1st Advantage MortgageIn Sullivan County, Missouri, the typical household earns $56,964 a year and the typical rent is $673. A loan makes sense only if its total cost beats your alternatives and the payment fits your budget. Check the lender's Missouri license first.
On this page
- Sullivan County at a glance
- What Sullivan County households earn
- Rent, home values and ownership in Sullivan County
- How Sullivan County residents earn a living
- The counties around Sullivan County
- The communities that make up Sullivan County
- What a median Sullivan County budget can carry
- Sullivan County households compared
- What the numbers mean for Sullivan County borrowers
- Checklist for Sullivan County applicants
- Licensing and complaints for Sullivan County
- More guides for Sullivan County
- Frequently asked questions
Sullivan County at a glance
With an estimated 5,857 residents (ACS 2020 to 2024), Sullivan County ranks 106th of 115 in Missouri for population. Spread over 648 square miles, that works out to roughly 9.0 residents per square mile. No metropolitan area includes Sullivan County in the 2023 federal delineation, so its numbers stand on their own rather than as part of a metro. Of the 9 Census places inside Sullivan County, Milan leads by population with about 1,859; 8 of the 9 are incorporated. Because Sullivan County is small, the survey's margins of error are wide; treat the numbers as approximate.
What Sullivan County households earn
At $56,964, the typical Sullivan County household income is 13% below the median U.S. county ($65,681). That places it 72nd among Missouri's 115 county-level areas.
| Band | Sullivan County | Compared with Missouri |
|---|---|---|
| Under $35,000 | 27.1% | +3.5 pts |
| $35,000 to $99,999 | 50.4% | +8.0 pts |
| $100,000 to $199,999 | 18.7% | -6.5 pts |
| $200,000 or more | 3.7% | -5.0 pts |
The spread is wide: 22% of Sullivan County households make $100,000 or more, and 27% make less than $35,000. 13.7% of residents fall below the federal poverty line (statewide: 12.6%). Income inequality, measured by the Gini index, comes to 0.437 here. For a borrower in Sullivan County, the county median is only context: a lender looks at the income you can document, so pay stubs, benefit letters or tax returns matter more than any average.
Rent, home values and ownership in Sullivan County
A typical Sullivan County rental runs $673 a month including utilities, which is 35% below Missouri. Rent takes 30% or more of income for 29% of renter households here. Home values center on $115,600, or 2.0 years of median income. 75% of Sullivan County households own their home and 25% rent.
| Housing | Sullivan County | Missouri statewide | Typical U.S. county |
|---|---|---|---|
| Median gross rent | $673/mo | $1,033/mo | $877/mo |
| Median home value | $115,600 | $230,300 | $185,300 |
| Owners | 75% | 68% | 75% |
| Rent-burdened renters | 29% | 46% | 45% |
| Burdened owners | 26% | 22% | n/a |
Because most Sullivan County households own, home repairs are a frequent reason to borrow. An unsecured personal loan leaves the house out of the deal, while a HELOC uses it as collateral.
How Sullivan County residents earn a living
By the Census industry count, 27% of employed Sullivan County residents work in manufacturing and 21% in education and health care. Compared with Missouri, the county leans toward manufacturing (27% against 11%). Averaged over the five survey years, 2.5% of the labor force was out of work and looking. Long commutes are the exception here: 10% of workers spend 45 minutes or longer getting to work. Only 6.3% of homes here go without a vehicle.
| Top industries | Sullivan County share | +/- vs Missouri |
|---|---|---|
| Manufacturing | 26.6% | +15.3 pts |
| Education and health care | 21.3% | -3.0 pts |
| Retail trade | 12.3% | +1.0 pts |
| Professional and administrative services | 10.5% | 0.0 pts |
| Agriculture, forestry and mining | 7.6% | +6.0 pts |
| Transportation, warehousing and utilities | 4.7% | -1.2 pts |
If your hours swing with the season or with overtime, size a loan payment against your base pay, not your best month.
