1st Advantage MortgageTwiggs County households have a median income of $56,324 and median rent of $808 a month (ACS 2020 to 2024). Your income, debts and credit decide what you qualify for. Get offers in writing, compare the total repaid, and never pay a fee up front.
On this page
- Who lives in Twiggs County
- The Twiggs County job picture
- Household income in Twiggs County
- Rent, home values and ownership in Twiggs County
- Twiggs County next to its neighbors
- Cities, towns and CDPs in Twiggs County
- Room for a loan payment in Twiggs County
- Who lives in Twiggs County, in numbers
- Borrowing situations common in Twiggs County
- Lender oversight for Twiggs County
- Steps before you apply in Twiggs County
- Related local guides
- Frequently asked questions
Who lives in Twiggs County
The latest five-year Census estimate puts Twiggs County's population at 7,803; only 139 of Georgia's 159 county-level areas are larger. It covers 359 square miles of land, or about 22 people per square mile. For statistical purposes it belongs to the Macon-Bibb County, GA metro area, as delineated by the Office of Management and Budget in July 2023. Jeffersonville is the biggest of its 2 Census places, at roughly 1,008 people (13% of the county total). With so few households sampled, Twiggs County estimates can move a lot between releases.
The Twiggs County job picture
The biggest employer of Twiggs County residents, by industry, is education and health care at 18% of workers, followed by manufacturing (14%). Agriculture, forestry and mining stands out: 8% of workers here, versus 1% statewide. Averaged over the five survey years, 3.8% of the labor force was out of work and looking. Long commutes are the exception here: 14% of workers spend 45 minutes or longer getting to work.
| Top industries | Twiggs County share | +/- vs Georgia |
|---|---|---|
| Education and health care | 17.7% | -3.3 pts |
| Manufacturing | 13.8% | +3.7 pts |
| Public administration | 11.1% | +6.3 pts |
| Retail trade | 10.1% | -1.2 pts |
| Transportation, warehousing and utilities | 9.7% | +2.4 pts |
| Professional and administrative services | 9.0% | -4.6 pts |
Industry shapes paperwork. Salaried and public jobs are easy to verify, while hourly, tipped, commission or contract earners in Twiggs County should have bank statements and tax returns ready.
Household income in Twiggs County
Half of Twiggs County households take in less than $56,324 a year and half take in more, 27% below the Georgia median of $77,353. That places it 89th among Georgia's 159 county-level areas.
| Household income | Twiggs County | vs Georgia |
|---|---|---|
| Under $35,000 | 35.4% | +13.3 pts |
| $35,000 to $99,999 | 38.0% | -1.5 pts |
| $100,000 to $199,999 | 19.1% | -7.3 pts |
| $200,000 or more | 7.4% | -4.4 pts |
About 35% of households earn under $35,000, while 27% clear $100,000. The poverty rate is 18.2%, 5 points higher than the state's 13.4%. Income inequality, measured by the Gini index, comes to 0.510 here. Income from any regular source can count, including Social Security, pensions and disability benefits, as long as you can document it.
Rent, home values and ownership in Twiggs County
A typical Twiggs County rental runs $808 a month including utilities, which is 42% below Georgia. 51% of renting households spend 30% or more of income on rent, and 24% spend half or more. Home values center on $111,300, or 2.0 years of median income. Owners occupy 88% of homes. Half the housing stock was built before 1984.
| Measure | Twiggs County | Georgia | Median U.S. county |
|---|---|---|---|
| Median gross rent | $808/mo | $1,393/mo | $877/mo |
| Median home value | $111,300 | $303,300 | $185,300 |
| Owners | 88% | 66% | 75% |
| Rent-burdened renters | 51% | 52% | 45% |
| Burdened owners | 25% | 26% | n/a |
Owners with equity have a second option. Weigh a secured line against an unsecured loan by risk as well as cost before you choose (how they compare). Rent pressure is real here, so run any payment through the debt-to-income calculator before you apply.
