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Louisiana

Borrowing in Tangipahoa Parish, LA: a county-level guide

By the Personal Loan Compare editorial team · Last reviewed and updated October 28, 2026 · How we write and check

Short answer

In Tangipahoa Parish, Louisiana, the typical household earns $56,760 a year and the typical rent is $1,003. Whatever your own numbers, compare written offers on APR, fees and total cost, and verify the lender is licensed in Louisiana before sharing details.

On this page
  1. Tangipahoa Parish, LA: the basics
  2. The Tangipahoa Parish job picture
  3. What Tangipahoa Parish households earn
  4. What it costs to live in Tangipahoa Parish
  5. Cities, towns and CDPs in Tangipahoa Parish
  6. Tangipahoa Parish next to its neighbors
  7. A Tangipahoa Parish household budget, worked through
  8. Tangipahoa Parish households compared
  9. Before borrowing in Tangipahoa Parish
  10. A Tangipahoa Parish borrower's checklist
  11. Louisiana rules that apply in Tangipahoa Parish
  12. Related local guides
  13. Frequently asked questions

Tangipahoa Parish, LA: the basics

136,738Population (ACS 2020-24)
$56,760Median household income
$1,003/moMedian gross rent
$212,900Median home value
70%Owner-occupied homes
19%Below the poverty line
791 sq miLand area
35.9Median age

The latest five-year Census estimate puts Tangipahoa Parish's population at 136,738; only 9 of Louisiana's 64 county-level areas are larger. Packed into 791 square miles, that is close to 173 residents for every square mile of land. The federal metro definitions (OMB, July 2023) place it in the Hammond, LA metropolitan area. The Census Bureau counts 9 places in the county (8 incorporated, 1 census-designated); the largest is Hammond, with about 21,539 residents, or 16% of the county.

The Tangipahoa Parish job picture

The biggest employer of Tangipahoa Parish residents, by industry, is education and health care at 26% of workers, followed by retail trade (12%). The sharpest difference from the state is in transportation, warehousing and utilities, at 9% locally and 6% for Louisiana. The survey's unemployment rate for Tangipahoa Parish averages 6.0% over 2020 to 2024 (state: 6.3%). Long commutes are common here: 26% of workers spend 45 minutes or longer getting to work. 6.1% of households have no vehicle.

Where residents workTangipahoa ParishDifference from Louisiana
Education and health care26.2%+0.7 pts
Retail trade12.5%+1.4 pts
Construction9.3%+1.0 pts
Arts, lodging and food service9.2%0.0 pts
Transportation, warehousing and utilities8.5%+2.6 pts
Professional and administrative services8.0%-1.9 pts

Industry shapes paperwork. Salaried and public jobs are easy to verify, while hourly, tipped, commission or contract earners in Tangipahoa Parish should have bank statements and tax returns ready.

What Tangipahoa Parish households earn

The median household income in Tangipahoa Parish is $56,760; statewide it is $60,756, so Tangipahoa Parish runs 7% below Louisiana as a whole. In the state ranking that is 27th of 64.

Yearly household incomeTangipahoa ParishGap to Louisiana
Under $35,00031.3%+0.6 pts
$35,000 to $99,99942.6%+3.3 pts
$100,000 to $199,99920.4%-1.7 pts
$200,000 or more5.6%-2.2 pts

About 31% of households earn under $35,000, while 26% clear $100,000. Census counts 19.2% of Tangipahoa Parish residents in poverty, against 18.9% across Louisiana. For a borrower in Tangipahoa Parish, the county median is only context: a lender looks at the income you can document, so pay stubs, benefit letters or tax returns matter more than any average.

What it costs to live in Tangipahoa Parish

A typical Tangipahoa Parish rental runs $1,003 a month including utilities, which is 6% below Louisiana. 57% of renting households spend 30% or more of income on rent, and 30% spend half or more. Home values center on $212,900, or 3.8 years of median income. 70% of Tangipahoa Parish households own their home and 30% rent. Median construction year: 1993.

Home costsTangipahoa ParishLouisianaU.S. middle county
Median gross rent$1,003/mo$1,064/mo$877/mo
Median home value$212,900$216,500$185,300
Owners70%67%75%
Rent-burdened renters57%55%45%
Burdened owners28%28%n/a
Mobile homes19.0%12.6%n/a

High rent burdens leave little slack. If you are borrowing to consolidate, make sure the new payment is lower than the ones it replaces.

Cities, towns and CDPs in Tangipahoa Parish

Here are the 9 most populous of the county's 9 Census places, with income and rent from the same 2020 to 2024 survey. About 31% of Tangipahoa Parish residents live in one of the 9. Tickfaw has the highest median household income on the list ($54,125) and Tangipahoa the lowest ($20,144), counting places with at least 500 residents. Median rent ranges from $762 in Ponchatoula to $1,081 in Natalbany. This guide covers each of the 9 places and the rural areas around them.

