1st Advantage MortgageAbout 51% of Bibb County homes are owner-occupied, and the median household income is $51,234. Those figures describe the county, not you: compare at least three written offers by APR and total cost, and confirm the lender's license before you apply.
On this page
- Who lives in Bibb County
- How Bibb County residents earn a living
- Household income in Bibb County
- Renting and owning in Bibb County
- Bibb County and the counties next door
- Places inside Bibb County
- Bibb County households compared
- Borrowing situations common in Bibb County
- Room for a loan payment in Bibb County
- Who licenses lenders for Bibb County residents
- A Bibb County borrower's checklist
- More guides for Bibb County
- Frequently asked questions
Who lives in Bibb County
With an estimated 156,578 residents (ACS 2020 to 2024), Bibb County ranks 16th of 159 in Georgia for population. Land area is 249 square miles (2024 Gazetteer), so density runs near 628 per square mile. The federal metro definitions (OMB, July 2023) place it in the Macon-Bibb County, GA metropolitan area. Of the 1 Census place inside Bibb County, Macon-Bibb County leads by population with about 156,578.
How Bibb County residents earn a living
By the Census industry count, 26% of employed Bibb County residents work in education and health care and 13% in retail trade. Education and health care stands out: 26% of workers here, versus 21% statewide. ACS puts five-year average unemployment at 8.1% in Bibb County. Long commutes are the exception here: 9% of workers spend 45 minutes or longer getting to work. Households without a car make up 11.3% of the total (5.9% statewide).
| Industry (employed residents 16+) | Bibb County | Gap to Georgia |
|---|---|---|
| Education and health care | 26.1% | +5.1 pts |
| Retail trade | 13.2% | +1.9 pts |
| Professional and administrative services | 9.7% | -3.9 pts |
| Manufacturing | 9.5% | -0.5 pts |
| Arts, lodging and food service | 8.7% | +0.2 pts |
| Finance, insurance and real estate | 7.9% | +1.5 pts |
A lender verifies what your own job pays. The county's industry mix tells you about the local economy, not about your application.
Household income in Bibb County
The median household income in Bibb County is $51,234; statewide it is $77,353, so Bibb County runs 34% below Georgia as a whole. Only 118 Georgia counties post a higher median.
| Households earning | Bibb County | +/- vs Georgia |
|---|---|---|
| Under $35,000 | 36.0% | +13.8 pts |
| $35,000 to $99,999 | 38.6% | -1.0 pts |
| $100,000 to $199,999 | 19.2% | -7.3 pts |
| $200,000 or more | 6.3% | -5.6 pts |
The spread is wide: 25% of Bibb County households make $100,000 or more, and 36% make less than $35,000. The poverty rate is 24.7%, 11 points higher than the state's 13.4%. Income inequality, measured by the Gini index, comes to 0.522 here. Income from any regular source can count, including Social Security, pensions and disability benefits, as long as you can document it.
Renting and owning in Bibb County
Median gross rent, utilities included, comes to $1,066 in Bibb County versus $1,393 statewide. Rent takes 30% or more of income for 58% of renter households here. Home values center on $174,500, or 3.4 years of median income. The ownership rate is 51%. The median home was built in 1977, so roofs, wiring and heating systems are a common source of repair bills.
| Measure | Bibb County | Georgia | Median U.S. county |
|---|---|---|---|
| Median gross rent | $1,066/mo | $1,393/mo | $877/mo |
| Median home value | $174,500 | $303,300 | $185,300 |
| Owners | 51% | 66% | 75% |
| Rent-burdened renters | 58% | 52% | 45% |
| Burdened owners | 26% | 26% | n/a |
| Mobile homes | 2.6% | 7.8% | n/a |
| Vacant units | 17% | 10% | n/a |
With renters making up 49% of households, many Bibb County borrowers have no home equity to fall back on, so the cheapest written offer on an unsecured loan matters more. When half or more of renters are already stretched, a new payment needs a stress test: what happens if a paycheck is a week late?
