1st Advantage MortgageThe median Randolph County household earns $61,022, and 14% of residents live below the poverty line. Whatever your own numbers, compare written offers on APR, fees and total cost, and verify the lender is licensed in North Carolina before sharing details.
On this page
- Randolph County, NC: the basics
- What Randolph County households earn
- Jobs and commutes in Randolph County
- Rent, home values and ownership in Randolph County
- The counties around Randolph County
- Places inside Randolph County
- A Randolph County household budget, worked through
- Who lives in Randolph County, in numbers
- Before borrowing in Randolph County
- A Randolph County borrower's checklist
- Licensing and complaints for Randolph County
- Related local guides
- Frequently asked questions
Randolph County, NC: the basics
Randolph County is home to about 146,348 people, according to the Census Bureau's 2020 to 2024 American Community Survey, which makes it the 22nd most populous of 100 county-level areas in North Carolina. It covers 782 square miles of land, or about 187 people per square mile. It is one of the counties that make up the Greensboro-High Point, NC metropolitan statistical area (OMB, 2023). The Census Bureau counts 8 places in the county (8 incorporated, 0 census-designated); the largest is Asheboro, with about 27,580 residents, or 19% of the county.
What Randolph County households earn
Randolph County households have a median income of $61,022 (ACS 2020 to 2024), which ranks 49th of 100 in North Carolina.
| Income band | Share in Randolph County | Difference from North Carolina |
|---|---|---|
| Under $35,000 | 26.2% | +3.0 pts |
| $35,000 to $99,999 | 47.8% | +6.3 pts |
| $100,000 to $199,999 | 22.0% | -3.0 pts |
| $200,000 or more | 4.0% | -6.4 pts |
The spread is wide: 26% of Randolph County households make $100,000 or more, and 26% make less than $35,000. Census counts 14.5% of Randolph County residents in poverty, against 13.0% across North Carolina. For a borrower in Randolph County, the county median is only context: a lender looks at the income you can document, so pay stubs, benefit letters or tax returns matter more than any average.
Jobs and commutes in Randolph County
By the Census industry count, 22% of employed Randolph County residents work in manufacturing and 19% in education and health care. Manufacturing stands out: 22% of workers here, versus 12% statewide. ACS puts five-year average unemployment at 3.5% in Randolph County. 13% of commuters travel 45 minutes or more each way, and 7% work from home.
| Sector | Randolph County | Compared with North Carolina |
|---|---|---|
| Manufacturing | 21.7% | +10.0 pts |
| Education and health care | 19.0% | -3.5 pts |
| Retail trade | 11.7% | +0.6 pts |
| Construction | 8.2% | +0.8 pts |
| Professional and administrative services | 7.3% | -5.3 pts |
| Arts, lodging and food service | 6.9% | -1.4 pts |
Shorter commutes usually mean lower vehicle costs, which can leave more room for a payment, or for paying a loan off early.
Rent, home values and ownership in Randolph County
Renters in Randolph County pay a median of $887 a month, 28% below the North Carolina figure of $1,228. By the Census definition, 44% of Randolph County renters are cost-burdened. With a median value of $197,100, a typical Randolph County house costs 3.2 times what the median household earns in a year. Owners occupy 73% of homes. Median construction year: 1985.
| Cost | Randolph County | North Carolina figure | Median county, U.S. |
|---|---|---|---|
| Median gross rent | $887/mo | $1,228/mo | $877/mo |
| Median home value | $197,100 | $288,900 | $185,300 |
| Owners | 73% | 67% | 75% |
| Rent-burdened renters | 44% | 49% | 45% |
| Burdened owners | 22% | 25% | n/a |
In an owner-heavy county like Randolph County, many borrowers can also choose a home equity loan or line of credit. Those can price lower but put the house on the line, so compare the two in writing; our personal loan vs. HELOC guide walks through it.
