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Louisiana

Personal loans for Sabine Parish, LA residents

By the Personal Loan Compare editorial team · Last reviewed and updated October 28, 2026 · How we write and check

Short answer

The median Sabine Parish household earns $50,329, and 24% of residents live below the poverty line. Whatever your own numbers, compare written offers on APR, fees and total cost, and verify the lender is licensed in Louisiana before sharing details.

On this page
  1. Sabine Parish, LA: the basics
  2. Jobs and commutes in Sabine Parish
  3. Household income in Sabine Parish
  4. Rent, home values and ownership in Sabine Parish
  5. How Sabine Parish compares with nearby counties
  6. Towns and communities in Sabine Parish
  7. Sabine Parish households compared
  8. Reading the Sabine Parish data as a borrower
  9. What a median Sabine Parish budget can carry
  10. Louisiana rules that apply in Sabine Parish
  11. A Sabine Parish borrower's checklist
  12. More guides for Sabine Parish
  13. Frequently asked questions

Sabine Parish, LA: the basics

21,977Population (ACS 2020-24)
$50,329Median household income
$701/moMedian gross rent
$123,100Median home value
80%Owner-occupied homes
24%Below the poverty line
867 sq miLand area
41.8Median age

Sabine Parish is home to about 21,977 people, according to the Census Bureau's 2020 to 2024 American Community Survey, which makes it the 41st most populous of 64 county-level areas in Louisiana. Spread over 867 square miles, that works out to roughly 25.4 residents per square mile. No metropolitan area includes Sabine Parish in the 2023 federal delineation, so its numbers stand on their own rather than as part of a metro. Of the 9 Census places inside Sabine Parish, Many leads by population with about 2,166; 7 of the 9 are incorporated.

Jobs and commutes in Sabine Parish

By the Census industry count, 22% of employed Sabine Parish residents work in education and health care and 13% in agriculture, forestry and mining. Compared with Louisiana, the county leans toward agriculture, forestry and mining (13% against 3%). Averaged over the five survey years, 6.6% of the labor force was out of work and looking. About 79% drive to work alone and 24% have trips of 45 minutes or more. 10.2% of households have no vehicle.

Where residents workSabine ParishDifference from Louisiana
Education and health care22.3%-3.3 pts
Agriculture, forestry and mining13.1%+10.0 pts
Retail trade10.3%-0.7 pts
Construction9.6%+1.2 pts
Manufacturing9.2%+1.7 pts
Transportation, warehousing and utilities7.3%+1.4 pts

A lender verifies what your own job pays. The county's industry mix tells you about the local economy, not about your application.

Household income in Sabine Parish

The median household income in Sabine Parish is $50,329; statewide it is $60,756, so Sabine Parish runs 17% below Louisiana as a whole. Only 37 Louisiana counties post a higher median.

Households earningSabine Parish+/- vs Louisiana
Under $35,00039.3%+8.6 pts
$35,000 to $99,99937.7%-1.6 pts
$100,000 to $199,99916.8%-5.3 pts
$200,000 or more6.1%-1.7 pts

Some 39% of households here live on less than $35,000 a year; 23% have six-figure incomes. The poverty rate is 23.7%, 5 points higher than the state's 18.9%. If your income is irregular, as it often is with tips, gig work or seasonal jobs, plan around your leaner months rather than the Sabine Parish median.

Rent, home values and ownership in Sabine Parish

Median gross rent, utilities included, comes to $701 in Sabine Parish versus $1,064 statewide. By the Census definition, 50% of Sabine Parish renters are cost-burdened. Home values center on $123,100, or 2.4 years of median income. 80% of Sabine Parish households own their home and 20% rent. The median year built is 1986.

HousingSabine ParishLouisiana statewideTypical U.S. county
Median gross rent$701/mo$1,064/mo$877/mo
Median home value$123,100$216,500$185,300
Owners80%67%75%
Rent-burdened renters50%55%45%
Burdened owners38%28%n/a
Vacant units36%14%n/a

In an owner-heavy county like Sabine Parish, many borrowers can also choose a home equity loan or line of credit. Those can price lower but put the house on the line, so compare the two in writing; our personal loan vs. HELOC guide walks through it. When half or more of renters are already stretched, a new payment needs a stress test: what happens if a paycheck is a week late?

How Sabine Parish compares with nearby counties

The six counties whose centers lie closest to Sabine Parish's, from 23 to 38 miles away. Income ranges from $46,292 in Natchitoches Parish to $66,585 in Sabine County; 3 of these neighbors top Sabine Parish's median. Some neighbors are in Texas. Lender licensing is state by state, so a loan for a Sabine Parish resident follows Louisiana rules.

