1st Advantage MortgageIn San Augustine County, Texas, the typical household earns $50,408 a year and the typical rent is $591. Those figures describe the county, not you: compare at least three written offers by APR and total cost, and confirm the lender's license before you apply.
On this page
- San Augustine County at a glance
- Income in San Augustine County compared with Texas
- Employment and commuting in San Augustine County
- San Augustine County housing compared with Texas
- Cities, towns and CDPs in San Augustine County
- San Augustine County next to its neighbors
- Room for a loan payment in San Augustine County
- More San Augustine County figures
- Before borrowing in San Augustine County
- Steps before you apply in San Augustine County
- Lender oversight for San Augustine County
- Nearby and statewide guides
- Frequently asked questions
San Augustine County at a glance
Roughly 7,874 residents live in San Augustine County, Texas, 177th by population among the state's 254 counties and county equivalents. Spread over 531 square miles, that works out to roughly 14.8 residents per square mile. No metropolitan area includes San Augustine County in the 2023 federal delineation, so its numbers stand on their own rather than as part of a metro. Of the 2 Census places inside San Augustine County, San Augustine leads by population with about 2,054; 2 of the 2 are incorporated. With so few households sampled, San Augustine County estimates can move a lot between releases.
Income in San Augustine County compared with Texas
The median household income in San Augustine County is $50,408; statewide it is $78,476, so San Augustine County runs 36% below Texas as a whole. Only 222 Texas counties post a higher median.
| Income band | Share in San Augustine County | Difference from Texas |
|---|---|---|
| Under $35,000 | 36.7% | +15.3 pts |
| $35,000 to $99,999 | 42.2% | +2.8 pts |
| $100,000 to $199,999 | 17.0% | -9.7 pts |
| $200,000 or more | 4.1% | -8.4 pts |
The spread is wide: 21% of San Augustine County households make $100,000 or more, and 37% make less than $35,000. Census counts 27.1% of San Augustine County residents in poverty, against 13.8% across Texas. Income inequality, measured by the Gini index, comes to 0.474 here. If your income is irregular, as it often is with tips, gig work or seasonal jobs, plan around your leaner months rather than the San Augustine County median.
Employment and commuting in San Augustine County
Education and health care employs 26% of working residents, the largest share; professional and administrative services is next with 10%. Compared with Texas, the county leans toward agriculture, forestry and mining (8% against 2%). Averaged over the five survey years, 9.5% of the labor force was out of work and looking. Long commutes are common here: 27% of workers spend 45 minutes or longer getting to work. Only 8.0% of homes here go without a vehicle.
| Sector | San Augustine County | Compared with Texas |
|---|---|---|
| Education and health care | 26.0% | +4.3 pts |
| Professional and administrative services | 9.5% | -3.4 pts |
| Retail trade | 9.4% | -1.6 pts |
| Manufacturing | 9.4% | +0.8 pts |
| Transportation, warehousing and utilities | 9.3% | +2.6 pts |
| Construction | 9.1% | +0.6 pts |
Industry shapes paperwork. Salaried and public jobs are easy to verify, while hourly, tipped, commission or contract earners in San Augustine County should have bank statements and tax returns ready.
San Augustine County housing compared with Texas
Renters in San Augustine County pay a median of $591 a month, 58% below the Texas figure of $1,403. 60% of renting households spend 30% or more of income on rent, and 22% spend half or more. With a median value of $99,900, a typical San Augustine County house costs 2.0 times what the median household earns in a year. Owners occupy 75% of homes.
| San Augustine County | Texas | U.S. county median | |
|---|---|---|---|
| Median gross rent | $591/mo | $1,403/mo | $877/mo |
| Median home value | $99,900 | $283,800 | $185,300 |
| Owners | 75% | 63% | 75% |
| Rent-burdened renters | 60% | 52% | 45% |
| Burdened owners | 26% | 29% | n/a |
| Mobile homes | 34.5% | 6.4% | n/a |
| Vacant units | 39% | 9% | n/a |
In an owner-heavy county like San Augustine County, many borrowers can also choose a home equity loan or line of credit. Those can price lower but put the house on the line, so compare the two in writing; our personal loan vs. HELOC guide walks through it. High rent burdens leave little slack. If you are borrowing to consolidate, make sure the new payment is lower than the ones it replaces.
