1st Advantage MortgageTroup County households have a median income of $56,776 and median rent of $1,087 a month (ACS 2020 to 2024). Use those as context only. A lender looks at your own documented income and debts; compare APR and total repaid on every Troup County offer.
On this page
- 70,330 residents: Troup County basics
- Housing costs in Troup County
- Troup County's most unusual numbers
- Income in Troup County compared with Georgia
- Troup County industries and commutes
- Nearby counties: income, rent, ownership
- LaGrange and the rest of Troup County
- Troup County demographics against Georgia
- Local borrowing considerations for Troup County
- Debt-to-income, Troup County edition
- Checklist for Troup County applicants
- Lender oversight for Troup County
- Beyond Troup County
- Frequently asked questions
70,330 residents: Troup County basics
Troup County is home to about 70,330 people, according to the Census Bureau's 2020 to 2024 American Community Survey, which makes it the 34th most populous of 159 county-level areas in Georgia. Packed into 414 square miles, that is close to 170 residents for every square mile of land. Troup County is classed as nonmetropolitan in the OMB's July 2023 list. LaGrange is the biggest of its 3 Census places, at roughly 32,078 people (46% of the county total).
Housing costs in Troup County
$1,087 a month is the median gross rent in Troup County, 22% below the state. 56% of renting households spend 30% or more of income on rent, and 26% spend half or more. With a median value of $217,200, a typical Troup County house costs 3.8 times what the median household earns in a year. Owners occupy 61% of homes. Against the median U.S. county, Troup County rent is 24% above.
| Housing | Troup County | Georgia statewide | Troup County vs state |
|---|---|---|---|
| Owners | 61% | 66% | -5.1 pts |
| Rent-burdened renters | 56% | 52% | +3.9 pts |
| Mobile homes | 4.8% | 7.8% | -3.0 pts |
| Median home value | $217,200 | $303,300 | 28% lower |
| Burdened owners | 29% | 26% | +2.6 pts |
| Median gross rent | $1,087/mo | $1,393/mo | 22% lower |
| Vacant units | 10% | 10% | -0.6 pts |
With rent burdens at 56%, keep any Troup County loan to the smallest amount that solves the problem.
Troup County's most unusual numbers
Where Troup County lands at the extremes of Georgia's county rankings:
- Few Georgia counties match Troup County on the uninsured rate: 9.5% here, 12.4% for the state, ranking 18th lowest of 159. Lower uninsured rates still leave deductibles; check what a plan covers first.
- Troup County ranks 18th highest of 159 Georgia counties for the share of renters paying 30% or more of income for rent: 56%, against 52% statewide. Rent pressure leaves little room; stress-test any payment.
- Troup County ranks 20th lowest of 159 Georgia counties for homeownership: 61%, against 66% statewide. Many renters means few borrowers have home equity to fall back on.
Income in Troup County compared with Georgia
Median household income in Troup County: $56,776 (27% below Georgia, $77,353). That places it 87th among Georgia's 159 county-level areas.
| Households earning | Troup County | +/- vs Georgia |
|---|---|---|
| Under $35,000 | 29.0% | +6.8 pts |
| $35,000 to $99,999 | 44.1% | +4.5 pts |
| $100,000 to $199,999 | 20.4% | -6.0 pts |
| $200,000 or more | 6.5% | -5.3 pts |
29% under $35,000 and 27% at $100,000 or more: that is the Troup County income split. Troup County counts about 11,885 residents below the poverty line, 16.9% of the population. If your income is irregular, as it often is with tips, gig work or seasonal jobs, plan around your leaner months rather than the Troup County median.
Troup County industries and commutes
By the Census industry count, 22% of employed Troup County residents work in manufacturing and 21% in education and health care. Troup County over-indexes on manufacturing: 22% versus 10% in Georgia. Averaged over the five survey years, 5.3% of the labor force was out of work and looking. Long commutes are the exception here: 13% of workers spend 45 minutes or longer getting to work. 2,533 Troup County households, 9.4%, have no vehicle.
| Industry | Share of Troup County workers | vs Georgia |
|---|---|---|
| Manufacturing | 21.7% | +11.7 pts |
| Education and health care | 20.8% | -0.2 pts |
| Retail trade | 12.4% | +1.1 pts |
| Professional and administrative services | 8.4% | -5.2 pts |
| Arts, lodging and food service | 7.7% | -0.8 pts |
| Construction | 7.1% | +0.1 pts |
Self-employed in Troup County? Two years of tax returns usually stand in for pay stubs.
