1st Advantage MortgageTaliaferro County households have a median income of $52,500 and median rent of $638 a month (ACS 2020 to 2024). Those figures describe the county, not you: compare at least three written offers by APR and total cost, and confirm the lender's license before you apply.
On this page
- Taliaferro County by the numbers
- Household income in Taliaferro County
- Work, industries and travel time in Taliaferro County
- Rent, home values and ownership in Taliaferro County
- Regional comparison for Taliaferro County
- Taliaferro County towns compared
- Budget math at the Taliaferro County median
- Borrowing situations common in Taliaferro County
- Taliaferro County residents: age, schooling, coverage
- Four steps for Taliaferro County borrowers
- Georgia rules that apply in Taliaferro County
- Related local guides
- Frequently asked questions
Taliaferro County by the numbers
Taliaferro County is home to about 1,558 people, according to the Census Bureau's 2020 to 2024 American Community Survey, which makes it the 159th most populous of 159 county-level areas in Georgia. Spread over 195 square miles, that works out to roughly 8.0 residents per square mile. Under the July 2023 OMB definitions, Taliaferro County is not part of any metropolitan area. Crawfordville is the biggest of its 2 Census places, at roughly 548 people (35% of the county total). With so few households sampled, Taliaferro County estimates can move a lot between releases.
Household income in Taliaferro County
Taliaferro County households have a median income of $52,500 (ACS 2020 to 2024), which ranks 112th of 159 in Georgia.
| Band | Taliaferro County | Compared with Georgia |
|---|---|---|
| Under $35,000 | 27.6% | +5.4 pts |
| $35,000 to $99,999 | 51.2% | +11.7 pts |
| $100,000 to $199,999 | 19.6% | -6.9 pts |
| $200,000 or more | 1.7% | -10.2 pts |
About 28% of households earn under $35,000, while 21% clear $100,000. 20.4% of residents fall below the federal poverty line (statewide: 13.4%). Income inequality, measured by the Gini index, comes to 0.407 here. For a borrower in Taliaferro County, the county median is only context: a lender looks at the income you can document, so pay stubs, benefit letters or tax returns matter more than any average.
Work, industries and travel time in Taliaferro County
By the Census industry count, 22% of employed Taliaferro County residents work in education and health care and 18% in public administration. Public administration stands out: 18% of workers here, versus 5% statewide. ACS puts five-year average unemployment at 5.0% in Taliaferro County. Long commutes are common here: 31% of workers spend 45 minutes or longer getting to work. 5.8% of households have no vehicle.
| Where residents work | Taliaferro County | Difference from Georgia |
|---|---|---|
| Education and health care | 22.3% | +1.3 pts |
| Public administration | 18.1% | +13.3 pts |
| Manufacturing | 16.1% | +6.1 pts |
| Arts, lodging and food service | 11.1% | +2.5 pts |
| Retail trade | 10.3% | -1.0 pts |
| Transportation, warehousing and utilities | 6.8% | -0.5 pts |
Where long drives are the norm, a car repair is one of the most common surprise bills. A small repair fund can keep a breakdown from turning into a loan.
Rent, home values and ownership in Taliaferro County
A typical Taliaferro County rental runs $638 a month including utilities, which is 54% below Georgia. By the Census definition, 52% of Taliaferro County renters are cost-burdened. Home values center on $68,900, or 1.3 years of median income. The ownership rate is 82%.
| Taliaferro County | Georgia | U.S. county median | |
|---|---|---|---|
| Median gross rent | $638/mo | $1,393/mo | $877/mo |
| Median home value | $68,900 | $303,300 | $185,300 |
| Owners | 82% | 66% | 75% |
| Rent-burdened renters | 52% | 52% | 45% |
| Burdened owners | 43% | 26% | n/a |
| Mobile homes | 32.1% | 7.8% | n/a |
| Vacant units | 37% | 10% | n/a |
Because most Taliaferro County households own, home repairs are a frequent reason to borrow. An unsecured personal loan leaves the house out of the deal, while a HELOC uses it as collateral. Rent pressure is real here, so run any payment through the debt-to-income calculator before you apply.