Twiggs County next to its neighbors
Nearest neighbors first, measured between county centers (17 to 26 miles). Income ranges from $45,465 in Wilkinson County to $80,698 in Houston County; 4 of these neighbors top Twiggs County's median.
| Adjacent area | How far | HH income (median) | Rent (median) | Owner share |
|---|---|---|---|---|
| Twiggs County | - | $56,324 | $808/mo | 88% |
| Bleckley County, GA | 17 mi | $62,008 | $799/mo | 73% |
| Wilkinson County, GA | 17 mi | $45,465 | $825/mo | 81% |
| Bibb County, GA | 18 mi | $51,234 | $1,066/mo | 51% |
| Houston County, GA | 20 mi | $80,698 | $1,208/mo | 67% |
| Peach County, GA | 25 mi | $71,293 | $940/mo | 70% |
| Jones County, GA | 26 mi | $75,500 | $964/mo | 84% |
Cities, towns and CDPs in Twiggs County
Here are the 2 most populous of the county's 2 Census places, with income and rent from the same 2020 to 2024 survey. About 14% of Twiggs County residents live in one of the 2. None of the 2 has its own city guide, so this page covers all of them.
| Name | Kind | Pop. | Income | Rent | Miles |
|---|---|---|---|---|---|
| Jeffersonville | city | 1,008 | $46,442 | $680 | 5 mi |
| Danville | town | 111 | $43,750 | n/a | 11 mi |
Room for a loan payment in Twiggs County
How much room does a median Twiggs County budget have? Take median income, subtract median rent, and check what is left under a few common debt-to-income limits.
- Start: $4,694 gross per month ($56,324 / 12)
- Less median rent of $808, which is 17% of it
- Under a 36% cap, $1,690 total minus rent leaves $882
- With a 43% ceiling, about $1,210 remains for car, card, student and any new loan payments
If your rent is above $808, the room shrinks dollar for dollar.
Who lives in Twiggs County, in numbers
Degree holders: 11% of adults over 25. The uninsured rate is 14.6%, against 12.4% for Georgia.
| Indicator | Twiggs County | All of Georgia | U.S. county median |
|---|---|---|---|
| Median age | 48.1 | 37.6 | 41.5 |
| Bachelor's or higher | 10.5% | 34.9% | 22.2% |
| No high school diploma | 21.8% | 10.8% | n/a |
| No health insurance | 14.6% | 12.4% | 7.8% |
| No vehicle | 8.1% | 5.9% | 5.4% |
| Work from home | 7.9% | 15.9% | 8.7% |
| Poverty rate | 18.2% | 13.4% | 13.2% |
| Unemployment (ACS) | 3.8% | 5.1% | 4.4% |
| Minutes to work | Twiggs County workers |
|---|---|
| Under 15 min | 15.4% |
| 15 to 29 min | 40.6% |
| 30 to 44 min | 30.1% |
| 45 to 59 min | 10.1% |
| 60+ min | 3.8% |
Borrowing situations common in Twiggs County
A few patterns in the Twiggs County data, and the practical point behind each:
- Hospital bills in Twiggs County. For the 15% of residents without coverage, the provider's charity-care program comes before any loan (details).
- Manufactured homes. 37% of Twiggs County housing units are mobile homes, and their repairs are often paid with unsecured loans. Get the quote in writing.
- Fixed incomes. Twiggs County's median age is 48.1. Social Security and pensions count as income when documented.
- 18% below poverty. Emergency aid, payment plans and counseling (list) come first.
Lender oversight for Twiggs County
The Georgia Department of Banking and Finance is the place to verify any lender's Georgia license. Problems with a lender can also go to the CFPB. See the Georgia state guide for the statewide picture.
Steps before you apply in Twiggs County
Steps that save money for Twiggs County residents:
- Write down what the expense costs; a smaller loan costs less.
- Collect three written offers and compare APR and total repaid.
- Verify the Georgia license before giving out your Social Security number.
- Confirm the first due date before setting up autopay.
Related local guides
For statewide rules and data, see the Georgia guide.
Frequently asked questions
What is the median household income in Twiggs County?
$56,324 a year in the 2020 to 2024 Census survey, versus $77,353 for Georgia. It ranks 89th of 159 in the state.
How much is rent in Twiggs County?
Median gross rent, utilities included, is $808 a month; 51% of renters spend 30% or more of income on it.
Which towns does the Twiggs County guide cover?
Every community in the county, unincorporated areas included. The largest of its 2 Census places: Jeffersonville, Danville.
Does living in Twiggs County change what I qualify for?
Not in our fit check, which uses only the amount, credit range, income and payments you enter, the same for a Twiggs County resident as anyone. Lenders decide under fair-lending law.
Where can someone in Twiggs County check a lender's license?
With the Georgia Department of Banking and Finance. If a lender is unlicensed or asks for a fee before funding, walk away.