1st Advantage MortgageMedian rent in Tishomingo County is $682 a month against a median household income of $53,040, about 15% of income (ACS 2020-24). A loan makes sense only if its total cost beats your alternatives and the payment fits your budget. Check the lender's Mississippi license first.
On this page
- Tishomingo County, MS: the basics
- Jobs and commutes in Tishomingo County
- Paychecks and income spread in Tishomingo County
- What it costs to live in Tishomingo County
- What stands out in Tishomingo County
- Tishomingo County and the counties next door
- The communities that make up Tishomingo County
- Reading the Tishomingo County data as a borrower
- $4,420 a month: the Tishomingo County median budget
- Who lives in Tishomingo County, in numbers
- Verifying a lender from Tishomingo County
- A Tishomingo County borrower's checklist
- Beyond Tishomingo County
- Frequently asked questions
Tishomingo County, MS: the basics
Roughly 18,660 residents live in Tishomingo County, Mississippi, 48th by population among the state's 82 counties and county equivalents. It covers 424 square miles of land, or about 44 people per square mile. No metropolitan area includes Tishomingo County in the 2023 federal delineation, so its numbers stand on their own rather than as part of a metro. Of the 7 Census places inside Tishomingo County, Iuka leads by population with about 3,110; 6 of the 7 are incorporated.
Jobs and commutes in Tishomingo County
Manufacturing (30%), education and health care (20%) and construction (8%) lead Tishomingo County's job mix. Compared with Mississippi, the county leans toward manufacturing (30% against 13%). Unemployment in Tishomingo County, ACS five-year: 3.2%; Mississippi: 5.8%. 16% of commuters travel 45 minutes or more each way, and 3% work from home. 4.8% of households have no vehicle.
| Sector | Tishomingo County | Compared with Mississippi |
|---|---|---|
| Manufacturing | 29.5% | +16.6 pts |
| Education and health care | 20.3% | -5.1 pts |
| Construction | 8.1% | +1.3 pts |
| Retail trade | 7.9% | -3.4 pts |
| Transportation, warehousing and utilities | 6.3% | -1.1 pts |
| Finance, insurance and real estate | 6.1% | +1.3 pts |
A lender verifies what your own job pays. The county's industry mix tells you about the local economy, not about your application.
Paychecks and income spread in Tishomingo County
Tishomingo County households have a median income of $53,040 (ACS 2020 to 2024), which ranks 26th of 82 in Mississippi.
| Household income | Tishomingo County | vs Mississippi |
|---|---|---|
| Under $35,000 | 36.7% | +4.3 pts |
| $35,000 to $99,999 | 39.5% | -1.7 pts |
| $100,000 to $199,999 | 18.5% | -2.0 pts |
| $200,000 or more | 5.2% | -0.5 pts |
The spread is wide: 24% of Tishomingo County households make $100,000 or more, and 37% make less than $35,000. The poverty rate is 18.0%, 1 point lower than the state's 18.9%. If your income is irregular, as it often is with tips, gig work or seasonal jobs, plan around your leaner months rather than the Tishomingo County median.
What it costs to live in Tishomingo County
$682 a month is the median gross rent in Tishomingo County, 29% below the state. By the Census definition, 48% of Tishomingo County renters are cost-burdened. Median value $145,100; median income $53,040; ratio 2.7. Homeowners 80%, renters 20%. The median year built is 1981.
| Cost | Tishomingo County | Mississippi figure | Higher or lower |
|---|---|---|---|
| Median gross rent | $682/mo | $954/mo | 29% lower |
| Median home value | $145,100 | $169,800 | 15% lower |
| Owners | 80% | 70% | +9.5 pts |
| Rent-burdened renters | 48% | 51% | -3.3 pts |
| Burdened owners | 22% | 26% | -4.4 pts |
| Mobile homes | 12.9% | 14.4% | -1.5 pts |
In an owner-heavy county like Tishomingo County, many borrowers can also choose a home equity loan or line of credit. Those can price lower but put the house on the line, so compare the two in writing; our personal loan vs. HELOC guide walks through it.
What stands out in Tishomingo County
Out of every Mississippi county, Tishomingo County is most unusual on these measures.
- Few Mississippi counties match Tishomingo County on the ACS unemployment rate: 3.2% here, 5.8% for the state, ranking 7th lowest of 82. Low unemployment does not lower your rate; your credit does.
- Median age: 43.4 in Tishomingo County. Only 8 of 82 Mississippi counties are higher. Older borrowers often rely on fixed incomes, so a fixed payment helps.
