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Georgia

Treutlen County, GA: personal loan guide and local data

By the Personal Loan Compare editorial team · Last reviewed and updated October 28, 2026 · How we write and check

Short answer

The median Treutlen County household earns $55,518, and 14% of residents live below the poverty line. A loan makes sense only if its total cost beats your alternatives and the payment fits your budget. Check the lender's Georgia license first.

On this page
  1. Treutlen County by the numbers
  2. How much Treutlen County households make
  3. Housing costs in Treutlen County
  4. Employment and commuting in Treutlen County
  5. Treutlen County towns compared
  6. Treutlen County and the counties next door
  7. People and households in Treutlen County
  8. Reading the Treutlen County data as a borrower
  9. What a median Treutlen County budget can carry
  10. Checklist for Treutlen County applicants
  11. Georgia rules that apply in Treutlen County
  12. More guides for Treutlen County
  13. Frequently asked questions

Treutlen County by the numbers

6,376Population (ACS 2020-24)
$55,518Median household income
$733/moMedian gross rent
$100,100Median home value
65%Owner-occupied homes
14%Below the poverty line
199 sq miLand area
40.8Median age

The latest five-year Census estimate puts Treutlen County's population at 6,376; only 144 of Georgia's 159 county-level areas are larger. Land area is 199 square miles (2024 Gazetteer), so density runs near 32 per square mile. Under the July 2023 OMB definitions, Treutlen County is not part of any metropolitan area. Soperton, with about 2,908 people, is the only Census place mainly inside the county. With so few households sampled, Treutlen County estimates can move a lot between releases.

How much Treutlen County households make

Treutlen County households have a median income of $55,518 (ACS 2020 to 2024), which ranks 91st of 159 in Georgia.

Household incomeTreutlen Countyvs Georgia
Under $35,00036.4%+14.3 pts
$35,000 to $99,99939.0%-0.5 pts
$100,000 to $199,99919.3%-7.2 pts
$200,000 or more5.3%-6.6 pts

The spread is wide: 25% of Treutlen County households make $100,000 or more, and 36% make less than $35,000. The poverty rate is 13.8%, the same as the state's 13.4%. A household earning below the $55,518 median should test any payment carefully; one earning above it should still pick the shortest term it can manage.

Housing costs in Treutlen County

Renters in Treutlen County pay a median of $733 a month, 47% below the Georgia figure of $1,393. 31% of renting households spend 30% or more of income on rent, and 8% spend half or more. The median owner-occupied home is valued at $100,100, about 1.8 times the median household income. The ownership rate is 65%. Half the housing stock was built before 1990.

CostTreutlen CountyGeorgia figureMedian county, U.S.
Median gross rent$733/mo$1,393/mo$877/mo
Median home value$100,100$303,300$185,300
Owners65%66%75%
Rent-burdened renters31%52%45%
Burdened owners28%26%n/a
Mobile homes31.7%7.8%n/a
Vacant units17%10%n/a

Employment and commuting in Treutlen County

Education and health care employs 25% of working residents, the largest share; manufacturing is next with 17%. Manufacturing stands out: 17% of workers here, versus 10% statewide. The survey's unemployment rate for Treutlen County averages 7.7% over 2020 to 2024 (state: 5.1%). Long commutes are common here: 18% of workers spend 45 minutes or longer getting to work. 5.4% of households have no vehicle.

Where residents workTreutlen CountyDifference from Georgia
Education and health care24.8%+3.8 pts
Manufacturing17.1%+7.0 pts
Transportation, warehousing and utilities10.0%+2.8 pts
Public administration9.3%+4.5 pts
Retail trade7.9%-3.4 pts
Construction7.6%+0.6 pts

Where long drives are the norm, a car repair is one of the most common surprise bills. A small repair fund can keep a breakdown from turning into a loan.

Treutlen County towns compared

Soperton is the only Census place mainly inside Treutlen County, with about 2,908 of the county's 6,376 residents. None of the 1 has its own city guide, so this page covers all of them.