PlaceTypePopulationMedian incomeMedian rentFrom county center
Hammondcity21,539$48,166$1,0619 mi
Ponchatoulacity7,808$51,161$76213 mi
Amite Citytown4,048$44,636$92710 mi
NatalbanyCDP2,416$32,483$1,0817 mi
Independencetown2,207$40,268$9646 mi
Kentwoodtown2,087$31,364$1,02223 mi
Roselandtown1,070$45,856$86812 mi
Tickfawvillage857$54,125$1,0006 mi
Tangipahoavillage522$20,144$91719 mi

CDPs are unincorporated communities the Census Bureau defines for counting.

Tangipahoa Parish next to its neighbors

Six nearby counties, 23 to 38 miles away by the straight-line distance between their centers. Income ranges from $41,934 in St. Helena Parish to $81,202 in St. Tammany Parish; 3 of these neighbors top Tangipahoa Parish's median. The list crosses into Mississippi, where different lending rules and regulators apply.

CountyMilesMedian household incomeMedian rentHomeownership
Tangipahoa Parish-$56,760$1,003/mo70%
St. Helena Parish, LA23 mi$41,934$870/mo79%
Livingston Parish, LA23 mi$80,122$1,151/mo81%
Washington Parish, LA27 mi$45,380$774/mo69%
St. Tammany Parish, LA31 mi$81,202$1,332/mo79%
St. John the Baptist Parish, LA33 mi$66,630$1,334/mo77%
Pike County, MS38 mi$43,814$919/mo67%

A Tangipahoa Parish household budget, worked through

Here is the Tangipahoa Parish median household run through a simple DTI check. Your numbers will differ.

  • $4,730 a month: gross income for a household at the Tangipahoa Parish median
  • 21% goes to median rent ($1,003)
  • At 35%, room after rent is $652 a month
  • Under a 45% cap, $2,128 total minus rent leaves $1,126

Car, student loan and card payments come out of that room first. Try your own numbers in the calculator.

Tangipahoa Parish households compared

21% of Tangipahoa Parish adults 25 and older hold a bachelor's degree or more. The uninsured rate is 7.3%, against 7.8% for Louisiana.

IndicatorTangipahoa ParishAll of LouisianaU.S. county median
Median age35.938.041.5
Bachelor's or higher20.8%27.0%22.2%
No high school diploma16.3%12.7%n/a
No health insurance7.3%7.8%7.8%
No vehicle6.1%8.4%5.4%
Work from home7.2%8.1%8.7%
Poverty rate19.2%18.9%13.2%
Unemployment (ACS)6.0%6.3%4.4%
Commute lengthTangipahoa Parish
Under 15 min26.8%
15 to 29 min31.3%
30 to 44 min16.1%
45 to 59 min10.5%
60+ min15.2%

Before borrowing in Tangipahoa Parish

Where the Tangipahoa Parish numbers stand out, and why it matters for a loan:

  • Keeping the car running. At 26% with long commutes, repairs are a frequent Tangipahoa Parish emergency; first decide if the car is worth fixing.
  • 19% mobile homes. Many are not titled as real estate, so home-equity options may not apply; an unsecured loan is the usual route.
  • Free help first. 19% of residents live below the poverty line; utility, rent and food programs cost nothing to repay (free options).
  • Rent squeeze. 57% of renters spend 30%+ of income on rent; borrow only if the loan cuts what you pay overall.

A Tangipahoa Parish borrower's checklist

Steps that save money for Tangipahoa Parish residents:

  • Price the Tangipahoa Parish expense first and borrow that amount, no more.
  • Collect three written offers and compare APR and total repaid.
  • Look the lender up with the state regulator first.
  • Keep a small cushion so one surprise bill does not mean another loan.

Louisiana rules that apply in Tangipahoa Parish

No county office licenses personal lenders. For Tangipahoa Parish, check the Louisiana Office of Financial Institutions. Federal complaints: consumerfinance.gov. Statewide data and rules: Louisiana guide.

The Louisiana guide covers the whole state.

Frequently asked questions

What does a typical Tangipahoa Parish household make?

About $56,760 a year at the median (ACS 2020-24), 7% below the Louisiana median.

What do renters pay in Tangipahoa Parish?

$1,003 a month at the median, about 21% of median household income.

I own my home in Tangipahoa Parish. Personal loan or HELOC?

A HELOC uses the house as collateral; a personal loan usually does not. With 70% of homes owner-occupied here, many readers can compare both in writing.

What are the biggest places in Tangipahoa Parish?

By population: Hammond, Ponchatoula, Amite City, Natalbany, Independence. The county has 9 Census places in all.

Is the fit check different in Tangipahoa Parish?

No. It is identical everywhere, and it never looks at your neighborhood.

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