Nearby counties: income, rent, ownership
Distances run center to center, from Heard County at 19 miles out to Randolph County at 31. Troup County's $56,776 median trails 4 of the six and beats 2; the range runs $49,656 (Chambers County) to $97,302 (Harris County). Some neighbors are in Alabama. Lender licensing is state by state, so a loan for a Troup County resident follows Georgia rules.
| County | Miles | Median household income | Median rent | Homeownership |
|---|---|---|---|---|
| Troup County | - | $56,776 | $1,087/mo | 61% |
| Heard County, GA | 19 mi | $65,868 | $917/mo | 72% |
| Meriwether County, GA | 21 mi | $57,340 | $920/mo | 73% |
| Harris County, GA | 22 mi | $97,302 | $1,048/mo | 89% |
| Chambers County, AL | 23 mi | $49,656 | $871/mo | 72% |
| Coweta County, GA | 27 mi | $95,548 | $1,488/mo | 78% |
| Randolph County, AL | 31 mi | $52,338 | $708/mo | 77% |
LaGrange and the rest of Troup County
3 Census places fall mainly inside Troup County; the 3 biggest are below. They account for 38,727 residents, leaving about 45% of the county in unincorporated, unnamed areas. Hogansville ($62,620) and LaGrange ($43,708) mark the top and bottom of Troup County's income range among larger places. Median rent ranges from $789 in West Point to $1,373 in Hogansville. LaGrange and every other Troup County community use this county guide.
| Place in county | Status | Population (ACS) | Median HH income | Monthly rent | Distance from center |
|---|---|---|---|---|---|
| LaGrange | city | 32,078 | $43,708 | $1,073 | 1 mi |
| West Point | city | 3,403 | $57,214 | $789 | 11 mi |
| Hogansville | city | 3,246 | $62,620 | $1,373 | 12 mi |
Troup County demographics against Georgia
Bachelor's degree or higher: 24% of Troup County adults. Health coverage gaps: 9.5% of Troup County residents are uninsured.
| People and households | Troup County | Compared with Georgia | Compared with median county |
|---|---|---|---|
| Bachelor's or higher | 23.8% | -11.2 pts | +1.6 pts |
| Work from home | 8.6% | -7.3 pts | 0.0 pts |
| No vehicle | 9.4% | +3.5 pts | +4.0 pts |
| Poverty rate | 16.9% | +3.5 pts | +3.7 pts |
| No health insurance | 9.5% | -2.8 pts | +1.7 pts |
| Median age | 37.0 | -0.6 yrs | -4.5 yrs |
| No high school diploma | 11.0% | +0.2 pts | n/a |
| Unemployment (ACS) | 5.3% | +0.2 pts | +0.9 pts |
| Travel time to work | Workers |
|---|---|
| Under 15 min | 29.5% |
| 15 to 29 min | 44.4% |
| 30 to 44 min | 13.4% |
| 45 to 59 min | 5.8% |
| 60+ min | 6.9% |
Local borrowing considerations for Troup County
Based on the Troup County data above, these borrowing questions are most likely to matter locally.
- Tight rental budgets. With 56% of Troup County renters cost-burdened, test a new payment against a lean month.
- Check your file. An error fixed before you apply can change the offers a Troup County borrower sees (free reports).
- Combining balances. It helps when total cost falls and the cards stay paid down (consolidation).
Debt-to-income, Troup County edition
Here is the Troup County median household run through a simple DTI check. Your numbers will differ.
- $56,776 a year is $4,731 of gross monthly income
- Rent at the median, $1,087, takes 23% of that
- Under a 40% cap, $1,893 total minus rent leaves $806
Homeowners in Troup County should swap in their mortgage, taxes and insurance for rent.
Checklist for Troup County applicants
Before you apply, wherever you live in Troup County:
- Get a written quote for whatever you are paying for in Troup County.
- Shop at least three lenders, including one Troup County-area credit union.
- A Georgia license check takes minutes; do it first.
- Read the final agreement; it must match the offer.
Lender oversight for Troup County
Consumer lenders serving Troup County are licensed by the state, not the county; in Georgia that is the Georgia Department of Banking and Finance. Federal complaints: consumerfinance.gov. The Georgia page has statewide figures to set beside Troup County's.
Beyond Troup County
The Georgia guide covers the whole state.
Frequently asked questions
What does a typical Troup County household make?
About $56,776 a year at the median (ACS 2020-24), 27% below the Georgia median.
Can a Troup County renter afford a loan payment?
At the $1,087 median rent and $4,731 median monthly income, rent alone uses 23%; add other debts before a new payment.
How many towns are in Troup County?
The Census Bureau counts 3 places mainly in the county, led by LaGrange, West Point, Hogansville.
Is the fit check different in Troup County?
No. It is identical everywhere, and it never looks at your neighborhood.
Is there a Troup County office that licenses lenders?
No, licensing is statewide. In Georgia it is the Georgia Department of Banking and Finance.