Cities, towns and CDPs in San Augustine County
Here are the 2 most populous of the county's 2 Census places, with income and rent from the same 2020 to 2024 survey. About 31% of San Augustine County residents live in one of the 2. No San Augustine County place has a separate guide yet; this county page serves all 2.
| Community | Type | Residents | Household income (median) | Rent (median) | Distance |
|---|---|---|---|---|---|
| San Augustine | city | 2,054 | $27,500 | $552 | 11 mi |
| Broaddus | town | 390 | $68,929 | $850 | 8 mi |
San Augustine County next to its neighbors
Sabine County is closest, 19 miles from center to center; the sixth, Tyler County, is 44 miles off. 4 of the six report a higher median household income than San Augustine County; Sabine County is highest at $66,585 and Shelby County lowest at $49,776. Some neighbors are in Louisiana. Lender licensing is state by state, so a loan for a San Augustine County resident follows Texas rules.
| Adjacent area | How far | HH income (median) | Rent (median) | Owner share |
|---|---|---|---|---|
| San Augustine County | - | $50,408 | $591/mo | 75% |
| Sabine County, TX | 19 mi | $66,585 | $844/mo | 86% |
| Angelina County, TX | 28 mi | $60,960 | $1,076/mo | 64% |
| Shelby County, TX | 28 mi | $49,776 | $781/mo | 74% |
| Nacogdoches County, TX | 32 mi | $53,555 | $965/mo | 59% |
| Sabine Parish, LA | 38 mi | $50,329 | $701/mo | 80% |
| Tyler County, TX | 44 mi | $55,396 | $1,049/mo | 81% |
Room for a loan payment in San Augustine County
Here is the San Augustine County median household run through a simple DTI check. Your numbers will differ.
- $50,408 a year is $4,201 of gross monthly income
- Less median rent of $591, which is 14% of it
- With a 36% ceiling, about $921 remains for car, card, student and any new loan payments
- 43% debt-to-income limit: $1,215 left for all other debt payments
Two-income households and single earners in San Augustine County land in very different places on this math, so run it for your own budget.
More San Augustine County figures
Degree holders: 14% of adults over 25. 19.4% of residents have no health coverage.
| People and households | San Augustine County | Texas | Median county |
|---|---|---|---|
| Median age | 50.5 | 35.6 | 41.5 |
| Bachelor's or higher | 13.8% | 33.8% | 22.2% |
| No high school diploma | 15.2% | 14.0% | n/a |
| No health insurance | 19.4% | 17.1% | 7.8% |
| No vehicle | 8.0% | 5.4% | 5.4% |
| Work from home | 12.0% | 14.4% | 8.7% |
| Poverty rate | 27.1% | 13.8% | 13.2% |
| Unemployment (ACS) | 9.5% | 5.3% | 4.4% |
| One-way commute | Share of San Augustine County workers |
|---|---|
| Under 15 min | 34.1% |
| 15 to 29 min | 19.7% |
| 30 to 44 min | 18.8% |
| 45 to 59 min | 15.4% |
| 60+ min | 12.0% |
Before borrowing in San Augustine County
What the San Augustine County figures suggest, and what to check first:
- Uninsured care. 19% lack coverage here; nonprofit hospitals must publish an assistance policy, so ask for it first (guide).
- Vehicle repairs. 27% of San Augustine County workers commute 45+ minutes, so a breakdown can cost a paycheck. Get two written estimates.
- Mobile home upkeep. 34% of units fall in this category; roof, skirting and HVAC jobs are common reasons to borrow.
- Older households. A 50.5 median age means fixed-income borrowing is common; a fixed payment and short term limit risk.
Steps before you apply in San Augustine County
Before you apply, wherever you live in San Augustine County:
- Know the exact dollar figure you need before talking to a lender.
- Line up offers side by side: APR, fees in dollars, total cost.
- Check the license, then the reviews, then the offer.
- Pick the shortest term whose payment still fits.
Lender oversight for San Augustine County
Before sharing details with a lender, a San Augustine County resident can confirm its license with the Texas Department of Banking. The Office of Consumer Credit Commissioner handles consumer-credit questions as well. Banks and credit unions have their own regulators, and the CFPB takes complaints about any lender. Statewide data and rules: Texas guide.
Nearby and statewide guides
The Texas guide covers the whole state.
Frequently asked questions
Is San Augustine County a high-income county?
Its $50,408 median ranks 223rd of 254 Texas counties and compares with $65,681 for the median U.S. county.
How does San Augustine County rent compare with Texas?
$591 locally versus $1,403 for the state, 58% below.
Which towns does the San Augustine County guide cover?
Every community in the county, unincorporated areas included. The largest of its 2 Census places: San Augustine, Broaddus.
Are San Augustine County applicants treated differently?
No. Everyone answers the same questions and is screened on the same objective points; lending partners set their own criteria under fair-lending laws.
Who regulates personal lenders for San Augustine County residents?
The Texas Department of Banking licenses consumer lenders in Texas; the CFPB takes complaints about any lender, and the FTC wants to hear about fee-first offers.