1st Advantage Mortgage27% of De Soto Parish households earn $100,000 or more; the median is $48,578 (ACS 2020-24). For a De Soto Parish borrower, the useful steps are the same anywhere: price the need, gather three written offers, and check the Louisiana license.
On this page
- Who lives in De Soto Parish
- How De Soto Parish ranks in Louisiana
- Employment and commuting in De Soto Parish
- De Soto Parish income bands
- Where De Soto Parish households live
- Regional comparison for De Soto Parish
- De Soto Parish towns compared
- Debt-to-income, De Soto Parish edition
- Who lives in De Soto Parish, in numbers
- What the numbers mean for De Soto Parish borrowers
- Checking a lender's license in Louisiana
- A De Soto Parish borrower's checklist
- Nearby and statewide guides
- Frequently asked questions
Who lives in De Soto Parish
With an estimated 27,026 residents (ACS 2020 to 2024), De Soto Parish ranks 36th of 64 in Louisiana for population. Density: about 30.8 residents per square mile across 876 square miles of land. Metro area: Shreveport-Bossier City, LA (OMB, 2023). Largest place: Mansfield, about 4,619 residents (17% of De Soto Parish); 10 Census places in all.
How De Soto Parish ranks in Louisiana
Out of every Louisiana county, De Soto Parish is most unusual on these measures.
- On the share of mobile homes, De Soto Parish sits near the top of Louisiana at 34.3%, 8th highest of 64. Manufactured homes often do not qualify for home equity loans, so unsecured loans fill the gap.
- On median gross rent, De Soto Parish sits near the bottom of Louisiana at $687/mo, 9th lowest of 64. Cheaper housing gives many renters more slack in a budget.
- De Soto Parish ranks 8th lowest of 64 Louisiana counties for the uninsured rate: 5.2%, against 7.8% statewide. Even insured households face deductibles; ask the provider about a payment plan.
Employment and commuting in De Soto Parish
Top De Soto Parish industry by residents employed: education and health care, 23%; second, retail trade, 11%. De Soto Parish over-indexes on agriculture, forestry and mining: 8% versus 3% in Louisiana. 6.0% of De Soto Parish's labor force reported being unemployed, averaged across 2020 to 2024. 22% of De Soto Parish workers get to work in under 15 minutes, while 15% need 45 or more. 8.9% of households have no vehicle.
| Sector | De Soto Parish | Compared with Louisiana |
|---|---|---|
| Education and health care | 23.3% | -2.2 pts |
| Retail trade | 10.7% | -0.4 pts |
| Manufacturing | 10.0% | +2.5 pts |
| Construction | 7.7% | -0.7 pts |
| Transportation, warehousing and utilities | 7.6% | +1.7 pts |
| Agriculture, forestry and mining | 7.5% | +4.5 pts |
Industry shapes paperwork. Salaried and public jobs are easy to verify, while hourly, tipped, commission or contract earners in De Soto Parish should have bank statements and tax returns ready.
De Soto Parish income bands
Median household income in De Soto Parish: $48,578 (20% below Louisiana, $60,756).
| Yearly household income | De Soto Parish | Gap to Louisiana |
|---|---|---|
| Under $35,000 | 37.1% | +6.4 pts |
| $35,000 to $99,999 | 35.7% | -3.7 pts |
| $100,000 to $199,999 | 22.6% | +0.5 pts |
| $200,000 or more | 4.6% | -3.2 pts |
Some 37% of households here live on less than $35,000 a year; 27% have six-figure incomes. The poverty rate is 21.5%, 3 points higher than the state's 18.9%. If your income is irregular, as it often is with tips, gig work or seasonal jobs, plan around your leaner months rather than the De Soto Parish median.
Where De Soto Parish households live
A typical De Soto Parish rental runs $687 a month including utilities, which is 35% below Louisiana. 54% of renting households spend 30% or more of income on rent, and 21% spend half or more. Median value $154,900; median income $48,578; ratio 3.2. The ownership rate is 77%. The median year built is 1990.
| Home costs | De Soto Parish | Louisiana | Compared with Louisiana |
|---|---|---|---|
| Mobile homes | 34.3% | 12.6% | +21.8 pts |
| Owners | 77% | 67% | +9.8 pts |
| Median gross rent | $687/mo | $1,064/mo | 35% lower |
| Vacant units | 17% | 14% | +2.9 pts |
| Median home value | $154,900 | $216,500 | 28% lower |
| Burdened owners | 30% | 28% | +1.8 pts |
| Rent-burdened renters | 54% | 55% | -0.4 pts |
Because most De Soto Parish households own, home repairs are a frequent reason to borrow. An unsecured personal loan leaves the house out of the deal, while a HELOC uses it as collateral. Rent pressure is real here, so run any payment through the debt-to-income calculator before you apply.