Tishomingo County and the counties next door
Distances run center to center, from Prentiss County at 18 miles out to Itawamba County at 32. Colbert County leads the group on income ($60,628), Prentiss County trails ($49,724), and Tishomingo County out-earns 3 of the six. Some neighbors are in Alabama and Tennessee. Lender licensing is state by state, so a loan for a Tishomingo County resident follows Mississippi rules.
| County | Miles | Median household income | Median rent | Homeownership |
|---|---|---|---|---|
| Tishomingo County | - | $53,040 | $682/mo | 80% |
| Prentiss County, MS | 18 mi | $49,724 | $637/mo | 78% |
| Alcorn County, MS | 22 mi | $51,260 | $751/mo | 68% |
| Colbert County, AL | 25 mi | $60,628 | $887/mo | 71% |
| Franklin County, AL | 30 mi | $53,338 | $676/mo | 72% |
| Hardin County, TN | 32 mi | $49,956 | $775/mo | 78% |
| Itawamba County, MS | 32 mi | $55,546 | $811/mo | 79% |
The communities that make up Tishomingo County
Places, by size: the top 7 of 7. Roughly 64% of Tishomingo County lives outside all of them, in open country or unnamed settlements. Among places of 500 or more people, median income runs from $29,063 in Burnsville to $49,290 in Iuka. Rent is cheapest in Burnsville ($486) and steepest in Belmont ($765). None of the 7 has its own city guide, so this page covers all of them.
| Place in county | Status | Population (ACS) | Median HH income | Monthly rent | Distance from center |
|---|---|---|---|---|---|
| Iuka | city | 3,110 | $49,290 | $664 | 5 mi |
| Belmont | town | 2,028 | $46,512 | $765 | 16 mi |
| Burnsville | town | 861 | $29,063 | $486 | 8 mi |
| Tishomingo | town | 394 | $39,432 | $517 | 7 mi |
| Golden | town | 196 | $47,050 | $770 | 18 mi |
| Paden | village | 131 | $51,042 | $442 | 6 mi |
| Dennis | CDP | 85 | n/a | n/a | 12 mi |
CDP: census-designated place, an unincorporated community mapped for statistics.
Reading the Tishomingo County data as a borrower
Based on the Tishomingo County data above, these borrowing questions are most likely to matter locally.
- Mobile home upkeep. 13% of units fall in this category; roof, skirting and HVAC jobs are common reasons to borrow.
- Rent at $682. With 48% burdened, a short term and small amount keep risk down.
- Consolidating cards in Tishomingo County. Compare the total repaid, not the monthly figure (how).
$4,420 a month: the Tishomingo County median budget
The debt-to-income ratio is the main affordability test lenders use. Applied to Tishomingo County's medians:
- Start: $4,420 gross per month ($53,040 / 12)
- 15% goes to median rent ($682)
- $909: what a 36% ratio leaves once rent is paid
- 43% debt-to-income limit: $1,219 left for all other debt payments
Car, student loan and card payments come out of that room first. Try your own numbers in the calculator.
Who lives in Tishomingo County, in numbers
Bachelor's degree or higher: 18% of Tishomingo County adults. The uninsured rate is 9.6%, against 11.0% for Mississippi.
| People and households | Tishomingo County | Compared with Mississippi | Compared with median county |
|---|---|---|---|
| Bachelor's or higher | 17.8% | -7.3 pts | -4.3 pts |
| Median age | 43.4 | +4.8 yrs | +1.9 yrs |
| Work from home | 2.9% | -3.1 pts | -5.8 pts |
| Unemployment (ACS) | 3.2% | -2.6 pts | -1.3 pts |
| No high school diploma | 15.2% | +2.3 pts | n/a |
| No vehicle | 4.8% | -1.5 pts | -0.6 pts |
| No health insurance | 9.6% | -1.4 pts | +1.8 pts |
| Poverty rate | 18.0% | -0.9 pts | +4.8 pts |
| One-way commute | Share of Tishomingo County workers |
|---|---|
| Under 15 min | 34.8% |
| 15 to 29 min | 31.7% |
| 30 to 44 min | 17.7% |
| 45 to 59 min | 8.8% |
| 60+ min | 7.0% |
Verifying a lender from Tishomingo County
The Mississippi Department of Banking and Consumer Finance is the place to verify any lender's Mississippi license. Problems with a lender can also go to the CFPB. Statewide data and rules: Mississippi guide.
A Tishomingo County borrower's checklist
Quick steps for Tishomingo County:
- Price the Tishomingo County expense first and borrow that amount, no more.
- Shop at least three lenders, including one Tishomingo County-area credit union.
- A Mississippi license check takes minutes; do it first.
- Never pay a fee up front to get a loan.
Beyond Tishomingo County
No city in Tishomingo County has its own guide yet; the state page is next up.
Frequently asked questions
What is the median household income in Tishomingo County?
$53,040 a year in the 2020 to 2024 Census survey, versus $56,447 for Mississippi. It ranks 26th of 82 in the state.
How much is rent in Tishomingo County?
Median gross rent, utilities included, is $682 a month; 48% of renters spend 30% or more of income on it.
Which towns does the Tishomingo County guide cover?
Every community in the county, unincorporated areas included. The largest of its 7 Census places: Iuka, Belmont, Burnsville, Tishomingo, Golden.
Can Tishomingo County residents use the questionnaire?
Yes. It asks the same questions in every Mississippi county, lists every requirement up front and does not affect your credit score.
Who do I complain to about a lender in Tishomingo County?
Start with the Mississippi Department of Banking and Consumer Finance, then the CFPB complaint portal. Keep copies of every message.