The counties around Randolph County
Nearest neighbors first, measured between county centers (23 to 33 miles). Chatham County leads the group on income ($94,317), Montgomery County trails ($57,766), and Randolph County out-earns 1 of the six.
| Adjacent area | How far | HH income (median) | Rent (median) | Owner share |
|---|---|---|---|---|
| Randolph County | - | $61,022 | $887/mo | 73% |
| Davidson County, NC | 23 mi | $64,172 | $901/mo | 74% |
| Guilford County, NC | 26 mi | $68,642 | $1,163/mo | 60% |
| Montgomery County, NC | 27 mi | $57,766 | $766/mo | 75% |
| Chatham County, NC | 31 mi | $94,317 | $1,180/mo | 81% |
| Alamance County, NC | 32 mi | $65,651 | $1,064/mo | 65% |
| Moore County, NC | 33 mi | $86,080 | $1,254/mo | 76% |
Places inside Randolph County
The table lists the 8 largest of 8 Census places in Randolph County, by population. Together all 8 hold about 46,161 people, so roughly 68% of residents live outside any named place. Among places of 500 or more people, median income runs from $35,923 in Ramseur to $82,664 in Trinity. Median rent ranges from $683 in Ramseur to $955 in Trinity. Live in one of these Randolph County communities, or between them? This is your local guide.
| Place in county | Status | Population (ACS) | Median HH income | Monthly rent | Distance from center |
|---|---|---|---|---|---|
| Asheboro | city | 27,580 | $47,197 | $906 | 0 mi |
| Trinity | city | 7,111 | $82,664 | $955 | 16 mi |
| Randleman | city | 4,644 | $53,456 | $801 | 7 mi |
| Liberty | town | 2,682 | $39,663 | $742 | 17 mi |
| Ramseur | town | 2,150 | $35,923 | $683 | 9 mi |
| Franklinville | town | 1,131 | $52,805 | $944 | 7 mi |
| Staley | town | 456 | $80,250 | $869 | 16 mi |
| Seagrove | town | 407 | $64,926 | $705 | 12 mi |
A Randolph County household budget, worked through
The debt-to-income ratio is the main affordability test lenders use. Applied to Randolph County's medians:
- Monthly gross at the median, Randolph County: $5,085
- Less median rent of $887, which is 17% of it
- At 36%, room after rent is $944 a month
Car, student loan and card payments come out of that room first. Try your own numbers in the calculator.
Who lives in Randolph County, in numbers
Degree holders: 18% of adults over 25. About 11% go without health insurance.
| Measure | Randolph County | North Carolina statewide | Typical U.S. county |
|---|---|---|---|
| Median age | 41.4 | 39.1 | 41.5 |
| Bachelor's or higher | 17.9% | 35.7% | 22.2% |
| No high school diploma | 15.6% | 9.9% | n/a |
| No health insurance | 11.1% | 9.9% | 7.8% |
| No vehicle | 3.7% | 5.3% | 5.4% |
| Work from home | 7.2% | 16.3% | 8.7% |
| Poverty rate | 14.5% | 13.0% | 13.2% |
| Unemployment (ACS) | 3.5% | 4.7% | 4.4% |
| Minutes to work | Randolph County workers |
|---|---|
| Under 15 min | 26.7% |
| 15 to 29 min | 38.3% |
| 30 to 44 min | 22.4% |
| 45 to 59 min | 6.5% |
| 60+ min | 6.1% |
Before borrowing in Randolph County
The county's numbers point to a few situations that come up often for Randolph County borrowers.
- Uninsured care. 11% lack coverage here; nonprofit hospitals must publish an assistance policy, so ask for it first (guide).
- Manufactured homes. 18% of Randolph County housing units are mobile homes, and their repairs are often paid with unsecured loans. Get the quote in writing.
- Check your file. An error fixed before you apply can change the offers a Randolph County borrower sees (free reports).
A Randolph County borrower's checklist
Quick steps for Randolph County:
- Know the exact dollar figure you need before talking to a lender.
- Prequalify with soft pulls where offered, then compare in writing.
- Verify the North Carolina license before giving out your Social Security number.
- Read the final agreement; it must match the offer.
Licensing and complaints for Randolph County
Randolph County borrowers fall under statewide rules, enforced by the North Carolina Office of the Commissioner of Banks. Federal complaints: consumerfinance.gov. See the North Carolina state guide for the statewide picture.
Related local guides
For statewide rules and data, see the North Carolina guide.
Frequently asked questions
Is Randolph County a high-income county?
Its $61,022 median ranks 49th of 100 North Carolina counties and compares with $65,681 for the median U.S. county.
Is Randolph County expensive for renters?
Median rent is $887 against $1,228 statewide, and 44% of renter households are cost-burdened.
Does this page cover Asheboro?
Yes, along with the other 7 Census places in Randolph County, such as Trinity, Randleman, Liberty.
Is the fit check different in Randolph County?
No. It is identical everywhere, and it never looks at your neighborhood.
Where can someone in Randolph County check a lender's license?
With the North Carolina Office of the Commissioner of Banks. If a lender is unlicensed or asks for a fee before funding, walk away.