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Personal loans around Trinity County, CA

By the Personal Loan Compare editorial team · Last reviewed and updated October 28, 2026 · How we write and check

Short answer

The median Trinity County household earns $53,002, and 21% of residents live below the poverty line. Whatever your own numbers, compare written offers on APR, fees and total cost, and verify the lender is licensed in California before sharing details.

On this page
  1. Trinity County at a glance
  2. Renting and owning in Trinity County
  3. How much Trinity County households make
  4. The Trinity County job picture
  5. Cities, towns and CDPs in Trinity County
  6. How Trinity County compares with nearby counties
  7. Trinity County households compared
  8. Before borrowing in Trinity County
  9. Room for a loan payment in Trinity County
  10. Checklist for Trinity County applicants
  11. Checking a lender's license in California
  12. Nearby and statewide guides
  13. Frequently asked questions

Trinity County at a glance

15,860Population (ACS 2020-24)
$53,002Median household income
$1,073/moMedian gross rent
$325,800Median home value
72%Owner-occupied homes
21%Below the poverty line
3,179 sq miLand area
54.9Median age

Trinity County is home to about 15,860 people, according to the Census Bureau's 2020 to 2024 American Community Survey, which makes it the 54th most populous of 58 county-level areas in California. Spread over 3,179 square miles, that works out to roughly 5.0 residents per square mile. No metropolitan area includes Trinity County in the 2023 federal delineation, so its numbers stand on their own rather than as part of a metro. The Census Bureau counts 14 places in the county (0 incorporated, 14 census-designated); the largest is Weaverville, with about 4,018 residents, or 25% of the county.

Renting and owning in Trinity County

Median gross rent, utilities included, comes to $1,073 in Trinity County versus $2,036 statewide. 34% of renting households spend 30% or more of income on rent, and 21% spend half or more. The median owner-occupied home is valued at $325,800, about 6.1 times the median household income. 72% of Trinity County households own their home and 28% rent. Median construction year: 1977.

CostTrinity CountyCalifornia figureMedian county, U.S.
Median gross rent$1,073/mo$2,036/mo$877/mo
Median home value$325,800$734,700$185,300
Owners72%56%75%
Rent-burdened renters34%55%45%
Burdened owners49%38%n/a
Mobile homes16.2%3.5%n/a

How much Trinity County households make

Trinity County households have a median income of $53,002 (ACS 2020 to 2024), which ranks 58th of 58 in California.

Yearly household incomeTrinity CountyGap to California
Under $35,00034.3%+16.6 pts
$35,000 to $99,99943.8%+11.1 pts
$100,000 to $199,99914.4%-14.8 pts
$200,000 or more7.6%-12.9 pts

About 34% of households earn under $35,000, while 22% clear $100,000. Census counts 20.7% of Trinity County residents in poverty, against 12.0% across California. None of these numbers decides a Trinity County application. Lenders weigh your own documented income against your own debts.

The Trinity County job picture

Education and health care employs 23% of working residents, the largest share; arts, lodging and food service is next with 16%. Agriculture, forestry and mining stands out: 12% of workers here, versus 2% statewide. ACS puts five-year average unemployment at 8.4% in Trinity County. Long commutes are common here: 17% of workers spend 45 minutes or longer getting to work.

Where residents workTrinity CountyDifference from California
Education and health care23.1%+1.0 pts
Arts, lodging and food service16.4%+6.9 pts
Agriculture, forestry and mining12.0%+10.0 pts
Retail trade11.3%+1.2 pts
Construction11.2%+4.5 pts
Public administration6.9%+2.1 pts

If your hours swing with the season or with overtime, size a loan payment against your base pay, not your best month.

Cities, towns and CDPs in Trinity County

Here are the 14 most populous of the county's 14 Census places, with income and rent from the same 2020 to 2024 survey. About 86% of Trinity County residents live in one of the 14. Incomes vary by place: $65,787 at the median in Weaverville, $31,827 in Douglas City. Median rent ranges from $840 in Hayfork to $1,113 in Lewiston. No Trinity County place has a separate guide yet; this county page serves all 14.