Regional comparison for Taliaferro County
Nearest neighbors first, measured between county centers (16 to 24 miles). Greene County leads the group on income ($86,272), Hancock County trails ($40,082), and Taliaferro County out-earns 3 of the six.
| Neighbor | Distance | Income | Rent | Own |
|---|---|---|---|---|
| Taliaferro County | - | $52,500 | $638/mo | 82% |
| Warren County, GA | 16 mi | $44,289 | $690/mo | 72% |
| Greene County, GA | 17 mi | $86,272 | $924/mo | 78% |
| Wilkes County, GA | 17 mi | $52,043 | $786/mo | 66% |
| Hancock County, GA | 21 mi | $40,082 | $938/mo | 79% |
| McDuffie County, GA | 23 mi | $56,733 | $792/mo | 65% |
| Oglethorpe County, GA | 24 mi | $75,034 | $913/mo | 84% |
Taliaferro County towns compared
The table lists the 2 largest of 2 Census places in Taliaferro County, by population. Together all 2 hold about 604 people, so roughly 61% of residents live outside any named place. No Taliaferro County place has a separate guide yet; this county page serves all 2.
| Place | Type | Population | Median income | Median rent | From county center |
|---|---|---|---|---|---|
| Crawfordville | city | 548 | $58,750 | $675 | 1 mi |
| Sharon | city | 56 | $37,188 | $615 | 5 mi |
Budget math at the Taliaferro County median
The debt-to-income ratio is the main affordability test lenders use. Applied to Taliaferro County's medians:
- Start: $4,375 gross per month ($52,500 / 12)
- Less median rent of $638, which is 15% of it
- With a 36% ceiling, about $937 remains for car, card, student and any new loan payments
- $1,243: what a 43% ratio leaves once rent is paid
If your rent is above $638, the room shrinks dollar for dollar.
Borrowing situations common in Taliaferro County
What the Taliaferro County figures suggest, and what to check first:
- Hospital bills in Taliaferro County. For the 11% of residents without coverage, the provider's charity-care program comes before any loan (details).
- Vehicle repairs. 31% of Taliaferro County workers commute 45+ minutes, so a breakdown can cost a paycheck. Get two written estimates.
- Repairs on manufactured housing. With 32% of homes here, compare a personal loan with any dealer or park repair program.
- Benefit income. With half of residents older than 47, lenders often see pension and Social Security income, which counts like wages.
Taliaferro County residents: age, schooling, coverage
12% of Taliaferro County adults 25 and older hold a bachelor's degree or more. About 11% go without health insurance.
| Indicator | Taliaferro County | All of Georgia | U.S. county median |
|---|---|---|---|
| Median age | 47.1 | 37.6 | 41.5 |
| Bachelor's or higher | 12.0% | 34.9% | 22.2% |
| No high school diploma | 12.7% | 10.8% | n/a |
| No health insurance | 10.6% | 12.4% | 7.8% |
| No vehicle | 5.8% | 5.9% | 5.4% |
| Work from home | 9.9% | 15.9% | 8.7% |
| Poverty rate | 20.4% | 13.4% | 13.2% |
| Unemployment (ACS) | 5.0% | 5.1% | 4.4% |
Four steps for Taliaferro County borrowers
Quick steps for Taliaferro County:
- Size the loan to the bill, not to the most a lender offers.
- Ask each lender for the APR and all fees in writing.
- Look the lender up with the state regulator first.
- Read the final agreement; it must match the offer.
Georgia rules that apply in Taliaferro County
Consumer lenders serving Taliaferro County are licensed by the state, not the county; in Georgia that is the Georgia Department of Banking and Finance. Federal complaints: consumerfinance.gov. More on Georgia: Georgia personal loans.
Related local guides
The Georgia guide covers the whole state.
Frequently asked questions
Is Taliaferro County a high-income county?
Its $52,500 median ranks 112th of 159 Georgia counties and compares with $65,681 for the median U.S. county.
Is Taliaferro County expensive for renters?
Median rent is $638 against $1,393 statewide, and 52% of renter households are cost-burdened.
Should Taliaferro County homeowners use home equity instead?
Maybe, but weigh the risk: 82% of Taliaferro County homes are owner-occupied, and a home-equity loan or line is secured by the house while a personal loan usually is not.
What are the biggest places in Taliaferro County?
By population: Crawfordville, Sharon. The county has 2 Census places in all.
Are Taliaferro County applicants treated differently?
No. Everyone answers the same questions and is screened on the same objective points; lending partners set their own criteria under fair-lending laws.