CommunityTypeResidentsHousehold income (median)Rent (median)Distance
Sopertoncity2,908$33,146$7353 mi

Treutlen County and the counties next door

Six nearby counties, 17 to 25 miles away by the straight-line distance between their centers. None of the six report a higher median household income than Treutlen County; Laurens County is highest at $55,010 and Wheeler County lowest at $40,539.

NeighborDistanceIncomeRentOwn
Treutlen County-$55,518$733/mo65%
Montgomery County, GA17 mi$51,941$760/mo76%
Emanuel County, GA20 mi$52,772$783/mo61%
Johnson County, GA20 mi$51,028$647/mo76%
Laurens County, GA21 mi$55,010$863/mo64%
Wheeler County, GA23 mi$40,539$581/mo66%
Toombs County, GA25 mi$52,621$768/mo61%

People and households in Treutlen County

12% of Treutlen County adults 25 and older hold a bachelor's degree or more. The uninsured rate is 12.8%, against 12.4% for Georgia.

People and householdsTreutlen CountyGeorgiaMedian county
Median age40.837.641.5
Bachelor's or higher11.9%34.9%22.2%
No high school diploma25.5%10.8%n/a
No health insurance12.8%12.4%7.8%
No vehicle5.4%5.9%5.4%
Work from home5.0%15.9%8.7%
Poverty rate13.8%13.4%13.2%
Unemployment (ACS)7.7%5.1%4.4%
Travel time to workWorkers
Under 15 min27.8%
15 to 29 min19.0%
30 to 44 min35.4%
45 to 59 min6.1%
60+ min11.7%

Reading the Treutlen County data as a borrower

A few patterns in the Treutlen County data, and the practical point behind each:

  • Uninsured care. 13% lack coverage here; nonprofit hospitals must publish an assistance policy, so ask for it first (guide).
  • Mobile home upkeep. 32% of units fall in this category; roof, skirting and HVAC jobs are common reasons to borrow.
  • Check your file. An error fixed before you apply can change the offers a Treutlen County borrower sees (free reports).

What a median Treutlen County budget can carry

How much room does a median Treutlen County budget have? Take median income, subtract median rent, and check what is left under a few common debt-to-income limits.

  • Start: $4,626 gross per month ($55,518 / 12)
  • Less median rent of $733, which is 16% of it
  • $1,256: what a 43% ratio leaves once rent is paid

Car, student loan and card payments come out of that room first. Try your own numbers in the calculator.

Checklist for Treutlen County applicants

Steps that save money for Treutlen County residents:

  • Price the Treutlen County expense first and borrow that amount, no more.
  • Collect three written offers and compare APR and total repaid.
  • Check the license, then the reviews, then the offer.
  • Confirm the first due date before setting up autopay.

Georgia rules that apply in Treutlen County

Before sharing details with a lender, a Treutlen County resident can confirm its license with the Georgia Department of Banking and Finance. Banks and credit unions have their own regulators, and the CFPB takes complaints about any lender. See the Georgia state guide for the statewide picture.

The Georgia guide covers the whole state.

Frequently asked questions

What is the median household income in Treutlen County?

$55,518 a year in the 2020 to 2024 Census survey, versus $77,353 for Georgia. It ranks 91st of 159 in the state.

How does Treutlen County rent compare with Georgia?

$733 locally versus $1,393 for the state, 47% below.

Which towns does the Treutlen County guide cover?

Every community in the county, unincorporated areas included. The largest of its 1 Census places: Soperton.

Can Treutlen County residents use the questionnaire?

Yes. It asks the same questions in every Georgia county, lists every requirement up front and does not affect your credit score.

Who regulates personal lenders for Treutlen County residents?

The Georgia Department of Banking and Finance licenses consumer lenders in Georgia; the CFPB takes complaints about any lender, and the FTC wants to hear about fee-first offers.

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