1st Advantage MortgageUintah County households have a median income of $73,746 and median rent of $941 a month (ACS 2020 to 2024). A loan makes sense only if its total cost beats your alternatives and the payment fits your budget. Check the lender's Utah license first.
On this page
- Who lives in Uintah County
- Income in Uintah County compared with Utah
- Employment and commuting in Uintah County
- What it costs to live in Uintah County
- The communities that make up Uintah County
- The counties around Uintah County
- A Uintah County household budget, worked through
- Who lives in Uintah County, in numbers
- Reading the Uintah County data as a borrower
- Four steps for Uintah County borrowers
- Who licenses lenders for Uintah County residents
- More guides for Uintah County
- Frequently asked questions
Who lives in Uintah County
With an estimated 37,056 residents (ACS 2020 to 2024), Uintah County ranks 11th of 29 in Utah for population. It covers 4,483 square miles of land, or about 8 people per square mile. No metropolitan area includes Uintah County in the 2023 federal delineation, so its numbers stand on their own rather than as part of a metro. Of the 10 Census places inside Uintah County, Vernal leads by population with about 10,392; 3 of the 10 are incorporated.
Income in Uintah County compared with Utah
The median household income in Uintah County is $73,746; statewide it is $95,166, so Uintah County runs 23% below Utah as a whole. Only 19 Utah counties post a higher median.
| Household income | Uintah County | vs Utah |
|---|---|---|
| Under $35,000 | 20.2% | +6.2 pts |
| $35,000 to $99,999 | 45.8% | +7.2 pts |
| $100,000 to $199,999 | 26.7% | -6.8 pts |
| $200,000 or more | 7.3% | -6.6 pts |
About 20% of households earn under $35,000, while 34% clear $100,000. 11.8% of residents fall below the federal poverty line (statewide: 8.5%). Income from any regular source can count, including Social Security, pensions and disability benefits, as long as you can document it.
Employment and commuting in Uintah County
By the Census industry count, 16% of employed Uintah County residents work in education and health care and 14% in agriculture, forestry and mining. Compared with Utah, the county leans toward agriculture, forestry and mining (14% against 1%). Averaged over the five survey years, 6.0% of the labor force was out of work and looking. 13% of commuters travel 45 minutes or more each way, and 8% work from home. 3.1% of households have no vehicle.
| Industry (employed residents 16+) | Uintah County | Gap to Utah |
|---|---|---|
| Education and health care | 16.4% | -6.1 pts |
| Agriculture, forestry and mining | 14.2% | +12.9 pts |
| Retail trade | 13.0% | +1.6 pts |
| Arts, lodging and food service | 10.1% | +1.9 pts |
| Transportation, warehousing and utilities | 8.4% | +3.0 pts |
| Construction | 8.2% | +0.2 pts |
If your hours swing with the season or with overtime, size a loan payment against your base pay, not your best month.
What it costs to live in Uintah County
Renters in Uintah County pay a median of $941 a month, 37% below the Utah figure of $1,496. Rent takes 30% or more of income for 31% of renter households here. With a median value of $298,600, a typical Uintah County house costs 4.0 times what the median household earns in a year. 74% of Uintah County households own their home and 26% rent. Half the housing stock was built before 1992.
| Cost | Uintah County | Utah figure | Median county, U.S. |
|---|---|---|---|
| Median gross rent | $941/mo | $1,496/mo | $877/mo |
| Median home value | $298,600 | $489,400 | $185,300 |
| Owners | 74% | 70% | 75% |
| Rent-burdened renters | 31% | 47% | 45% |
| Burdened owners | 27% | 25% | n/a |
Owners with equity have a second option. Weigh a secured line against an unsecured loan by risk as well as cost before you choose (how they compare).
The communities that make up Uintah County
10 Census places fall mainly inside Uintah County; the 10 biggest are below. They account for 20,799 residents, leaving about 44% of the county in unincorporated, unnamed areas. Incomes vary by place: $97,865 at the median in Naples, $64,457 in Vernal. Median rent ranges from $794 in Maeser to $1,332 in Naples. Live in one of these Uintah County communities, or between them? This is your local guide.
| Place | Type | Population | Median income | Median rent | From county center |
|---|---|---|---|---|---|
| Vernal | city | 10,392 | $64,457 | $934 | 23 mi |
| Maeser | CDP | 4,435 | $83,813 | $794 | 24 mi |
| Naples | city | 3,285 | $97,865 | $1,332 | 21 mi |
| Ballard | town | 1,803 | $87,037 | $1,118 | 26 mi |
| Fort Duchesne | CDP | 271 | $42,596 | n/a | 22 mi |
| Jensen | CDP | 258 | $2,499 | n/a | 19 mi |
| Lapoint | CDP | 122 | n/a | n/a | 24 mi |
| Whiterocks | CDP | 117 | n/a | n/a | 33 mi |
| Randlett | CDP | 116 | $28,583 | n/a | 18 mi |
| Bonanza | CDP | 0 | n/a | n/a | 19 mi |
CDP: census-designated place, an unincorporated community mapped for statistics.