Regional comparison for De Soto Parish
Six nearby counties, 23 to 45 miles away by the straight-line distance between their centers. Richest neighbor: Bossier Parish, $69,617. Poorest: Red River Parish, $49,167. De Soto Parish: $48,578. The list crosses into Texas, where different lending rules and regulators apply.
| Nearby county | Center to center | Household income | Gross rent | Owner-occupied |
|---|---|---|---|---|
| De Soto Parish | - | $48,578 | $687/mo | 77% |
| Red River Parish, LA | 23 mi | $49,167 | $729/mo | 77% |
| Shelby County, TX | 30 mi | $49,776 | $781/mo | 74% |
| Panola County, TX | 34 mi | $64,894 | $834/mo | 80% |
| Sabine Parish, LA | 36 mi | $50,329 | $701/mo | 80% |
| Caddo Parish, LA | 37 mi | $50,705 | $974/mo | 60% |
| Bossier Parish, LA | 45 mi | $69,617 | $1,174/mo | 65% |
De Soto Parish towns compared
Here are the 10 most populous of the county's 10 Census places, with income and rent from the same 2020 to 2024 survey. About 36% of De Soto Parish residents live in one of the 10. Stonewall has the highest median household income on the list ($56,557) and Logansport the lowest ($32,404), counting places with at least 500 residents. Rent is cheapest in Logansport ($469) and steepest in Stonewall ($1,011). Mansfield and every other De Soto Parish community use this county guide.
| Place in county | Status | Population (ACS) | Median HH income | Monthly rent | Distance from center |
|---|---|---|---|---|---|
| Mansfield | city | 4,619 | $33,844 | $688 | 3 mi |
| Stonewall | town | 2,392 | $56,557 | $1,011 | 15 mi |
| Logansport | town | 1,439 | $32,404 | $469 | 16 mi |
| South Mansfield | village | 475 | $15,417 | $357 | 3 mi |
| Grand Cane | village | 227 | $112,500 | $613 | 4 mi |
| Keachi | town | 168 | $53,125 | n/a | 13 mi |
| Longstreet | village | 160 | $78,750 | n/a | 13 mi |
| Stanley | village | 136 | n/a | n/a | 12 mi |
| Gloster | CDP | 105 | n/a | n/a | 10 mi |
| Frierson | CDP | 78 | $41,250 | n/a | 13 mi |
A CDP is a named community without its own municipal government.
Debt-to-income, De Soto Parish edition
Lenders compare monthly debt payments with gross monthly income, the debt-to-income ratio. For a De Soto Parish household at the medians it works out like this; treat it as an illustration only.
- $48,578 a year is $4,048 of gross monthly income
- 17% goes to median rent ($687)
- With a 40% ceiling, about $932 remains for car, card, student and any new loan payments
Car, student loan and card payments come out of that room first. Try your own numbers in the calculator.
Who lives in De Soto Parish, in numbers
Bachelor's degree or higher: 16% of De Soto Parish adults. About 5% go without health insurance.
| Measure | De Soto Parish | Gap to Louisiana | Gap to typical U.S. county |
|---|---|---|---|
| Median age | 40.0 | +2.0 yrs | -1.5 yrs |
| Bachelor's or higher | 16.0% | -11.0 pts | -6.1 pts |
| No high school diploma | 14.1% | +1.4 pts | n/a |
| No health insurance | 5.2% | -2.7 pts | -2.7 pts |
| No vehicle | 8.9% | +0.4 pts | +3.5 pts |
| Work from home | 4.3% | -3.8 pts | -4.4 pts |
| Poverty rate | 21.5% | +2.6 pts | +8.4 pts |
| Unemployment (ACS) | 6.0% | -0.3 pts | +1.6 pts |
| Trip time | Share |
|---|---|
| Under 15 min | 22.2% |
| 15 to 29 min | 32.0% |
| 30 to 44 min | 30.5% |
| 45 to 59 min | 7.8% |
| 60+ min | 7.4% |
What the numbers mean for De Soto Parish borrowers
- Mobile homes in De Soto Parish. At 34% of units, they are a big part of local housing; check whether yours is titled as real or personal property.
- Lower-cost alternatives. In a county with 22% in poverty, nonprofit credit counseling may beat a loan (options).
- De Soto Parish rent burden. 54% of renters are cost-burdened; ask your landlord about a payment plan before borrowing for rent.
Checking a lender's license in Louisiana
Licensing happens at the state level, so a lender working with De Soto Parish borrowers answers to the Louisiana Office of Financial Institutions. Nationally, De Soto Parish residents can file with the CFPB. The Louisiana page has statewide figures to set beside De Soto Parish's.
A De Soto Parish borrower's checklist
Steps that save money for De Soto Parish residents:
- Size the loan to the bill, not to the most a lender offers.
- Shop at least three lenders, including one De Soto Parish-area credit union.
- Verify the Louisiana license before giving out your Social Security number.
- Ask a De Soto Parish credit union about member loans.
Nearby and statewide guides
For statewide rules and data, see the Louisiana guide.
Frequently asked questions
Where does De Soto Parish rank on income in Louisiana?
43rd of 64, with a median of $48,578. The state median is $60,756.
How much is rent in De Soto Parish?
Median gross rent, utilities included, is $687 a month; 54% of renters spend 30% or more of income on it.
Which towns does the De Soto Parish guide cover?
Every community in the county, unincorporated areas included. The largest of its 10 Census places: Mansfield, Stonewall, Logansport, South Mansfield, Grand Cane.
Are De Soto Parish applicants treated differently?
No. Everyone answers the same questions and is screened on the same objective points; lending partners set their own criteria under fair-lending laws.
Where can someone in De Soto Parish check a lender's license?
With the Louisiana Office of Financial Institutions. If a lender is unlicensed or asks for a fee before funding, walk away.