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Georgia

Personal loans in Wilcox County, GA: county guide

By the Personal Loan Compare editorial team · Last reviewed and updated October 28, 2026 · How we write and check

Short answer

In Wilcox County, Georgia, the typical household earns $54,138 a year and the typical rent is $610. Your income, debts and credit decide what you qualify for. Get offers in writing, compare the total repaid, and never pay a fee up front.

On this page
  1. Wilcox County by the numbers
  2. Income in Wilcox County compared with Georgia
  3. Wilcox County housing compared with Georgia
  4. The Wilcox County job picture
  5. Places inside Wilcox County
  6. Regional comparison for Wilcox County
  7. Who lives in Wilcox County, in numbers
  8. What the numbers mean for Wilcox County borrowers
  9. A Wilcox County household budget, worked through
  10. Four steps for Wilcox County borrowers
  11. Licensing and complaints for Wilcox County
  12. Related local guides
  13. Frequently asked questions

Wilcox County by the numbers

8,798Population (ACS 2020-24)
$54,138Median household income
$610/moMedian gross rent
$87,600Median home value
75%Owner-occupied homes
22%Below the poverty line
378 sq miLand area
41.5Median age

With an estimated 8,798 residents (ACS 2020 to 2024), Wilcox County ranks 133rd of 159 in Georgia for population. Spread over 378 square miles, that works out to roughly 23.3 residents per square mile. No metropolitan area includes Wilcox County in the 2023 federal delineation, so its numbers stand on their own rather than as part of a metro. Of the 5 Census places inside Wilcox County, Abbeville leads by population with about 2,771; 4 of the 5 are incorporated. Small populations mean wide margins of error, so read every Wilcox County figure on this page as a rough guide.

Income in Wilcox County compared with Georgia

Wilcox County households have a median income of $54,138 (ACS 2020 to 2024), which ranks 97th of 159 in Georgia.

BandWilcox CountyCompared with Georgia
Under $35,00032.9%+10.7 pts
$35,000 to $99,99945.4%+5.9 pts
$100,000 to $199,99918.7%-7.8 pts
$200,000 or more3.0%-8.9 pts

About 33% of households earn under $35,000, while 22% clear $100,000. The poverty rate is 21.9%, 9 points higher than the state's 13.4%. If your income is irregular, as it often is with tips, gig work or seasonal jobs, plan around your leaner months rather than the Wilcox County median.

Wilcox County housing compared with Georgia

Median gross rent, utilities included, comes to $610 in Wilcox County versus $1,393 statewide. Rent takes 30% or more of income for 49% of renter households here. Home values center on $87,600, or 1.6 years of median income. 75% of Wilcox County households own their home and 25% rent. Median construction year: 1979.

HousingWilcox CountyGeorgia statewideTypical U.S. county
Median gross rent$610/mo$1,393/mo$877/mo
Median home value$87,600$303,300$185,300
Owners75%66%75%
Rent-burdened renters49%52%45%
Burdened owners19%26%n/a
Mobile homes34.9%7.8%n/a

Because most Wilcox County households own, home repairs are a frequent reason to borrow. An unsecured personal loan leaves the house out of the deal, while a HELOC uses it as collateral.

The Wilcox County job picture

By the Census industry count, 24% of employed Wilcox County residents work in education and health care and 12% in manufacturing. Compared with Georgia, the county leans toward public administration (12% against 5%). The survey's unemployment rate for Wilcox County averages 5.5% over 2020 to 2024 (state: 5.1%). 25% of commuters travel 45 minutes or more each way, and 9% work from home. Only 9.1% of homes here go without a vehicle.

Where residents workWilcox CountyDifference from Georgia
Education and health care23.8%+2.8 pts
Manufacturing12.3%+2.3 pts
Public administration12.0%+7.2 pts
Transportation, warehousing and utilities10.7%+3.4 pts
Retail trade10.2%-1.1 pts
Professional and administrative services7.8%-5.8 pts

Where long drives are the norm, a car repair is one of the most common surprise bills. A small repair fund can keep a breakdown from turning into a loan.

Places inside Wilcox County

5 Census places fall mainly inside Wilcox County; the 5 biggest are below. They account for 5,020 residents, leaving about 43% of the county in unincorporated, unnamed areas. Abbeville has the highest median household income on the list ($42,311) and Pineview the lowest ($28,068), counting places with at least 500 residents. Median rent ranges from $495 in Rochelle to $738 in Pineview. Live in one of these Wilcox County communities, or between them? This is your local guide.