The counties around Uintah County
Distances run center to center, from Duchesne County at 49 miles out to Grand County at 80. Income ranges from $58,377 in Carbon County to $78,445 in Duchesne County; 2 of these neighbors top Uintah County's median. Some neighbors are in Colorado. Lender licensing is state by state, so a loan for a Uintah County resident follows Utah rules.
| Nearby county | Center to center | Household income | Gross rent | Owner-occupied |
|---|---|---|---|---|
| Uintah County | - | $73,746 | $941/mo | 74% |
| Duchesne County, UT | 49 mi | $78,445 | $1,009/mo | 79% |
| Daggett County, UT | 53 mi | $66,000 | $900/mo | 82% |
| Carbon County, UT | 65 mi | $58,377 | $870/mo | 68% |
| Rio Blanco County, CO | 70 mi | $65,473 | $919/mo | 74% |
| Moffat County, CO | 76 mi | $73,849 | $1,039/mo | 69% |
| Grand County, UT | 80 mi | $67,106 | $1,118/mo | 70% |
A Uintah County household budget, worked through
Uintah County at the medians, through a lender's eyes (what DTI means):
- Monthly gross at the median, Uintah County: $6,146
- 15% goes to median rent ($941)
- $1,517: what a 40% ratio leaves once rent is paid
Lenders set their own limits and look beyond the ratio. The DTI calculator uses your figures instead of Uintah County's.
Who lives in Uintah County, in numbers
Degree holders: 17% of adults over 25. About 13% go without health insurance.
| Residents | Uintah County | Utah | Middle U.S. county |
|---|---|---|---|
| Median age | 33.2 | 32.0 | 41.5 |
| Bachelor's or higher | 16.8% | 37.7% | 22.2% |
| No high school diploma | 10.2% | 6.6% | n/a |
| No health insurance | 13.1% | 8.4% | 7.8% |
| No vehicle | 3.1% | 4.1% | 5.4% |
| Work from home | 8.0% | 17.6% | 8.7% |
| Poverty rate | 11.8% | 8.5% | 13.2% |
| Unemployment (ACS) | 6.0% | 3.6% | 4.4% |
| Trip time | Share |
|---|---|
| Under 15 min | 56.2% |
| 15 to 29 min | 20.8% |
| 30 to 44 min | 9.5% |
| 45 to 59 min | 6.5% |
| 60+ min | 7.0% |
Reading the Uintah County data as a borrower
Based on the Uintah County data above, these borrowing questions are most likely to matter locally.
- Medical bills. 13% of Uintah County residents are uninsured. Before borrowing for care, ask the provider about financial assistance and payment plans.
- Credit reports. Pull free reports at AnnualCreditReport.com and dispute errors before applying.
- Fraud. Gift cards, wire transfers or fees to unlock a loan mean walk away (report it).
Four steps for Uintah County borrowers
A short checklist for Uintah County borrowers:
- Write down what the expense costs; a smaller loan costs less.
- Line up offers side by side: APR, fees in dollars, total cost.
- Check the license, then the reviews, then the offer.
- Confirm the first due date before setting up autopay.
Who licenses lenders for Uintah County residents
Before sharing details with a lender, a Uintah County resident can confirm its license with the Utah Department of Financial Institutions. Banks and credit unions have their own regulators, and the CFPB takes complaints about any lender. Statewide data and rules: Utah guide.
More guides for Uintah County
The Utah guide covers the whole state.
Frequently asked questions
What does a typical Uintah County household make?
About $73,746 a year at the median (ACS 2020-24), 23% below the Utah median.
How does Uintah County rent compare with Utah?
$941 locally versus $1,496 for the state, 37% below.
Does this page cover Vernal?
Yes, along with the other 9 Census places in Uintah County, such as Maeser, Naples, Ballard.
Will a Uintah County address affect my match?
Beyond confirming Utah as your state, no. Your answers about amount, credit, income and payments are all that count.
Where can someone in Uintah County check a lender's license?
With the Utah Department of Financial Institutions. If a lender is unlicensed or asks for a fee before funding, walk away.