CountyDistanceMedian incomeMedian rentOwners
Sabine Parish-$50,329$701/mo80%
Sabine County, TX23 mi$66,585$844/mo86%
Natchitoches Parish, LA30 mi$46,292$786/mo61%
De Soto Parish, LA36 mi$48,578$687/mo77%
San Augustine County, TX38 mi$50,408$591/mo75%
Shelby County, TX38 mi$49,776$781/mo74%
Vernon Parish, LA38 mi$57,270$1,068/mo56%

Towns and communities in Sabine Parish

The table lists the 9 largest of 9 Census places in Sabine Parish, by population. Together all 9 hold about 6,804 people, so roughly 69% of residents live outside any named place. Among places of 500 or more people, median income runs from $19,600 in Pleasant Hill to $46,477 in Florien. Rent is cheapest in Zwolle ($527) and steepest in Florien ($635). None of the 9 has its own city guide, so this page covers all of them.

CommunityTypeResidentsHousehold income (median)Rent (median)Distance
Manytown2,166$36,563$6315 mi
Zwolletown1,796$27,688$5277 mi
Florienvillage714$46,477$6359 mi
Pleasant Hillvillage605$19,600$55018 mi
Conversevillage455n/a$75117 mi
Noblevillage445$71,250n/a12 mi
Fort JesupCDP286n/an/a10 mi
Fishervillage176$48,750n/a7 mi
BelmontCDP161$28,792n/a11 mi

Sabine Parish households compared

College graduates make up 14% of the adult population. 7.2% of residents have no health coverage.

People and householdsSabine ParishLouisianaMedian county
Median age41.838.041.5
Bachelor's or higher13.6%27.0%22.2%
No high school diploma14.3%12.7%n/a
No health insurance7.2%7.8%7.8%
No vehicle10.2%8.4%5.4%
Work from home4.0%8.1%8.7%
Poverty rate23.7%18.9%13.2%
Unemployment (ACS)6.6%6.3%4.4%
Trip timeShare
Under 15 min28.5%
15 to 29 min26.2%
30 to 44 min21.3%
45 to 59 min8.3%
60+ min15.7%

Reading the Sabine Parish data as a borrower

The county's numbers point to a few situations that come up often for Sabine Parish borrowers.

  • Commuter costs. 24% drive 45 minutes or more. Compare shop financing with a loan, and keep a small repair fund.
  • Mobile home upkeep. 45% of units fall in this category; roof, skirting and HVAC jobs are common reasons to borrow.
  • Free help first. 24% of residents live below the poverty line; utility, rent and food programs cost nothing to repay (free options).
  • 50% rent-burdened. A payment on top of high rent needs a cushion; size it with the calculator.

What a median Sabine Parish budget can carry

Here is the Sabine Parish median household run through a simple DTI check. Your numbers will differ.

  • $4,194 a month: gross income for a household at the Sabine Parish median
  • 17% goes to median rent ($701)
  • 36% debt-to-income limit: $809 left for all other debt payments
  • At 43%, room after rent is $1,102 a month

Subtract what you already pay on other debts. A new payment should fit in what remains, with some to spare.

Louisiana rules that apply in Sabine Parish

The Louisiana Office of Financial Institutions is the place to verify any lender's Louisiana license. A CFPB complaint gets forwarded to the company for a response. The Louisiana guide covers state rules in more detail.

A Sabine Parish borrower's checklist

Four checks before you sign anything:

  • Borrow the amount the job needs; extra cash adds interest.
  • Ask each lender for the APR and all fees in writing.
  • A Louisiana license check takes minutes; do it first.
  • Keep a small cushion so one surprise bill does not mean another loan.

For statewide rules and data, see the Louisiana guide.

Frequently asked questions

How much do households in Sabine Parish earn?

The median is $50,329; 23% earn $100,000 or more and 39% under $35,000. A lender uses your own documented income, not this figure.

What do renters pay in Sabine Parish?

$701 a month at the median, about 17% of median household income.

Should Sabine Parish homeowners use home equity instead?

Maybe, but weigh the risk: 80% of Sabine Parish homes are owner-occupied, and a home-equity loan or line is secured by the house while a personal loan usually is not.

I live in a small Sabine Parish town. Is this my guide?

Yes. If your town has no city guide, this county page is the local one; it covers Many, Zwolle, Florien, Pleasant Hill, Converse and 4 more.

Will a Sabine Parish address affect my match?

Beyond confirming Louisiana as your state, no. Your answers about amount, credit, income and payments are all that count.

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