NameKindPop.IncomeRentMiles
Abbevillecity2,771$42,311$6138 mi
Rochellecity1,243$41,607$4951 mi
Pineviewtown618$28,068$73811 mi
Pittscity327$64,250$6796 mi
SevilleCDP61n/an/a10 mi

Regional comparison for Wilcox County

Distances run center to center, from Crisp County at 19 miles out to Dooly County at 25. Dooly County leads the group on income ($60,987), Turner County trails ($36,799), and Wilcox County out-earns 5 of the six.

Nearby countyCenter to centerHousehold incomeGross rentOwner-occupied
Wilcox County-$54,138$610/mo75%
Crisp County, GA19 mi$45,105$778/mo56%
Pulaski County, GA19 mi$50,406$883/mo71%
Turner County, GA20 mi$36,799$679/mo64%
Dodge County, GA21 mi$51,587$723/mo71%
Ben Hill County, GA23 mi$41,758$688/mo63%
Dooly County, GA25 mi$60,987$758/mo65%

Who lives in Wilcox County, in numbers

Degree holders: 15% of adults over 25. 13.7% of residents have no health coverage.

Wilcox CountyGeorgiaU.S. county median
Median age41.537.641.5
Bachelor's or higher15.4%34.9%22.2%
No high school diploma20.8%10.8%n/a
No health insurance13.7%12.4%7.8%
No vehicle9.1%5.9%5.4%
Work from home9.2%15.9%8.7%
Poverty rate21.9%13.4%13.2%
Unemployment (ACS)5.5%5.1%4.4%
One-way commuteShare of Wilcox County workers
Under 15 min25.9%
15 to 29 min26.7%
30 to 44 min22.8%
45 to 59 min7.9%
60+ min16.7%

What the numbers mean for Wilcox County borrowers

Where the Wilcox County numbers stand out, and why it matters for a loan:

  • Medical bills. 14% of Wilcox County residents are uninsured. Before borrowing for care, ask the provider about financial assistance and payment plans.
  • Long drives. With 25% of commutes over 45 minutes, tires and repairs are fixed costs in many Wilcox County budgets.
  • Repairs on manufactured housing. With 35% of homes here, compare a personal loan with any dealer or park repair program.
  • 22% below poverty. Emergency aid, payment plans and counseling (list) come first.

A Wilcox County household budget, worked through

Here is the Wilcox County median household run through a simple DTI check. Your numbers will differ.

  • Start: $4,512 gross per month ($54,138 / 12)
  • 14% goes to median rent ($610)
  • 36% debt-to-income limit: $1,014 left for all other debt payments
  • Under a 43% cap, $1,940 total minus rent leaves $1,330

If your rent is above $610, the room shrinks dollar for dollar.

Four steps for Wilcox County borrowers

Quick steps for Wilcox County:

  • Get a written quote for whatever you are paying for in Wilcox County.
  • Shop at least three lenders, including one Wilcox County-area credit union.
  • Confirm the lender is licensed in Georgia.
  • Confirm the first due date before setting up autopay.

Licensing and complaints for Wilcox County

No county office licenses personal lenders. For Wilcox County, check the Georgia Department of Banking and Finance. A CFPB complaint gets forwarded to the company for a response. Statewide data and rules: Georgia guide.

For statewide rules and data, see the Georgia guide.

Frequently asked questions

Is Wilcox County a high-income county?

Its $54,138 median ranks 97th of 159 Georgia counties and compares with $65,681 for the median U.S. county.

How much is rent in Wilcox County?

Median gross rent, utilities included, is $610 a month; 49% of renters spend 30% or more of income on it.

Which towns does the Wilcox County guide cover?

Every community in the county, unincorporated areas included. The largest of its 5 Census places: Abbeville, Rochelle, Pineview, Pitts, Seville.

Will a Wilcox County address affect my match?

Beyond confirming Georgia as your state, no. Your answers about amount, credit, income and payments are all that count.

Where can someone in Wilcox County check a lender's license?

With the Georgia Department of Banking and Finance. If a lender is unlicensed or asks for a fee before funding, walk away.

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