.4 pts
Construction6.5%-0.5 pts
Transportation, warehousing and utilities6.4%+0.5 pts
Public administration5.9%+0.3 pts

Industry shapes paperwork. Salaried and public jobs are easy to verify, while hourly, tipped, commission or contract earners in Randolph County should have bank statements and tax returns ready.

Randolph County income bands

$52,338 is the median household income for Randolph County, set against $63,999 for Alabama. That places it 40th among Alabama's 67 county-level areas.

Yearly household incomeRandolph CountyGap to Alabama
Under $35,00036.5%+8.2 pts
$35,000 to $99,99940.4%-0.7 pts
$100,000 to $199,99918.9%-4.0 pts
$200,000 or more4.2%-3.5 pts

About 36% of households earn under $35,000, while 23% clear $100,000. Randolph County counts about 4,481 residents below the poverty line, 19.9% of the population. For a borrower in Randolph County, the county median is only context: a lender looks at the income you can document, so pay stubs, benefit letters or tax returns matter more than any average.

Randolph County against other Alabama counties

Where Randolph County lands at the extremes of Alabama's county rankings:

  • On the housing vacancy rate, Randolph County sits near the top of Alabama at 26%, 11th highest of 67. Many empty units can point to seasonal housing.
  • On the share of commutes over 45 minutes, Randolph County sits near the top of Alabama at 26%, 13th highest of 67. Long drives make car repairs a common emergency; get two written quotes.

Roanoke and the rest of Randolph County

7 Census places fall mainly inside Randolph County; the 7 biggest are below. They account for 8,249 residents, leaving about 63% of the county in unincorporated, unnamed areas. Woodland has the highest median household income on the list ($170,223) and Wedowee the lowest ($41,875), counting places with at least 500 residents. Median rent ranges from $494 in Wadley to $710 in Wedowee. Roanoke and every other Randolph County community use this county guide.

PlaceTypePopulationMedian incomeMedian rentFrom county center
Roanokecity5,336$47,105$66612 mi
Wedoweetown899$41,875$7102 mi
Wadleytown753n/a$49413 mi
Woodlandtown682$170,223$6467 mi
Rock MillsCDP387$25,071n/a14 mi
Morrison CrossroadsCDP151n/an/a9 mi
GrahamCDP41n/an/a14 mi

Counties near Randolph County

Nearest neighbors first, measured between county centers (19 to 31 miles). Randolph County's $52,338 median trails 5 of the six and beats 1; the range runs $49,656 (Chambers County) to $73,714 (Carroll County). Some neighbors are in Georgia. Lender licensing is state by state, so a loan for a Randolph County resident follows Alabama rules.

NeighborDistanceIncomeRentOwn
Randolph County-$52,338$708/mo77%
Heard County, GA19 mi$65,868$917/mo72%
Clay County, AL23 mi$55,250$619/mo79%
Cleburne County, AL26 mi$55,345$798/mo79%
Chambers County, AL27 mi$49,656$871/mo72%
Carroll County, GA30 mi$73,714$1,153/mo71%
Troup County, GA31 mi$56,776$1,087/mo61%

Who lives in Randolph County, in numbers

In Randolph County, 18% of adults have at least a four-year degree (28% in Alabama). 9.1% of residents have no health coverage.

ResidentsRandolph CountyDifference from AlabamaDifference from middle U.S. county
Bachelor's or higher18.4%-10.0 pts-3.8 pts
Poverty rate19.9%+4.3 pts+6.7 pts
Median age43.4+4.1 yrs+1.9 yrs
No high school diploma15.1%+3.8 ptsn/a
Work from home6.8%-2.0 pts-1.8 pts
No vehicle4.4%-1.0 pts-1.0 pts
Unemployment (ACS)3.8%-0.9 pts-0.6 pts
No health insurance9.1%-0.1 pts+1.3 pts
One-way commuteShare of Randolph County workers
Under 15 min29.7%
15 to 29 min28.5%
30 to 44 min15.5%
45 to 59 min15.7%
60+ min10.7%

What the numbers mean for Randolph County borrowers

Based on the Randolph County data above, these borrowing questions are most likely to matter locally.

  • Keeping the car running. At 26% with long commutes, repairs are a frequent Randolph County emergency; first decide if the car is worth fixing.
  • Mobile home upkeep. 24% of units fall in this category; roof, skirting and HVAC jobs are common reasons to borrow.
  • Free help first. 20% of residents live below the poverty line; utility, rent and food programs cost nothing to repay (free options).
  • Randolph County rent burden. 47% of renters are cost-burdened; ask your landlord about a payment plan before borrowing for rent.

A Randolph County household budget, worked through

Randolph County's $52,338 median income, run through a debt-to-income check:

  • Median income divided by twelve: $4,362 before taxes
  • Housing at the median rent of $708 uses 16%
  • $1,167: what a 43% ratio leaves once rent is paid

A household below the $52,338 median has less room than this, often none.

Checking a lender's license in Alabama

Before sharing details with a lender, a Randolph County resident can confirm its license with the Alabama State Banking Department. Nationally, Randolph County residents can file with the CFPB. See the Alabama state guide for the statewide picture.

A Randolph County borrower's checklist

A short checklist for Randolph County borrowers:

  • Size the loan to the bill, not to the most a lender offers.
  • Prequalify with soft pulls where offered, then compare in writing.
  • A Alabama license check takes minutes; do it first.
  • Never pay a fee up front to get a loan.

Other Alabama guides

The Alabama guide covers the whole state.

Frequently asked questions

How much do households in Randolph County earn?

The median is $52,338; 23% earn $100,000 or more and 36% under $35,000. A lender uses your own documented income, not this figure.

Can a Randolph County renter afford a loan payment?

At the $708 median rent and $4,362 median monthly income, rent alone uses 16%; add other debts before a new payment.

Which towns does the Randolph County guide cover?

Every community in the county, unincorporated areas included. The largest of its 7 Census places: Roanoke, Wedowee, Wadley, Woodland, Rock Mills.

Is the fit check different in Randolph County?

No. It is identical everywhere, and it never looks at your neighborhood.

What agency protects Randolph County borrowers?

The Alabama State Banking Department at the state level and the CFPB federally.

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