Bibb County and the counties next door
Six nearby counties, 17 to 24 miles away by the straight-line distance between their centers. Income ranges from $56,324 in Twiggs County to $83,183 in Monroe County; all six of these neighbors top Bibb County's median.
| County | Miles | Median household income | Median rent | Homeownership |
|---|---|---|---|---|
| Bibb County | - | $51,234 | $1,066/mo | 51% |
| Jones County, GA | 17 mi | $75,500 | $964/mo | 84% |
| Crawford County, GA | 18 mi | $67,116 | $914/mo | 81% |
| Peach County, GA | 18 mi | $71,293 | $940/mo | 70% |
| Twiggs County, GA | 18 mi | $56,324 | $808/mo | 88% |
| Monroe County, GA | 20 mi | $83,183 | $943/mo | 84% |
| Houston County, GA | 24 mi | $80,698 | $1,208/mo | 67% |
Places inside Bibb County
Macon-Bibb County is the only Census place mainly inside Bibb County, with about 156,578 of the county's 156,578 residents. This guide covers each of the 1 places and the rural areas around them.
| Community | Type | Residents | Household income (median) | Rent (median) | Distance |
|---|---|---|---|---|---|
| Macon-Bibb County | place | 156,578 | $51,234 | $1,066 | 0 mi |
Bibb County households compared
26% of Bibb County adults 25 and older hold a bachelor's degree or more. The uninsured rate is 13.6%, against 12.4% for Georgia.
| Residents | Bibb County | Georgia | Middle U.S. county |
|---|---|---|---|
| Median age | 36.8 | 37.6 | 41.5 |
| Bachelor's or higher | 26.3% | 34.9% | 22.2% |
| No high school diploma | 12.6% | 10.8% | n/a |
| No health insurance | 13.6% | 12.4% | 7.8% |
| No vehicle | 11.3% | 5.9% | 5.4% |
| Work from home | 9.5% | 15.9% | 8.7% |
| Poverty rate | 24.7% | 13.4% | 13.2% |
| Unemployment (ACS) | 8.1% | 5.1% | 4.4% |
| Trip time | Share |
|---|---|
| Under 15 min | 29.7% |
| 15 to 29 min | 45.9% |
| 30 to 44 min | 15.2% |
| 45 to 59 min | 4.3% |
| 60+ min | 4.9% |
Borrowing situations common in Bibb County
What the Bibb County figures suggest, and what to check first:
- Uninsured care. 14% lack coverage here; nonprofit hospitals must publish an assistance policy, so ask for it first (guide).
- Assistance before credit. With a 25% poverty rate, check no-cost options before any Bibb County loan.
- 58% rent-burdened. A payment on top of high rent needs a cushion; size it with the calculator.
Room for a loan payment in Bibb County
Bibb County at the medians, through a lender's eyes (what DTI means):
- Median income divided by twelve: $4,270 before taxes
- Less median rent of $1,066, which is 25% of it
- $428: what a 35% ratio leaves once rent is paid
- $855: what a 45% ratio leaves once rent is paid
If your rent is above $1,066, the room shrinks dollar for dollar.
Who licenses lenders for Bibb County residents
Bibb County borrowers fall under statewide rules, enforced by the Georgia Department of Banking and Finance. The Consumer Financial Protection Bureau accepts complaints nationwide. See the Georgia state guide for the statewide picture.
A Bibb County borrower's checklist
Steps that save money for Bibb County residents:
- Borrow the amount the job needs; extra cash adds interest.
- Prequalify with soft pulls where offered, then compare in writing.
- Verify the Georgia license before giving out your Social Security number.
- Confirm the first due date before setting up autopay.
More guides for Bibb County
The Georgia guide covers the whole state.
Frequently asked questions
How much do households in Bibb County earn?
The median is $51,234; 25% earn $100,000 or more and 36% under $35,000. A lender uses your own documented income, not this figure.
What do renters pay in Bibb County?
$1,066 a month at the median, about 25% of median household income.
Does this page cover Macon-Bibb County?
Yes, along with the other 0 Census places in Bibb County.
Does my county matter to the questionnaire?
Only your state does. Whether you live in Bibb County or elsewhere in Georgia, the same rules apply.
Who regulates personal lenders for Bibb County residents?
The Georgia Department of Banking and Finance licenses consumer lenders in Georgia; the CFPB takes complaints about any lender, and the FTC wants to hear about fee-first offers.