Town or CDPTypePeopleMedian household incomeMedian gross rentMiles from center
WeavervilleCDP4,018$65,787$1,05612 mi
HayforkCDP2,537$44,434$8405 mi
LewistonCDP2,020$39,968$1,11316 mi
Junction CityCDP1,190$48,250n/a6 mi
Douglas CityCDP1,060$31,827$94710 mi
SalyerCDP487$55,000n/a29 mi
RuthCDP480$78,247n/a27 mi
Trinity CenterCDP414$58,750n/a31 mi
Burnt RanchCDP318$49,226n/a24 mi
Coffee CreekCDP280$76,250n/a36 mi
Mad RiverCDP272n/an/a25 mi
Post MountainCDP233n/an/a17 mi
Trinity VillageCDP209$87,361n/a26 mi
HyampomCDP102n/an/a19 mi

CDPs are unincorporated communities the Census Bureau defines for counting.

How Trinity County compares with nearby counties

Nearest neighbors first, measured between county centers (43 to 86 miles). Shasta County leads the group on income ($72,636), Siskiyou County trails ($59,095), and Trinity County out-earns 0 of the six.

Adjacent areaHow farHH income (median)Rent (median)Owner share
Trinity County-$53,002$1,073/mo72%
Humboldt County, CA43 mi$61,160$1,287/mo57%
Shasta County, CA57 mi$72,636$1,317/mo66%
Tehama County, CA59 mi$63,784$1,184/mo67%
Siskiyou County, CA72 mi$59,095$1,091/mo69%
Glenn County, CA81 mi$67,139$1,120/mo61%
Mendocino County, CA86 mi$68,092$1,317/mo62%

Trinity County households compared

22% of Trinity County adults 25 and older hold a bachelor's degree or more. The uninsured rate is 9.3%, against 6.6% for California.

Trinity CountyCaliforniaU.S. county median
Median age54.937.941.5
Bachelor's or higher22.4%37.1%22.2%
No high school diploma7.8%15.3%n/a
No health insurance9.3%6.6%7.8%
No vehicle5.5%7.1%5.4%
Work from home21.3%17.2%8.7%
Poverty rate20.7%12.0%13.2%
Unemployment (ACS)8.4%6.6%4.4%
One-way commuteShare of Trinity County workers
Under 15 min36.5%
15 to 29 min31.1%
30 to 44 min14.9%
45 to 59 min6.4%
60+ min11.0%

Before borrowing in Trinity County

A few patterns in the Trinity County data, and the practical point behind each:

  • 16% mobile homes. Many are not titled as real estate, so home-equity options may not apply; an unsecured loan is the usual route.
  • Benefit income. With half of residents older than 55, lenders often see pension and Social Security income, which counts like wages.
  • Free help first. 21% of residents live below the poverty line; utility, rent and food programs cost nothing to repay (free options).

Room for a loan payment in Trinity County

Trinity County at the medians, through a lender's eyes (what DTI means):

  • Monthly gross at the median, Trinity County: $4,417
  • Median rent: $1,073, or 24 cents of every gross dollar
  • At 35%, room after rent is $473 a month
  • $915: what a 45% ratio leaves once rent is paid

Car, student loan and card payments come out of that room first. Try your own numbers in the calculator.

Checklist for Trinity County applicants

Steps that save money for Trinity County residents:

  • Write down what the expense costs; a smaller loan costs less.
  • Prequalify with soft pulls where offered, then compare in writing.
  • Only work with lenders licensed for California borrowers.
  • Pick the shortest term whose payment still fits.

Checking a lender's license in California

Trinity County borrowers fall under statewide rules, enforced by the California Department of Financial Protection and Innovation. Problems with a lender can also go to the CFPB. See the California state guide for the statewide picture.

Nearby and statewide guides

The California guide covers the whole state.

Frequently asked questions

What is the median household income in Trinity County?

$53,002 a year in the 2020 to 2024 Census survey, versus $99,122 for California. It ranks 58th of 58 in the state.

Is Trinity County expensive for renters?

Median rent is $1,073 against $2,036 statewide, and 34% of renter households are cost-burdened.

I live in a small Trinity County town. Is this my guide?

Yes. If your town has no city guide, this county page is the local one; it covers Weaverville, Hayfork, Lewiston, Junction City, Douglas City and 9 more.

Will a Trinity County address affect my match?

Beyond confirming California as your state, no. Your answers about amount, credit, income and payments are all that count.

Where can someone in Trinity County check a lender's license?

With the California Department of Financial Protection and Innovation. If a lender is unlicensed or asks for a fee before funding, walk away.

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