The counties around Sullivan County
Six nearby counties, 19 to 36 miles away by the straight-line distance between their centers. Putnam County leads the group on income ($63,510), Grundy County trails ($51,975), and Sullivan County out-earns 1 of the six.
| County | Distance | Median income | Median rent | Owners |
|---|---|---|---|---|
| Sullivan County | - | $56,964 | $673/mo | 75% |
| Putnam County, MO | 19 mi | $63,510 | $521/mo | 83% |
| Linn County, MO | 24 mi | $61,635 | $620/mo | 79% |
| Grundy County, MO | 25 mi | $51,975 | $696/mo | 70% |
| Adair County, MO | 27 mi | $61,536 | $772/mo | 61% |
| Mercer County, MO | 28 mi | $62,679 | $590/mo | 81% |
| Schuyler County, MO | 36 mi | $61,205 | $382/mo | 80% |
The communities that make up Sullivan County
Here are the 9 most populous of the county's 9 Census places, with income and rent from the same 2020 to 2024 survey. About 54% of Sullivan County residents live in one of the 9. Live in one of these Sullivan County communities, or between them? This is your local guide.
| Community | Type | Residents | Household income (median) | Rent (median) | Distance |
|---|---|---|---|---|---|
| Milan | city | 1,859 | $56,063 | $697 | 1 mi |
| Green City | city | 658 | $36,300 | $682 | 9 mi |
| Green Castle | city | 332 | $49,688 | $658 | 13 mi |
| Humphreys | village | 137 | $68,125 | $435 | 13 mi |
| Newtown | town | 109 | n/a | n/a | 16 mi |
| Harris | town | 38 | $53,125 | $340 | 14 mi |
| Winigan | CDP | 18 | $106,563 | n/a | 16 mi |
| Osgood | village | 9 | n/a | n/a | 13 mi |
| Pollock | village | 7 | $52,500 | n/a | 10 mi |
What a median Sullivan County budget can carry
Here is the Sullivan County median household run through a simple DTI check. Your numbers will differ.
- $56,964 a year is $4,747 of gross monthly income
- Housing at the median rent of $673 uses 14%
- 35% debt-to-income limit: $988 left for all other debt payments
- 45% debt-to-income limit: $1,463 left for all other debt payments
Two-income households and single earners in Sullivan County land in very different places on this math, so run it for your own budget.
Sullivan County households compared
Degree holders: 16% of adults over 25. The uninsured rate is 8.7%, against 8.8% for Missouri.
| Indicator | Sullivan County | All of Missouri | U.S. county median |
|---|---|---|---|
| Median age | 44.1 | 39.0 | 41.5 |
| Bachelor's or higher | 15.5% | 32.4% | 22.2% |
| No high school diploma | 11.8% | 8.1% | n/a |
| No health insurance | 8.7% | 8.8% | 7.8% |
| No vehicle | 6.3% | 6.6% | 5.4% |
| Work from home | 4.5% | 13.0% | 8.7% |
| Poverty rate | 13.7% | 12.6% | 13.2% |
| Unemployment (ACS) | 2.5% | 4.0% | 4.4% |
| Minutes to work | Sullivan County workers |
|---|---|
| Under 15 min | 47.7% |
| 15 to 29 min | 29.4% |
| 30 to 44 min | 12.6% |
| 45 to 59 min | 6.8% |
| 60+ min | 3.4% |
What the numbers mean for Sullivan County borrowers
Based on the Sullivan County data above, these borrowing questions are most likely to matter locally.
- Getting ready. Gather pay stubs or benefit letters before you apply (checklist).
- Credit reports. Pull free reports at AnnualCreditReport.com and dispute errors before applying.
- Consolidating cards in Sullivan County. Compare the total repaid, not the monthly figure (how).
Checklist for Sullivan County applicants
Quick steps for Sullivan County:
- Borrow the amount the job needs; extra cash adds interest.
- Prequalify with soft pulls where offered, then compare in writing.
- Look the lender up with the state regulator first.
- Pick the shortest term whose payment still fits.
Licensing and complaints for Sullivan County
Licensing happens at the state level, so a lender working with Sullivan County borrowers answers to the Missouri Division of Finance. The Consumer Financial Protection Bureau accepts complaints nationwide. More on Missouri: Missouri personal loans.
More guides for Sullivan County
The Missouri guide covers the whole state.
Frequently asked questions
What does a typical Sullivan County household make?
About $56,964 a year at the median (ACS 2020-24), 19% below the Missouri median.
What do renters pay in Sullivan County?
$673 a month at the median, about 14% of median household income.
What are the biggest places in Sullivan County?
By population: Milan, Green City, Green Castle, Humphreys, Newtown. The county has 9 Census places in all.
Will a Sullivan County address affect my match?
Beyond confirming Missouri as your state, no. Your answers about amount, credit, income and payments are all that count.
Where can someone in Sullivan County check a lender's license?
With the Missouri Division of Finance. If a lender is unlicensed or asks for a fee before funding, walk away.